Financial Advisor Weybridge

Weybridge Independent Financial Advice & Investment

Financial Advisor Weybridge Surrey (KT13): Locating a first-rate independent financial advisor in the Weybridge area can be an intimidating experience, in particular if you're needing financial advice for the very first time. Whether you are searching for investments, mortgage, pension or even insurance advice, all professional financial advisors have one thing in common; they must all conform to the regulations laid down by the Financial Conduct Authority. This comes with various guarantees, so after taking advice from a FCA registered financial advisor in Weybridge, you can seek reparation from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if anything goes awry.

Free Weybridge Financial Advisor Quotes

A good starting point in choosing a financial advisor in Weybridge may be friends and relations, but keep in mind that the kind of advice you're searching for might be significantly different to theirs. Their advice needs to be adapted to your specific situation, and every financial advisor isn't suitable for everyone. Picking the right financial advisor is vital and it is wise to talk to at least three different companies so as to investigate the various options they provide, and to find one you can trust and feel comfortable with.

Financial Advisor Weybridge Surrey (KT13)

Restricted advisors and independent financial advisors (IFA), are the 2 main kinds of financial advisor in Weybridge. Offering a more extensive range of options, an independent financial advisor should not be restricted to a single provider's services and products. Independent financial advice should cover the full spectrum of financial products and companies, and must be given in an impartial way. If you choose to use an independent financial advisor, you will be able to pick from the widest possible array of products, in order to find the perfect solution for you. A restricted advisor could be focused on an individual product, such as a mortgage advisor, or be limited to products and services from one particular company.

Before any Weybridge financial advisor accepts you as a client, they're required by the FCA to be transparent about their charges. Based upon the services you are looking for, you could be charged by the hour, a set fee or perhaps even a proportion of your investment. You might be offered the chance of a free initial consultation to allow you to discuss your aims and find out if the advisor is a right fit for your situation. In some bigger Weybridge companies, you might find that your account is managed by a team as opposed to an individual.

Financial Advisors Weybridge UK (01932)

To summarise your aims and financial situation to the advising company, you will have to fill in a "Fact Find" document, which is a confidential disclosure form. A Key Facts or Initial Disclosure Document will also be handed to you, to provide information regarding the financial advisors themselves, explaining their range of permissions in the financial sector and their status to offer independent or restricted advice. If you are not happy with the service, and wish to complain, this document will also lay down your rights and your options. It has to be easily understood, written in layman's terms, and describe precisely what you're committing yourself to, together with the risks and benefits of going along with the advice. The cooling-off period should also be fully explained in this document. Within a certain period of time, this enables you to cancel the contract.

The first time you're talking with your financial advisor you should check what experience and qualifications they've got. Asking such questions should not be a cause for embarrassment, because after all you're about to entrust them with your financial wellbeing. Every Weybridge financial advisor must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. When checking the Financial Services Register, you should not panic if your particular financial advisor's name does not appear on there; you will probably locate the company name, and this means that the legislation covers all of their advisors. If these can't be provided the individual may still offer financial guidance instead of financial advice. Guidance is somewhat different to advice as it isn't regulated in the same way, and if errors are made there may be no recourse to either party.

Financial Advisor Quotes in Weybridge Surrey

You'll be asked the level of risk you are willing and able to take on, if you are seeking advice on investing money. Most investments carry some degree of risk, but high risk investments could potentially offer larger rewards, and also more likelihood of losing some or all of your funds. Decent investment and financial advice will take you savings goals into consideration, i.e. how rapidly you need access to your money, short or long term investments and how much money you want to invest. You should always ask yourself the one vital question, how much money can you really afford to lose. Commonly called your 'capacity for loss', this will most likely have an effect on services and products that you are offered.

Financial Advice Near Weybridge Surrey

Right from the start, it is vital that you tell your financial advisor about any regular outgoing payments, investments, mortgages or savings that you currently have. They'll need to know this, so that they can get a picture of your financial circumstances and give the correct advice for your needs. Diversifying your investments and savings by spreading the risk across a number of different products, is an essential part of reliable financial advice. So as to reflect your financial circumstances and your goals, a qualified financial advisor in Weybridge will understand the best areas to consider.

A financial advisor will unmask the complex world of finance, and try to converse in as plain a speech as possible. After learning about the services and products which meet your needs, you should be able to come to an informed and calculated decision. If the environment is important to you, you could ask that ethical savings and investment schemes take precedence. This doesn't just give you investment opportunities, but also enables you to support green energy or zero carbon projects, and stay clear of companies that do not share the same values that you do.

Working alongside your financial advisor in Weybridge can be tricky to fit in around your work day and other obligations. This can be reduced by supplementing face-to-face appointments with telephone calls and video conferencing, therefore enabling you to seek the advice you need at a convenient time. A competent financial advice firm in Weybridge will have stringent measures in force to keep your details secure and confidential, even if you rarely have a one-to-one meeting with your personal advisor, because home and remote working is now so common.


