Financial Advisor Aberdare

Aberdare Independent Financial Advice & Investment

Financial Advisor Aberdare Wales (CF44): Finding a first-rate financial advisor advisor in Aberdare can be a challenging experience, especially if you're needing financial advice for the very first time. Whether it's pensions, investments, mortgage or even insurance guidance that you are looking for, there is one common rule for all professional financial advisors; they must all stick to Financial Conduct Authority (FCA) regulations. Any advice given by a FCA approved financial advisor in Aberdare comes with certain guarantees that should things go wrong, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Aberdare Financial Advisor Quotes

Recommendations from family and friends can be a good starting place in picking a financial advisor in Aberdare, but bear in mind that their circumstances could be different to the type of advice you're looking for. Every financial advisor isn't suitable for everyone, and any advice they provide should be tailored to your unique circumstances. Selecting a financial advisor is a big decision and it is wise to speak with at least three different companies so as to explore the various options they offer, and to find one that you feel comfortable with and can trust.

Financial Advisor Aberdare Wales (CF44)

Independent financial advisors (IFA) and restricted advisors, are the 2 principal types of financial advisor in Aberdare. Offering a wide range of options, an independent financial advisor will not be confined to the products or services of just one provider. Independent financial advice should cover the full gamut of financial products and companies, and should be given in an impartial way. If you decide to use an independent financial advisor, you'll be able to choose from the broadest possible array of products, in order to find the right solution for your needs. A restricted financial advisor may be involved with a single product, as with a mortgage advisor, or be limited to products and services from a specific provider.

Before taking you on as a client, any financial advisor must be transparent about their charges, as required by the Financial Conduct Authority. You could be charged a set fee, by the hour or possibly even a proportion of your investment value, in accordance with kind of services you require. To discuss your goals and find out if the advisor is a right fit for your circumstances, a free preliminary consultation might be offered. If you use one of the larger Aberdare companies, your account could be handled by a team of advisors rather than just one individual.

Financial Advisors Aberdare UK (01685)

To summarise your financial situation and targets to the advising company, you will need to fill in a "Fact Find" form, which is a confidential disclosure document. You should also be given an Initial Disclosure Document, or Key Facts Document, which gives you information regarding the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial sector. Your own rights will also be laid out in this document, along with your options if you want to complain because you're not satisfied with the service provided. It must be typed out in plain language and detail what you are committing yourself to, and any possible risks and benefits if you elect to take the offered advice. This document must also inform you about the allowed cooling-off period. This makes it possible for you to cancel your contract within a certain number of days, and if any penalties are incurred.

You should check the experience and qualifications of the financial advisor when you first talk to them. You should not be self-conscious about asking such questions, after all you're on the verge of entrusting your long-term financial wellbeing to their expertise. All Aberdare financial advisors must hold at least a Level 4 qualification and be in a position to present an annual Statement of Professional Standing. When you check the Financial Services Register, you shouldn't freak out if your specific financial advisor's name does not show up on there; you will probably find the company name, and that means the regulations covers all of their employees. The individual can still offer financial guidance rather than advice, if these can't be presented. Guidance is somewhat different to advice as it is not regulated in the same way, and if financial mistakes are made there will likely be no recourse to either party.

Financial Advisor Quotes in Aberdare Wales

You'll be asked about the amount of risk you're willing to accept, if you are seeking advice on investments. Many investments carry some element of risk, but higher risk investments may offer bigger rewards, and also more likelihood of losing some or all of your cash. Good financial and investment advice will take you savings goals into consideration, i.e. how much capital you want to invest, long or short term investments and how quickly you need to access your money. "How much can you truly afford to lose?" Is the one important question that you should really be asking yourself. This is called your capacity for loss and may influence the products and services that may be offered to you.

Financial Advice Near Aberdare Wales

If you already have any current regular outgoing payments, mortgages, investments or savings accounts, you must let your financial advisor know about these. To ensure that you receive the most suitable advice for you, they need to gather a full and clear picture of your financial situation. Smart financial advice should allow for diversifying your savings and investments by spreading the risk across a number of different products. A professional financial advisor in Aberdare will be aware of the best products to consider, which mirror your goals and your financial situation.

