Financial Advisor Rainworth

Rainworth Independent Financial Advice & Investment

Financial Advisor Rainworth Nottinghamshire (NG21): If you're in search of financial advice for the very first time, trying to locate a decent financial advisor advisor in the Rainworth area can be a quite daunting experience. Nevertheless, all professional financial advisors have one thing in common; they must all conform to the regulations laid down by the Financial Conduct Authority (FCA), regardless of whether you're searching for pension, mortgage, investment or even insurance advice. The good thing about this is that should a financial advisor who is FCA certified give you poor advice, and anything goes wrong, you have guarantees, and can get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Rainworth Financial Advisor Quotes

Recommendations from friends and relatives can be a decent starting place in picking a financial advisor in Rainworth, but bear in mind that their situation could be different to what you are looking for. Any advice they offer should be personalised to your particular situation, and not every financial advisor is suitable for everyone. Choosing a financial advisor is a big decision and it is a good idea to talk with at least 3 different companies so as to investigate the options they can offer, and to find one that you feel comfortable with and can trust.

Financial Advisor Rainworth Nottinghamshire (NG21)

Restricted advisors and independent financial advisors (IFA), are the two principal kinds of financial advisor in Rainworth. Offering a wider range of options, an IFA will not be confined to the products or services of a single company. Independent financial advice must be offered in a frank and unbiased way and should cover the whole spectrum of financial products and companies. This will allow you to choose from the widest possible range of services to meet your needs. A restricted financial advisor could be tied to services and products from a particular company, or might even focus on just one product, as may be the case with a mortgage advisor.

Before taking you on as a client, any financial advisor in Rainworth must fully discuss their charges with you, as set out by the Financial Conduct Authority. You could be charged by the hour, a set fee or maybe even a specific percentage of your investment value, according to type of product you require. A free first consultation may be offered, so you can discuss your goals and circumstances to find out if the advisor is the right fit. Your account may be looked after by a team rather than one individual advisor, if you choose to use one of the larger Rainworth companies.

Financial Advisors Rainworth UK (01623)

To outline your financial situation and objectives to the advising firm, you'll be asked to fill out a "Fact Find" document, which is a confidential disclosure form. You should also be handed a Key Facts Document, or Initial Disclosure Document, which provides information regarding the financial advisor, their situation for offering independent or restricted advice and their range of permissions in the financial arena. This document should also lay down your legal rights and the options you can take if you're not happy with the service, and need to complain. It should describe precisely what you are committing yourself to, and any potential risks and benefits if you choose to take the offered advice, and it must be set down in clear language. The allowed cooling-off period should also be spelled out in this document. Within a certain number of days, this allows you to cancel the agreement with your financial advisor.

When speaking with your financial advisor initially you should check their experience and qualifications. After all you are just about to entrust your financial wellbeing to their skill, so you shouldn't be embarrassed about asking these questions. All Rainworth financial advisors must as a minimum hold a Level 4 qualification and be in a position to present an annual Statement of Professional Standing. When you check the Financial Services Register, you don't need to panic if your particular advisor's name doesn't show up on there; you ought to be able to locate the company name, and this means that the regulations covers all of their advisors. If these cannot be presented the person may still offer financial guidance instead of financial advice. In financial terms guidance is different to advice and isn't regulated in the same way. Therefore there's no recourse for the client if mistakes arise.

Financial Advisor Quotes in Rainworth Nottinghamshire

If it is investing money that you are interested in, the advisor will want to know the level of risk you might be willing and able to take with your hard-earned money. Higher risk investments may potentially offer substantial rewards, but some or all of your money could be lost. Your savings objectives should be carefully considered if good investment advice is to be given, i.e. how quickly you need access to your funds, how much you wish to invest and short or long term investments. "How much can you afford to lose?" Is the one vital question that you really need to ask yourself. Referred to as your capacity for loss, this will quite likely affect the services and products that you're offered.