Investment values can go down as well as up, and this is something that you must remember. If your investment is not making the amount of money you were hoping for, it can be incredibly frustrating and worrying. However, unless it's owing to wrong or misleading information from your advisor a downward trend in your investment isn't seen as a grounds for complaint.

Independent Financial Advisor Near Weybridge (KT13)

As laid out in the Key Facts Document, any disputes should start with the company's complaints procedure. If your financial advisor is a member of the FCA, you can inform the Financial Ombudsman of the problem if it is unsolved within the time schedule stipulated by the regulating authority.

The Financial Ombudsman will make a ruling after reviewing the cause for complaint independently. If it's established that the complaint is justified, a decision is made on how the customer can be compensated. The financial advisor and their firm must abide by any ruling that is made by the Ombudsman, which becomes legally binding as soon as the customer has accepted it. Any hassle, annoyance, inconvenience and distress caused to the client during the situation, will be considered when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in Weybridge UK

Financial advice can be provided in Weybridge and also in: Addlestone, Woodham, New Haw, Shepperton, St Georges Hill, Meadowlands, West Byfleet, Walton-on-Thames, Egham Hythe, Oatlands Park, Ashford, Hersham, Byfleet, Thorpe, Cobham, as well as in these postcodes KT13 0LY, KT12 1QP, KT13 0DT, KT13 0BZ, KT13 0JY, KT13 0GL, KT13 0DQ, KT13 0AF, KT13 0DR, KT13 0BL. Locally based Weybridge financial advisors will most likely have the phone code 01932 and the postcode KT13. Checking this can ensure that you access locally based financial advisers. Weybridge home and business owners can benefit from these and many other comparable services.

Pension Planning

Taking a key step towards a secure retirement involves pension planning. Engaging the services of a financial advisor can be instrumental in achieving a significant enhancement of this process. A professional advisor, understanding your retirement goals, will assess your current financial situation and design a personalised pension solution. Navigating the complexities of the UK's pension choices, they deal with workplace pensions, the state pension, and self-invested personal pensions. To make informed decisions about tax implications, contributions and investment choices, you can take advantage of their expertise. Working with a financial advisor in Weybridge leads to the creation of an effective pension plan, providing peace of mind and financial stability for your future.

The State Pension, a government-backed scheme that provides a standard level of retirement income, is at the heart of UK pension planning. An individual's National Insurance contributions over their working life usually determines their eligibility for the State Pension. The complexities of the State Pension scheme have become more important to understand than ever before, due to changes to the number of qualifying years and the State Pension age. (42316)

A Financial Advisor's Regular Duties

  • Financial advisors research financial products and explain them clearly and simply to their customers.
  • Financial advisors work in collaboration with their peers to obtain statistics, trends and market information.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors produce in-depth financial reports.
  • Financial advisors provide education, consultation and counselling with regards to finances and investments.
  • Financial advisors maintain a record of clients and transactions.
  • Financial advisors keep up to date with regulation changes and new products.
  • Financial advisors talk to customers about their plans and finances.
  • Financial advisors consistently update clients regarding their investments.
  • Financial advisors make deals with with financial product providers.

Weybridge Financial Advice Services

Financial Advice Tasks Weybridge

There is a variety of services that are provided by your local Weybridge financial advisor including mortgage financial planning, trusts, bereavement benefit advice, cash flow modelling Weybridge, mutual funds, annuity purchases, investing an inheritance, personal protection, financial analyst services in Weybridge, business planning, tax advice, pension drawdowns, life assurance advice in Weybridge, familt controlled trusts in Weybridge, financial planning, inheritance tax planning Weybridge, cashflow planning, pension plans in Weybridge, corporate bonds, investment plans in Weybridge, wealth management, bridging finance Weybridge, ISA's, income protection, investment bonds, investment consolidation advice, corporate financial planning, long term care fee advice, personal pensions Weybridge, equity release Weybridge, and more. These are just an example of the activities that can be handled by a financial advisor. Weybridge professionals will be delighted to keep you abreast of their entire range of financial services.


Financial Advisors Near Weybridge

Also find: Woodham financial advisors, Ottershaw financial advisors, New Haw financial advisors, Whiteley Village financial advisors, Longcross financial advisors, Littleton financial advisors, Oatlands Park financial advisors, Brooklands financial advisors, Meadowlands financial advisors, Lyne financial advisors, Oatlands financial advisors, St Georges Hill financial advisors, Thorpe financial advisors, Rydens financial advisors and more. Anyone who is looking for financial advice, will find that such services are readily available in all of these places. Homeowners in the area can make enquiries about financial advice by going here.

Weybridge Financial Advice Services

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Financial Advice Enquiries in Weybridge Surrey (01932)
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Financial Adviser Jobs Weybridge: See financial adviser jobs near Weybridge by clicking here: Weybridge Financial Advisor Jobs

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Independent financial advisor in KT13 area, telephone code 01932.

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(This financial advisor Weybridge page was checked and updated on 20-02-2024)