Financial Advisor Sevenoaks

Sevenoaks Independent Financial Advice & Investment

Financial Advisor Sevenoaks Kent (TN13): It can be a daunting experience trying to find a first-rate financial advisor advisor in Sevenoaks, particularly if it's the first time that you're needing financial advice. Whether it is investment, mortgage, pension or even insurance advice that you are searching for, there is one common rule for all professional financial advisors; they all have to follow FCA (Financial Conduct Authority) regulations. Any advice given from a FCA certified financial advisor in Sevenoaks comes with certain guarantees that if anything should go awry, you can get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Sevenoaks Financial Advisor Quotes

When picking a financial advisor in Sevenoaks, a decent starting point could be friends and neighbours, but you must keep in mind that your circumstances may not be the same as theirs, and you may be in need of a different sort of advice. Financial advice needs to be specifically tailored to your unique situation, and you will find that certain financial advisors may not be appropriate for you. Selecting a financial advisor is an important decision and it is a good idea to talk with at least three different companies so as to check out the options they provide, and to find one you feel comfortable with and can trust.

Financial Advisor Sevenoaks Kent (TN13)

Restricted advisors and independent financial advisors (IFA), are the 2 main kinds of financial advisor in Sevenoaks. The good thing about seeing an IFA is that they will not be limited to a single provider's services or products, and can offer a broader range of options. Encompassing the full gamut of financial companies and products, independent financial advice should be offered in an unbiased and impartial way to clientele. This will enable you to pick from the widest possible range of products to meet your needs. A restricted financial advisor might be limited to products and services from a particular provider, or may even concentrate on an individual product, as can happen with a mortgage advisor.

The FCA requires that any financial advisor must be transparent about their charges, before accepting you as a client. You may be charged by the hour, a set fee or maybe even a specific percentage of your investment value, determined by kind of services you're looking for. You could be offered a free initial consultation to allow you to discuss your aims and determine whether the advisor is a good fit for you and your situation. In some of the bigger Sevenoaks companies, you could find that your account is looked after by a team as opposed to an individual advisor.

Financial Advisors Sevenoaks UK (01732)

Before any financial advice is handed out you'll be asked to fill in a confidential disclosure form, called a "Fact Find" document, which informs the advising company about your ambitions and financial situation. You will also be handed an Initial Disclosure Document, or Key Facts Document, which provides you with information regarding the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial sector. If you aren't happy with the service provided, and wish to complain, this document should also set down your own rights and the possible options you can take. It should describe what you're committing yourself to, and any potential risks and benefits that exist if you opt to take the offered advice, and it has to be written in plain English. This document should also tell you about the allowed cooling-off period. This permits you to cancel the contract within a certain period of time, and if any penalty charges have to be paid.

You'll want to check what experience and qualifications the financial advisor has when you first speak with them. Asking such questions shouldn't cause you any embarrassment, because you are about to entrust them with your financial wellbeing. Every Sevenoaks financial advisor must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. If the advisor's name does not appear on the Financial Services Register, you don't need to freak out, the company the advisor works for should be found on the register and their advisors will be covered by the legislation. If these cannot be provided the individual can still offer financial guidance instead of advice. Guidance is different to advice as it isn't regulated in the same way, and if financial errors occur there may be no recourse to the client.

Financial Advisor Quotes in Sevenoaks Kent

If you're looking for advice on investments you will be asked the level of risk you're prepared to take on. High risk investments may offer better rewards, however some or all of your funds could be lost. Your savings goals will have to be considered if good investment and financial advice is to be given, i.e. short or long term investments, how rapidly you need access to your funds and how much you wish to invest. You should always ask yourself the one crucial question, how much can you afford to lose. This is generally known as your capacity for loss and could affect the products and services that could be offered to you.

Financial Advice Near Sevenoaks Kent

If you already have any current investments, savings accounts, regular outgoings or mortgage loans, you need to tell your financial advisor about these. They will need these details, so they can get a clear picture of your financial situation and give the correct advice for your needs. Smart financial advice should allow for diversifying your investments and savings by spreading the risk load across different products. So as to reflect your goals and financial circumstances, a qualified financial advisor in Sevenoaks will understand the best areas to consider.

Your financial advisor will try to communicate in the clearest possible way, while revealing the multifaceted world of finance. You should be able to come to an informed and considered decision after you have compared the various products and services which meet your needs. If the environment is at the forefront of your mind, you could maybe ask that ethical investments and savings take top priority. This allows you to give your support to businesses and firms which match your concerns, e.g. renewable energy or zero carbon, or perhaps keeping away from investments that don't meet your standards.

Working together with your financial advisor in Sevenoaks can be challenging to fit in around your work day and other commitments. To enable you to get advice at times that suit you, face-to-face appointments can be complemented with telephone and video conferencing. A competent financial advice provider in Sevenoaks will have stringent measures in force to keep your details confidential and secure, even if you rarely have a one-on-one meeting with your advisor, because remote and home working is no longer unusual.


You must always bear in mind that the financial world is an unpredictable sector, and the value of your investments can just as easily go down as well as up. It can be quite stressful and frustrating if your investment fails to make the amount of money you hoped for. Sadly, a downward trend in your investment is not a recognised grounds for complaint, unless it is owing to wrong or misleading information from your advisor.

Independent Financial Advisor Near Sevenoaks (TN13)

As outlined in the Key Facts Document, any grievances should begin with the firm's official complaints procedure. If the issue remains unresolved within the time schedule stipulated by the regulating body, and the financial advisor is registered with the FCA, you can advise the Financial Ombudsman.

The Financial Ombudsman will come to a decision after reviewing the cause of the complaint independently. If the complaint is justified, a decision will be made on how to rectify or financially compensate the customer. The financial advisor and their company must abide by any ruling that's made by the Ombudsman, which becomes legally binding once the client has accepted it. Any compensation fixed by the Ombudsman will also account for any distress, inconvenience, trouble and upset caused to the customer during the process.

