Financial Advisor Horsham

Horsham Independent Financial Advice & Investment

Financial Advisor Horsham West Sussex (RH12): If you are in search of financial advice for the first time, trying to find a first-rate independent financial advisor in Horsham can be a daunting experience. However, all professional financial advisors are bound by one common rule; they must all follow the regulations of the Financial Conduct Authority (FCA), whether you're after investments, mortgage, pensions or even insurance guidance. Any advice given by a FCA certified financial advisor in Horsham comes with the guarantee that if things go awry, you've got access to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Horsham Financial Advisor Quotes

A decent starting point in choosing a financial advisor in Horsham could be friends and family, but remember that the type of advice you're searching for might be different to theirs. Financial advice must be specifically tailored to your particular situation, and you will find that some financial advisors may not be suitable for you. Selecting the right financial advisor is vital and it is a good idea to speak to at least 3 different companies in order to investigate the various options they provide, and to find one that you can trust and feel comfortable with.

Financial Advisor Horsham West Sussex (RH12)

Independent financial advisors (IFA) and restricted advisors, are the two main kinds of financial advisor in Horsham. An IFA will not be restricted to the products or services of just one company. Independent financial advice should be given in an impartial and unbiased way and across the entire gamut of financial companies and products. Using an IFA should permit you to select from the broadest possible range of products. A restricted financial advisor could be focused on a single product, as with a mortgage advisor, or be limited to services and products from a particular provider.

Before any financial advisor accepts you as a client, they're required by the FCA to be fully transparent with you about their charges. You could be charged a set fee, by the hour or perhaps even a percentage of your investment, in accordance with type of service you're looking for. You might be offered the possibility of a free initial consultation to allow you to discuss your goals and find out if the advisor is a good fit for your circumstances. In some bigger Horsham companies, you could find that your account is managed by a team rather than an individual.

Financial Advisors Horsham UK (01403)

To describe your financial situation and objectives to the advising firm, you will be required to complete a "Fact Find" form, which is a confidential disclosure document. You should also be handed an Initial Disclosure Document, or Key Facts Document, which gives you details of the financial advisor, their situation for offering independent or restricted advice and the scope of their permissions in the financial arena. Your rights should also be spelled out in this document, along with the options you can take if you wish to complain because you're not satisfied with the service provided. It must be typed out in plain English and detail what you are signing up for, and any possible risks and benefits if you elect to go along with the advice offered. The level of cooling-off period should also be explained in this Key Facts Document. This allows you to have a change of heart within a certain period of time, and cancel your agreement with the financial advisor.

You should check the experience and qualifications of your financial advisor the first time you talk to them. You should not be embarrassed about asking such questions, after all you are on the verge of entrusting your financial future to their expertise. Every financial advisor in Horsham must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When checking the Financial Services Register, don't stress if your particular financial advisor's name does not show up on there; you ought to be able to locate the company name, and this means that the regulations covers all of their advisors. If these can't be presented the person may still offer financial guidance rather than advice. Guidance differs to advice as it's not regulated, and if financial blunders occur there may be no recourse to either party.

Financial Advisor Quotes in Horsham West Sussex

You will be asked the amount of risk you're willing to take on, if you are seeking advice on investments. Substantial rewards may be possible with higher risk investments, however you may also lose all or some of your cash. Decent financial and investment advice will take you savings objectives into consideration, i.e. how quickly you need access to your funds, short or long term investments and how much capital you want to invest. One question you should ask of yourself, which is frequently overlooked, is how much money you can afford to lose. This is commonly called your capacity for loss and could influence the services and products that are offered to you.

Financial Advice Near Horsham West Sussex

You will have to tell your financial advisor about your existing personal savings, mortgages, regular outgoing payments or investments. They will need to know this, so they can get a picture of your financial situation and give the appropriate advice for your needs. Diversifying your savings and investments by spreading the risk load across various products, is an essential part of reliable financial advice. Having an understanding of the best areas to consider, an experienced financial advisor will concentrate on products that match your goals and financial circumstances.

