Financial Advisor Stubbington

Stubbington Independent Financial Advice & Investment

Financial Advisor Stubbington Hampshire (PO14): Finding a good financial advisor advisor in the Stubbington area can be a challenging experience, especially if you're seeking financial advice for the very first time. Whether you are searching for investment, pensions, mortgage or even insurance advice, all professional financial advisors are bound by one common rule; they all have to conform to the regulations of the Financial Conduct Authority (FCA). This comes with various guarantees, therefore after taking advice from a FCA authorised financial advisor in Stubbington, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if if things go wrong.

Free Stubbington Financial Advisor Quotes

When picking a financial advisor in Stubbington, a decent place to start could be family and friends, however you must remember that your situation may not be in line with theirs, and you may need a different kind of advice. Every financial advisor isn't suitable for everybody, and their advice needs to be tailored to your specific situation. To explore the various options they can provide and find a financial advisor you feel comfortable with and can trust, it is a good idea to talk with at least three different firms, because picking a financial advisor is a major decision.

Financial Advisor Stubbington Hampshire (PO14)

There are two principal kinds of financial advisor in Stubbington; restricted advisors and independent financial advisors (IFA). The benefit of seeing an IFA is that they should not be confined to the services and products of a single provider, and can offer a more extensive range of options. Covering the full gamut of financial products and companies, independent financial advice should be offered in an unbiased and impartial way to clientele. Using an IFA should allow you to select from the broadest possible range of services. A restricted financial advisor could be tied to services and products from a single provider, or may even concentrate on one particular product, as in the case of a mortgage advisor.

Before accepting you as a client, any financial advisor must be fully transparent with you about their charges, as set out by the FCA. You may be charged a set fee, by the hour or even a specific percentage of your investment value, dependant upon type of product you are looking for. A free first consultation could be offered, so that you can discuss your aims and situation to determine whether the advisor is the best fit. If you use one of the bigger Stubbington firms, your account could be looked after by a team of advisors rather than one person.

Financial Advisors Stubbington UK (01329)

You'll be asked to complete a "Fact Find" document, which is a confidential disclosure form relating your targets and financial situation to the advising company. A Key Facts or Initial Disclosure Document will also be given to you, to provide details about the financial advisors themselves, explaining their range of permissions in the financial market and their situation for offering independent or restricted advice. This document will also set down your rights and your options if you are not satisfied with the service provided, and would like to complain. It should outline precisely what you're signing up for, and any possible risks and benefits should you opt to accept the offered advice, and it should be written in plain language. The allowed cooling-off period should also be fully explained in this Key Facts Document. Within a specific number of days, this allows you to cancel your contract with the financial advisor.

The very first time you're talking with your financial advisor you need to check what qualifications and experience they've got. After all you are on the verge of entrusting your long-term financial wellbeing to their expertise, so you should not be self-conscious about asking these questions. A Level 4 qualification in financial advice is the minimum certification for any financial advisor in Stubbington, and they also have to be able to present you with an annual Statement of Professional Standing. If your advisor's name doesn't show up on the Financial Services Register, you should not panic, the firm the person works for will almost certainly be on the register and their advisors are all covered by the regulations. If they're unable to provide this proof, the individual cannot offer advice but is allowed to offer financial guidance. Guidance is somewhat different to advice as it isn't regulated in the same way, and if errors occur there may be no recourse to the client.

Financial Advisor Quotes in Stubbington Hampshire

You will be asked about the level of risk you are ready and able to take on, if you are seeking advice on investing money. Better rewards may be possible with high risk investments, however you could also lose some or all of your capital. Your savings aims will have to be considered if the best investment advice is to be given, i.e. how rapidly you need access to your money, how much you wish to invest and short or long term investments. The one question that you should ask yourself, which is usually overlooked, is just how much money you can really afford to lose. This may well affect the products and services that you're offered, and is generally referred to as your 'capacity for loss'.