Book a Financial Advisor in Sevenoaks UK

Financial advice can be provided in Sevenoaks and also nearby in: Otford, Oldbury, Brasted, Cudham, Westerham, Shoreham, Sundridge, Godden Green, Shipbourne, Halstead, Chipstead, Dunton Green, Knockholt, Stone Street, Ightham, Twitton, Ide Hill, Kemsing, and in these postcodes TN13 1FU, TN13 1AN, TN13 1NT, TN13 1RL, TN13 1BL, TN13 1RP, TN13 1PX, TN13 1QA, TN13 1DZ, TN13 1QQ. Locally based Sevenoaks financial advisors will probably have the dialling code 01732 and the postcode TN13. Checking this can guarantee you access locally based financial advisers. Sevenoaks property owners are able to utilise these and lots of other comparable services. Click on the "enquiry" banner to get info on financial advisors in your location.

Sevenoaks Financial Advice Services

Financial Advice Tasks Sevenoaks

There are a wide array of services that are provided by your local Sevenoaks financial advisor including familt controlled trusts, life assurance advice, ISA's, stakeholder pension advice, cashflow planning, personal pensions advice Sevenoaks, financial advice services, portfolio management Sevenoaks, family income benefit, pension consolidation, offshore investment advice, income protection, divorce planning, annuity purchase, personal financial planning, mortgage financial planning, cheap financial advice, pension reviews, equity release advice, business protection, death benefit advice, pensions in divorce in Sevenoaks, investment bonds, investment advice Sevenoaks, retirement plans, financial analyst services in Sevenoaks, will writing services Sevenoaks, trusts, personal protection, pension transfer advice Sevenoaks, and lots more. Listed are just an example of the tasks that can be undertaken by a financial advisor. Sevenoaks professionals will be happy to tell you about their entire range of services.

A Financial Advisor's Everyday Duties

  • Financial advisors negotiate with financial product providers.
  • Financial advisors provide education, counselling and consultation with regards to finances and investments.
  • Financial advisors work in collaboration with their peers to gather statistics, trends and market information.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors keep fully up to date with regulation changes and new financial products.
  • Financial advisors maintain detailed records of potential clients and transactions.
  • Financial advisors produce comprehensive financial reports.
  • Financial advisors recommend the best-suited financial products to their clients.
  • Financial advisors talk with customers about their plans and finances.
  • Financial advisors constantly update clients regarding their investments.

Financial Advisors Near Sevenoaks

Also find: Dunton Green financial advisers, Oldbury financial advisers, Twitton financial advisers, Sundridge financial advisers, Cudham financial advisers, Ightham financial advisers, Ide Hill financial advisers, Godden Green financial advisers, Shoreham financial advisers, Chipstead financial advisers, Otford financial advisers, Brasted financial advisers, Kemsing financial advisers, Stone Street financial advisers, Halstead financial advisers, Westerham financial advisers, Knockholt financial advisers, Shipbourne financial advisors and more. All these villages and towns are served by local financial advisers. Sevenoaks residents can get quotes by going here.

Sevenoaks Financial Advice Services

Find a Financial Advisor in Sevenoaks Here
Financial Advice Enquiries in Sevenoaks Kent (01732)
  • Sevenoaks Wealth Management
  • Sevenoaks Tax Advice
  • Sevenoaks Investment Advice
  • Sevenoaks Financial Services
  • Sevenoaks Estate Planning
  • Sevenoaks Pension Advice
  • Sevenoaks Financial Advice Quotations
  • Sevenoaks Inheritance Advice
  • Sevenoaks Cashflow Analysis
  • Sevenoaks Trustee Investments
  • Sevenoaks Cheap Financial Advice
  • Sevenoaks Financial Advice
  • Sevenoaks Corporate Financial Planning
  • Sevenoaks Life Insurance Advice

Financial Advisors Around Sevenoaks: In the past 12 months financial advice was provided in these Sevenoaks streets: Shacklands Road, Durlings Orchard, Church Approach, Central Lodge, Twitton Lane, Beechy Lees Road, Clarks Green Road, The Green, Ashgrove, Blueberry Lane, Blacksole Road, Shoreham Lane, Buckhurst Avenue, Birchin Cross Road, Childsbridge Lane, Betenson Avenue, Sheet Hill, Bowzell Road, Bates Hill, St Marys Drive, Cedar Terrace Road, Aisher Way, Turners Court, Crowhurst Road, Carrick Drive, The Landway, Comp Lane, Copperfields, Tudor Crescent, and in these Kent postcodes: TN13 1FU, TN13 1AN, TN13 1NT, TN13 1RL, TN13 1BL, TN13 1RP, TN13 1PX, TN13 1QA, TN13 1DZ, TN13 1QQ. Folks in these areas recently required the help of a financial advisor. Sevenoaks residents were given reliable and top notch financial services in every case.

Sevenoaks: Interesting Sevenoaks facts can be discovered here and Sevenoaks weather here

Sevenoaks Financial Advisor Jobs: Get financial adviser jobs near Sevenoaks by going here: Sevenoaks Financial Advisor Jobs

Independent financial advisor in TN13 area, and dialling code 01732.

TOP - Financial Advisor Sevenoaks

Independent Financial Advisor Sevenoaks - 01732 - TN13 - Financial Planning Sevenoaks - Personal Financial Advisors Sevenoaks - Mortgage Advice Sevenoaks - Financial Advisor Near Sevenoaks - Investment Advice Sevenoaks - Financial Advice Sevenoaks


(This financial advisor Sevenoaks page was reviewed and updated on 06-05-2022)