Financial Advisor Southchurch

Southchurch Independent Financial Advice & Investment

Financial Advisor Southchurch Essex (SS1): It can be an intimidating experience trying to find a decent independent financial advisor in Southchurch, especially if it is the very first time that you are needing financial advice. Whether it's pensions, mortgage, investments or even insurance guidance that you are searching for, there's one common rule for all financial advisors; they all have to comply with Financial Conduct Authority regulations. Any advice given from a FCA authorised financial advisor in Southchurch comes with the guarantee that if things go awry, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Southchurch Financial Advisor Quotes

Family and friends recommendations can be a decent starting place in picking a financial advisor in Southchurch, but bear in mind that their needs could be different to the type of advice you're looking for. Financial advice needs to be individually tailored to your unique situation, and you'll discover that some financial advisors might not be suitable for you. To investigate the various options that they are offering and find a financial advisor that you can trust and feel at ease with, it is wise to speak with at least three different firms, because picking a financial advisor is a major decision.

Financial Advisor Southchurch Essex (SS1)

Independent financial advisors and restricted advisors, are the two main kinds of financial advisor in Southchurch. An IFA will not be limited to just one company's services and products. Independent financial advice should be provided in an impartial way and should cover the whole gamut of financial companies and products. Using an independent financial advisor should permit you to select from the broadest possible array of products. A restricted financial advisor might be involved with an individual product, as with a mortgage advisor, or be restricted to products and services from one particular company.

Before any Southchurch financial advisor takes you on as a client, they're required by the FCA to be fully transparent with you about their charges. You could be charged a set fee, by the hour or even a percentage of your investment value, depending on type of product you are interested in. A free preliminary consultation could be offered, so you can discuss your aims and circumstances to find out if the advisor is a good fit. Your account could be handled by a team rather than a single advisor, if you choose to use one of the bigger Southchurch firms.

Financial Advisors Southchurch UK (01702)

To outline your objectives and financial situation to the advising company, you'll need to complete a "Fact Find" form, which is a confidential disclosure document. You'll also be handed an Initial Disclosure Document, or Key Facts Document, which provides you with information about the financial advisor, their situation for offering independent or restricted advice and the scope of their permissions in the financial sector. This document will also make clear your own legal rights and the options you can take if you're not satisfied with the service, and want to make a complaint. It must be easily understood, written in layman's terms, and outline exactly what you are committing yourself to, along with the risks and benefits of accepting the proffered advice. The Key Facts Document will also tell you about the allowed cooling-off period. This permits you to change your mind within a certain time frame, and cancel the agreement with your financial advisor.

The first time you are chatting with the financial advisor ensure that you check what qualifications and experience they have. You needn't be embarrassed about asking these questions, after all you're about to entrust your long-term financial wellbeing to their skill. Every Southchurch financial advisor must present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. If the advisor's name does not show up on the Financial Services Register, don't freak out, the firm the advisor works for will almost certainly be on the register and their advisors will be covered by the legislation. The individual may still offer financial guidance as opposed to advice, if these cannot be provided. Guidance is different to advice as it's not regulated in the same way, and if mistakes occur there will probably be no recourse to either party.

Financial Advisor Quotes in Southchurch Essex

If you are seeking advice on investing money you will be asked about the amount of risk you're ready and able to accept. Many investments carry some element of risk, but high risk investments could offer better rewards, but also more chance of losing some or all of your cash. In order to get the most beneficial financial and investment advice, your savings aims will need to be considered, i.e. how quickly you need access to your money, short or long term investments and how much cash you want to invest. You should invariably ask yourself the one vital question, how much money can you afford to lose. This may well affect the services and products that you're offered, and is called your 'capacity for loss'.

Financial Advice Near Southchurch Essex

Right from the start, it is crucial that you tell your financial advisor about any regular outgoing payments, personal savings, investments or mortgage loans that you currently have. This will provide a clear and full picture of your current financial circumstances, and without this the advice you get might not be the most appropriate for you. Reliable financial advice should allow for diversifying your savings and investments by spreading the risk across various different products. Having a knowledge of the best areas to consider, a qualified financial advisor will favour products that match your goals and financial circumstances.