Financial Advice Near Stubbington Hampshire

You need to tell your financial advisor about your current regular outgoing payments, savings accounts, mortgage loans or investments. This should give a full and clear picture of your financial situation, and without this the advice given will most likely not be the best for you. Spreading the risk load across various different products through the diversification of your investments and savings, is something that reliable financial advice should allow for. So as to mirror your financial situation and goals, a certified financial advisor in Stubbington will understand the best areas to consider.

A financial advisor will open up the complex world of finance, and converse in as much plain speech as possible. After comparing the various products and services which match your needs, you should be in a position to make an informed and deliberative decision. If you're environmentally minded, you can even ask your financial advisor to stick to ethical savings and investment schemes. You will then be able to avoid corporations that businesses meet your requirements, but instead support those enterprises and firms that match your concerns, for example green energy or zero carbon.

Working alongside a financial advisor in Stubbington can be tricky to manage around your work day and other commitments. One-on-one appointments can be supplemented with video conferencing and telephone to enable you to seek advice at a time to suit you. Home and remote working is now commonplace, and an established financial advice firm in Stubbington will have strict measures in place to keep your details confidential and secure, even if you never have a one-on-one meeting with your advisor.


You must remember that the financial sector can be a volatile one, and the value of your investments could just as easily fall as well as rise. If your investment fails to make as much money as you were hoping for, it can be very disheartening and worrying. Your investment having a downward trend isn't a recognised cause for complaint, unless your financial advisor has given you misleading or wrong information.

Independent Financial Advisor Near Stubbington (PO14)

Any complaints should begin with the company's complaints procedure as detailed in the Key Facts Document. You can let the Financial Ombudsman know about the issue if it remains unsolved within the timeframe laid down by the regulating authority, and the financial advisor is registered with the FCA.

After looking into the cause for complaint, the Financial Ombudsman will make a ruling on the issue. A decision will be made on how to financially compensate the customer, if the complaint is justified. On acceptance by the customer, the decision becomes legally binding, and the advisor and their firm must comply with it. The Financial Ombudsman will also take into consideration any inconvenience, hassle, upset and distress caused to the customer during the situation, and fix the level of compensation proportionately.

Book a Financial Advisor in Stubbington UK

Financial advice can be provided in Stubbington and also nearby in: Locks Heath, Warsash, Hill Head, Rowner, Titchfield, Park Gate, Catisfield, Hook, Fareham, Wallington, Lee-on-the-Solent, Funtley, Little Posbrook, Meon, Cemast, Bridgemary, Sarisbury, as well as in these postcodes PO14 2RU, PO14 2QY, PO14 2PW, PO14 3SU, PO14 3PF, PO14 3RG, PO14 3RB, PO14 2JL, PO14 2HU, PO14 2PL. Local Stubbington financial advisers will probably have the dialling code 01329 and the postcode PO14. Checking this should make certain that you're accessing locally based financial advisers. Stubbington property owners are able to utilise these and numerous other similar services.

A Financial Advisor's Everyday Duties

  • A financial advisor produces detailed financial reports.
  • A financial advisor provides counselling, education and consultation regarding investments and finances.
  • A financial advisor keeps up to date with new products and law changes.
  • A financial advisor chats with customers about their plans and finances.
  • A financial advisor keeps a record of potential clients and transactions.
  • A financial advisor negotiates with providers of financial products.
  • A financial advisor recommends the financial products that are best-suited to customers.
  • A financial advisor works in collaboration with associates to gather trends, market information and statistics.
  • A financial advisor regularly updates clients regarding their investments.
  • A financial advisor meets sales and performance targets.

Skills and Knowledge Required by Financial Advisors

  • The ability to sell products and services.
  • To have excellent IT skills.
  • Excellent skills in verbal communication.
  • Effective skills in customer service for finding out client needs.
  • Effective management skills for the negotiation of product rates.
  • A good level of mathematical knowledge for creating financial strategies.
  • To have the ability to listen attentively
  • To pay attention to detail and be thorough.
  • A good knowledge and understanding of economics and accounting relating to financial markets and products.
  • To have excellent time management skills.
  • To have the ability to network and establish relationships with clients.

