Financial Advisor South Benfleet

South Benfleet Independent Financial Advice & Investment

Financial Advisor South Benfleet Essex (SS7): It can be a daunting experience trying to find a reliable financial advisor advisor in the South Benfleet area, especially if it's the very first time that you're in search of financial advice. Whether it's mortgage, investment, pensions or even insurance guidance that you are after, there's one common rule for all financial advisors; they must all adhere to Financial Conduct Authority regulations. This comes with some guarantees, thus after taking advice from a FCA registered financial advisor in South Benfleet, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if if things go wrong.

Free South Benfleet Financial Advisor Quotes

A decent starting point when choosing a financial advisor in South Benfleet can be friends and family, but remember that the sort of advice you are looking for might be somewhat different to theirs. Every financial advisor isn't suitable for everybody, and their advice needs to be personalised to your particular circumstances. To check out the options they are offering and find a financial advisor that you can trust and feel at ease with, it pays to speak to at least three different companies, because selecting a financial advisor is an important decision.

Financial Advisor South Benfleet Essex (SS7)

There are 2 principal types of financial advisor in South Benfleet; restricted advisors and independent financial advisors. The benefit of seeing an independent financial advisor is that they should not be restricted to a single company's products and services, and can offer a more extensive range of options. Covering the full spectrum of financial companies and products, independent financial advice should be given in an unbiased and impartial way to customers. If you opt to use an IFA, you'll be able to choose from the broadest possible array of services, in order to find the right solution for you. A restricted financial advisor might be focused on an individual product, as with a mortgage advisor, or be limited to products and services from a single provider.

Before any financial advisor takes you on as a client, they are required by the Financial Conduct Authority to discuss their charges with you. You could be charged by the hour, a set fee or possibly even a percentage of your investment, based upon services you're looking for. A free preliminary consultation may be offered, so that you can discuss your objectives and situation to determine whether the advisor is the right fit. Your account may be looked after by a team rather than a single advisor, if you choose to use one of the larger South Benfleet firms.

Financial Advisors South Benfleet UK (01268)

You will have to complete a "Fact Find" form, which is a confidential disclosure document relating your targets and financial situation to the advising company. An Initial Disclosure Document, or Key Facts Document will also be handed to you, to provide information regarding the financial advisors themselves, detailing their range of permissions in the financial arena and their status to offer restricted or independent advice. This document will also make clear your own legal rights and the options you can take if you're not happy with the service, and would like to complain. It should outline precisely what you're signing up for, and any potential risks and benefits if you choose to accept the offered advice, and it must be laid out in plain English. You can find the level of cooling-off period in this document. This enables you to change your mind within a specific time frame, and cancel the contract with your financial advisor.

The first time you're talking with your financial advisor you'll want to check what qualifications and experience they've got. Asking such questions should never be a cause for embarrassment, because after all you're entrusting them with your long-term financial wellbeing. All South Benfleet financial advisors must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. If the advisor's name does not appear on the Financial Services Register, you don't need to freak out, the company the individual works for will almost certainly be on the register and their staff will be covered by the legislation. If they are not able to present these accreditations, the individual cannot offer advice but is permitted to offer financial guidance. Guidance isn't regulated in the same way as financial advice, which means that if errors are made the client won't have any recourse.

Financial Advisor Quotes in South Benfleet Essex

If you are needing advice on investing money you will be asked the level of risk you're willing and able to take. Many investments carry some element of risk, but higher risk investments may offer larger rewards, but also more likelihood of losing some or all of your money. In order to get the most effective financial and investment advice, your savings aims will need to be considered, i.e. how much you have to invest, how rapidly you need to access your money and long or short term investments. "How much can you actually afford to lose?" Is the one vital question that you should really be asking yourself. Known as your capacity for loss, this will quite likely have an effect on services and products that you're offered.