A financial advisor will unveil the complex world of finance, and try to converse in the clearest possible way. After learning about the products and services which meet your needs, you should be able to make an informed and calculated decision. You could maybe ask your advisor to only choose ethical investment and savings schemes. This not only provides you with investment possibilities, but also allows you to lend your support to green energy or zero carbon projects, and avoid businesses and companies that don't share the same values as you.

It may prove difficult to manage your work and other obligations around working closely with a financial advisor in Southchurch. One-on-one meetings can be complemented with telephone calls and video conferencing to enable you to seek advice at times that suit you. Working from home and remote working is now a large part of our society, and any competent financial advice provider in Southchurch will have rigorous measures in force to ensure your details are kept confidential and secure, even if you rarely have a one-on-one meeting with your personal advisor.


You need to remember that the financial sector can be volatile, and investment values could just as easily fall as well as rise. It can be very frustrating and stressful if your investment is not making the amount of money you were hoping for. However, except if it is because of misleading or incorrect information from your advisor a downward spiral in your investment isn't a recognised basis for complaint.

Independent Financial Advisor Near Southchurch (SS1)

The company's official complaints procedure should be the starting point for any grievances, and the Key Facts Document will explain this. If the problem is unsolved within the time-frame laid down by the regulating body, and the advisor is registered with the FCA, you can notify the Financial Ombudsman.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If it's established that the complaint is legitimate, a decision will be made on how the client can be compensated. Once agreed on by the client, the ruling becomes a legally binding one, and the advisor and their company must abide by it. Any compensation fixed by the Financial Ombudsman will also take into consideration any inconvenience, annoyance, distress and trouble caused to the client during the situation.

Book a Financial Advisor in Southchurch UK

Financial advice can be provided in Southchurch and also nearby in: Shoeburyness, Stambridge, Great Wakering, Eastwood, Barling, Thorpe Bay, Southend-on-Sea, Little Wakering, Rochford, Westciff-on-Sea, Leigh-on-Sea, Canewdon, Hawkwell, North Shoebury, as well as in these postcodes SS2 4QQ, SS2 4UW, SS2 4SA, SS2 4SN, SS1 3PL, SS1 3QW, SS1 3PB, SS2 4QY, SS1 3SP, SS2 4TE. Locally based Southchurch financial advisors will likely have the phone code 01702 and the postcode SS1. Checking this out should make certain that you're accessing local financial advisers. Southchurch homeowners will be able to benefit from these and many other similar services. Simply click on the "enquiry" banner to get specifics of financial advisors in your area.

The Skills and Knowledge Needed to be Financial Advisors

  • Outstanding skills in verbal communication.
  • To be able to network and establish solid relationships with customers.
  • The ability to sell services and products.
  • A competent level of numeracy for producing financial packages.
  • To have a flexible work ethic.
  • To be thorough and pay attention to detail.
  • Excellent business management skills for the negotiation of product rates.
  • To be able to competently use a computer and the primary software.
  • To have the ability to listen attentively
  • Good customer service skills for determining client needs and requirements.
  • A thorough knowledge and understanding of accounting and economics with regard to financial markets and products.

Southchurch Financial Advice Services

Financial Advice Tasks Southchurch

There is a range of services which can be provided by your local Southchurch financial advisor including familt controlled trusts, income protection advice, cash flow modelling, investment bonds, investment consolidation advice, stakeholder pensions in Southchurch, pension drawdowns in Southchurch, investment plans, personal protection, annuity purchases in Southchurch, unit trusts, wealth management & investments, business planning Southchurch, annuities in Southchurch, financial analyst services in Southchurch, inheritance tax planning in Southchurch, will writing services in Southchurch, life insurance advice, retirement planning Southchurch, cashflow planning in Southchurch, portfolio management, corporate financial planning, business protection Southchurch, money planning Southchurch, trustee investment services, bridging finance, independent financial advice Southchurch, pension planning in Southchurch, ethical investments, tax planning, and lots more. Listed are just some of the tasks that can be carried out by a financial advisor. Southchurch professionals will be happy to inform you of their whole range of financial services.