Financial Advice Near Rainworth Nottinghamshire

If you already have any existing regular payments, personal savings, mortgages or investments, you'll want to let your financial advisor know about these. They'll need this information, so they can get a picture of your financial circumstances and give the correct advice for you. Spreading the risk load across various different products by diversifying your savings and investments, is something that good financial advice should encompass. Having a knowledge of the best areas to consider, a professional financial advisor will favour products that most closely fit in with your goals and financial circumstances.

Your financial advisor will try to communicate in the clearest possible way, while opening up the complex world of finance. After learning about the products and services that match your needs, you should be able to come to an informed and knowledgeable decision. If you're environmentally minded, you can maybe ask your advisor to stick to ethical investments and savings. This does not just give you investment possibilities, but also allows you to lend your support to zero carbon or renewable energy projects, and keep away from businesses that don't share the same values.

Having constant interactions with your financial advisor in Rainworth could create complications with work and other obligations. To enable you to seek advice at a time to suit you, face-to-face appointments can be backed up with video conferencing and telephone calls. Remote and home working is now so common, and a professional financial advice company in Rainworth will have rigorous measures in force to ensure your details are kept confidential and secure, even if you rarely have an in-person meeting with your advisor.


Investments can be an unpredictable area, and values can go down as easily as they go up. It can be extremely frustrating and worrying if your investment isn't making as much money as you hoped for. However, unless it is because of misleading or wrong information from your financial advisor, a downward spiral in your investment is not a recognised cause for complaint.

Independent Financial Advisor Near Rainworth (NG21)

The company's complaints procedure should be the starting position for any disputes, and the Key Facts Document will explain this. You can tell the Financial Ombudsman about the situation if it is unsolved within the time schedule set by the regulating authority, and the advisor is a member of the FCA.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. If the complaint is found to be justified, a decision will be made on how to financially compensate the customer. Once agreed on by the client, the ruling becomes a legally binding one, and the advisor and their company must abide by it. The Ombudsman will also consider any inconvenience, annoyance, trouble and distress caused to the customer during the process, and establish the level of compensation accordingly.

Book a Financial Advisor in Rainworth UK

Financial advice can be provided in Rainworth and also in: Forest Town, Clipstone, Ashfield, Edwinstowe, Harlow Wood, Wellow, Mansfield, Eakring, Farnsfield, Ollerton, Edingley, Bilsthorpe, Ravenshead, Blidworth, together with these postcodes NG21 0BZ, NG21 0EL, NG21 0FQ, NG21 0LH, NG21 0HZ, NG21 0JP, NG21 0JX, NG21 0GJ, NG21 0BB, NG21 0NY. Locally based Rainworth financial advisors will probably have the telephone code 01623 and the postcode NG21. Checking this will confirm you access local financial advisers. Rainworth homeowners will be able to utilise these and many other finance related services. Click the "enquiry" banner to get information on financial advisors in your location.

Rainworth Financial Advice Services

Financial Advice Tasks Rainworth

There is a range of services that are provided by your local Rainworth financial advisor including wealth management & investments, personal financial planning, multi-asset portfolios, mortgage advice, personal pensions, inheritance tax planning, general financial planning Rainworth, investment planning, investing an inheritance Rainworth, personal protection Rainworth, critical illness cover in Rainworth, trusts, will writing services, pension reviews Rainworth, corporate bonds Rainworth, pension transfer advice, cheap financial advice, investment consolidation advice, pensions in divorce, trustee investment services, cash flow modelling, pension consolidation advice, bereavement benefit advice, ISA's Rainworth, business protection, portfolio management, life assurance, annuities, financial analyst services, retirement plans, and more. These are just a small portion of the activities that can be conducted by a financial advisor. Rainworth professionals will keep you informed about their whole range of financial services.

