Financial Advisor Stanway

Stanway Independent Financial Advice & Investment

Financial Advisor Stanway Essex (CO3): If you're seeking financial advice for the first time, trying to find a reliable financial advisor advisor in Stanway can be a challenging experience. Whether it is pension, mortgage, investments or even insurance advice that you're looking for, there is one common rule for all qualified financial advisors; they all have to observe FCA (Financial Conduct Authority) regulations. This comes with some guarantees, thus after taking advice from a FCA registered financial advisor in Stanway, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if something should go awry.

Free Stanway Financial Advisor Quotes

When selecting a financial advisor in Stanway, a good place to start could be neighbours and friends, but you must remember that your circumstances might not be the same as theirs, and you may be in need of a different sort of advice. Financial advice should be specifically tailored to your particular circumstances, and you will discover that some financial advisors might not be suitable for you. It pays to speak to at least 3 different companies when you are picking a financial advisor, as this is an important decision, and you will be looking to find one that you can trust and feel at ease with, and also check out the options they can provide.

Financial Advisor Stanway Essex (CO3)

Independent financial advisors (IFA) and restricted advisors, are the 2 main kinds of financial advisor in Stanway. Offering a more extensive range of options, an independent financial advisor will not be confined to the services and products of a single provider. Covering the entire spectrum of financial companies and products, independent financial advice must be given in an unbiased and impartial way to clientele. Consulting an IFA should allow you to pick from the widest possible array of products. If you go to a restricted advisor you'll discover that they might be limited to services and products of a particular company, or as in the case of a mortgage advisor, will only be focused on one product.

The Financial Conduct Authority requires that any Stanway financial advisor must be transparent about their charges, before taking you on as a client. In accordance with the kind of services you're looking for, you could be charged by the hour, a set fee or possibly even a specific percentage of your investment value. To discuss your objectives and determine whether the advisor is the proper choice for your circumstances, a free initial consultation might be offered. If you go with one of the larger Stanway companies, your account might be looked after by a team of advisors rather than a single individual.

Financial Advisors Stanway UK (01206)

You will be required to fill in a "Fact Find" document, which is a confidential disclosure form relating your financial situation and goals to the advising firm. You'll also be given a Key Facts or Initial Disclosure Document, which gives you details about the financial advisor, their situation for offering restricted or independent advice and their range of permissions in the financial arena. Your rights should also be set out in this document, along with the possible options you can take if you need to complain because you aren't happy with the service provided. It has to be written in plain language and describe what you're signing up for, and any possible risks and benefits should you choose to accept the advice offered. The level of cooling-off period should also be explained in this Key Facts Document. This enables you to cancel the contract with your financial advisor within a certain number of days, and if any penalty charges have to be paid.

You should check the experience and qualifications of the financial advisor when you first speak with them. You should never be embarrassed about asking these questions, after all you're about to entrust your long-term financial wellbeing to their skill. Every Stanway financial advisor must be in a position to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. If the advisor's name doesn't appear on the Financial Services Register, you shouldn't stress, the company the advisor works for should be found on the register and their employees are all covered by the regulations. If these cannot be provided the person may still offer financial guidance instead of financial advice. In financial terms guidance differs to advice and isn't regulated in the same way. Therefore there isn't any recourse for the client if errors arise.

Financial Advisor Quotes in Stanway Essex

If it is investments that you're interested in, the advisor will want to know the level of risk you are willing to take with your hard-earned cash. High risk investments may offer larger rewards, however some or all of your capital could be lost. In order to get the most beneficial financial and investment advice, your savings objectives must be taken into account, i.e. how quickly you need to access your funds, how much money you want to invest and short or long term investments. You must always ask yourself the one vital question, how much can you afford to lose. This is called your 'capacity for loss' and could affect the services and products that could be offered for your consideration.

Financial Advice Near Stanway Essex

Right from the start, it's important to let your financial advisor know about any mortgages, regular outgoing payments, personal savings or investments that you currently have. They'll need these details, so that they can get a picture of your financial situation and give the appropriate advice for your needs. The diversification of your savings and investments by spreading the risk load across different products, is a vital part of reliable financial advice. Having a knowledge of the best areas to consider, a certified financial advisor will favour products that fit in with your financial situation and goals.