Communicating in the clearest possible way, your financial advisor will reveal the complex world of investment and finance. This will allow you to compare products and services which meet your needs, and come to an informed decision. If environmental issues are at the forefront of your mind, you could ask that ethical investments and savings take top priority. This doesn't just give you investment possibilities, but also allows you to support renewable energy or zero carbon projects, and steer clear of those that don't share the same values as you do.

It's not that easy to work closely with a financial advisor in Aberdare without this affecting your work life and other responsibilities. To allow you to seek advice at a time to suit you, face-to-face meetings can be complemented with video conferencing and telephone calls. A professional financial advice provider in Aberdare will have rigorous measures in place to keep your details secure and confidential, even if you never have a one-to-one meeting with your personal advisor, because home and remote working is no longer unusual.


You must remember that the financial sector can be an unpredictable one, and investment values could just as easily fall as well as rise. If it happens that your investment fails to make as much money as you hoped for, it can be an extremely stressful and demoralising time. Unfortunately, a downward spiral in your investment is not a recognised cause for complaint, unless of course it is because of wrong or misleading information from your advisor.

Independent Financial Advisor Near Aberdare (CF44)

As indicated in the Key Facts Document, any complaints should start with the company's official complaints procedure. You can inform the Financial Ombudsman of the problem if it is unsolved within the time schedule set out by the regulating body, and the advisor is a member of the Financial Conduct Authority.

The Financial Ombudsman will make a ruling after reviewing the cause for complaint independently. If it is established that the complaint is justified, a decision will be made on how the client can be compensated. Once the ruling has been agreed on by the client it becomes a legally binding decision which the advisor and their firm, must abide by. Any inconvenience, hassle, upset and distress caused to the client during the dispute, will be taken into account when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Aberdare UK

Financial advice can be provided in Aberdare and also in: Pentrebach, Cwmbach, Penywaun, Ferndale, Aberfan, Cwmaman, Mountain Ash, Hirwaun, Rhigos, Treherbert, Treorchy, Aberman, Merthyr Tydfil, Maerdy, Abercwmbor, Llwydcoed, Tonypandy, Heolgerrig, together with these postcodes CF44 0RB, CF44 6YT, CF44 6UB, CF44 6ES, CF44 0RR, CF44 0AJ, CF44 6HH, CF44 6TA, CF44 6RY, CF44 6UY. Local Aberdare financial advisers will likely have the phone code 01685 and the postcode CF44. Checking this should guarantee that you access locally based financial advisers. Aberdare home and business owners are able to benefit from these and many other similar services. Click the "enquiry" banner or form to get specifics of financial advisors in your area.

The Daily Duties of a Financial Advisor

  • Financial advisors produce in-depth financial reports.
  • Financial advisors make deals with with providers of financial products.
  • Financial advisors meet performance and sales targets.
  • Financial advisors work in conjuction with associates to collect trends, market information and statistics.
  • Financial advisors update customers about their investments.
  • Financial advisors chat with clients about their plans and finances.
  • Financial advisors keep up to date with new products and law changes.
  • Financial advisors keep detailed records of potential transactions and clients.
  • Financial advisors research financial products and explain them simply and clearly to their clients.
  • Financial advisors provide education, counselling and consultation regarding investments and finances.

Financial Advice Enquiries Wales

Financial Advice Enquiries Wales

Recent Wales financial advice enquiries: Judah Lyons from Llandeilo, Wales recently asked for information on mortgages. Sofie Toms and Mitchell Toms from Llangynidr recently enquired about investment bonds. Jorge and Elora Noble from Abercarn recently asked for information on investment bonds. Ralphie Mccormack from Tonyrefail, Wales recently enquired about family income benefit. Mr and Mrs Cowell from Brynsadler, Wales recently enquired about financial planning. Bailey and Naomi Lunt from Tywyn, Wales recently enquired about offshore investments. Hermione and Lucca Gould from Abersychan recently asked for information on family income benefit. Jimmy and Lyla Powell from Llechryd recently asked for information on offshore investments. These local residents did a search for "financial advisor Wales" and located this webpage on Bing, Google or Yahoo.

