Financial Advisor Stafford

Stafford Independent Financial Advice & Investment

Financial Advisor Stafford Staffordshire (ST16): Locating a reliable financial advisor advisor in Stafford can be a challenging experience, especially if you're seeking financial advice for the first time. Nevertheless, all qualified financial advisors have one thing in common; they must all conform to the regulations set by the Financial Conduct Authority, regardless of whether you are searching for pension, investment, mortgage or even insurance guidance. The good thing about this is that should a financial advisor who is FCA authorised give you poor advice, and things go wrong, you've got guarantees, and are able to go to the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Stafford Financial Advisor Quotes

A decent starting point when choosing a financial advisor in Stafford could be relatives and friends, but keep in mind that the kind of advice you are searching for may be different to theirs. Any advice they provide should be tailored to your particular circumstances, and every financial advisor is not suitable for everyone. To investigate the options that they are offering and find a financial advisor you feel comfortable with and can trust, it pays to speak with at least 3 different companies, because selecting a financial advisor is an important decision.

Financial Advisor Stafford Staffordshire (ST16)

There are two principal types of financial advisor in Stafford; restricted advisors and independent financial advisors. Offering a more diverse range of options, an independent financial advisor will not be restricted to the services or products of just one company. Covering the full gamut of financial companies and products, independent financial advice should be given in an unbiased and impartial way to clientele. Consulting an independent financial advisor should allow you to pick from the broadest possible range of services. If you go to a restricted advisor you will find that they may be limited to services and products of a particular firm, or as in the case of a mortgage advisor, might only be focused on one individual product.

Before any financial advisor in Stafford accepts you as a client, they are required by the FCA to be transparent about their charges. Depending on the type of service you require, you could be charged a set fee, by the hour or even a specific percentage of your investment value. You might be offered the possibility of a free preliminary consultation to enable you to discuss your objectives and see if the advisor is a right fit for you and your circumstances. If you go with one of the bigger Stafford companies, your account might be managed by a team of advisors rather than one person.

Financial Advisors Stafford UK (01785)

Before any actual advice is handed out you will be asked to complete a confidential disclosure document, called a "Fact Find" form, which tells the advising company about your targets and financial situation. You will also be handed an Initial Disclosure Document, or Key Facts Document, which provides you with information about the financial advisor, their status to offer independent or restricted advice and their range of permissions in the financial arena. This document will also lay out your own legal rights and the possible options you can take if you are not satisfied with the service, and wish to complain. It should outline precisely what you are committing yourself to, and any potential risks and benefits should you decide to accept the advice offered, and it must be set down in plain English. The cooling-off period should also be spelled out in this Key Facts Document. This makes it possible for you to cancel your contract within a certain number of days, and if any penalty charges are incurred.

The very first time you're speaking with your financial advisor make sure you check what experience and qualifications they've got. After all you are on the verge of entrusting your financial wellbeing to their skill, so you should not be self-conscious about asking such questions. Every financial advisor in Stafford must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. When checking the Financial Services Register, don't freak out if your particular financial advisor's name doesn't show up on there; you ought to be able to locate the company name, and this means that the regulations covers all of their advisors. The individual may still offer financial guidance rather than advice, if these can't be provided. In financial terms guidance is different to advice and is not regulated. Therefore there is no recourse for either party if financial blunders are made.

Financial Advisor Quotes in Stafford Staffordshire

If it's investments that you are interested in, your advisor will question you about the amount of risk you are willing to take on with your hard-earned money. Many investments carry some element of risk, but higher risk investments could offer substantial rewards, but also more likelihood of losing some or all of your cash. In order to get the most beneficial financial and investment advice, your savings goals must be carefully considered, i.e. long or short term investments, how quickly you need access to your money and how much cash you want to invest. One question you should ask of yourself, which is frequently neglected, is how much you can afford to lose. Generally referred to as your capacity for loss, this will most likely affect the products and services that you're offered.

Financial Advice Near Stafford Staffordshire

If you have already got any current savings, mortgages, investments or regular outgoing payments, you need to let your financial advisor know about these. To make certain that you receive the best advice for you, they need to gather a full and clear picture of your finances. Spreading the risk load across a number of different products by diversifying your savings and investments, is something that good financial advice should embrace. In order to reflect your goals and financial situation, a professional financial advisor in Stafford will have the knowledge of the best areas to consider.

Your financial advisor will try to communicate in as much plain speech as possible, while throwing open the complex world of finance. You should be in a position to make an informed and considered decision after you have learned about the various products and services that match your needs. If you are environmentally minded, you can ask your financial advisor to stick to ethical investments and savings. You will then be able to keep clear of investments that investments meet your requirements, and instead lend your support to those organisations and firms that match your concerns, for example zero carbon or green energy.

Working closely with your financial advisor in Stafford can be difficult to manage around your work life and other responsibilities. This can be reduced by augmenting face-to-face appointments with telephone calls and video conferencing, hence enabling you to get the guidance you need at times that are convenient. Even if you hardly ever have a face-to-face meeting with your advisor, any professional financial advice firm in Stafford will have stringent measures in force to ensure your details are kept secure and confidential, because remote and home working is now so common.


Investment values could drop as well as rise, and this is a factor that you must always keep in mind. If it just so happens that your investment fails to make as much money as you were hoping for, it can be an extremely worrying and frustrating time. Unfortunately, a downward trend in your investment is not seen as a cause for complaint, unless it's down to incorrect or misleading information from your financial advisor.

Independent Financial Advisor Near Stafford (ST16)

Any grievances should commence with the company's complaints procedure as indicated in the Key Facts Document. If the advisor is registered with the FCA, you can inform the Financial Ombudsman of the matter if it is unsolved within the time schedule set by the regulating body.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If the complaint is upheld, a decision will be made on how to rectify the situation or financially compensate the client. The financial advisor and their firm must comply with any ruling that's made by the Ombudsman, which becomes legally binding once the customer has accepted it. Any compensation fixed by the Ombudsman will also account for any distress, trouble, inconvenience and upset caused to the client during the process.

