Financial Advisor Exmouth

Exmouth Independent Financial Advice & Investment

Financial Advisor Exmouth Devon (EX8): Locating a good financial advisor advisor in Exmouth can be a daunting experience, in particular if you're needing financial advice for the first time. Whether it is pension, investment, mortgage or even insurance guidance that you're looking for, there is one common rule for all qualified financial advisors; they must all follow Financial Conduct Authority regulations. This comes with various guarantees, so after taking advice from a FCA approved financial advisor in Exmouth, you can seek reparation from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if something should go awry.

Free Exmouth Financial Advisor Quotes

When selecting a financial advisor in Exmouth, a decent starting point could be family and friends, however you must bear in mind that your circumstances may not be the same as theirs, and you might be in need of a different type of advice. Not every financial advisor is suitable for everybody, and any advice they provide needs to be personalised to your unique situation. To check out the various options that they're offering and find a financial advisor you can trust and feel at ease with, it pays to chat to at least 3 different firms, because after all selecting a financial advisor is a major decision.

Financial Advisor Exmouth Devon (EX8)

Restricted advisors and independent financial advisors, are the 2 principal types of financial advisor in Exmouth. An IFA will not be confined to just one company's services or products. Encompassing the whole gamut of financial products and companies, independent financial advice must be offered in an impartial and unbiased way to clients. If you choose to use an independent financial advisor, you'll be able to select from the widest possible range of products, so as to find the right solution for you. A restricted advisor might be concerned with an individual product, such as a mortgage advisor, or be limited to products and services from a single company.

Before any financial advisor in Exmouth takes you on as a client, they're required by the Financial Conduct Authority to be fully transparent with you about their charges. Although it varies based on the kind of service or product you're looking for, there may be a set fee, an hourly rate, or you could even be charged a slice of what you are investing. To discuss your goals and find out if the advisor is a right fit for you and your situation, you will sometimes be offered the chance of a free preliminary consultation. