Financial Advisor Bradford-on-Avon

Bradford-on-Avon Independent Financial Advice & Investment

Financial Advisor Bradford-on-Avon Wiltshire (BA15): It can be an intimidating experience trying to find a first-rate independent financial advisor in the Bradford-on-Avon area, particularly if it is the very first time that you are seeking financial advice. However, all financial advisors are bound by one common rule; they all have to stick to the regulations set by the Financial Conduct Authority, regardless of whether you are after investment, mortgage, pensions or even insurance guidance. Any advice given by a FCA approved financial advisor in Bradford-on-Avon comes with the guarantee that if anything should go wrong, you can contact the Financial Ombudsman or the Financial Services Compensation Scheme.

Free Bradford-on-Avon Financial Advisor Quotes

When picking a financial advisor in Bradford-on-Avon, a decent starting point could be friends and neighbours, however you must remember that your situation might not be in line with theirs, and you may need a different sort of advice. Financial advice must be specifically tailored to your unique circumstances, and you'll discover that some financial advisors may not be appropriate for your requirements. To explore the various options that they are offering and find a financial advisor you feel comfortable with and can trust, it is wise to talk with at least three different companies, because picking a financial advisor is an important decision.

Financial Advisor Bradford-on-Avon Wiltshire (BA15)

When you are looking to pick a financial advisor in Bradford-on-Avon, there are 2 principal types; restricted advisors and independent financial advisors (IFA). The advantage of seeing an independent financial advisor is that they should not be restricted to just one company's services and products, and can offer a more diverse range of options. Independent financial advice must encompass the full spectrum of financial companies and products, and must be given in an impartial way. If you choose to use an independent financial advisor, you will be able to select from the widest possible array of products, so as to find the right solution for your needs. If you go to a restricted financial advisor you'll discover that they could be restricted to products and services of a specific firm, or as in the case of a mortgage advisor, will only be involved with one product.

Before accepting you as a client, any financial advisor must fully discuss their charges with you, as required by the Financial Conduct Authority. Although it varies determined by the kind of service you're looking for, there could be a set fee, an hourly rate, or you may even be charged a slice of what you're investing. A free first consultation will sometimes be offered, so that you can discuss your objectives and circumstances to see if the advisor is the best fit. If you go with one of the larger Bradford-on-Avon companies, your account might be looked after by a team of advisors rather than a single person.

Financial Advisors Bradford-on-Avon UK (01225)

Before any financial advice is handed out you will need to fill out a confidential disclosure document, known as a "Fact Find" form, which tells the advising firm about your financial situation and objectives. A Key Facts Document, or Initial Disclosure Document will also be given to you, to provide details about the financial advisors themselves, explaining their range of permissions in the financial arena and their status to offer independent or restricted advice. If you're not satisfied with the service, and wish to complain, this document should also lay down your legal rights and the possible options you can take. It must be simple to understand, written in plain English, and describe precisely what you are signing up for, together with the risks and benefits of going along with the advice. The cooling-off period should also be spelled out in this document. Within a specific period of time, this enables you to cancel your agreement with the financial advisor.

You need to check the experience and qualifications of your financial advisor when you first speak with them. Asking these questions shouldn't cause you any embarrassment, because after all you are about to entrust them with your financial wellbeing. Every Bradford-on-Avon financial advisor must present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. If the advisor's name does not appear on the Financial Services Register, don't freak out, the firm the advisor works for will almost certainly be on the register and their advisors will be covered by the regulations. The individual may still offer financial guidance as opposed to advice, if these can't be presented. In financial terms guidance is somewhat different to advice and is not regulated. Therefore there's no recourse for either party if financial mistakes are made.

Financial Advisor Quotes in Bradford-on-Avon Wiltshire

You'll be asked the level of risk you're ready and able to take, if you are seeking advice on investing money. Higher risk investments could offer better rewards, but some or all of your funds could be lost. In order to get the very best financial and investment advice, your savings aims will have to be considered, i.e. short or long term investments, how rapidly you need to access your money and how much capital you want to invest. One question you should ask of yourself, which is frequently overlooked, is how much money you can really afford to lose. This is referred to as your 'capacity for loss' and could influence the products and services that could be offered for your consideration.

Financial Advice Near Bradford-on-Avon Wiltshire

You will need to let your financial advisor know about your current investments, savings, mortgages or regular payments. They will need to know this, so they can get a clear picture of your finances and give the correct advice for you. Sound financial advice should allow for diversifying your savings and investments by spreading the risk across a range of different products. A competent financial advisor in Bradford-on-Avon will be aware of the best products to consider, which reflect your goals and your financial situation.

A financial advisor will lay bare the complex world of finance, and converse in as plain a speech as possible. This will enable you to compare products and services that meet your needs, and make an informed decision. If you're environmentally minded, you can maybe ask your advisor to stick to ethical savings and investment schemes. You can then keep clear of businesses that investments meet your requirements, but instead support those companies and organisations that match your concerns, for example zero carbon or renewable energy.

It's not that easy to have a close working relationship with a financial advisor in Bradford-on-Avon without this impacting your work day and other obligations. This can be reduced by augmenting face-to-face appointments with phone calls and video conferencing, therefore enabling you to get the guidance you need at times that are convenient. Any experienced financial advice firm in Bradford-on-Avon will have rigorous measures in force to keep your details secure and confidential, even if you rarely have an in-person meeting with your advisor, because home and remote working is no longer unusual.


