Financial Advisor Galleywood

Galleywood Independent Financial Advice & Investment

Financial Advisor Galleywood Essex (CM2): Locating a reliable financial advisor advisor in Galleywood can be an intimidating experience, particularly if you're seeking financial advice for the very first time. Whether it's investment, mortgage, pensions or even insurance advice that you're after, there is one common rule for all qualified financial advisors; they must all follow FCA (Financial Conduct Authority) regulations. Any advice given from a FCA certified financial advisor in Galleywood comes with certain guarantees that should things go wrong, you've got access to the Financial Ombudsman or the Financial Services Compensation Scheme.

Free Galleywood Financial Advisor Quotes

Recommendations from neighbours and friends can be a decent starting point in selecting a financial advisor in Galleywood, but remember that their situation may be different to the sort of advice you are looking for. Any advice they provide should be adapted to your particular circumstances, and every financial advisor is not suitable for everybody. To investigate the options they can provide and find a financial advisor that you feel comfortable with and can trust, it is a good idea to speak with at least three different companies, because after all selecting a financial advisor is a major decision.

Financial Advisor Galleywood Essex (CM2)

When it comes to picking a financial advisor in Galleywood, there are two principal types; restricted advisors and independent financial advisors (IFA). Offering a wider range of options, an independent financial advisor won't be confined to the products and services of just one company. Independent financial advice must cover the whole spectrum of financial companies and products, and must be given in an impartial way. This enables you to choose from the broadest range of products to suit your needs. If you use a restricted financial advisor you will discover that they could be limited to services and products of a particular provider, or as with a mortgage advisor, may only be involved with one individual product.

Before taking you on as a client, any financial advisor must be transparent about their charges, as set out by the Financial Conduct Authority. Depending on the type of service you're looking for, you could be charged a set fee, by the hour or perhaps even a proportion of your investment. To discuss your aims and find out if the advisor is a good fit for you and your circumstances, you will sometimes be offered the possibility of a free first consultation. Your account may be handled by a team as opposed to a single advisor, if you opt to go with one of the larger firms in Galleywood.

Financial Advisors Galleywood UK (01245)

To summarise your financial situation and ambitions to the advising company, you'll be asked to fill out a "Fact Find" form, which is a confidential disclosure document. To provide information on the financial advisor, their status to offer independent or restricted advice and their scope of permissions in the financial arena, you'll also be handed an Initial Disclosure, or Key Facts Document. This document will also lay out your legal rights and the possible options you can take if you aren't happy with the service, and wish to complain. It must be written in plain language and detail what you are committing yourself to, and any potential benefits and risks that exist should you elect to take the offered advice. The Key Facts Document will also inform you of the cooling-off period. This permits you to cancel your contract within a specific number of days, and whenever any penalties are incurred.

Ensure that you check the experience and qualifications of the financial advisor when you first speak with them. After all you are about to entrust your long-term financial wellbeing to their skill, so you shouldn't be self-conscious about asking these questions. Every financial advisor in Galleywood must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When you check the Financial Services Register, don't panic if your specific financial advisor's name does not show up on there; you should be able to find the firm name, and that means the legislation covers all of their advisors. If they're not able to supply these accreditations, the person can't offer advice but can offer financial guidance. In terms of finance guidance differs to advice and is not regulated. Therefore there's no recourse for the client if financial blunders arise.

Financial Advisor Quotes in Galleywood Essex

You'll be asked about the amount of risk you are prepared to accept, if you are seeking advice on investing money. Substantial rewards might be possible with higher risk investments, however you stand a greater chance of losing some or all of your cash. Decent financial and investment advice will take you savings goals into consideration, i.e. how rapidly you need to access your funds, how much capital you want to invest and short or long term investments. The one question that you should ask yourself, which is frequently ignored, is just how much you can actually afford to lose. Referred to as your 'capacity for loss', this will quite likely affect the services and products that you're offered.

