Financial Advisor Middleton

Middleton Independent Financial Advice & Investment

Financial Advisor Middleton Greater Manchester (M24): Finding a reliable financial advisor advisor in the Middleton area can be a challenging experience, particularly if you're seeking financial advice for the very first time. Whether you're looking for pensions, investment, mortgage or even insurance guidance, all qualified financial advisors are bound by one simple rule; they all have to follow the regulations set by the FCA (Financial Conduct Authority). The advantage of this is that should a financial advisor who is FCA authorised give you bad advice, and things go awry, you have guarantees, and can go to the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to get it put right.

Free Middleton Financial Advisor Quotes

When choosing a financial advisor in Middleton, a decent place to begin could be friends and neighbours, but you must bear in mind that your circumstances might not be the same as theirs, and you might be in need of a different kind of advice. Their advice needs to be personalised to your particular situation, and not every financial advisor is suitable for everyone. It pays to talk to at least 3 different firms when you're choosing a financial advisor, since this is a major decision, and you need to find one that you can trust and feel comfortable with, and also explore the various options they can provide.

Financial Advisor Middleton Greater Manchester (M24)

There are 2 main types of financial advisor in Middleton; independent financial advisors (IFA) and restricted advisors. An independent financial advisor will not be limited to the services and products of just one company. Encompassing the full spectrum of financial products and companies, independent financial advice should be given in an impartial and unbiased way to customers. This will allow you to select from the broadest range of services to suit your needs. A restricted advisor might be involved with a single product, such as a mortgage advisor, or be restricted to products and services from one particular firm.

Before any Middleton financial advisor takes you on as a client, they're required by the Financial Conduct Authority to tell you about their charges. You might be charged a set fee, by the hour or maybe even a proportion of your investment, based upon type of product you're looking for. To discuss your aims and determine whether the advisor is the correct fit for your situation, a free initial consultation may be offered. In some of the larger Middleton firms, you may find that your account is being handled by a team rather than an individual.

Financial Advisors Middleton UK (0161)

Before any actual advice is given you will be asked to fill in a confidential disclosure document, called a "Fact Find" form, which tells the advising company about your objectives and financial situation. You'll also be given an Initial Disclosure, or Key Facts Document, which gives you information on the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial arena. If you are not happy with the service provided, and wish to complain, this document should also set down your rights and your options. It should be written in plain English and describe what you are signing up for, and any possible benefits and risks that exist should you choose to take the advice offered. The Key Facts Document must also tell you about the cooling-off period. This enables you to have a change of heart within a certain period of time, and cancel your contract with the financial advisor.

When talking to your financial advisor for the first time make sure you check their experience and qualifications. Asking these questions should never cause you any embarrassment, because after all you are about to entrust them with your financial future. All financial advisors in Middleton must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. You shouldn't panic if your specific financial advisor's name doesn't show up on the Financial Services Register, so long as the company is listed on the register, their personnel are covered by the legislation. If they are unable to supply this proof, the individual can't offer advice but is allowed to offer financial guidance. Guidance isn't regulated in the way that financial advice is, which means that if mistakes occur the client won't have any recourse.

Financial Advisor Quotes in Middleton Greater Manchester

If it is investments that you are interested in, the advisor will ask you about the amount of risk you are willing and able to take with your hard-earned money. Many investments carry some element of risk, but higher risk investments could offer larger rewards, but also more likelihood of losing your cash. In order to get the best investment and financial advice, your savings goals will have to be carefully considered, i.e. how rapidly you need access to your money, long or short term investments and how much money you want to invest. "How much money can you actually afford to lose?" Is the one vital question that you should really be asking yourself. Commonly called your 'capacity for loss', this will very likely have an effect on services and products that you are offered.

Financial Advice Near Middleton Greater Manchester

You must let your financial advisor know about any current regular outgoings, savings accounts, investments or mortgages. This gives a clear picture of your financial situation, without which the advice given may not be the most appropriate for you. Reliable financial advice should include diversifying your investments and savings by spreading the risk across a number of different products. Having an understanding of the best areas to consider, a professional financial advisor will focus attention on products that most closely fit in with your financial circumstances and goals.

Communicating in in the simplest terms possible, your financial advisor will unmask the complex world of finance and investment. This will permit you to compare products and services that meet your needs, and make an informed decision. If you are environmentally minded, you can even ask your financial advisor to stick to ethical investment and savings schemes. You can then steer clear of corporations that investments meet your requirements, but instead lend your support to those companies and enterprises that match your concerns, for instance zero carbon or renewable energy.

Working together with your financial advisor in Middleton can be challenging to fit in around your work life and other responsibilities. This can be alleviated by supplementing one-on-one appointments with telephone and video conferencing, thus enabling you to seek the advice you need at a convenient time. Home and remote working is now so common, and a competent financial advice provider in Middleton will have strict measures in place to ensure your details are kept secure and confidential, even if you hardly ever have a one-on-one meeting with your advisor.


Investment values could go down as well as up, and this is something that you have to bear in mind. It can be very demoralising and stressful if your investment fails to make the amount of money you were hoping for. Regrettably, a downward spiraling of your investment isn't a recognised basis for complaint, unless it is down to incorrect or misleading information from your financial advisor.

Independent Financial Advisor Near Middleton (M24)

The firm's official complaints procedure should be the kick off point for any grievances, and the Key Facts Document should clarify this. You can let the Financial Ombudsman know about the problem if it is unresolved within the timeframe laid down by the regulating body, and your advisor is registered with the Financial Conduct Authority.

