Financial Advisor Portishead

Portishead Independent Financial Advice & Investment

Financial Advisor Portishead Somerset (BS20): It can be a challenging experience trying to locate a decent financial advisor advisor in the Portishead area, particularly if it's the first time that you are in search of financial advice. Whether you're searching for investment, mortgage, pensions or even insurance advice, all financial advisors have one thing in common; they all have to observe the regulations of the Financial Conduct Authority (FCA). This comes with various guarantees, therefore after getting advice from a FCA certified financial advisor in Portishead, you can seek recompense from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if anything goes awry.

Free Portishead Financial Advisor Quotes

When picking a financial advisor in Portishead, a decent place to begin could be friends and relatives, but you must bear in mind that your circumstances may not be the same as theirs, and you might be in need of a different kind of advice. Their advice needs to be personalised to your unique situation, and not every financial advisor is suitable for everybody. It is a good idea to speak to at least 3 different companies when you're selecting a financial advisor, because this is a major decision, and you will be looking to find one that you feel comfortable with and can trust, and also investigate the various options they offer.

Financial Advisor Portishead Somerset (BS20)

Independent financial advisors and restricted advisors, are the 2 principal types of financial advisor in Portishead. An independent financial advisor will not be confined to the products or services of a single provider. Independent financial advice should encompass the whole gamut of financial companies and products, and should be offered in an unbiased way. This enables you to pick from the widest range of products to suit your needs. A restricted advisor may be focused on an individual product, such as a mortgage advisor, or be limited to services and products from a single company.

Before taking you on as a client, any Portishead financial advisor must be transparent about their charges, as demanded by the Financial Conduct Authority. You could be charged a set fee, by the hour or perhaps even a proportion of your investment, depending on product you are looking for. A free preliminary consultation may be offered, so you can discuss your objectives and situation to determine whether the advisor is the right choice. In some bigger Portishead companies, you might find that your account is being managed by a team as opposed to an individual advisor.

Financial Advisors Portishead UK (01275)

Before any actual financial advice is given you will be asked to fill in a confidential disclosure form, called a "Fact Find" document, which informs the advising company about your objectives and financial situation. You should also be given an Initial Disclosure Document, or Key Facts Document, which provides details about the financial advisor, their status to offer restricted or independent advice and their range of permissions in the financial market. If you aren't satisfied with the service, and wish to complain, this document will also set down your own legal rights and the options you can take. It must be typed out in plain English and outline what you are signing up for, and any potential benefits and risks that exist should you opt to accept the offered advice. The allowed cooling-off period should also be spelled out in this Key Facts Document. This makes it possible for you to cancel your contract with the financial advisor within a specific time period, and if any penalties are incurred.

You need to check what experience and qualifications the financial advisor has when you first speak with them. Asking these questions should never be a cause for embarrassment, because after all you are about to entrust them with your financial wellbeing. A Level 4 qualification is the minimum certification for any financial advisor in Portishead, and they must also be in a position to present an annual Statement of Professional Standing. You should not worry if your particular advisor's name does not show up on the Financial Services Register, as long as the company is on the register, their personnel will be covered by the regulations. If they are unable to present these accreditations, the person cannot offer advice but is able to offer financial guidance. In terms of finance guidance is somewhat different to advice and is not regulated. Therefore there is no recourse for the client if financial blunders are made.

Financial Advisor Quotes in Portishead Somerset

If it is investing money that you're interested in, your advisor will question you about the amount of risk you are prepared to take with your hard-earned money. Higher rewards might be possible with high risk investments, however you stand a greater chance of losing some or all of your funds. Your savings objectives must be taken into account if good quality investment and financial advice is to be given, i.e. how rapidly you need access to your funds, long or short term investments and how much money you want to invest. "How much can you afford to lose?" Is the one vital question that you really need to ask yourself. This is generally known as your capacity for loss and could affect the services and products that could be offered to you.

Financial Advice Near Portishead Somerset

If you already have any current investments, savings accounts, mortgages or regular payments, you should tell your financial advisor about these. This will give a full and clear picture of your current financial situation, and without this the advice you are given will most likely not be the most suitable for you. Spreading the risk across various different products by diversifying your investments and savings, is something that sound financial advice should encompass. With an understanding of the best areas to consider, a certified financial advisor will focus attention on products that match your financial situation and goals.

A financial advisor will lay bare the multifaceted world of finance, and try to speak in as much plain speech as possible. After comparing the products and services that meet your needs, you should be in a position to come to an informed and knowledgeable decision. If environmental issues are at the forefront of your mind, you could perhaps ask that ethical investments and savings take top priority. You can then avoid businesses that corporations meet your requirements, but instead support those companies and businesses that match your concerns, for example zero carbon or green energy.

It's not that easy to work closely with a financial advisor in Portishead without this affecting your work life and other obligations. To enable you to get advice at times that suit you, one-on-one meetings can be augmented with telephone and video conferencing. Working from home and remote working is now a large part of our society, and a professional financial advice provider in Portishead will have stringent measures in force to keep your details confidential and secure, even if you hardly ever have a one-to-one meeting with your advisor.


Investments can easily go down as well as up, because the financial world can be volatile. If it just so happens that your investment is not making the amount of money you were hoping for, it can be a very demoralising and stressful time. A downward spiraling of your investment is not seen as a cause for complaint, unless your financial advisor has supplied you with misleading or incorrect information.

Independent Financial Advisor Near Portishead (BS20)

As detailed in the Key Facts Document, any complaints should start with the firm's complaints procedure. If your advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman of the matter if it remains unresolved within the timeframe set out by the regulating authority.

