Financial Advisor Romsey

Romsey Independent Financial Advice & Investment

Financial Advisor Romsey Hampshire (SO51): Locating a first-rate independent financial advisor in the Romsey area can be a challenging experience, in particular if you are needing financial advice for the very first time. Whether it's mortgage, investment, pensions or even insurance guidance that you're looking for, there's one common rule for all qualified financial advisors; they must all follow Financial Conduct Authority (FCA) regulations. The advantage of this is that if a financial advisor who is FCA registered gives you bad advice, and anything goes wrong, you have guarantees, and can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Romsey Financial Advisor Quotes

When selecting a financial advisor in Romsey, a good starting point could be friends and relatives, however you must keep in mind that your circumstances may not be the same as theirs, and you may need a different kind of advice. Any advice they offer should be adapted to your particular circumstances, and every financial advisor isn't suitable for everybody. It is wise to talk to at least three different firms when you're considering a financial advisor, since this is a major decision, and you need to find one that you can trust and feel comfortable with, and also check out the options they can provide.

Financial Advisor Romsey Hampshire (SO51)

There are two main kinds of financial advisor in Romsey; restricted advisors and independent financial advisors (IFA). An independent financial advisor will not be limited to just one provider's services and products. Covering the full gamut of financial products and companies, independent financial advice must be given in an unbiased and impartial way to clients. This enables you to choose from the widest range of services to meet your needs. A restricted financial advisor could be tied to services and products from a single company, or may even concentrate on a particular product, as you might find with a mortgage advisor.

Before any financial advisor takes you on as a client, they are required by the FCA to be fully transparent with you about their charges. Although it varies based upon the type of service or product you're looking for, there may be an hourly rate, a set fee, or you may even be charged a percentage of what you are investing. To enable you to discuss your objectives and determine whether the advisor is the proper choice for you and your situation, a free initial consultation may be offered. In some larger Romsey companies, you might find that your account is being looked after by a team rather than an individual advisor.

Financial Advisors Romsey UK (01794)

To describe your financial situation and targets to the advising company, you will have to fill out a "Fact Find" document, which is a confidential disclosure form. You will also be given a Key Facts Document, or Initial Disclosure Document, which provides you with information on the financial advisor, their status to offer independent or restricted advice and their range of permissions in the financial market. If you are not satisfied with the service provided, and wish to submit a complaint, this document will also lay down your rights and the possible options you can take. It must be simple to understand, written in plain language, and outline precisely what you're committing yourself to, together with the risks and benefits of taking the proffered advice. The level of cooling-off period should also be spelled out in this Key Facts Document. Within a certain time frame, this permits you to cancel the agreement.

You'll want to check the qualifications and experience of your financial advisor the first time you speak to them. Don't be embarrassed about asking these questions, after all you're about to entrust your financial wellbeing to their expertise. All financial advisors in Romsey must as a minimum hold a Level 4 qualification and be able to present an annual Statement of Professional Standing. When checking the Financial Services Register, you don't need to freak out if your specific advisor's name doesn't show up on there; you should be able to locate the company name, and that means the legislation covers all of their personnel. If they are unable to provide this evidence, the person can't offer advice but is able to offer financial guidance. Guidance isn't subject to regulations in the same way as financial advice, meaning that if errors occur the client won't have any recourse.

Financial Advisor Quotes in Romsey Hampshire

You will be asked the level of risk you're willing to take, if you are seeking advice on investing money. Higher rewards might be possible with high risk investments, however you could also lose all or some of your capital. Good quality financial and investment advice should take you savings objectives into consideration, i.e. how quickly you need to access your money, how much you wish to invest and short or long term investments. The one question that you should ask yourself, which is often neglected, is just how much money you can actually afford to lose. Sometimes referred to as your 'capacity for loss', this will most likely affect the products and services that you're offered.

Financial Advice Near Romsey Hampshire

If you've already got any current regular outgoing payments, investments, mortgages or savings, you have to tell your financial advisor about these. To ensure that you get the most appropriate advice for you, they need to have a clear and full picture of your financial circumstances. Diversifying your savings and investments by spreading the risk across different products, is a vital part of good quality financial advice. So as to reflect your financial situation and goals, a qualified financial advisor in Romsey will be aware of the best areas to consider.