Communicating in the clearest way possible, your financial advisor will throw open the multifaceted world of investment and finance. After learning about the products and services that match your needs, you should be in a position to come to an informed and considered decision. You can ask your financial advisor to only specify ethical savings and investment schemes. You can then keep clear of companies that firms meet your criteria, and instead support those enterprises and firms that match your concerns, for example zero carbon or renewable energy.

Having constant interactions with a financial advisor in Horsham could create problems with your work and other obligations. To enable you to get advice at times that suit you, one-on-one appointments can be supplemented with video conferencing and phone calls. An established financial advice provider in Horsham will have strict measures in force to keep your details confidential and secure, even if you hardly ever have an in-person meeting with your advisor, because remote and home working is now so common.


You must always bear in mind that the financial sector can be unpredictable, and the value of your investments can just as easily go down as well as up. If it happens that your investment isn't making the amount of money you were hoping for, it can be an extremely frustrating and stressful time. However, unless it's due to incorrect or misleading information from your financial advisor, a downward trend in your investment isn't a recognised basis for complaint.

Independent Financial Advisor Near Horsham (RH12)

As indicated in the Key Facts Document, any disputes should begin with the company's complaints procedure. You can tell the Financial Ombudsman about the problem if it remains unsolved within the timeframe set by the regulating body, and the financial advisor is registered with the FCA.

The Financial Ombudsman will look into the cause for complaint and make a ruling. If it is found that the complaint is justified, a decision is made on how the client can be compensated. The financial advisor and their company must comply with any ruling that is made, which becomes legally binding as soon as the customer has agreed to it. The Financial Ombudsman will also consider any upset, inconvenience, hassle and distress caused to the client during the process, and fix the level of compensation accordingly.

Book a Financial Advisor in Horsham UK

Financial advice can be provided in Horsham and also in nearby places like: Warnham, Slinfold, Faygate, Colgate, Broadbridge Heath, Littlehaven, Itchingfield, Lower Beeding, Southwater, Nuthurst, Mannings Heath, Barns Green, Warninglid, Plummers Plain, together with these postcodes RH12 1GR, RH12 1QD, RH12 1BF, RH12 1BW, RH12 1DJ, RH12 1QE, RH12 1PW, RH12 1BZ, RH12 1GX, RH12 1GZ. Locally based Horsham financial advisers will probably have the dialling code 01403 and the postcode RH12.

West Sussex Financial Advisors

Advisors 01403 Financial Advice West Sussex RH12 Financial Advisor Advisers Horsham Financial Advice Advisor Services Investment

In the West Sussex area you will also discover: West Grinstead investment advice, West Thorney financial advice, Burgess Hill financial advisors, Wisborough Green investment advisors, Harting financial advisors, Ashurst Wood investment advisors, West Thorney investment advice, Easebourne investment advisors, Ashington financial advisors, Iping investment advice, Lancing investment advice, Rudgwick investment advisors, Fittleworth investment advice, Arundel financial advisors, Northchapel financial advice, Chidham financial advice, Hurstpierpoint financial advice, Ferring investment advice, Copthorne financial advice, North Mundham financial advice, North Mundham investment advice, Billingshurst financial advice, South Harting investment advice, East Grinstead investment advisors, Lancing financial advice, Nuthurst investment advisors, Rusper investment advisors, Scaynes Hill financial advice.

Required Skills for Financial Advisors

  • To have a flexible approach to work.
  • To have excellent IT skills.
  • To be good at promoting services and products.
  • Good verbal communication skills.
  • An outstanding level of maths knowledge for producing financial strategies.
  • Excellent business management skills for negotiating product prices.
  • A good knowledge of accounting and economics relating to financial products and markets.
  • To have the ability to listen attentively
  • Excellent customer service skills for finding out customer needs and requirements.
  • To be thorough and pay attention to detail.
  • To be able to network and build relationships with customers.