Essex Financial Advisors

Advisors Southchurch Services Advice Investment Financial Advice Advisers Financial SS1 01702 Essex Advisor Financial Advisor

Around Essex you can also find: Gosfield investment advice, Tilbury investment advice, Alresford investment advisors, Bures investment advisors, Frinton on Sea financial advice, Great Leighs investment advice, Bures investment advice, Buckhurst Hill investment advisors, Mountnessing financial advisors, Bicknacre investment advice, Thornwood Common investment advice, Tollesbury investment advice, Great Leighs financial advisors, Boreham financial advice, Chafford Hundred investment advice, Bannister Green financial advisors, Ongar financial advice, Stebbing financial advisors, Blackmore financial advisors, Boreham investment advice, Burnham on Crouch financial advisors, Eight Ash Green investment advisors, Little Waltham financial advisors, Birch investment advice, Great Yeldham investment advice, Weeley investment advisors, Nazeing financial advice, South Hanningfield investment advice, Corringham investment advice, Holland on Sea financial advisors.

A Financial Advisor's Regular Duties

  • Providing counselling, consultation and education regarding finances and investments.
  • Recommending the best-suited financial products to clients.
  • Making deals with with providers of financial products.
  • Speaking with clients about their finances and plans.
  • Meeting targets for performance and sales.
  • Keeping fully abreast of new products and law changes.
  • Working in conjuction with associates to obtain trends, statistics and market information.
  • Producing financial reports.
  • Keeping a record of clients and transactions.
  • Frequently updating customers regarding their investments.

Financial Advisors Near Southchurch

Also find: Rochford financial advisers, North Shoebury financial advisers, Thorpe Bay financial advisers, Southend-on-Sea financial advisers, Barling financial advisers, Shoeburyness financial advisers, Great Wakering financial advisers, Little Wakering financial advisers, Leigh-on-Sea financial advisers, Canewdon financial advisers, Westciff-on-Sea financial advisers, Eastwood financial advisers, Stambridge financial advisers, Hawkwell financial advisors and more. All these villages and towns are catered for by local financial advisers. Southchurch residents can get estimates by clicking here.

Southchurch Financial Advice Services

Find a Financial Advisor in Southchurch Here
Financial Advice Enquiries in Southchurch Essex (01702)
  • Southchurch Life Insurance Advice
  • Southchurch Financial Advice Quotes
  • Southchurch Cheap Financial Advice
  • Southchurch Corporate Financial Planning
  • Southchurch Financial Advice
  • Southchurch Financial Services
  • Southchurch Trustee Investments
  • Southchurch Mortgage Advice
  • Southchurch Wealth Management
  • Southchurch Estate Planning
  • Southchurch Retirement Planning
  • Southchurch Investment Advice
  • Southchurch Pension Advice
  • Southchurch Inheritance Advice

Financial Advisors Around Southchurch: Some Southchurch roads and streets where financial advice has recently been given - Kensington Road, Rutland Avenue, Brunswick Road, Dungannon Drive, Lynton Road, Maplin Way North, Barrowsand, Gloucester Terrace, Burges Road, Chester Avenue, Victoria Road, Shoebury Common Road, Chelsworth Close, Eastern Esplanade, Wyatts Drive, Sandringham Road, Capadocia Street, Marcus Avenue, Parkanaur Avenue, Ambleside Drive, Greenways, Thurlow Drive, Brettenham Drive, as well as these Southchurch area postcodes: SS2 4QQ, SS2 4UW, SS2 4SA, SS2 4SN, SS1 3PL, SS1 3QW, SS1 3PB, SS2 4QY, SS1 3SP, SS2 4TE. Folks living in these areas recently requested help from a financial advisor. Southchurch residents received reliable and professional financial services on every occasion.

To read local information relating to Southchurch, Essex look here

Independent financial advisor in SS1 area, and dialling code 01702.

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(This financial advisor Southchurch page was last updated on 01-09-2022)