Financial Advisor Dartmouth

Dartmouth Independent Financial Advice & Investment

Financial Advisor Dartmouth Devon (TQ6): Finding a good independent financial advisor in Dartmouth can be a daunting experience, in particular if you're seeking financial advice for the first time. Whether it is mortgage, investments, pensions or even insurance guidance that you're after, there's one common rule for all financial advisors; they all have to stick to Financial Conduct Authority regulations. The benefit of this is that if a financial advisor who is FCA authorised gives you bad advice, and things go wrong, you have guarantees, and are able to go to the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to get it put right.

Free Dartmouth Financial Advisor Quotes

Recommendations from friends and relations can be a decent starting point in selecting a financial advisor in Dartmouth, but keep in mind that their situation might be different to what you are looking for. Every financial advisor is not suitable for everybody, and any advice they provide needs to be personalised to your particular situation. It is wise to chat to at least three different companies when you're picking a financial advisor, because this is an important decision, and you need to find one that you can trust and feel at ease with, and check out the various options they offer.

Financial Advisor Dartmouth Devon (TQ6)

When it comes to picking a financial advisor in Dartmouth, there are essentially 2 main types; restricted advisors and independent financial advisors. The benefit of seeing an independent financial advisor is that they will not be confined to a single provider's products and services, and can offer a more diverse range of options. Independent financial advice should be offered in an unbiased way and across the full spectrum of financial companies and products. Consulting an independent financial advisor should permit you to pick from the widest possible array of products. A restricted advisor may be limited to services and products from one particular provider, or may even concentrate on just one product, as can be the case with a mortgage advisor.

The Financial Conduct Authority requires that any Dartmouth financial advisor must be transparent about their charges, before accepting you as a client. Determined by the services you are looking for, you could be charged a set fee, by the hour or perhaps even a slice of your investment. You will sometimes be offered a free first consultation to allow you to discuss your objectives and see if the advisor is a good fit for you and your situation. If you use one of the larger Dartmouth companies, your account could be looked after by a team of advisors rather than a single person.

Financial Advisors Dartmouth UK (01803)

To outline your targets and financial situation to the advising company, you'll be required to complete a "Fact Find" document, which is a confidential disclosure form. A Key Facts or Initial Disclosure Document will also be handed to you, providing details about the financial advisors themselves, detailing their range of permissions in the financial sector and their situation for offering restricted or independent advice. This document should also lay down your own legal rights and the options you can take if you are not happy with the service provided, and need to complain. It has to be written in plain language and detail what you're signing up for, and any potential benefits and risks that exist if you opt to accept the offered advice. The level of cooling-off period should also be explained in this document. This permits you to change your mind within a specific period of time, and cancel the contract with your financial advisor.

When talking with the financial advisor for the first time make sure you check their qualifications and experience. Don't be embarrassed about asking these questions, after all you are on the verge of entrusting your financial future to their skill. All Dartmouth financial advisors must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. When checking the Financial Services Register, you shouldn't freak out if your financial advisor's name does not appear on there; you will probably find the firm name, and this means that the legislation covers all of their staff. If they are not able to present these accreditations, the individual can't offer advice but is permitted to offer financial guidance. In terms of finance guidance differs to advice and is not regulated. Therefore there's no recourse for the client if financial blunders occur.

Financial Advisor Quotes in Dartmouth Devon

You'll be asked the level of risk you are willing to take, if you are seeking advice on investing money. Most investments carry some degree of risk, but higher risk investments may offer substantial rewards, and also more likelihood of losing your funds. Decent financial and investment advice will take into account your savings objectives, i.e. how rapidly you need access to your funds, short or long term investments and how much you wish to invest. The one question that you should ask yourself, which is usually overlooked, is just how much you can actually afford to lose. This may well affect the services and products that could be offered for your consideration, and is commonly called your 'capacity for loss'.

Financial Advice Near Dartmouth Devon

From the outset, it's imperative that you let your financial advisor know about any existing investments, mortgage loans, personal savings or regular outgoings that you have. To ensure that you get the most suitable advice for you, they need to gather a clear and full picture of your financial circumstances. The diversification of your investments and savings by spreading the risk load across different products, is a crucial part of sound financial advice. With an understanding of the best areas to consider, a professional financial advisor will favour products that fit in with your financial situation and goals.