A financial advisor will throw open the complex world of finance, and try to converse in the clearest possible way. This will allow you to compare services and products which match your needs, and make an informed decision. You could maybe ask your financial advisor to only choose ethical savings and investment schemes. This will allow you to support businesses and firms that match your concerns, e.g. zero carbon or renewable energy, or perhaps avoiding businesses that don't meet your criteria.

Working alongside your financial advisor in Stanway can be tricky to manage around your work life and other commitments. This can be alleviated by augmenting face-to-face meetings with video conferencing and telephone, hence allowing you to seek the guidance you need at times that are convenient. Remote and home working is now commonplace, and an experienced financial advice provider in Stanway will have rigorous measures in force to keep your details confidential and secure, even if you never have a one-on-one meeting with your advisor.


Investments can go down as well as up, as the financial sector can be a volatile one. If it happens that your investment fails to make the amount of money you were hoping for, it can be a very stressful and demoralising time. Unfortunately, a downward trend in your investment isn't seen as a grounds for complaint, unless it is due to misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Stanway (CO3)

As detailed in the Key Facts Document, any complaints should start out with the firm's official complaints procedure. If the problem is unsolved within the time set by the regulating authority, and your advisor is a member of the FCA, you can get in touch with the Financial Ombudsman.

The Financial Ombudsman will look into the cause for complaint and make a ruling. If the complaint is found to be justified, a decision is made on how to financially compensate the customer. The financial advisor and their firm must abide by any decision that is made, which becomes legally binding as soon as the client has accepted it. The Ombudsman will also take into account any hassle, inconvenience, distress and annoyance caused to the customer during the process, and fix the level of compensation proportionately.

Book a Financial Advisor in Stanway UK

Financial advice can be provided in Stanway and also in: Gallows Green, Seven Star Green, Lexden, Easthorpe, Fordham Heath, Eight Ash Green, Long Green, Aldham, Heckfordbridge, Colchester, Fordstreet, Copford Green, Marks Tey, Copford, as well as in these postcodes CO3 0WZ, CO3 5SQ, CO3 8WN, CO3 0UG, CO3 0PE, CO3 5YN, CO3 5NJ, CO3 0LQ, CO3 0SG, CO3 8ZD. Locally based Stanway financial advisors will most likely have the telephone code 01206 and the postcode CO3. Verifying this can guarantee that you are accessing local financial advisers. Stanway home and business owners can benefit from these and many other related services.

Financial Advice Enquiries Essex

Essex Financial Advice Enquiries

Recently posted Essex financial advice enquiries: Kyra Shepherd from North Fambridge, Essex recently asked for information on mortgages. Percy Keane from Little Dunmow recently asked for information on mortgages. Codie and Arya Lunn from Felsted, Essex recently enquired about financial planning. Riya Parish from Halstead recently enquired about financial planning. Vincent and Rhea Michael from Stanway, Essex recently asked for information on investment bonds. Yasir Riley and Lara Riley from Panfield recently enquired about equity release. Olaf Read and Hana Read from Roxwell recently asked for information on family income benefit. Mr and Mrs Whittaker from Hockley recently enquired about offshore investments. Most of these local residents did a search for "financial advisor Essex" and found this webpage on either Google, Bing or Yahoo.

Necessary Skills for Financial Advisors

  • To be organised and self-motivated.
  • To be able to network and build solid relationships with clients.
  • A competent level of maths knowledge for producing financial strategies.
  • To be confident in using a computer and the principal software.
  • Attentive listening and interpersonal skills.
  • Excellent business management skills for the negotiation of product prices.
  • Good customer service skills for identifying client needs.
  • To be good at promoting services and products.
  • An outstanding knowledge and understanding of economics and accounting relating to financial markets and products.
  • To pay attention to detail and be thorough.
  • Excellent skills in verbal communication.

A Financial Advisor's Regular Tasks

  • Financial advisors meet sales and performance targets.
  • Financial advisors recommend the best-suited financial products to their clients.
  • Financial advisors update clients about their investments.
  • Financial advisors work in collaboration with associates to collect trends, statistics and market information.
  • Financial advisors talk with clients regarding their finances and plans.
  • Financial advisors collaborate with financial product providers.
  • Financial advisors keep up to date with legislation changes and new products.
  • Financial advisors keep detailed records of customers and transactions.
  • Financial advisors produce financial reports.
  • Financial advisors provide consultation, education and counselling with regards to finances and investments.

