Financial Advisor Stamford

Stamford Independent Financial Advice & Investment

Financial Advisor Stamford Lincolnshire (PE9): Finding a good independent financial advisor in Stamford can be an intimidating experience, particularly if you are needing financial advice for the very first time. However, all financial advisors have one thing in common; they all have to adhere to the regulations laid down by the FCA (Financial Conduct Authority), whether you are after investments, mortgage, pensions or even insurance advice. Any advice given by a FCA certified financial advisor in Stamford comes with guarantees that if things go wrong, you can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Stamford Financial Advisor Quotes

When picking a financial advisor in Stamford, a decent place to begin could be family and friends, but you must keep in mind that your circumstances might not be in line with theirs, and you might be in need of a different kind of advice. Not every financial advisor is suitable for everybody, and any advice they provide needs to be personalised to your unique situation. To investigate the options that they're offering and find a financial advisor that you feel comfortable with and can trust, it pays to talk with at least three different companies, because after all choosing a financial advisor is a major decision.

Financial Advisor Stamford Lincolnshire (PE9)

Restricted advisors and independent financial advisors, are the 2 main types of financial advisor in Stamford. The advantage of using an independent financial advisor is that they will not be confined to the services or products of just one provider, and can offer a wider range of options. Encompassing the full spectrum of financial companies and products, independent financial advice must be given in an unbiased and impartial way to clients. This will allow you to pick from the widest possible range of products to suit your needs. A restricted financial advisor might be involved with a single product, as with a mortgage advisor, or be limited to products and services from a single company.

Before taking you on as a client, any Stamford financial advisor must fully discuss their charges with you, as required by the Financial Conduct Authority. Although it can vary in accordance with the type of product you are looking for, there may be a set fee, an hourly rate, or you may even be charged a specific percentage of the money you are investing. A free first consultation will sometimes be offered, so that you can discuss your objectives and circumstances to determine whether the advisor is the right fit. In some bigger Stamford companies, you could find that your account is managed by a team as opposed to an individual advisor.

Financial Advisors Stamford UK (01780)

Before any financial advice is given you will be required to complete a confidential disclosure document, known as a "Fact Find" form, which informs the advising company about your goals and financial situation. You'll also be handed an Initial Disclosure Document, or Key Facts Document, which provides information regarding the financial advisor, their status to offer restricted or independent advice and their range of permissions in the financial market. If you aren't happy with the service, and wish to submit a complaint, this document will also lay down your own legal rights and your options. It should detail exactly what you are signing up for, and any potential risks and benefits that exist should you opt to take the advice offered, and it should be written in plain language. The level of cooling-off period should also be spelled out in this Key Facts Document. Within a certain period of time, this makes it possible for you to cancel your contract.

Ensure that you check what qualifications and experience the financial advisor has the first time you speak to them. You needn't be embarrassed about asking these questions, after all you are on the verge of entrusting your long-term financial wellbeing to their expertise. A Level 4 qualification in financial advice is the minimum certification for any Stamford financial advisor, and they also have to be able to show an annual Statement of Professional Standing. You shouldn't freak out if your particular advisor's name does not show up on the Financial Services Register, providing the firm is listed on the register, their personnel are covered by the regulations. The person may still offer financial guidance rather than advice, if these cannot be provided. In financial terms guidance is somewhat different to advice and isn't regulated. Therefore there is no recourse for the client if financial blunders occur.

Financial Advisor Quotes in Stamford Lincolnshire

You'll be asked about the level of risk you're prepared to take, if you are seeking advice on investing money. High risk investments could potentially offer substantial rewards, but some or all of your capital could be lost. Your savings aims must be taken into account if decent investment advice is to be given, i.e. how much you wish to invest, how quickly you need to access your funds and short or long term investments. One question you should ask of yourself, which is usually ignored, is how much money you can really afford to lose. This is referred to as your capacity for loss and may influence the services and products that could be offered for your consideration.

Financial Advice Near Stamford Lincolnshire

You will need to tell your financial advisor about any current mortgages, regular outgoing payments, savings or investments. This will give a clear and full picture of your current financial situation, without which the advice given will most likely not be the most suitable for you. Reliable financial advice should allow for diversifying your savings and investments by spreading the risk load across different products. A seasoned financial advisor in Stamford will have the knowledge of the best products to consider, which reflect your goals and your financial situation.

A financial advisor will unveil the multifaceted world of finance, and converse in the clearest possible way. After comparing the products and services which meet your needs, you should be in a position to come to an informed and calculated decision. You can perhaps ask your financial advisor to only choose ethical investments and savings. This doesn't just give you investment possibilities, but also enables you to lend your support to renewable energy or zero carbon projects, and stay away from businesses and companies that do not share the same values that you do.

Having constant interactions with your financial advisor in Stamford could cause complications with your work life and other obligations. Face-to-face meetings can be augmented with telephone and video conferencing to enable you to seek advice at a time to suit you. Even if you hardly ever have a one-on-one meeting with your personal advisor, an established financial advice firm in Stamford will have stringent measures in force to ensure your details are kept confidential and secure, because working from home and remote working is now so common.


The value of your investments can drop as well as rise, and this is a factor that you must always keep in mind. If your investment isn't making as much money as you hoped for, it can be quite demoralising and worrying. Sadly, a downward spiraling of your investment is not a recognised basis for complaint, unless it's owing to misleading or wrong information from your financial advisor.