Financial Advice Near Galleywood Essex

If you've already got any current investments, personal savings, mortgages or regular payments, you need to let your financial advisor know about these. They will need these details, so that they can get a picture of your financial situation and give the correct advice for your needs. Good quality financial advice should allow for diversifying your investments and savings by spreading the risk across various different products. In order to match your financial situation and your goals, a seasoned financial advisor in Galleywood will understand the best areas to consider.

A financial advisor will reveal the complex world of finance, and try to communicate in as plain a speech as possible. You should be able to come to an informed and considered decision when you have compared the various products and services that meet your needs. If you are environmentally minded, you could perhaps ask your financial advisor to stick to ethical investment and savings schemes. This not only provides you with investment opportunities, but also enables you to support zero carbon or green energy projects, and keep clear of companies that do not share the same values as you do.

It isn't always easy to have a close working relationship with a financial advisor in Galleywood without this impacting on work and other commitments. Face-to-face appointments can be complemented with video conferencing and telephone to allow you to get advice at a time to suit you. Home and remote working is now a large part of our society, and any competent financial advice firm in Galleywood will have rigorous measures in place to keep your details secure and confidential, even if you never have a one-on-one meeting with your advisor.


Investments can easily go down as well as up, because the financial sector can be unpredictable. It can be quite disheartening and worrying if your investment isn't making the amount of money you were hoping for. Sadly, your investment having a downward trend isn't a recognised basis for complaint, unless of course it is down to misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Galleywood (CM2)

As indicated in the Key Facts Document, any disputes should start out with the company's official complaints procedure. If your advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman of the issue if it is unresolved within the time period set out by the regulating authority.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. If it's established that the complaint is legitimate, a decision is made on how the customer can be compensated or the situation rectified. This will become a legally binding decision once it has been agreed on by the client, and the advisor and their firm must abide by the decision. The Ombudsman will also take into account any inconvenience, annoyance, hassle and distress caused to the customer during the situation, and establish the level of compensation proportionately.

Book a Financial Advisor in Galleywood UK

Financial advice can be provided in Galleywood and also in: Great Baddow, Chelmsford, Woodham Walter, Writtle, Galleyend, Great Seabrights, Sandon, East Hanningfield, Chelmer Village, Bicknacre, Gay Bowers, Little Baddow, Danbury, Springfield, as well as in these postcodes CM2 8QT, CM2 7TB, CM2 8XS, CM2 8RT, CM2 8NH, CM2 8YG, CM2 8JY, CM2 8PN, CM2 8PY, CM2 8SF. Local Galleywood financial advisors will most likely have the dialling code 01245 and the postcode CM2. Checking this will guarantee that you are accessing local financial advisers. Galleywood home and business owners can utilise these and numerous other similar services.

Galleywood Financial Advice Services

Financial Advice Tasks Galleywood

There are a whole host of services that are provided by your local Galleywood financial advisor including investment consolidation, annuities Galleywood, unit trusts, portfolio management, annuity purchase Galleywood, trusts, long term care fee advice, retirement advice, bridging finance, tax financial planning, pension consolidation, ethical investments Galleywood, life insurance advice, independent financial advice, pensions in divorce, personal pensions, cheap financial advice, divorce planning in Galleywood, financial analyst services, general financial planning, business financial planning in Galleywood, income protection advice, financial advice services in Galleywood, inheritance tax planning in Galleywood, familt controlled trusts in Galleywood, pension reviews in Galleywood, pension advice, corporate bonds, investment bonds, personal protection Galleywood, and lots more. Listed are just a few of the duties that can be handled by a financial advisor. Galleywood professionals will tell you about their entire range of financial services.