After looking into the cause for complaint, the Financial Ombudsman will make a ruling on the issue. A decision is made on how to financially compensate the client, if the complaint is justified. Once the decision has been agreed on by the client it becomes a legally binding decision which the advisor and their firm, must comply with. Any trouble, annoyance, distress and inconvenience caused to the client during the dispute, will be accounted for when the Ombudsman sets the level of compensation.

Book a Financial Advisor in Middleton UK

Financial advice can be provided in Middleton and also nearby in: Slattocks, Blackley, Middleton Junction, Sunny Bank, Top of Hebers, Rhodes, Bowlee, Castleton Moor, Higher Blackley, Unsworth, Heywood, Langley, Holden Fold, Stanycliffe, and in these postcodes M24 1EE, M24 1AA, M24 1EY, M24 1FX, M24 1NA, M24 1FL, M24 1PF, M24 1LN, M24 1JD, M24 1EZ. Locally based Middleton financial advisers will likely have the dialling code 0161 and the postcode M24. Checking this will ensure that you're accessing locally based financial advisers. Middleton homeowners will be able to utilise these and countless other finance related services. Click the "enquiry" banner or form to get information on financial advisors in your area.

A Financial Advisor's Day to Day Duties

  • Financial advisors work in collaboration with associates to gather trends, statistics and market information.
  • Financial advisors meet sales and performance targets.
  • Financial advisors keep fully up to date with regulation changes and new products.
  • Financial advisors provide consultation, counselling and education regarding investments and finances.
  • Financial advisors consistently update clients regarding their investments.
  • Financial advisors maintain a record of transactions and clients.
  • Financial advisors produce detailed financial reports.
  • Financial advisors make deals with with financial product providers.
  • Financial advisors talk to clients about their plans and finances.
  • Financial advisors recommend the best-suited financial products to their customers.

Middleton Financial Advice Services

Financial Advice Tasks Middleton

There is a range of services that can be provided by your local Middleton financial advisor including tax financial planning, bridging finance Middleton, money planning, family income benefit, will writing services Middleton, trusts Middleton, stakeholder pensions in Middleton, investment consolidation advice, financial planning, business protection, multi-asset portfolios, unit trusts in Middleton, familt controlled trusts, pension transfer advice, wealth management & investments, death benefit advice in Middleton, independent financial advice, cashflow analysis, annuities, pension consolidation, pension drawdowns, cheap financial advice in Middleton, pensions in divorce, portfolio management, investment advice Middleton, pension planning, trustee investment services Middleton, financial services in Middleton, mortgage financial planning, personal pensions, and lots more. Listed are just a small portion of the activities that can be accomplished by a financial advisor. Middleton professionals will let you know their full range of services.

Skills Required by a Financial Advisor

  • To be thorough and pay attention to detail.
  • To be good at promoting financial services and products.
  • Outstanding skills in verbal communication.
  • Attentive interpersonal and listening skills.
  • An outstanding knowledge and understanding of economics and accounting associated with financial markets and products.
  • An outstanding level of math knowledge for building financial strategies.
  • Effective skills in customer service for determining client needs.
  • To be able to network and establish relationships with customers.
  • To have good IT skills.
  • Effective management skills for the negotiation of product prices.
  • To have a target driven mindset.

Financial Advisors Near Middleton

Also find: Castleton Moor financial advisers, Rhodes financial advisers, Stanycliffe financial advisers, Unsworth financial advisers, Higher Blackley financial advisers, Blackley financial advisers, Sunny Bank financial advisers, Top of Hebers financial advisers, Langley financial advisers, Bowlee financial advisers, Middleton Junction financial advisers, Heywood financial advisers, Slattocks financial advisers, Holden Fold financial advisors and more. All these areas are catered for by local financial advisers. Middleton residents can get financial advice price quotes by going here.

Middleton Financial Advice Services

Find a Financial Advisor in Middleton Here
Financial Advice Enquiries in Middleton Greater Manchester (0161)
  • Middleton Independent Financial Advice
  • Middleton Estate Planning
  • Middleton Trustee Investments
  • Middleton Financial Services
  • Middleton Wealth Management
  • Middleton Corporate Financial Advice
  • Middleton Tax Advice
  • Middleton Mortgage Advice
  • Middleton Cheap Financial Advice
  • Middleton Financial Advice Quotes
  • Middleton Pension Advice
  • Middleton Investment Advice
  • Middleton Cashflow Analysis
  • Middleton Life Insurance Advice

Financial Advisors Around Middleton: Financial advice has recently been given in these Middleton areas and roads - Lime Gardens, Banbury Road, Barton Road, Silk Street, King's Drive, Rookway, Meadow Road, Cheltenham Road, Croft Gates Road, Mere Avenue, Burtonwood Court, Bonny Brow Street, Boardman Fold Road, Pool Bank Street, Greenson Drive, Factory Brow, Walker Street, Worcester Road, Trinity Street, Boothroyden Road, Home Drive, Cheetham Street, Warwick Close, Schoolside Lane, Harley Court, Manor Road, Pebworth Close, Evesham Close, as well as these Middleton area postcodes: M24 1EE, M24 1AA, M24 1EY, M24 1FX, M24 1NA, M24 1FL, M24 1PF, M24 1LN, M24 1JD, M24 1EZ. Folks in these areas recently needed the help of a financial advisor. Middleton residents were given reliable and top quality financial services in all cases.

To obtain local Middleton info go here

Independent financial advisor in M24 area, phone code 0161.

TOP - Financial Advisor Middleton

Financial Advisor Near Middleton - 0161 - Life Insurance Middleton - M24 - Mortgage Advice Middleton - Personal Financial Advisors Middleton - Financial Services Middleton - Independent Financial Advice Middleton - Financial Advisors Middleton


(This financial advisor Middleton page was last updated on 06-05-2022)