Financial Advisor Cannock

Cannock Independent Financial Advice & Investment

Financial Advisor Cannock Staffordshire (WS11): It can be a daunting experience trying to find a first-rate independent financial advisor in the Cannock area, especially if it's the first time that you are needing financial advice. Whether it is pension, mortgage, investments or even insurance advice that you're after, there's one common rule for all professional financial advisors; they all have to comply with Financial Conduct Authority (FCA) regulations. Any advice given through a FCA registered financial advisor in Cannock comes with guarantees that should things go awry, you can contact the Financial Ombudsman or the Financial Services Compensation Scheme.

Free Cannock Financial Advisor Quotes

Friends and neighbours recommendations can be a decent starting place in selecting a financial advisor in Cannock, but keep in mind that their circumstances might be different to the type of advice you are looking for. Financial advice must be specifically tailored to your unique circumstances, and you'll find that some financial advisors may not be appropriate for your requirements. Choosing a financial advisor is an important decision and it pays to talk with at least 3 different companies so as to check out the various options they can offer, and to find one that you feel comfortable with and can trust.

Financial Advisor Cannock Staffordshire (WS11)

There are 2 principal types of financial advisor in Cannock; independent financial advisors (IFA) and restricted advisors. The good thing about seeing an independent financial advisor is that they should not be restricted to just one provider's services and products, and can offer a wider range of options. Independent financial advice should be offered in an unbiased way and should cover the whole spectrum of financial products and companies. Consulting an IFA should permit you to choose from the broadest possible array of products. A restricted advisor could be limited to products and services from a particular firm, or may even focus on just one product, as may be the case with a mortgage advisor.

Before any financial advisor accepts you as a client, they are required by the Financial Conduct Authority to discuss their charges with you. Although it varies based on the kind of service you're looking for, there could be a set fee, an hourly rate, or you might even be charged a slice of what you are investing. To discuss your objectives and find out if the advisor is the correct fit for your circumstances, you could be offered the possibility of a free first consultation. If you go to one of the larger Cannock firms, your account may be managed by a team of advisors rather than a single individual.

Financial Advisors Cannock UK (01543)

To summarise your ambitions and financial situation to the advising company, you'll need to fill out a "Fact Find" form, which is a confidential disclosure document. You'll also be given an Initial Disclosure, or Key Facts Document, which gives you information on the financial advisor, their situation for offering independent or restricted advice and their scope of permissions in the financial market. Your legal rights should also be spelled out in this document, along with the options you can take if you wish to make a complaint because you aren't satisfied with the service you're given. It should describe what you are committing yourself to, and any possible benefits and risks if you decide to accept the offered advice, and it has to be laid out in clear language. You can find the level of cooling-off period in this document. This allows you to cancel the agreement within a certain number of days, and if any penalties are incurred.

The very first time you're talking with your financial advisor you should check what qualifications and experience they have. Do not be self-conscious about asking such questions, after all you're on the verge of entrusting your financial wellbeing to their skill. Every financial advisor in Cannock must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. If your advisor's name does not show up on the Financial Services Register, you should not stress, the company the individual works for should be found on the register and their employees will be covered by the regulations. If they are unable to present this evidence, the individual cannot offer advice but is able to offer financial guidance. Guidance is not regulated in the same way as financial advice, meaning that if errors arise the client won't have any recourse.

Financial Advisor Quotes in Cannock Staffordshire

You'll be asked the amount of risk you're ready to take, if you are seeking advice on investments. High risk investments may offer better rewards, however some or all of your capital could be lost. Your savings goals should be carefully considered if good quality investment and financial advice is to be given, i.e. long or short term investments, how quickly you need to access your money and how much you wish to invest. "How much money can you truly afford to lose?" Is the one crucial question that you should really be asking yourself. This may well affect the products and services that could be offered for your consideration, and is generally referred to as your 'capacity for loss'.

Financial Advice Near Cannock Staffordshire

If you have already got any current regular outgoing payments, mortgage loans, investments or savings, you'll want to let your financial advisor know about these. This will give a clear and full picture of your financial circumstances, and without this the advice given may not be the most appropriate for you. Diversifying your savings and investments by spreading the risk load across different products, is an important part of reliable financial advice. A competent financial advisor in Cannock will understand the best products to consider, which reflect your goals and your financial situation.

Your financial advisor will try to communicate in the clearest possible way, while opening up the complex world of finance. You should be able to make an informed and educated decision when you have learned about the various products and services that match your needs. You could perhaps ask your advisor to only choose ethical savings and investment schemes. This allows you to lend support to enterprises and firms which address your concerns, i.e. green energy or zero carbon, or perhaps keeping away from firms that do not meet your requirements.