Financial Advice Enquiries Essex

Essex Financial Advice Enquiries

Recent Essex financial advice enquiries: Jacob Coleman from Blackmore, Essex recently enquired about family income benefit. Yanis Chisholm from Brightlingsea recently asked for information on financial planning. Reagan and Dina Ridley from Rettendon recently asked for information on mortgages. Jasper Warner from Great Chesterford, Essex recently asked for information on equity release. Daniella and Yanis Gleave from Maylandsea, Essex recently asked for information on pensions. Skyler Brady and Zain Brady from East Hanningfield recently asked for information on family income benefit. Mr and Mrs Hinton from Panfield recently enquired about investment bonds. Elodie Clamp from Langdon Hills recently enquired about mortgage advice. Most of these local residents did a search for "Garden Fencing Essex" and noticed this website on Yahoo, Google or Bing.

Skills Needed to be Financial Advisors

  • A good knowledge of economics and accounting associated with financial products and markets.
  • To be able to network and build relationships with clients.
  • To pay attention to detail and be thorough.
  • To be good at selling products and services.
  • Good skills in verbal communication.
  • To be self-motivated and organised.
  • To be able to competently use a computer and the key software applications.
  • Effective management skills for negotiating product fees.
  • A competent level of numeracy for developing financial plans.
  • To have the ability to listen attentively
  • Good skills in customer service for identifying customer requirements and needs.

A Financial Advisor's Regular Duties

  • Financial advisors keep detailed records of clients and transactions.
  • Financial advisors work in conjuction with associates to gather statistics, market information and trends.
  • Financial advisors provide counselling, education and consultation regarding investments and finances.
  • Financial advisors make deals with with providers of financial products.
  • Financial advisors meet targets for performance and sales.
  • Financial advisors keep abreast of new financial products and regulation changes.
  • Financial advisors chat with customers regarding their finances and plans.
  • Financial advisors produce comprehensive financial reports.
  • Financial advisors consistently update clients regarding their investments.
  • Financial advisors recommend the best-suited financial products to their customers.

Financial Advisors Near Galleywood

Also find: Gay Bowers financial advisers, Great Seabrights financial advisers, Sandon financial advisers, East Hanningfield financial advisers, Danbury financial advisers, Galleyend financial advisers, Writtle financial advisers, Little Baddow financial advisers, Chelmer Village financial advisers, Woodham Walter financial advisers, Chelmsford financial advisers, Bicknacre financial advisers, Great Baddow financial advisers, Springfield financial advisors and more. The majority of these towns and villages are served by local financial advisers. Galleywood residents can get financial advice price quotes by clicking here.

Galleywood Financial Advice Services

Find a Financial Advisor in Galleywood Here
Financial Advice Enquiries in Galleywood Essex (01245)
  • Galleywood Corporate Financial Advice
  • Galleywood Trustee Investments
  • Galleywood Tax Advice
  • Galleywood Cashflow Analysis
  • Galleywood Wealth Management
  • Galleywood Mortgage Advice
  • Galleywood Pension Advice
  • Galleywood Financial Advice
  • Galleywood Retirement Advice
  • Galleywood Financial Advice Quotations
  • Galleywood Cheap Financial Advice
  • Galleywood Investment Advice
  • Galleywood Estate Planning
  • Galleywood Financial Services

Financial Advisors Around Galleywood: Households in Roughtons, Pyms Road, Rous Chase, Grey Ladys, West Hanningfield Road, Chaplin Close, Bekeswell Lane, Vicarage Lane, The Street, Mill Hill, Lower Green, Arnold Way, Avila Chase, Beehive Lane, Badgers Close, Deadman's Lane, Little And Great Sir Hughes Lane, Brograve Close, Well Lane, Milligans Chase, Braziers Close, Willowbank, Russell Gardens, have needed financial advice recently. Financial advisors have also been active in these local Galleywood postcodes: CM2 8QT, CM2 7TB, CM2 8XS, CM2 8RT, CM2 8NH, CM2 8YG, CM2 8JY, CM2 8PN, CM2 8PY, CM2 8SF. People in these areas recently required the help of a financial advisor. Galleywood residents enjoyed trusted and competent financial services in all cases.

To find local info on Galleywood, Essex click here

Independent financial advisor in CM2 area, (dialling code 01245).

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(This financial advisor Galleywood page was reviewed and updated on 01-09-2022)