The Skills to be a Financial Advisor

  • To have the ability to network and build relationships with clients.
  • The ability to promote products and services.
  • An outstanding level of maths knowledge for creating financial packages.
  • An excellent understanding of economics and accounting associated with financial products and markets.
  • Effective business management skills for negotiating product fees.
  • To have good time management skills.
  • To be thorough and pay attention to detail.
  • To have the ability to listen attentively
  • Outstanding skills in verbal communication.
  • To have good IT skills.
  • Excellent skills in customer service for determining customer requirements.

Regular Tasks of a Financial Advisor

  • Making deals with with providers of financial products.
  • Talking with customers regarding their plans and finances.
  • Researching financial products and explaining them simply and clearly to customers.
  • Meeting targets for performance and sales.
  • Working together with peers to gather market information, trends and statistics.
  • Providing consultation, education and counselling with regards to investments and finances.
  • Continually updating clients concerning their investments.
  • Keeping up to date with new financial products and legislation changes.
  • Producing financial reports.
  • Maintaining a record of transactions and clients.

Financial Advisors Near Rainworth

Also find: Ravenshead financial advisers, Harlow Wood financial advisers, Ashfield financial advisers, Forest Town financial advisers, Bilsthorpe financial advisers, Clipstone financial advisers, Blidworth financial advisers, Wellow financial advisers, Mansfield financial advisers, Edingley financial advisers, Edwinstowe financial advisers, Farnsfield financial advisers, Ollerton financial advisers, Eakring financial advisors and more. All of these villages and towns are catered for by local financial advisers. Rainworth residents can get quotes by clicking here.

Rainworth Financial Advice Services

Find a Financial Advisor in Rainworth Here
Financial Advice Enquiries in Rainworth Nottinghamshire (01623)
  • Rainworth Corporate Financial Planning
  • Rainworth Financial Advice Quotes
  • Rainworth Mortgage Advice
  • Rainworth Life Insurance Advice
  • Rainworth Estate Planning
  • Rainworth Tax Advice
  • Rainworth Cheap Financial Advice
  • Rainworth Financial Services
  • Rainworth Cashflow Analysis
  • Rainworth Retirement Planning
  • Rainworth Investment Advice
  • Rainworth Inheritance Advice
  • Rainworth Trustee Investments
  • Rainworth Independent Financial Advice

More Rainworth Services: Needless to say, when you happen to be looking at your finances in Rainworth, Nottinghamshire, you will likely need all kinds of different services and as well as a financial advisor in Rainworth, Nottinghamshire, you could also need business consulting in Rainworth, property law & conveyancing in Rainworth, mortgage brokers in Rainworth, wills & probate in Rainworth, bookkeepers in Rainworth, family lawyers in Rainworth, investment advisors in Rainworth, mortgage advice in Rainworth, banruptcy lawyers in Rainworth, tax preparation in Rainworth, payroll services in Rainworth, accountants in Rainworth, estate planning in Rainworth, solicitors in Rainworth, contracts lawyers in Rainworth, business financial planning in Rainworth, debt recovery & collection in Rainworth, and other different Rainworth experts.

Financial Advisors Around Rainworth: Financial advice has recently been given in the following Rainworth areas - Churchfield Drive, Rufford Court, Mansfield Road, Blidworth Lane, Eaton Close, Lake Farm Road, Allendale Road, Beverley Close, Rufford Avenue, Derwent Close, The Hollies, Denbigh Close, Manton Close, Westbrook Drive, Curzon Close, Oxford Close, South Avenue, Briar Close, Eakring Road, Diamond Avenue, Kestrel Drive, Forest Close, Rochester Road, Python Hill Road, as well as these Rainworth area postcodes: NG21 0BZ, NG21 0EL, NG21 0FQ, NG21 0LH, NG21 0HZ, NG21 0JP, NG21 0JX, NG21 0GJ, NG21 0BB, NG21 0NY. Folks living in these areas recently requested the help of a financial advisor. Rainworth residents received high quality and dependable financial services in all cases.

If you need local information relating to Rainworth, Nottinghamshire look here

Independent financial advisor in NG21 area, (dialling code 01623).

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(This financial advisor Rainworth content was last updated on 28-06-2022)