Financial Advisor Littlehampton

Littlehampton Independent Financial Advice & Investment

Financial Advisor Littlehampton West Sussex (BN17): It can be a challenging experience trying to find a reliable independent financial advisor in the Littlehampton area, in particular if it is the first time that you're needing financial advice. Whether it's mortgage, investment, pensions or even insurance advice that you are searching for, there is one common rule for all professional financial advisors; they must all abide by Financial Conduct Authority regulations. This comes with some guarantees, thus after taking advice from a FCA registered financial advisor in Littlehampton, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman, if anything goes awry.

Free Littlehampton Financial Advisor Quotes

Relatives and friends recommendations can be a good starting place in choosing a financial advisor in Littlehampton, but keep in mind that their situation could be different to the sort of advice you are looking for. Financial advice must be individually tailored to your particular circumstances, and you'll find that some financial advisors might not be suitable for your requirements. It pays to speak to at least 3 different firms when you're picking a financial advisor, as this is an important decision, and you need to find one that you feel comfortable with and can trust, and also investigate the options they can provide.

Financial Advisor Littlehampton West Sussex (BN17)

When it comes to picking a financial advisor in Littlehampton, there are 2 main types; independent financial advisors (IFA) and restricted advisors. Offering a broader range of options, an IFA won't be restricted to the services or products of a single company. Encompassing the full spectrum of financial companies and products, independent financial advice should be offered in an unbiased and impartial way to clientele. If you decide to use an IFA, you'll be able to select from the widest possible range of services, in order to find the right solution for your needs. If you go to a restricted advisor you'll soon realise that they could be restricted to services and products of one particular provider, or as with a mortgage advisor, will only be involved with one product.

The Financial Conduct Authority requires that any financial advisor must tell you about their charges, before taking you on as a client. Contingent on the services you're looking for, you could be charged by the hour, a set fee or perhaps even a specific percentage of your investment value. A free initial consultation might be offered, so that you can discuss your aims and circumstances to find out if the advisor is the right choice. Your account could be looked after by a team rather than a single advisor, if you opt to go to one of the bigger Littlehampton companies.

Financial Advisors Littlehampton UK (01903)

You will have to fill out a "Fact Find" document, which is a confidential disclosure form relating your goals and financial situation to the advising company. You'll also be given a Key Facts or Initial Disclosure Document, which provides you with details of the financial advisor, their situation for offering restricted or independent advice and their range of permissions in the financial sector. Your own rights will also be spelled out in this document, in addition to the options you can take if you wish to complain because you're not satisfied with the service provided. It has to be easily understood, written in layman's terms, and explain exactly what you are signing up for, together with the benefits and risks of taking the proffered advice. The cooling-off period should also be explained in this document. This permits you to change your mind within a certain time frame, and cancel the contract with your financial advisor.

Ensure that you check the experience and qualifications of your financial advisor when you first speak with them. Asking such questions shouldn't cause you any embarrassment, because you're entrusting them with your financial wellbeing. All Littlehampton financial advisors must hold at least a Level 4 qualification and be able to present an annual Statement of Professional Standing. When you check the Financial Services Register, you shouldn't freak out if your specific financial advisor's name doesn't appear on there; you ought to be able to locate the firm name, and that means the regulations covers all of their employees. If these cannot be provided the person can still offer financial guidance as opposed to financial advice. Guidance is different to advice as it is not regulated in the same way, and if mistakes are made there will probably be no recourse to either party.

Financial Advisor Quotes in Littlehampton West Sussex

You'll be asked about the amount of risk you are willing to take, if you are seeking advice on investing money. Larger rewards may be possible with higher risk investments, however you may also lose all or some of your money. In order to get the most effective investment and financial advice, your savings aims will need to be considered, i.e. long or short term investments, how rapidly you need to access your funds and how much money you want to invest. The one question that you should ask yourself, which is often overlooked, is how much you can actually afford to lose. This is referred to as your capacity for loss and could influence the services and products that are offered for your consideration.

Financial Advice Near Littlehampton West Sussex

From the outset, it's crucial that you let your financial advisor know about any mortgages, investments, regular payments or savings that you currently have. They'll need to know this, so they can get a clear picture of your financial situation and give the appropriate advice for you. Good quality financial advice should include diversifying your investments and savings by spreading the risk across a range of different products. Having an understanding of the best areas to consider, an experienced financial advisor will favour products that match your financial situation and goals.