You have to understand that the financial world is an unpredictable sector, and the value of your investments could just as easily go down as well as up. If it happens that your investment is not making the amount of money you hoped for, it can be an extremely worrying and disheartening time. However, except if it's down to misleading or incorrect information from your financial advisor, a downward trend in your investment is not seen as a basis for complaint.

Independent Financial Advisor Near Bradford-on-Avon (BA15)

Any grievances should start with the company's official complaints procedure as outlined in the Key Facts Document. You can tell the Financial Ombudsman about the situation if it is unsolved within the time set by the regulating body, and the advisor is a member of the FCA.

The Financial Ombudsman will look into the cause for complaint and make a ruling. If it is found that the complaint is justifiable, a decision is made on how the client can be compensated or the situation rectified. This becomes a legally binding decision once it has been agreed on by the customer, and the advisor and their firm must comply with the ruling. Any distress, upset, hassle and inconvenience caused to the client during the dispute, will be accounted for when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Bradford-on-Avon UK

Financial advice can be provided in Bradford-on-Avon and also nearby in: Wingfield, Trowle Common, Staverton, Bradford Leigh, Lower Westwood, Salisbury, Woolley Green, Little Ashley, Trowbridge, Great Ashley, Winsley, Farliehg Hungerford, Avoncliff, together with these postcodes BA15 1HW, BA15 1EX, BA15 1JD, BA15 1JE, BA15 1FJ, BA15 1BB, BA15 1AJ, BA15 1LQ, BA15 1DW, BA15 1JX. Locally based Bradford-on-Avon financial advisers will probably have the postcode BA15 and the dialling code 01225. Checking this will guarantee you access local financial advisers. Bradford-on-Avon homeowners will be able to utilise these and countless other finance related services.

Bradford-on-Avon Financial Advice Services

Financial Advice Tasks Bradford-on-Avon

There are a wide range of services which can be provided by your local Bradford-on-Avon financial advisor including personal pensions advice, financial analyst services Bradford-on-Avon, retirement advice Bradford-on-Avon, long term care fee advice, pension transfers, life assurance, life insurance advice, corporate bonds, investment consolidation, family income benefit, inheritance tax planning Bradford-on-Avon, annuities, independent financial advice, portfolio management, stakeholder pension advice, personal protection Bradford-on-Avon, multi-asset portfolios in Bradford-on-Avon, equity release, savings advice Bradford-on-Avon, investment bonds, trustee investment services, general financial planning, personal financial planning, business protection, pension consolidation advice Bradford-on-Avon, pension reviews, annuity purchases, trusts in Bradford-on-Avon, tax financial planning in Bradford-on-Avon, income protection, and more. These are just a few of the activities that can be conducted by a financial advisor. Bradford-on-Avon professionals will let you know their whole range of financial services.


Financial Advisors Near Bradford-on-Avon

Also find: Wingfield financial advisers, Winsley financial advisers, Staverton financial advisers, Trowle Common financial advisers, Woolley Green financial advisers, Bradford Leigh financial advisers, Great Ashley financial advisers, Little Ashley financial advisers, Lower Westwood financial advisers, Farliehg Hungerford financial advisers, Trowbridge financial advisers, Avoncliff financial advisers, Salisbury financial advisors and more. Most of these locations are covered by local financial advisers. Bradford-on-Avon residents can get estimates by going here.

Bradford-on-Avon Financial Advice Services

Find a Financial Advisor in Bradford-on-Avon Here
Financial Advice Enquiries in Bradford-on-Avon Wiltshire (01225)
  • Bradford-on-Avon Life Insurance Advice
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  • Bradford-on-Avon Estate Planning
  • Bradford-on-Avon Mortgage Advice
  • Bradford-on-Avon Wealth Management
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Financial Advisors Around Bradford-on-Avon: Financial advisors were recently necessary for folks living in Meadowfield, Kingston Road, Greenland View, Barn Piece, Coach Road, Belcombe Road, Cemetery Lane, Wine Street, Budbury Tyning, Trowle, Palmer Drive, Winsley Road, Hobhouse Close, Elmfield, Piplar Ground, Bassetts Pasture, Kennet Gardens, Whiteheads Lane, Mythern Meadow, Downs View, Westfield, Huntingdon Rise, Coronation Avenue and these Bradford-on-Avon postcodes: BA15 1HW, BA15 1EX, BA15 1JD, BA15 1JE, BA15 1FJ, BA15 1BB, BA15 1AJ, BA15 1LQ, BA15 1DW, BA15 1JX. People residing in these areas recently required the help of a financial advisor. Bradford-on-Avon residents were given trusted and competent financial services in every case.

If you want local Bradford-on-Avon information look here

Financial Adviser Jobs Bradford-on-Avon: Find financial advisor jobs near Bradford-on-Avon here: Bradford-on-Avon Financial Advisor Jobs

Independent financial advisor in BA15 area, telephone code 01225.

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(This financial advisor Bradford-on-Avon page was reviewed and updated on 06-05-2022)