Financial Advisor Marlborough

Marlborough Independent Financial Advice & Investment

Financial Advisor Marlborough Wiltshire (SN8): Locating a reliable financial advisor advisor in Marlborough can be an intimidating experience, in particular if you are seeking financial advice for the first time. Nevertheless, all qualified financial advisors have one thing in common; they all have to observe the regulations set by the Financial Conduct Authority (FCA), regardless of whether you're looking for pension, mortgage, investments or even insurance guidance. Any advice given from a FCA approved financial advisor in Marlborough comes with certain guarantees that should things go awry, you can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Marlborough Financial Advisor Quotes

Friends and family recommendations can be a decent starting place in selecting a financial advisor in Marlborough, but bear in mind that their circumstances might be different to the type of advice you are looking for. Their advice needs to be tailored to your specific situation, and not every financial advisor is suitable for everybody. Choosing the right financial advisor is crucial and it pays to speak to at least three different firms so as to check out the various options they can provide, and to find one that you feel comfortable with and can trust.

Financial Advisor Marlborough Wiltshire (SN8)

There are 2 principal kinds of financial advisor in Marlborough; independent financial advisors and restricted advisors. An independent financial advisor will not be restricted to just one provider's products or services. Encompassing the full gamut of financial companies and products, independent financial advice should be given in an unbiased and impartial way to customers. If you elect to use an IFA, you'll be able to choose from the widest possible range of services, in order to find the right solution for your needs. If you use a restricted financial advisor you will discover that they could be restricted to services and products of a single firm, or as in the case of a mortgage advisor, will only be focused on one individual product.

Before any Marlborough financial advisor takes you on as a client, they are required by the FCA to fully discuss their charges with you. Depending on the product you require, you could be charged a set fee, by the hour or even a proportion of your investment. To enable you to discuss your objectives and see if the advisor is a good fit for you and your circumstances, you might be offered the chance of a free initial consultation. Your account might be looked after by a team rather than one individual advisor, if you decide to go to one of the larger Marlborough firms.

Financial Advisors Marlborough UK (01672)

You will have to complete a "Fact Find" form, which is a confidential disclosure document relating your targets and financial situation to the advising firm. You should also be handed a Key Facts or Initial Disclosure Document, which provides information on the financial advisor, their status to offer independent or restricted advice and their range of permissions in the financial market. If you're not satisfied with the service, and wish to complain, this document will also lay down your rights and your options. It should outline precisely what you are committing yourself to, and any possible risks and benefits should you decide to take the offered advice, and it must be laid out in plain English. The level of cooling-off period should also be spelled out in this Key Facts Document. Within a certain period of time, this allows you to cancel your contract with the financial advisor.

When talking with your financial advisor the very first time you should check their qualifications and experience. You needn't be embarrassed about asking these questions, after all you're on the verge of entrusting your financial future to their expertise. Every Marlborough financial advisor must be in a position to present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. If your advisor's name doesn't show up on the Financial Services Register, you don't need to freak out, the firm the advisor works for should be found on the register and their staff are all covered by the regulations. If they are unable to provide this evidence, the person can't offer advice but can offer financial guidance. Guidance is not subject to regulations in the way that financial advice is, meaning that if errors are made the client won't have any recourse.

Financial Advisor Quotes in Marlborough Wiltshire

If you are seeking advice on investments you will be asked about the level of risk you're willing to take on. Higher risk investments may offer bigger rewards, but all or some of your capital could be lost. Your savings objectives will need to be considered if good financial and investment advice is to be given, i.e. long or short term investments, how much you have to invest and how rapidly you need to access your money. The one question that you should ask of yourself, which is usually neglected, is just how much you can really afford to lose. This is generally referred to as your capacity for loss and might influence the services and products that are offered for your consideration.

Financial Advice Near Marlborough Wiltshire

From the outset, it is imperative that you tell your financial advisor about any existing regular outgoings, savings accounts, investments or mortgage loans that you currently have. This should give a full and clear picture of your financial situation, and without this the advice given might not be the most suitable for you. Good financial advice should include diversifying your savings and investments by spreading the risk across different products. In order to reflect your goals and financial situation, a seasoned financial advisor in Marlborough will have the knowledge of the best areas to consider.

A financial advisor will unmask the multifaceted world of finance, and communicate in the clearest possible way. You should be able to make an informed and considered decision once you have compared the various products and services which meet your needs. You can maybe ask your financial advisor to only choose ethical savings and investments. This not only provides you with investment opportunities, but also enables you to support zero carbon or green energy projects, and stay clear of companies and businesses that don't share the same values that you do.

Working closely with a financial advisor in Marlborough can be tricky to manage around work and other commitments. One-on-one meetings can be complemented with video conferencing and telephone to enable you to get advice at a time to suit you. Home and remote working is now commonplace, and a professional financial advice firm in Marlborough will have strict measures in place to keep your details secure and confidential, even if you rarely have a one-to-one meeting with your advisor.


Investments can go down as easily as they can go up, because the financial world can be a volatile one. It can be quite disheartening and stressful if your investment fails to make as much money as you were hoping for. Your investment having a downward trend is not seen as a grounds for complaint, unless your financial advisor has supplied you with incorrect or misleading information.

Independent Financial Advisor Near Marlborough (SN8)

Any complaints should start out with the company's official complaints procedure as indicated in the Key Facts Document. You can let the Financial Ombudsman know about the problem if it is unsolved within the time laid down by the regulating body, and the financial advisor is registered with the Financial Conduct Authority.