The Financial Ombudsman will independently review the cause for complaint and come to a decision. If the complaint is justified, a decision will be made on how to financially compensate the customer. Once the decision is accepted by the customer it becomes a legally binding decision that the financial advisor and their company, must abide by. Any distress, upset, trouble and inconvenience caused to the customer during the process, will be taken into account when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Portishead UK

Financial advice can be provided in Portishead and also in: Easton-in-Gordano, Clapton-in-Gordano, Nailsea, Sheepway, Clevedon, Clifton, Walton Bay, Portbury, Weston-in-Gordano, Avonmouth, West Hill, Wraxall, Tickenham, Shirehampton, Redcliff Bay, as well as in these postcodes BS20 6JQ, BS20 6RY, BS20 6NH, BS20 6QU, BS20 6AQ, BS20 6NX, BS20 6JT, BS20 6LN, BS20 6QJ, BS20 6LU. Local Portishead financial advisors will most likely have the phone code 01275 and the postcode BS20. Verifying this will confirm you are accessing local financial advisers. Portishead home and business owners can benefit from these and countless other related services.

Necessary Skills to be a Financial Advisor

  • Excellent skills in customer service for finding out customer needs and requirements.
  • To have a flexible approach to work.
  • To be thorough and pay attention to detail.
  • To have excellent IT skills.
  • Active interpersonal and listening skills.
  • Effective management skills for negotiating product prices.
  • To have the ability to network and establish solid relationships with customers.
  • Good skills in verbal communication.
  • The ability to sell products and services.
  • An excellent knowledge of accounting and economics with regard to financial products and markets.
  • An outstanding level of mathematical knowledge for producing financial packages.

Portishead Financial Advice Services

Financial Advice Tasks Portishead

There are a number of different services that are provided by your local Portishead financial advisor including personal financial planning Portishead, general financial planning Portishead, income protection advice, investment bonds, independent financial advice, pension reviews, money planning in Portishead, pension planning, trustee investment services, will writing services Portishead, business planning, personal protection in Portishead, multi-asset portfolios Portishead, family income benefit, long term care fee planning, life assurance advice Portishead, inheritance tax planning, wealth management, pension drawdowns Portishead, familt controlled trusts, saving for children, ISA's, divorce financial planning, bridging finance in Portishead, offshore investment advice, corporate bonds Portishead, ethical investment advice, portfolio management, pensions in divorce, life insurance, and more. Listed are just a handful of the duties that can be handled by a financial advisor. Portishead professionals will be happy to inform you of their entire range of services.


Financial Advisors Near Portishead

Also find: Clevedon financial advisers, West Hill financial advisers, Clapton-in-Gordano financial advisers, Portbury financial advisers, Redcliff Bay financial advisers, Wraxall financial advisers, Nailsea financial advisers, Sheepway financial advisers, Easton-in-Gordano financial advisers, Shirehampton financial advisers, Avonmouth financial advisers, Walton Bay financial advisers, Tickenham financial advisers, Clifton financial advisers, Weston-in-Gordano financial advisors and more. Most of these towns and villages are covered by local financial advisers. Portishead residents can get quotes by going here.

Portishead Financial Advice Services

Find a Financial Advisor in Portishead Here
Financial Advice Enquiries in Portishead Somerset (01275)
  • Portishead Financial Services
  • Portishead Investment Advice
  • Portishead Estate Planning
  • Portishead Cheap Financial Advice
  • Portishead Life Insurance Advice
  • Portishead Pension Advice
  • Portishead Corporate Financial Advice
  • Portishead Inheritance Advice
  • Portishead Mortgage Advice
  • Portishead Trustee Investments
  • Portishead Financial Advice Quotations
  • Portishead Independent Financial Advice
  • Portishead Tax Advice
  • Portishead Wealth Management

More Portishead Services: Not surprisingly, when you're looking at your finances in Portishead, Somerset, you are likely to be in need of all kinds of different services and apart from a financial advisor in Portishead, Somerset, you may additionally need mortgage advice in Portishead, bookkeeping in Portishead, business consulting in Portishead, accountants in Portishead, investment advisors in Portishead, estate planning in Portishead, will writing in Portishead, family lawyers in Portishead, solicitors in Portishead, payroll services in Portishead, debt recovery & collection in Portishead, mortgage brokers in Portishead, contracts lawyers in Portishead, banruptcy lawyers in Portishead, tax preparation in Portishead, business financial planning in Portishead, property law & conveyancing in Portishead, and other different Portishead experts.

Financial Advisors Around Portishead: Some Portishead streets and roads where financial advice has recently been given - Battery Road, Black Nore Point, Quarry Road, Dunlin Drive, Merlin Park, Victoria Square, Hawthorn Close, Denny Close, Queen's Avenue, St Mary's Road, St Mary's Park Road, High Street, Holmlea, Serbert Way, Hill Top, Polden Road, Church Road South, Old Mill Road, Rosemary Crescent, Kittwake Drive, Nore Road, Charlton View, Honeylands, Rippleside, Aelfric Meadow, Seaview Road, Nore Park Drive, Mulberry Avenue, Seville Court, as well as these local Portishead postcodes: BS20 6JQ, BS20 6RY, BS20 6NH, BS20 6QU, BS20 6AQ, BS20 6NX, BS20 6JT, BS20 6LN, BS20 6QJ, BS20 6LU. Folks in these local areas recently requested the help of a financial advisor. Portishead residents enjoyed dependable and top notch financial services.

To find out local information relating to Portishead, Somerset go here

Independent financial advisor in BS20 area, and dialling code 01275.

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(This financial advisor Portishead article was checked and updated on 01-09-2022)