Your financial advisor will try to communicate in as much plain speech as possible, to reveal the multifaceted world of finance. You should be in a position to make an informed decision when you have learned about the various products and services which match your needs. You could even ask your advisor to only include ethical investment and savings schemes. This will allow you to support companies and enterprises which match your concerns, e.g. green energy or zero carbon, or perhaps steering clear of investments that do not meet your standards.

It may prove difficult to manage work and other responsibilities around a close working relationship with a financial advisor in Dartmouth. Face-to-face meetings can be supplemented with telephone calls and video conferencing to allow you to seek advice at times that suit you. Working from home and remote working is now so common, and a professional financial advice company in Dartmouth will have rigorous measures in force to ensure your details are kept secure and confidential, even if you never have an in-person meeting with your personal advisor.


You must always remember that the financial world is a volatile sector, and the value of your investments could just as easily go down as well as up. If your investment is not making as much money as you hoped for, it can be very stressful and disheartening. Your investment having a downward trend isn't a recognised cause for complaint, unless your advisor has supplied you with misleading or wrong information.

Independent Financial Advisor Near Dartmouth (TQ6)

The firm's complaints procedure should be the place to start with any disputes, and the Key Facts Document should discuss this. If the advisor is a member of the Financial Conduct Authority, you can let the Financial Ombudsman know about the problem if it is unresolved within the period set by the regulating authority.

The Financial Ombudsman will look into the cause of the complaint and come to a decision. If it's established that the complaint is justifiable, a decision is made on how the client can be financially compensated. Once the ruling has been agreed on by the client it becomes a legally binding decision that the financial advisor and their company, must abide by. Any distress, trouble, upset and inconvenience caused to the client during the dispute, will be considered when the Ombudsman sets the level of compensation.

Book a Financial Advisor in Dartmouth UK

Financial advice can be provided in Dartmouth and also in nearby places like: Blackpool Sands, Stoke Gabriel, Bowden, Ashprington, Dittisham, Ash, Downton, Harbertonford, Norton, Blackawton, Kingswear, Cornworthy, Strete, Stoke Fleming, together with these postcodes TQ6 0HL, TQ6 9JS, TQ6 9EL, TQ6 0LB, TQ6 9JZ, TQ6 9LB, TQ6 9QB, TQ6 9HR, TQ6 0YG, TQ6 9HX. Locally based Dartmouth financial advisers will most likely have the telephone code 01803 and the postcode TQ6. Checking this can ensure you're accessing local financial advisers. Dartmouth property owners can utilise these and many other similar services.

Devon Financial Advisors

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In Devon you'll also discover: Tedburn St Mary investment advisors, Kenn investment advisors, Salcombe investment advisors, Sidmouth financial advice, Lamerton financial advisors, Ivybridge financial advice, West Hill investment advice, Dartmouth financial advice, South Zeal financial advice, Lifton financial advisors, Dartmouth investment advice, Bideford financial advice, Kenton investment advisors, Halwill investment advisors, Okehampton investment advisors, Hatherleigh investment advisors, Whimple investment advisors, North Tawton investment advisors, Torbryan investment advisors, Cheriton Fitzpaine financial advisors, Dousland financial advice, Lifton investment advice, Bradworthy investment advice, Sandford financial advice, Bishopsteignton financial advisors, Tawstock investment advice, Stokenham investment advisors, Willand financial advice, Dawlish financial advisors.

Skills Necessary for a Financial Advisor

  • To have attentive listening skills.
  • To have a flexible work ethic.
  • To be thorough and pay attention to detail.
  • Excellent customer service skills for determining customer needs and requirements.
  • An excellent understanding of accounting and economics associated with financial markets and products.
  • A good level of numeracy for developing financial plans.
  • Good skills in verbal communication.
  • To be capable of using a computer and the main software.
  • To be good at promoting services and products.
  • To have the ability to network and build solid relationships with clients.
  • Excellent business management skills for the negotiation of product rates.