Financial Advice Near South Benfleet Essex

You must tell your financial advisor about any existing regular payments, investments, mortgage loans or personal savings. This gives a clear picture of your financial circumstances, without which the advice given will most likely not be the most suitable for you. Diversifying your investments and savings by spreading the risk across various different products, is an essential part of reliable financial advice. So as to reflect your goals and financial situation, a qualified financial advisor in South Benfleet will be aware of the best areas to consider.

A financial advisor will lay bare the complex world of finance, and try to communicate in the clearest possible way. This will permit you to compare products and services that meet your needs, and come to an informed decision. You can even ask your financial advisor only to specify ethical investment and savings schemes. This allows you to support firms and organisations that address your concerns, i.e. green energy or zero carbon, or perhaps staying away from companies that don't meet your criteria.

It is not always easy to have a close working relationship with a financial advisor in South Benfleet without this affecting your work and other commitments. Face-to-face meetings can be supplemented with video conferencing and phone calls to allow you to seek advice at a time to suit you. Remote and home working is now commonplace, and a competent financial advice firm in South Benfleet will have strict measures in force to keep your details confidential and secure, even if you never have a face-to-face meeting with your personal advisor.

COMPLAINTS

Investments can go down as easily as they can go up, because the financial sector can be a volatile one. It can be extremely demoralising and stressful if your investment fails to make the amount of money you were hoping for. However, except if it is because of wrong or misleading information from your advisor your investment having a downward trend is not seen as a cause for complaint.

Independent Financial Advisor Near South Benfleet (SS7)

The firm's complaints procedure should be the kick off point for any disputes, and the Key Facts Document should discuss this. If your financial advisor is a member of the Financial Conduct Authority, you can let the Financial Ombudsman know about the problem if it is unresolved within the time period set out by the regulating body.

The Financial Ombudsman will come to a decision after independently reviewing the cause for complaint. A decision is made on how to rectify the situation or financially compensate the client, if the complaint is justified. This will become legally binding as soon as it has been accepted by the client, and the financial advisor and their firm must abide by the decision. Any compensation laid down by the Ombudsman will also take into consideration any inconvenience, annoyance, trouble and distress caused to the customer during the dispute.

Book a Financial Advisor in South Benfleet UK

Financial advice can be provided in South Benfleet and also in: North Benfleet, Rawreth, Galmington, Benfleet, Daws Heath, Weir, Hadleigh, Shotgate, Fobbing, Thundersley, Canvey Island, Pitsea, Nevendon, Vange, Rayleigh, Basildon, together with these postcodes SS7 3HX, SS7 1LD, SS7 4BA, SS7 3ES, SS7 4BS, SS7 1HD, SS7 1JN, SS7 1HE, SS7 4AZ, SS7 4EH. Local South Benfleet financial advisers will probably have the phone code 01268 and the postcode SS7. Checking this should make sure that you access locally based financial advisers. South Benfleet home and business owners can benefit from these and countless other similar services.

South Benfleet Financial Advice Services

Financial Advice Tasks South Benfleet

There are a wide array of services that are provided by your local South Benfleet financial advisor including long term care fee advice, cheap financial advice in South Benfleet, financial advice services, stakeholder pension advice, life assurance, personal protection, divorce financial planning South Benfleet, personal pensions advice, will writing services South Benfleet, pension transfer advice in South Benfleet, offshore investments, unit trusts South Benfleet, wealth management & investments, financial planning, life insurances South Benfleet, pensions in divorce South Benfleet, general financial planning, independent financial advice, equity release, retirement planning South Benfleet, pension advice, corporate financial planning South Benfleet, cash flow modelling, investment consolidation in South Benfleet, personal financial planning in South Benfleet, bridging finance, mutual funds, mortgage services, business financial planning in South Benfleet, familt controlled trusts, and more. These are just a few of the duties that can be performed by a financial advisor. South Benfleet professionals will be happy to tell you about their entire range of services.