Stanway Financial Advice Services

Financial Advice Tasks Stanway

There are a whole host of services that can be provided by your local Stanway financial advisor including personal protection, pension drawdowns Stanway, life assurance advice, pension planning in Stanway, trustee investment services Stanway, tax financial planning, annuities Stanway, mortgage services, corporate bonds Stanway, multi-asset portfolios, family income benefit, long term care fee advice, business financial planning, ISA's in Stanway, business protection Stanway, cheap financial advice in Stanway, income protection Stanway, mutual funds, familt controlled trusts Stanway, investment bonds in Stanway, bereavement benefit advice Stanway, pension transfers in Stanway, unit trusts in Stanway, personal pensions advice, financial planning in Stanway, corporate financial planning, pensions in divorce, pension consolidation advice Stanway, money planning, bridging finance, and lots more. Listed are just a selection of the tasks that can be accomplished by a financial advisor. Stanway professionals will be delighted to keep you abreast of their whole range of services.


Financial Advisors Near Stanway

Also find: Long Green financial advisers, Heckfordbridge financial advisers, Colchester financial advisers, Seven Star Green financial advisers, Marks Tey financial advisers, Fordham Heath financial advisers, Copford Green financial advisers, Eight Ash Green financial advisers, Aldham financial advisers, Gallows Green financial advisers, Easthorpe financial advisers, Copford financial advisers, Lexden financial advisers, Fordstreet financial advisors and more. The majority of these villages and towns are serviced by local financial advisers. Stanway residents can get estimates by going here.

Stanway Financial Advice Services

Find a Financial Advisor in Stanway Here
Financial Advice Enquiries in Stanway Essex (01206)
  • Stanway Estate Planning
  • Stanway Mortgage Advice
  • Stanway Financial Advice
  • Stanway Wealth Management
  • Stanway Tax Advice
  • Stanway Inheritance Advice
  • Stanway Financial Advice Quotations
  • Stanway Trustee Investments
  • Stanway Retirement Planning
  • Stanway Pension Advice
  • Stanway Cashflow Analysis
  • Stanway Investment Advice
  • Stanway Cheap Financial Advice
  • Stanway Life Insurance Advice

More Stanway Services: Needless to say, whenever you are looking at your finances in Stanway, Essex, you'll likely need all kinds of different services and along with a financial advisor in Stanway, Essex, you could also need property law & conveyancing in Stanway, contracts lawyers in Stanway, debt recovery & collection in Stanway, estate planning in Stanway, business consulting in Stanway, payroll services in Stanway, investment advisors in Stanway, bookkeepers in Stanway, accountants in Stanway, banruptcy lawyers in Stanway, tax preparation in Stanway, family lawyers in Stanway, mortgage advice in Stanway, business financial planning in Stanway, mortgage brokers in Stanway, solicitors in Stanway, will writing in Stanway, and other different Stanway experts.

Financial Advisors Around Stanway: Financial advice has recently been provided in these Stanway areas and roads - Nursery Close, Halstead Road, Centaury Close, Weyland Drive, Meadow View Close, Brougham Glades, Woden Avenue, Damask Road, Darina Court, New Road, New Farm Road, Layer Road, Harvest End, Rose Avenue, Lucy Lane North, Swift Avenue, Gryme's Dyke Way, Cygnet Walk, Chitts Hill, Peartree Road, Jubilee Close, Winstree Road, Farriers End, Nightingale Place, Church Lane, Lucy Close, Wheatfield Road, Stanfield Close, Darnel Way, Tollgate Road, as well as the following local Stanway postcodes: CO3 0WZ, CO3 5SQ, CO3 8WN, CO3 0UG, CO3 0PE, CO3 5YN, CO3 5NJ, CO3 0LQ, CO3 0SG, CO3 8ZD. People living in these local areas recently needed the help of a financial advisor. Stanway residents enjoyed dependable and top notch financial services in every case.

If you're interested in local Stanway info take a look here

Independent financial advisor in CO3 area, telephone code 01206.

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(This financial advisor Stanway information was reviewed and updated on 01-09-2022)