Stubbington Financial Advice Services

Financial Advice Tasks Stubbington

There is a wide range of services which can be provided by your local Stubbington financial advisor including investing an inheritance, financial analyst services, annuities, financial planning, will writing services, business protection, saving for children, cash flow modelling, tax advice, multi-asset portfolios in Stubbington, retirement plans, familt controlled trusts in Stubbington, savings advice in Stubbington, inheritance tax planning, family income benefit, personal pensions advice Stubbington, bridging finance, annuity purchases, independent financial advice Stubbington, stakeholder pension advice, life insurance advice, portfolio management, corporate bonds, unit trusts, long term care fee advice, investment consolidation advice, personal protection in Stubbington, cheap financial advice, pension transfers, pension reviews, and lots more. Listed are just a handful of the activities that can be handled by a financial advisor. Stubbington professionals will keep you informed about their entire range of services.

Financial Advice Enquiries Hampshire

Hampshire Financial Advice Enquiries

Current Hampshire financial advice enquiries: Mr and Mrs Coleman from Lockerley recently asked about offshore investments. Ronny Baird was looking for a financial advisor near Cowplain, Hampshire. Patricia Lambert in Hayling Island, Hampshire asked the question "are there any decent financial advisors near me?". Jayson Hartley in Bentley, Hampshire recently asked for information on offshore investments. Sophie and Noah Logan from Soberton recently asked for information on mortgages. Annabel Radley and Olaf Radley in Chineham recently asked about equity release. Hari and Rosalind Dyson in Hayling Island recently asked about equity release. Anton Gibbons and Neve Gibbons from Eversley, Hampshire recently asked for information on investment bonds. All these local people searched for "Garden Fencing Hampshire" and noticed this webpage on either Bing, Google or Yahoo.


Financial Advisors Near Stubbington

Also find: Catisfield financial advisors, Funtley financial advisors, Locks Heath financial advisors, Titchfield financial advisors, Cemast financial advisors, Warsash financial advisors, Hook financial advisors, Meon financial advisors, Park Gate financial advisors, Lee-on-the-Solent financial advisors, Sarisbury financial advisors, Bridgemary financial advisors, Wallington financial advisors, Hill Head financial advisors, Little Posbrook financial advisors, Rowner financial advisors, Fareham financial advisors and more. Most of these locations are covered by local financial advisers. Stubbington residents can get quotations by clicking here.

Stubbington Financial Advice Services

Find a Financial Advisor in Stubbington Here
Financial Advice Enquiries in Stubbington Hampshire (01329)
  • Stubbington Financial Services
  • Stubbington Independent Financial Advice
  • Stubbington Tax Advice
  • Stubbington Retirement Planning
  • Stubbington Cheap Financial Advice
  • Stubbington Estate Planning
  • Stubbington Life Insurance Advice
  • Stubbington Investment Advice
  • Stubbington Inheritance Advice
  • Stubbington Cashflow Analysis
  • Stubbington Mortgage Advice
  • Stubbington Financial Advice Quotations
  • Stubbington Wealth Management
  • Stubbington Trustee Investments

Financial Advisors Around Stubbington: Folks who live in the following roads and streets have just recently inquired about financial advice - Newton Close, Eric Road, Deal Close, Liverpool Road, Leviathan Close, Grasmere Way, Windermere Avenue, Cains Close, Summerleigh Walk, Stubbington Green, Canterbury Road, Orion Close, Pembury Road, Derwent Close, Newgate Lane, Longs Lane, Garnett Close, Country View, Pinewood Close, Oakdown Road, Brune Lane, Westways, Fay Close, Northways, Southways, Mays Lane, Spartan Close, Turtle Close, as well as the following local Stubbington postcodes: PO14 2RU, PO14 2QY, PO14 2PW, PO14 3SU, PO14 3PF, PO14 3RG, PO14 3RB, PO14 2JL, PO14 2HU, PO14 2PL. Folks residing in these local areas recently requested help from a financial advisor. Stubbington residents received reliable and professional financial services on every occasion.

If you would like to get local Stubbington information check here

Independent financial advisor in PO14 area, (dialling code 01329).

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(This financial advisor Stubbington article was edited and updated on 01-09-2022)