Book a Financial Advisor in Stafford UK

Financial advice can be provided in Stafford and also nearby in: Bradley, Haughton, Baswich, Milford, Brocton, Weeping Cross, Great Bridgeford, Queensville, Ingestre, Castletown, Eccleshall, Gnosall, Forebridge, Seighford, Acton Trussell, Littleworth, Castle Bank, as well as in these postcodes ST16 1NX, ST16 1EE, ST16 1HE, ST16 1ER, ST16 1FB, ST16 1EY, ST16 1EA, ST16 1NW, ST16 1JB, ST16 1ET. Local Stafford financial advisers will likely have the phone code 01785 and the postcode ST16. Click on the "enquiry" banner or form to get information on financial advisors in your location.

Regular Duties of a Financial Advisor

  • A financial advisor produces financial reports.
  • A financial advisor meets sales and performance targets.
  • A financial advisor talks with customers about their finances and plans.
  • A financial advisor provides consultation, counselling and education with regards to investments and finances.
  • A financial advisor researches financial products and explains them simply and clearly to customers.
  • A financial advisor keeps fully abreast of regulation changes and new products.
  • A financial advisor works in collaboration with peers to obtain trends, statistics and market information.
  • A financial advisor thrashes out advantageous deals with with providers of financial products.
  • A financial advisor regularly updates clients about their investments.
  • A financial advisor keeps detailed records of potential transactions and customers.

Stafford Financial Advice Services

Financial Advice Tasks Stafford

There are a whole host of services that are provided by your local Stafford financial advisor including general financial planning, cash flow modelling Stafford, stakeholder pensions Stafford, investment bonds, equity release in Stafford, business financial planning, divorce financial planning, life insurance advice, annuity purchase in Stafford, tax advice, mutual funds in Stafford, bridging finance, family income benefit, personal financial planning Stafford, pension transfers in Stafford, investment planning, pension drawdowns, ethical investments, pension plans in Stafford, income protection Stafford, trusts in Stafford, trustee investment services Stafford, cheap financial advice Stafford, pension consolidation Stafford, portfolio management, and more.

Staffordshire Financial Advisors

Financial Advisor Services Financial Stafford 01785 Advice Advisor Advisers Investment Financial Advice ST16 Staffordshire Advisors

In the Staffordshire area you will also find: Denstone investment advice, Longdon investment advisors, Swindon financial advisors, Cannock Wood financial advice, Seisdon investment advice, Weston investment advisors, Brown Edge investment advisors, Heath Hayes investment advice, Drayton Bassett financial advisors, Featherstone investment advisors, Hednesford financial advisors, Waterhouses financial advisors, Brown Edge financial advisors, Brizlincote financial advisors, Essington investment advice, Rocester financial advisors, Werrington investment advisors, Tutbury financial advisors, Draycott in the Clay investment advice, Whitmore investment advisors, Ipstones investment advisors, Gnosall financial advice, High Offley investment advice, Burslem investment advisors, Kinver investment advisors, Alsagers Bank investment advice, Hammerwich investment advisors, Stonnall investment advice, Hednesford investment advice, Shelton financial advice.


Financial Advisors Near Stafford

Also find: Forebridge financial advisors, Brocton financial advisors, Great Bridgeford financial advisors, Castle Bank financial advisors, Bradley financial advisors, Acton Trussell financial advisors, Castletown financial advisors, Weeping Cross financial advisors, Ingestre financial advisors, Littleworth financial advisors, Eccleshall financial advisors, Milford financial advisors, Haughton financial advisors, Seighford financial advisors, Gnosall financial advisors, Queensville financial advisors, Baswich financial advisors and more.

Stafford Financial Advice Services

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More Stafford Services: Of course, whenever you are looking at your finances in Stafford, Staffordshire, you'll probably be in need of all types of different services and along with a financial advisor in Stafford, Staffordshire, you might additionally need mortgage advice in Stafford, estate planning in Stafford, accounting in Stafford, business consulting in Stafford, business financial planning in Stafford, investment advisors in Stafford, payroll services in Stafford, bookkeepers in Stafford, banruptcy lawyers in Stafford, family lawyers in Stafford, contracts lawyers in Stafford, property law & conveyancing in Stafford, wills in Stafford, mortgage brokers in Stafford, solicitors in Stafford, tax preparation in Stafford, debt recovery & collection in Stafford, and other different Stafford experts.

Financial Advisors Around Stafford: Some Stafford areas where financial advice has recently been given - Shawmans Lane, Brookside Park, Downfield Grove, Cedar Way, Stockton Lane, Cloisters, Tall Pines, Chell Close, Douglas Road, Sharnbrook Grove, Shephard Close, Ten Butts Crescent, Bartlett Close, Crooked Bridge Road, Apeton, Barton Lane, Creswell Drive, Cleveland Walk, Broadhill, Cowan Drive, Ashlands, Aspley Lane, Blakiston Street, Abbeyside, Stockingate Lane, Bedford Avenue, Sidney Avenue, Tiverton Avenue, as well as these local Stafford postcodes: ST16 1NX, ST16 1EE, ST16 1HE, ST16 1ER, ST16 1FB, ST16 1EY, ST16 1EA, ST16 1NW, ST16 1JB, ST16 1ET.

Financial Advisor Jobs Stafford: Find financial advisor jobs in Stafford by going here: General Financial Advisor Jobs

If you want local information relating to Stafford, Staffordshire look here

Independent financial advisor in ST16 area, phone code 01785.

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