A financial advisor will open up the multifaceted world of finance, and communicate in as much plain speech as possible. After comparing the various products and services which meet your needs, you should be able to make an informed and considered decision. If you're mind is firmly on the environment, you can perhaps ask your financial advisor to stick to ethical savings and investment schemes. You will then be able to keep away from firms that companies meet your requirements, and instead lend your support to those companies and enterprises that address your concerns, for instance zero carbon or renewable energy.

It could prove hard to manage work and other commitments around a close working relationship with a financial advisor in Romsey. This can be reduced by augmenting face-to-face appointments with telephone calls and video conferencing, therefore allowing you to seek the advice you need at convenient times. Even if you never have a face-to-face meeting with your advisor, a competent financial advice provider in Romsey will have strict measures in place to keep your details secure and confidential, because remote and home working is now a large part of our society.


The value of your investments can go down as well as up, and this is something that you need to bear in mind. If your investment is not making the amount of money you were hoping for, it can be very stressful and disheartening. Regrettably, a downward spiraling of your investment is not a recognised cause for complaint, unless it's owing to incorrect or misleading information from your financial advisor.

Independent Financial Advisor Near Romsey (SO51)

Any grievances should begin with the company's complaints procedure as indicated in the Key Facts Document. If the problem remains unsolved within the timeframe stipulated by the regulating authority, and the financial advisor is registered with the FCA, you can advise the Financial Ombudsman.

The Financial Ombudsman will look into the cause for complaint and make a ruling. If the complaint is justified, a decision will be made on how to financially compensate the client. This will become legally binding as soon as it has been accepted by the client, and the financial advisor and their company must comply with the decision. The Ombudsman will also take into account any inconvenience, hassle, distress and annoyance caused to the client during the situation, and establish the level of compensation proportionately.

Book a Financial Advisor in Romsey UK

Financial advice can be provided in Romsey and also nearby in: Lockersley, Ashfield, Upton, East Wellow, Braishfield, North Baddesley, Awbridge, Sherfield English, Ampfield, Lee, Chilworth, Rownhams, West Wellow, Michelmersh, Abbottswood, together with these postcodes SO51 5RS, SO51 7JH, SO51 5PS, SO51 0BN, SO51 5QY, SO51 5RY, SO51 0BX, SO51 5RW, SO51 5RA, SO51 5FZ. Local Romsey financial advisors will most likely have the telephone dialling code 01794 and the postcode SO51. Checking this out will ensure you access local financial advisers. Romsey homeowners will be able to utilise these and various other similar services. Simply click on the "enquiry" form or banner to get info on financial advisors in your area.

The Skills and Knowledge Needed to be a Financial Advisor

  • An outstanding understanding of accounting and economics associated with financial products and markets.
  • The ability to sell financial services and products.
  • To have the ability to use a computer and the appropriate software.
  • Effective skills in customer service for establishing customer needs.
  • To have the ability to network and establish relationships with clients.
  • To have good time management skills.
  • Excellent business management skills for negotiating product rates.
  • Excellent skills in verbal communication.
  • An outstanding level of math knowledge for developing financial strategies.
  • To pay attention to detail and be thorough.
  • Attentive listening and interpersonal skills.

Financial Advisors Hampshire

Advisor Financial Advisor Financial Advice Advisers 01794 SO51 Romsey Investment Financial Advice Advisors Hampshire Services

In the Hampshire area you can also get: Steep investment advisors, Barton on Sea investment advice, Waterlooville financial advice, Chandlers Ford investment advice, Shipton Bellinger financial advisors, Compton financial advisors, Barton Stacey financial advice, East Boldre investment advice, Oakley financial advice, Wellow financial advisers, Whitchurch financial advice, Headley financial advisors, Bransgore investment advisors, Anna Valley financial advisors, Olivers Battery pension advice, Whitchurch pension advice, Widley independent financial advisors, South Wonston pension advice, West Wellow financial advisors, Lee on the Solent independent financial advisors, Hook investment advisors, Binsted investment advisors, Widley financial advisors, Netley Marsh investment advisors, Wickham financial advisor, Nursling financial advice, Milford on Sea independent financial advisors, Chandlers Ford independent financial advisors, Silchester financial advisors, Colden Common investment advice.