Aberdare Financial Advice Services

Financial Advice Tasks Aberdare

There is a variety of services which can be provided by your local Aberdare financial advisor including investment advice in Aberdare, ethical investments, multi-asset portfolios, annuities, long term care fee planning Aberdare, pension drawdowns Aberdare, financial advice services in Aberdare, pensions in divorce Aberdare, bridging finance, life assurance advice, divorce planning, stakeholder pension advice, equity release, corporate bonds Aberdare, ISA's, personal pensions Aberdare, independent financial advice in Aberdare, pension reviews, pension plans, cash flow modelling, cashflow analysis Aberdare, retirement plans, wealth management & investments in Aberdare, savings advice, trustee investment services, offshore investments, life insurance advice in Aberdare, inheritance tax planning, business financial planning, business protection in Aberdare, and more. Listed are just a few of the duties that can be handled by a financial advisor. Aberdare professionals will keep you informed about their whole range of financial services.

Financial Advisors Wales

CF44 Advisor Advisers Financial 01685 Advice Financial Advice Financial Advisor Advisors Investment Services Aberdare Wales

Around Wales you will likewise discover: Presteigne financial advice, Carmarthen investment advisors, Treherbert investment advice, Ogmore By Sea financial advisors, Llandrindod Wells investment advisors, Cemaes financial advisors, Coedpoeth financial advice, Trearddur investment advice, Rossett investment advisors, Welshpool financial advice, Nelson financial advice, Talgarth financial advice, Holyhead investment advisors, Letterston financial advice, Borth financial advice, Fishguard financial advice, Fishguard investment advisors, Tonyrefail investment advisors, Penygroes investment advice, Usk financial advisors, Lampeter financial advice, Maesteg investment advisors, Penmaenmawr investment advisors, Clyro investment advice, Taffs Well investment advice, Cwmllynfell investment advice, Brynsadler financial advisors, Buckley investment advice, Pentlepoir financial advice, Brynsadler investment advice.


Financial Advisors Near Aberdare

Also find: Maerdy financial advisers, Mountain Ash financial advisers, Cwmbach financial advisers, Abercwmbor financial advisers, Aberfan financial advisers, Llwydcoed financial advisers, Hirwaun financial advisers, Penywaun financial advisers, Cwmaman financial advisers, Rhigos financial advisers, Treherbert financial advisers, Heolgerrig financial advisers, Merthyr Tydfil financial advisers, Tonypandy financial advisers, Ferndale financial advisers, Aberman financial advisers, Pentrebach financial advisers, Treorchy financial advisors and more. All these places are covered by local financial advisers. Aberdare residents can get financial advice quotes by clicking here.

Aberdare Financial Advice Services

Find a Financial Advisor in Aberdare Here
Financial Advice Enquiries in Aberdare Wales (01685)
  • Aberdare Estate Planning
  • Aberdare Mortgage Advice
  • Aberdare Corporate Financial Planning
  • Aberdare Life Insurance Advice
  • Aberdare Wealth Management
  • Aberdare Pension Advice
  • Aberdare Financial Advice
  • Aberdare Inheritance Advice
  • Aberdare Trustee Investments
  • Aberdare Investment Advice
  • Aberdare Financial Services
  • Aberdare Retirement Advice
  • Aberdare Financial Advice Quotes
  • Aberdare Tax Advice

Financial Advisors Around Aberdare: People living in the following streets and areas have just recently enquired about financial advice - Claerwen Close, Brookbank Close, Arthurs Place, Bridge Street, Club Street, Curre Street, The Haven, St Peters Close, Treneol, St Josephs Terrace, Brynglas, Trenant, Cledwyn Terrace, Davis Street, Spencer Street, Commercial Street, Commerce Place, Dare Road, Dover Place, Timothy Place, Bridge Road, Cartrefle, Church Avenue, Station Place, Canon Street, Bryn Hir, Dare Court, Trebanog Terrace, Cymric Close, as well as the following Aberdare area postcodes: CF44 0RB, CF44 6YT, CF44 6UB, CF44 6ES, CF44 0RR, CF44 0AJ, CF44 6HH, CF44 6TA, CF44 6RY, CF44 6UY. Folks in these local areas recently requested help from a financial advisor. Aberdare residents benefited from trusted and competent financial services on every occasion.

For the latest local info regarding Aberdare, Wales look here

Independent financial advisor in CF44 area, 01685.

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(This financial advisor Aberdare page was updated on 06-05-2022)