It can prove difficult to manage your work life and other commitments around a close working relationship with a financial advisor in Cannock. To enable you to seek advice at a time to suit you, face-to-face meetings can be augmented with video conferencing and telephone. Any competent financial advice firm in Cannock will have rigorous measures in place to keep your details confidential and secure, even if you never have a one-to-one meeting with your advisor, because home and remote working is no longer unusual.


You must always understand that the financial world is an unpredictable sector, and investment values can just as easily fall as well as rise. It can be extremely disheartening and worrying if your investment is not making the amount of money you hoped for. Your investment having a downward trend is not a recognised cause for complaint, unless your financial advisor has supplied you with incorrect or misleading information.

Independent Financial Advisor Near Cannock (WS11)

The company's official complaints procedure should be the best place to start with any grievances, and the Key Facts Document will discuss this. You can tell the Financial Ombudsman about the problem if it is unresolved within the time-frame set out by the regulating authority, and your advisor is registered with the FCA.

After looking into the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If it is found that the complaint is legitimate, a decision will be made on how the client can be compensated or the situation rectified. Once the decision has been agreed on by the client it becomes a legally binding decision that the advisor and their company, must abide by. The Financial Ombudsman will also consider any upset, trouble, distress and inconvenience caused to the client during the situation, and fix the level of compensation accordingly.

Book a Financial Advisor in Cannock UK

Financial advice can be provided in Cannock and also in: Pillaton, Great Wyrley, Wedges Mill, Bridgtown, Calf Heath, Green Heath, Littleworth, Hednesford, Wimblebury, Broomhill, Heath Hayes, Stoney Lea, Four Ashes, Four Crosses, Chadsmoor, Burntwood, Huntington, as well as in these postcodes WS11 4AZ, WS11 4NW, WS11 1RA, WS11 5DD, WS11 4BQ, WS11 1LR, WS11 5JA, WS11 4PQ, WS11 4BD, WS11 4AY. Locally based Cannock financial advisers will most likely have the postcode WS11 and the dialling code 01543. Checking this can confirm you are accessing local financial advisers. Cannock homeowners can utilise these and lots of other finance related services. Click the "enquiry" banner or form to get details about financial advisors in your location.

Cannock Financial Advice Services

Financial Advice Tasks Cannock

There are a wide array of services that can be provided by your local Cannock financial advisor including pension consolidation advice, ISA's Cannock, offshore investment advice, ethical investment advice Cannock, equity release advice in Cannock, income protection advice, personal protection, independent financial advice, personal pensions advice, corporate financial planning, financial advice services, bereavement benefits, money planning in Cannock, business protection, will writing services in Cannock, pension advice, investment consolidation advice, investment bonds, pension reviews in Cannock, life assurance, pension planning, business financial planning in Cannock, long term care fee advice, pensions in divorce, investment advice, multi-asset portfolios, pension drawdowns, family income benefit, divorce planning, wealth management & investments, and more. These are just a few of the activities that can be carried out by a financial advisor. Cannock professionals will inform you of their entire range of services.


Financial Advisors Near Cannock

Also find: Wedges Mill financial advisers, Four Crosses financial advisers, Stoney Lea financial advisers, Littleworth financial advisers, Four Ashes financial advisers, Pillaton financial advisers, Wimblebury financial advisers, Burntwood financial advisers, Hednesford financial advisers, Broomhill financial advisers, Huntington financial advisers, Great Wyrley financial advisers, Bridgtown financial advisers, Heath Hayes financial advisers, Green Heath financial advisers, Chadsmoor financial advisers, Calf Heath financial advisors and more. Most of these locations are serviced by local financial advisers. Cannock residents can get price quotes by clicking here.

Cannock Financial Advice Services

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Financial Advice Enquiries in Cannock Staffordshire (01543)
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Financial Advisors Around Cannock: Over the past year financial advice was provided in the following Cannock streets: Burgoyne Street, Stone Pine Close, Barley Close, Shelley Road, Taplow Place, Sherwood Drive, Tudor Road, St Aidans Road, Ash View, Dual Way, Cuckoo Close, Bluebell Close, Bradford Street, Coopers Coppice, Deer Close, Berwick Drive, Camelot Close, St Matthew Close, Balmoral Drive, Convent Close, Boston Close, Stratford Way, Squirrel Close, Asquith Drive, Smillie Place, St Johns Road, Dartmouth Road, Sycamore Road, and in these Staffordshire postcodes: WS11 4AZ, WS11 4NW, WS11 1RA, WS11 5DD, WS11 4BQ, WS11 1LR, WS11 5JA, WS11 4PQ, WS11 4BD, WS11 4AY. Folks residing in these local areas recently requested the help of a financial advisor. Cannock residents enjoyed trusted and competent financial services in every case.

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Financial Advisor Jobs Cannock: See financial adviser jobs in Cannock by going here: Financial Advisor Jobs Cannock

Independent financial advisor in WS11 area, (dialling code 01543).

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(This financial advisor Cannock content was updated on 06-05-2022)