A Financial Advisor's Day to Day Duties

  • Financial advisors work in conjuction with colleagues to obtain trends, statistics and market information.
  • Financial advisors keep fully up to date with new financial products and legislation changes.
  • Financial advisors recommend the financial products that are best-suited to their customers.
  • Financial advisors regularly update customers regarding their investments.
  • Financial advisors chat with clients regarding their plans and finances.
  • Financial advisors keep detailed records of transactions and customers.
  • Financial advisors meet targets for performance and sales.
  • Financial advisors provide counselling, education and consultation with regards to finances and investments.
  • Financial advisors produce comprehensive financial reports.
  • Financial advisors make deals with with providers of financial products.

Romsey Financial Advice Services

Financial Advice Tasks Romsey

There are a wide range of services which can be provided by your local Romsey financial advisor including mortgage advice, ISA's Romsey, independent financial advice, equity release advice, investment advice, investment consolidation advice, tax financial planning, long term care fee advice, investment bonds Romsey, life insurance advice Romsey, will writing services, unit trusts, ethical investment advice, portfolio management, pension drawdowns, money planning in Romsey, death benefit advice Romsey, investing an inheritance Romsey, familt controlled trusts, pension advice, bridging finance, stakeholder pensions in Romsey, divorce planning Romsey, income protection, general financial planning, offshore investment advice, critical illness cover in Romsey, multi-asset portfolios Romsey, pension transfers, trustee investment services, and lots more. These are just a small portion of the activities that can be undertaken by a financial advisor. Romsey professionals will be happy to inform you of their full range of services.


Financial Advisors Near Romsey

Also find: North Baddesley financial advisors, Lockersley financial advisors, Awbridge financial advisors, Chilworth financial advisors, Ashfield financial advisors, West Wellow financial advisors, Braishfield financial advisors, Sherfield English financial advisors, Ampfield financial advisors, Upton financial advisors, Abbottswood financial advisors, East Wellow financial advisors, Michelmersh financial advisors, Lee financial advisors, Rownhams financial advisors and more. All these locations are serviced by local financial advisers. Romsey residents can get price quotes by clicking here.

Romsey Financial Advice Services

Find a Financial Advisor in Romsey Here
Financial Advice Enquiries in Romsey Hampshire (01794)
  • Romsey Retirement Advice
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Financial Advisors Around Romsey: Financial advisors were recently necessary for people living in Pine Road, Benedict Close, Clarendon Close, Tithe Mead, Lortemore Place, Hogarth Close, Malthouse Close, Church Road, Botley Road, Southampton Road, Portersbridge Street, Waverley Close, Canal Walk, Abbotswood Close, Princes Road, Malmesbury Road, Fleming Place, Chavy Water, Meon Close, Brewery Lane, High Firs Road, Meon Road, Oakleigh Gardens, Alma Road, Halterworth Close, Viney Avenue, Fairview Close, The Tyleshades and these Romsey postcodes: SO51 5RS, SO51 7JH, SO51 5PS, SO51 0BN, SO51 5QY, SO51 5RY, SO51 0BX, SO51 5RW, SO51 5RA, SO51 5FZ. People living in these local areas recently requested the help of a financial advisor. Romsey residents enjoyed the benefits of trusted and dependable financial services in every case.

More Romsey Services: Obviously, when you happen to be looking at your finances in Romsey, Hampshire, you are likely to be in need of all types of different services and as well as a financial advisor in Romsey, Hampshire, you may also need mortgage advice in Romsey, business financial planning in Romsey, bookkeeping in Romsey, investment advisors in Romsey, estate planning in Romsey, mortgage brokers in Romsey, business consulting in Romsey, banruptcy lawyers in Romsey, solicitors in Romsey, property law & conveyancing in Romsey, debt recovery & collection in Romsey, accountants in Romsey, tax preparation in Romsey, payroll services in Romsey, contracts lawyers in Romsey, wills in Romsey, family lawyers in Romsey, and other different Romsey experts.

If you're interested in local information on Romsey, Hampshire go here

Independent financial advisor in SO51 area, phone code 01794.

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(This financial advisor Romsey information was successfully updated on 01-09-2022)