A Financial Advisor's Day to Day Duties

  • A financial advisor meets performance and sales targets.
  • A financial advisor researches financial products and explains them simply and clearly to clients.
  • A financial advisor thrashes out advantageous deals with with financial product providers.
  • A financial advisor chats with clients regarding their finances and plans.
  • A financial advisor works in collaboration with peers to gather statistics, trends and market information.
  • A financial advisor keeps up to date with legislation changes and new financial products.
  • A financial advisor updates customers about their investments.
  • A financial advisor produces financial reports.
  • A financial advisor keeps detailed records of potential customers and transactions.
  • A financial advisor provides education, counselling and consultation with regards to finances and investments.

Dartmouth Financial Advice Services

Financial Advice Tasks Dartmouth

There is a wide range of services which are provided by your local Dartmouth financial advisor including annuities, cash flow modelling, annuity purchase, corporate financial planning, personal protection, investment consolidation in Dartmouth, stakeholder pensions, personal financial planning, ISA's Dartmouth, life assurance advice in Dartmouth, saving for children, ethical investment advice, equity release advice, money planning, general financial planning, trustee investment services, investment plans, portfolio management, pension transfer advice, pension planning, will writing services, wealth management & investments, savings advice, business protection, divorce financial planning Dartmouth, investment bonds in Dartmouth, financial services, cheap financial advice, investing an inheritance, bridging finance, and lots more. These are just some of the tasks that can be undertaken by a financial advisor. Dartmouth professionals will keep you informed about their entire range of services.


Financial Advisors Near Dartmouth

Also find: Ash financial advisers, Kingswear financial advisers, Norton financial advisers, Strete financial advisers, Harbertonford financial advisers, Blackawton financial advisers, Blackpool Sands financial advisers, Bowden financial advisers, Stoke Fleming financial advisers, Stoke Gabriel financial advisers, Downton financial advisers, Cornworthy financial advisers, Ashprington financial advisers, Dittisham financial advisors and more. The majority of these villages and towns are covered by local financial advisers. Dartmouth residents can get estimates by going here.

Dartmouth Financial Advice Services

Find a Financial Advisor in Dartmouth Here
Financial Advice Enquiries in Dartmouth Devon (01803)
  • Dartmouth Cheap Financial Advice
  • Dartmouth Trustee Investments
  • Dartmouth Retirement Planning
  • Dartmouth Financial Services
  • Dartmouth Life Insurance Advice
  • Dartmouth Tax Advice
  • Dartmouth Corporate Financial Planning
  • Dartmouth Wealth Management
  • Dartmouth Cashflow Analysis
  • Dartmouth Independent Financial Advice
  • Dartmouth Mortgage Advice
  • Dartmouth Financial Advice Quotes
  • Dartmouth Estate Planning
  • Dartmouth Pension Advice

Financial Advisors Around Dartmouth: Households in Floaters Road, Waterpool Road, Eaton Hall Drive, Flavel Place, Jubilee Close, Coombe Road, Grenville Close, Warfleet Road, Cole's Court, Smith Street, Broadstone, Lower Street, Flagstaff Road, Ivatt Road, Seymour Drive, Spithead, Nelson Road, Churchfields West, Foss Slip, Victory Road, Windsor Road, Creek Road, Newcomen Road, Britannia Avenue, Kingston Lane, Milton Lane, The Coombe, have needed financial advice recently. Financial advisors have also been active in these Dartmouth area postcodes: TQ6 0HL, TQ6 9JS, TQ6 9EL, TQ6 0LB, TQ6 9JZ, TQ6 9LB, TQ6 9QB, TQ6 9HR, TQ6 0YG, TQ6 9HX. Folks residing in these local areas recently required the help of a financial advisor. Dartmouth residents benefited from dependable and top notch financial services in every case.

Financial Adviser Jobs Dartmouth: Get financial advisor jobs in Dartmouth here: General Financial Advisor Jobs

For local information relating to Dartmouth, Devon click here

Independent financial advisor in TQ6 area, telephone code 01803.

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(This financial advisor Dartmouth information was revised and updated on 28-06-2022)