Your financial advisor will attempt to communicate in as plain a speech as possible, while revealing the multifaceted world of finance. This will help you to compare products and services which meet your needs, and come to an informed decision. If the environment is important to you, you could even ask that ethical investment and savings schemes take top priority. This not only gives you investment possibilities, but also enables you to lend your support to zero carbon or green energy projects, and stay away from companies and businesses that don't share the same values that you do.

Establishing a close working relationship with your financial advisor in Littlehampton could create problems with your work day and other obligations. Face-to-face meetings can be supplemented with video conferencing and telephone to enable you to get advice at a time to suit you. An established financial advice company in Littlehampton will have stringent measures in force to keep your details secure and confidential, even if you rarely have a one-on-one meeting with your advisor, because home and remote working is no longer unusual.

COMPLAINTS

Investments can be an unpredictable area, and their values could go down as well as up. If it just so happens that your investment is not making as much money as you were hoping for, it can be a very disheartening and worrying time. Your investment having a downward trend is not a recognised cause for complaint, unless your advisor has given you misleading or wrong information.

Independent Financial Advisor Near Littlehampton (BN17)

The company's complaints procedure should be the starting place for any grievances, and the Key Facts Document should clarify this. If your advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman of the problem if it remains unresolved within the time period set by the regulating body.

The Financial Ombudsman will make a ruling after reviewing the cause for complaint independently. If it is established that the complaint is legitimate, a decision will be made on how the client can be compensated or the situation rectified. The financial advisor and their firm must abide by any decision that is made, which becomes a legally binding decision as soon as the customer has accepted it. Any compensation set by the Ombudsman will also account for any hassle, annoyance, distress and inconvenience caused to the client during the dispute.

Book a Financial Advisor in Littlehampton UK

Financial advice can be provided in Littlehampton and also nearby in: Middleton on Sea, Ford, Poling, Rustington, Goring by Sea, Wick, Kingston Gorse, Ferring, Arundel, Atherington, Angmering on Sea, Toddington, Kingston, Climping, East Preston, West Preston, and in these postcodes BN17 5NY, BN17 5AS, BN16 2TY, BN17 5HW, BN17 5DE, BN17 5BG, BN17 5HL, BN17 5DZ, BN17 5BL, BN17 5JP. Local Littlehampton financial advisers will probably have the postcode BN17 and the telephone code 01903.

Financial Advice Enquiries West Sussex

Financial Advice Enquiries West Sussex

Latest West Sussex financial advice enquiries: Colin and Tiana Bright from North Mundham, West Sussex recently asked for information on pensions. Miyah and Hector Bourne from Tangmere recently asked for information on pensions. Andy O dell from Horsted Keynes, West Sussex recently asked for information on financial planning. Lorna Little from East Wittering, West Sussex recently enquired about investment advice. Mr and Mrs Lynn from West Thorney, West Sussex recently asked for information on life assurance. Aimee Inman from Aldingbourne recently enquired about financial planning. Mr and Mrs Pointer from Oving, West Sussex recently enquired about financial planning. Marcie and Josiah Mcavoy from Funtington, West Sussex recently asked for information on investment bonds.

West Sussex Financial Advisors

Services Advisor BN17 Littlehampton Advice Advisers Financial Advice Investment West Sussex Financial Advisor Financial 01903 Advisors

In the West Sussex area you'll also locate: Aldwick investment advisors, Easebourne financial advisors, Worth investment advisors, Boxgrove financial advisors, Storrington financial advisors, Felpham investment advice, East Wittering investment advice, Birdham financial advice, Mid Lavant investment advisors, Southwater financial advisors, Colgate financial advisors, West Grinstead financial advisors, Burgess Hill financial advisors, Crawley Down financial advisors, East Preston investment advisors, Ferring financial advisors, Sompting financial advice, Donnington investment advice, Slaugham financial advice, Tangmere financial advice, Pulborough financial advisors, Yapton investment advisors, Fernhurst investment advice, Cowfold financial advice, Petworth investment advisors, Colgate investment advisors, Ashington investment advice, Southwater investment advisors, Lindfield financial advisors, Middleton on Sea investment advisors.