Financial Advice Enquiries West Sussex

West Sussex Financial Advice Enquiries

The latest West Sussex financial advice enquiries: Ashwin Corr and Lillie Corr from Linchmere recently asked for information on life assurance. Mikey Beck and Aniyah Beck from Upper Beeding recently asked for information on equity release. Annalise and Sami Howes from Southgate, West Sussex recently enquired about offshore investments. Russell Shepherd and Zaina Shepherd from Turners Hill, West Sussex recently asked for information on financial planning. Eden Manning from Scaynes Hill recently enquired about investment advice. Juan Partridge from Chichester, West Sussex recently enquired about equity release. Mr and Mrs Underwood from Northchapel recently enquired about equity release. Riley Stuart from Chidham recently asked for information on investment bonds.

Horsham Financial Advice Services

Financial Advice Tasks Horsham

There is a range of services that can be provided by your local Horsham financial advisor including pension reviews Horsham, offshore investments, general financial planning in Horsham, bridging finance Horsham, family income benefit Horsham, equity release advice, will writing services Horsham, cashflow analysis, personal financial planning Horsham, independent financial advice, trusts, life insurance, investment bonds, cash flow modelling, income protection, annuities, annuity purchases, pension transfers, unit trusts, investment advice, trustee investment services, corporate financial planning Horsham, wealth management & investments Horsham, pension plans Horsham, pension consolidation in Horsham, and more.


Financial Advisors Near Horsham

Also find: Littlehaven financial advisors, Plummers Plain financial advisors, Itchingfield financial advisors, Slinfold financial advisors, Warninglid financial advisors, Colgate financial advisors, Lower Beeding financial advisors, Barns Green financial advisors, Mannings Heath financial advisors, Broadbridge Heath financial advisors, Nuthurst financial advisors, Faygate financial advisors, Warnham financial advisors, Southwater financial advisors and more.

Horsham Financial Advice Services

Find a Financial Advisor in Horsham Here
Financial Advice Enquiries in Horsham West Sussex (01403)
  • Horsham Pension Advice
  • Horsham Estate Planning
  • Horsham Investment Advice
  • Horsham Financial Advice Quotes
  • Horsham Financial Advice
  • Horsham Trustee Investments
  • Horsham Cashflow Analysis
  • Horsham Financial Services
  • Horsham Retirement Planning
  • Horsham Cheap Financial Advice
  • Horsham Inheritance Advice
  • Horsham Mortgage Advice
  • Horsham Life Insurance Advice
  • Horsham Tax Advice

More Horsham Services: Needless to say, whenever you are looking at your finances in Horsham, West Sussex, you will probably be in need of all sorts of different services and as well as a financial advisor in Horsham, West Sussex, you may also need contracts lawyers in Horsham, investment advisors in Horsham, will writing in Horsham, business financial planning in Horsham, mortgage advice in Horsham, business consulting in Horsham, tax preparation in Horsham, payroll services in Horsham, banruptcy lawyers in Horsham, bookkeeping in Horsham, property law & conveyancing in Horsham, estate planning in Horsham, mortgage brokers in Horsham, solicitors in Horsham, family lawyers in Horsham, debt recovery & collection in Horsham, accounting in Horsham, and other different Horsham experts.

Financial Advisors Around Horsham: People who live in the following areas and streets have just recently requested financial advice - Bostock Avenue, Coppice Road, Bakers Lane, Smithers Hill, Beechwood, Curzon Avenue, Belloc Court, Alley Groves, Broomers Corner, Slaugham Lane, Barnsfold Lane, Barrington Road, Byfleets Lane, Shelley Road, St Leonards Forest, Standen Place, Strood Lane, Cootes Avenue, Castlewood Road, Southwater Street, The Hordens, Allingham Gardens, Spencers Road, Bloor Close, Sullington Mead, South Street, Trefoil Close, Darwin Close, Bishopric, as well as the following local Horsham postcodes: RH12 1GR, RH12 1QD, RH12 1BF, RH12 1BW, RH12 1DJ, RH12 1QE, RH12 1PW, RH12 1BZ, RH12 1GX, RH12 1GZ.

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Horsham Financial Advisor Jobs: See financial adviser jobs in Horsham by clicking here: Financial Advisor Jobs Horsham

Independent financial advisor in RH12 area, 01403.

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