Financial Advice Enquiries Essex

Essex Financial Advice Enquiries

The latest Essex financial advice enquiries: Colton Walkden and Ashley Walkden from Boxted recently enquired about getting financial advice. Aairah and Jayce Jardine from Tilbury, Essex recently enquired about offshore investments. Mr and Mrs Woodhead from Pitsea, Essex recently asked for information on offshore investments. Leland and Safaa Frazer from Rawreth recently enquired about life assurance. Lillie Doherty and Zakariyya Doherty from Abridge, Essex recently enquired about investment bonds. Laurence Coleman and Ellie-Rose Coleman from Tollesbury, Essex recently asked for information on pensions. Mr and Mrs Sallis from Alresford, Essex recently enquired about mortgage advice. Alissa and Callan Gillespie from South Ockendon, Essex recently asked for information on offshore investments. All these local people searched for "financial advisor Essex" and noticed this web page on either Bing, Yahoo or Google.

Skills Necessary for a Financial Advisor

  • Good verbal communication skills.
  • Good skills in customer service for finding out client needs.
  • To be able to network and build solid relationships with clients.
  • To have good IT skills.
  • Excellent business management skills for the negotiation of product rates.
  • To have the ability to listen attentively
  • To be good at promoting services and products.
  • To pay attention to detail and be thorough.
  • A competent level of maths knowledge for producing financial packages.
  • A solid knowledge of accounting and economics relating to financial products and markets.
  • To have a goal driven mindset.
SOUTH BENFLEET FINANCIAL ADVISOR QUOTES

Financial Advisors Near South Benfleet

Also find: Fobbing financial advisers, Thundersley financial advisers, Galmington financial advisers, Rawreth financial advisers, Vange financial advisers, Basildon financial advisers, Shotgate financial advisers, North Benfleet financial advisers, Benfleet financial advisers, Daws Heath financial advisers, Pitsea financial advisers, Nevendon financial advisers, Hadleigh financial advisers, Rayleigh financial advisers, Canvey Island financial advisers, Weir financial advisors and more. All of these towns and villages are catered for by local financial advisers. South Benfleet residents can get quotations by going here.

South Benfleet Financial Advice Services

Find a Financial Advisor in South Benfleet Here
Financial Advice Enquiries in South Benfleet Essex (01268)
  • South Benfleet Mortgage Advice
  • South Benfleet Cheap Financial Advice
  • South Benfleet Retirement Planning
  • South Benfleet Cashflow Analysis
  • South Benfleet Trustee Investments
  • South Benfleet Tax Advice
  • South Benfleet Financial Advice Quotes
  • South Benfleet Investment Advice
  • South Benfleet Pension Advice
  • South Benfleet Inheritance Advice
  • South Benfleet Estate Planning
  • South Benfleet Wealth Management
  • South Benfleet Independent Financial Advice
  • South Benfleet Life Insurance Advice

Financial Advisors Around South Benfleet: Over the past twelve months financial advice was provided in the following South Benfleet streets: Ashdown Crescent, Hermitage Close, Rush Close, Manor Trading Estate, Brunel Road, Birchwood, Starling Close, Essex Way, Golden Manor Drive, Kings Park, Chapel Lane, Ascot Close, Heather Drive, Kale Road, Sapper Ellison Way, Fairview Walk, Sunnymede Close, Crossfell Road, Bramble Crescent, Wyburn Road, Croft Road, Wellingbury, Hope Road, Lime Road, Hazel Close, Asquith Avenue, Shepherds Walk, Willison Way, Links Way, St. Clements Close, High Street, Queensmere, and in these Essex postcodes: SS7 3HX, SS7 1LD, SS7 4BA, SS7 3ES, SS7 4BS, SS7 1HD, SS7 1JN, SS7 1HE, SS7 4AZ, SS7 4EH. People in these areas recently required help from a financial advisor. South Benfleet residents enjoyed the benefits of reliable and high quality financial services on every occasion.

If you need local South Benfleet information go here

Independent financial advisor in SS7 area, (dialling code 01268).

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(This financial advisor South Benfleet information was last updated on 01-09-2022)