Necessary Skills for Financial Advisors

  • Excellent skills in verbal communication.
  • Active interpersonal and listening skills.
  • Effective management skills for negotiating product rates.
  • A good knowledge of economics and accounting relating to financial markets and products.
  • To have a flexible approach to work.
  • To have excellent IT skills.
  • Excellent customer service skills for identifying client requirements and needs.
  • A good level of mathematical knowledge for producing financial strategies.
  • To be good at promoting products and services.
  • To be thorough and pay attention to detail.
  • To have the ability to network and build solid relationships with clients.

Littlehampton Financial Advice Services

Financial Advice Tasks Littlehampton

There is a variety of services which are provided by your local Littlehampton financial advisor including life assurance advice Littlehampton, long term care fee planning Littlehampton, bridging finance in Littlehampton, financial planning, annuity purchases in Littlehampton, annuities in Littlehampton, cashflow analysis, investment planning Littlehampton, stakeholder pensions, equity release, investment advice, corporate financial planning, pension transfers in Littlehampton, unit trusts, will writing services, business financial planning Littlehampton, cheap financial advice Littlehampton, ISA's, independent financial advice, financial analyst services Littlehampton, portfolio management, trustee investment services, investment bonds Littlehampton, pension reviews in Littlehampton, financial advice services Littlehampton, and lots more.

LITTLEHAMPTON FINANCIAL ADVISOR QUOTES

Financial Advisors Near Littlehampton

Also find: Kingston financial advisors, Goring by Sea financial advisors, Atherington financial advisors, Ford financial advisors, Angmering on Sea financial advisors, Climping financial advisors, Ferring financial advisors, Arundel financial advisors, Wick financial advisors, West Preston financial advisors, Kingston Gorse financial advisors, Middleton on Sea financial advisors, Toddington financial advisors, Poling financial advisors, Rustington financial advisors, East Preston financial advisors and more.

Littlehampton Financial Advice Services

Find a Financial Advisor in Littlehampton Here
Financial Advice Enquiries in Littlehampton West Sussex (01903)
  • Littlehampton Inheritance Advice
  • Littlehampton Estate Planning
  • Littlehampton Tax Advice
  • Littlehampton Cashflow Analysis
  • Littlehampton Life Insurance Advice
  • Littlehampton Retirement Planning
  • Littlehampton Mortgage Advice
  • Littlehampton Cheap Financial Advice
  • Littlehampton Pension Advice
  • Littlehampton Financial Advice Quotes
  • Littlehampton Investment Advice
  • Littlehampton Corporate Financial Advice
  • Littlehampton Trustee Investments
  • Littlehampton Financial Services

More Littlehampton Services: Naturally, whenever you're looking at your finances in Littlehampton, West Sussex, you are likely to need all kinds of different services and aside from a financial advisor in Littlehampton, West Sussex, you may also need business consulting in Littlehampton, bookkeepers in Littlehampton, wills in Littlehampton, estate planning in Littlehampton, tax preparation in Littlehampton, debt recovery & collection in Littlehampton, property law & conveyancing in Littlehampton, accountants in Littlehampton, mortgage advice in Littlehampton, business financial planning in Littlehampton, family lawyers in Littlehampton, investment advisors in Littlehampton, solicitors in Littlehampton, mortgage brokers in Littlehampton, payroll services in Littlehampton, banruptcy lawyers in Littlehampton, contracts lawyers in Littlehampton, and other different Littlehampton experts.

Financial Advisors Around Littlehampton: Some Littlehampton roads where financial advice has recently been given - Sea Road, The Way, Carvel Way, The Whapple, Blue Cedars Close, Coomes Way, Townsend Crescent, The Martlets, Belyngham Crescent, Dappers Lane, Duncton Road, Dean Close, Downs Way, Courtwick Lane, Downsview Road, Canterbury Road, Selhurst Close, Thatchway Close, Seaton Lane, The Roystons, Chanctonbury Road, Dingley Road, The Blatchen, Snowdrop Close, St Winefrides Road, Briar Close, The Hooe, Seawaves Close, Bramber Square, St Catherines Road, as well as these local Littlehampton postcodes: BN17 5NY, BN17 5AS, BN16 2TY, BN17 5HW, BN17 5DE, BN17 5BG, BN17 5HL, BN17 5DZ, BN17 5BL, BN17 5JP.

For the latest local information about Littlehampton, West Sussex check here

Independent financial advisor in BN17 area, 01903.

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