The Financial Ombudsman will look into the cause of the complaint and make a ruling. If it is established that the complaint is justifiable, a decision is made on how the customer can be compensated. Once the decision is agreed on by the client it becomes a legally binding decision which the advisor and their company, must abide by. The Financial Ombudsman will also account for any inconvenience, distress, trouble and upset caused to the client during the process, and fix the level of compensation accordingly.

Book a Financial Advisor in Marlborough UK

Financial advice can be provided in Marlborough and also nearby in: Great Bedwyn, Burbage, Lockeridge, Froxfield, Cadley, Easton Royal, Manton, Winterbourne Bassett, Aldbourne, Ramsbury, Chiseldon, Pewsey, Ogbourne St George, Broad Hinton, Baydon, Mildenhall, Fyfield, as well as in these postcodes SN8 1DE, SN8 1DR, SN8 1ER, SN8 1JN, SN8 1DQ, SN8 1YD, SN8 1AZ, SN8 1JF, SN8 1DB, SN8 2AF. Local Marlborough financial advisers will most likely have the telephone dialling code 01672 and the postcode SN8. Verifying this should confirm you're accessing locally based financial advisers. Marlborough home and business owners are able to benefit from these and numerous other related services.

Pension Planning

Secure retirement hinges on the important aspect of pension planning. Engaging the services of a financial advisor can be instrumental in achieving a significant enhancement of this process. A competent advisor will assess your current financial circumstances, understand your retirement objectives, and design a customised pension solution. Navigating the complexities of UK pension options, they deal with the state pension, workplace pensions, and self-invested personal pensions (SIPPs). By taking advantage of their expertise, you can make informed decisions about tax implications, contributions and investment choices. The creation of a robust pension plan, providing financial stability and peace of mind for your future, is a result of working with a financial advisor in Marlborough.

The State Pension is the cornerstone of UK pension planning, as it provides a standard level of retirement income that is backed by the government. The amount of State Pension you receive will normally depend on how many National Insurance contributions you have made over your working life. It is now more essential than ever to understand the complexities of the State Pension scheme, due to changes to the State Pension age and the number of qualifying years. (42316)

Marlborough Financial Advice Services

Financial Advice Tasks Marlborough

There are a whole host of services which can be provided by your local Marlborough financial advisor including multi-asset portfolios, investing an inheritance, tax planning Marlborough, general financial planning in Marlborough, inheritance tax planning, independent financial advice, unit trusts in Marlborough, cashflow analysis, business planning, income protection, ethical investments, annuities, long term care fee advice, savings advice, mortgage advice in Marlborough, pension transfers Marlborough, familt controlled trusts, financial analyst services, personal protection, financial services Marlborough, corporate bonds, personal financial planning, wealth management & investments in Marlborough, personal pensions advice, will writing services, mutual funds, portfolio management, investment bonds, divorce financial planning, critical illness cover, and more. These are just a selection of the duties that can be accomplished by a financial advisor. Marlborough professionals will be happy to inform you of their whole range of services.

Fundamental Skills for Financial Advisors

  • Good business management skills for negotiating product prices.
  • Attentive listening and interpersonal skills.
  • Effective customer service skills for determining client needs and requirements.
  • To be target driven.
  • A competent level of mathematical knowledge for developing financial plans.
  • To be good at selling services and products.
  • Excellent skills in verbal communication.
  • To be thorough and pay attention to detail.
  • To be confident in using a computer and the key software programs.
  • To be able to network and establish solid relationships with clients.
  • An excellent understanding and knowledge of accounting and economics with regard to financial products and markets.

Financial Advisors Near Marlborough

Also find: Aldbourne financial advisors, Easton Royal financial advisors, Baydon financial advisors, Ramsbury financial advisors, Broad Hinton financial advisors, Great Bedwyn financial advisors, Fyfield financial advisors, Chiseldon financial advisors, Lockeridge financial advisors, Ogbourne St George financial advisors, Manton financial advisors, Cadley financial advisors, Froxfield financial advisors and more. Anybody who is looking for financial advice, will discover that these services are available in all of these towns and areas. Home and property owners in these areas can make enquiries about financial advice by going here.

Marlborough Financial Advice Services

Find a Financial Advisor in Marlborough Here
Financial Advice Enquiries in Marlborough Wiltshire (01672)
  • Marlborough Tax Advice
  • Marlborough Wealth Management
  • Marlborough Cashflow Analysis
  • Marlborough Financial Advice Quotations
  • Marlborough Cheap Financial Advice
  • Marlborough Estate Planning
  • Marlborough Financial Services
  • Marlborough Investment Advice
  • Marlborough Pension Advice
  • Marlborough Inheritance Advice
  • Marlborough Life Insurance Advice
  • Marlborough Retirement Advice
  • Marlborough Corporate Financial Planning
  • Marlborough Mortgage Advice

More Marlborough Services: Obviously, when you are looking at your finances in Marlborough, Wiltshire, you'll likely need all kinds of different services and along with a financial advisor in Marlborough, Wiltshire, you may additionally need business financial planning in Marlborough, mortgage advice in Marlborough, contracts lawyers in Marlborough, estate planning in Marlborough, family lawyers in Marlborough, mortgage brokers in Marlborough, investment advisors in Marlborough, solicitors in Marlborough, bookkeeping in Marlborough, accounting in Marlborough, tax preparation in Marlborough, debt recovery & collection in Marlborough, property law & conveyancing in Marlborough, will writing in Marlborough, business consulting in Marlborough, banruptcy lawyers in Marlborough, payroll services in Marlborough, and other different Marlborough experts.

Financial Adviser Jobs Marlborough: Find financial adviser jobs near Marlborough by going here: General Financial Advisor Jobs

For local Marlborough info look here

Independent financial advisor in SN8 area, telephone code 01672.

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(This financial advisor Marlborough article was updated on 20-02-2024)