Independent Financial Advisor Near Stamford (PE9)

As outlined in the Key Facts Document, any grievances should commence with the firm's official complaints procedure. You can let the Financial Ombudsman know about the situation if it remains unresolved within the time period stipulated by the regulating authority, and your advisor is registered with the Financial Conduct Authority.

The Financial Ombudsman will make a ruling after independently reviewing the cause for complaint. If it is found that the complaint is justifiable, a decision is made on how the customer can be financially compensated. The advisor and their company must abide by any decision that is made by the Ombudsman, which becomes legally binding as soon as the customer has agreed to it. Any distress, annoyance, hassle and inconvenience caused to the customer during the process, will be taken into account when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Stamford UK

Financial advice can be provided in Stamford and also nearby in: Baston, Wittering, Great Casterton, Easton on the Hill, Ketton, Ryhall, Barnack, Northfields, Uffington, Market Deeping, Helpston, St Martins, Collyweston, Tallington, Empingham, Newstead, as well as in these postcodes PE9 1GL, PE9 1HR, PE9 1AR, PE9 1BE, PE9 1AZ, PE9 1DS, PE9 1DU, PE9 1JH, PE9 1JA, PE9 1AT. Local Stamford financial advisers will most likely have the dialling code 01780 and the postcode PE9. Checking this should confirm that you access locally based financial advisers. Stamford homeowners will be able to utilise these and countless other comparable services.

Required Skills for a Financial Advisor

  • To be capable of using a computer and the appropriate software programs.
  • The ability to promote financial products and services.
  • To have a goal driven mentality.
  • Good management skills for negotiating product rates.
  • An outstanding level of numeracy for producing financial packages.
  • Excellent skills in customer service for establishing client needs.
  • To be able to network and build solid relationships with customers.
  • To have the ability to listen attentively
  • Good verbal communication skills.
  • A solid understanding of economics and accounting relating to financial markets and products.
  • To be thorough and pay attention to detail.

Stamford Financial Advice Services

Financial Advice Tasks Stamford

There is a variety of services that are provided by your local Stamford financial advisor including unit trusts, portfolio management in Stamford, income protection advice, cash flow modelling, pension advice, life assurance in Stamford, death benefit advice, saving for children, investment consolidation Stamford, familt controlled trusts, life insurances, investing an inheritance, savings advice, ethical investment advice, mutual funds, pension drawdowns, corporate bonds, personal financial planning in Stamford, cashflow planning, financial advice services, independent financial advice, ISA's, money planning, pension consolidation advice, inheritance tax planning, personal protection, pension plans Stamford, investment planning, personal pensions advice in Stamford, equity release, and lots more. These are just a selection of the duties that can be undertaken by a financial advisor. Stamford professionals will be happy to inform you of their entire range of financial services.

A Financial Advisor's Daily Tasks

  • Keeping fully up to date with new financial products and regulation changes.
  • Working together with colleagues to gather trends, statistics and market information.
  • Researching financial products and explaining them clearly and simply to customers.
  • Updating clients regarding their investments.
  • Providing consultation, education and counselling with regards to investments and finances.
  • Maintaining a record of potential customers and transactions.
  • Speaking to customers regarding their plans and finances.
  • Producing financial reports.
  • Making advantageous deals with with financial product providers.
  • Meeting sales and performance targets.

Financial Advisors Near Stamford

Also find: Great Casterton financial advisors, Northfields financial advisors, St Martins financial advisors, Uffington financial advisors, Ketton financial advisors, Easton on the Hill financial advisors, Empingham financial advisors, Newstead financial advisors, Helpston financial advisors, Wittering financial advisors, Collyweston financial advisors, Tallington financial advisors, Ryhall financial advisors, Barnack financial advisors, Market Deeping financial advisors, Baston financial advisors and more. The majority of these places are covered by local financial advisers. Stamford residents can get estimates by clicking here.

Stamford Financial Advice Services

Find a Financial Advisor in Stamford Here
Financial Advice Enquiries in Stamford Lincolnshire (01780)
  • Stamford Financial Services
  • Stamford Corporate Financial Advice
  • Stamford Tax Advice
  • Stamford Independent Financial Advice
  • Stamford Estate Planning
  • Stamford Investment Advice
  • Stamford Trustee Investments
  • Stamford Inheritance Advice
  • Stamford Cheap Financial Advice
  • Stamford Cashflow Analysis
  • Stamford Wealth Management
  • Stamford Pension Advice
  • Stamford Retirement Planning
  • Stamford Life Insurance Advice

Financial Advisors Around Stamford: Over the past 12 months financial advice was provided in these Stamford streets: Bath Row, Fox Dale, Recreation Ground Road, Witham Close, Laughton Drive, Austin Street, Priory Road, Waterfurlong, Victoria Road, Rutland Road, Troon Close, Bramble Grove, Sandringham Close, Cambridge Road, Woodhead Close, Primrose Way, Kettering Road, Sheep Market, St Peter's Hill, Doughty Street, Petergate, Roman Bank, Elm Street, Dundee Drive, Irnham Road, Elizabeth Road, Cliff Crescent, Peterhouse Close, and in these Lincolnshire postcodes: PE9 1GL, PE9 1HR, PE9 1AR, PE9 1BE, PE9 1AZ, PE9 1DS, PE9 1DU, PE9 1JH, PE9 1JA, PE9 1AT. Folks residing in these local areas recently needed help from a financial advisor. Stamford residents enjoyed professional and competent financial services in all cases.

For local Stamford information click here

Independent financial advisor in PE9 area, (dialling code 01780).

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(This financial advisor Stamford information was checked and updated on 01-09-2022)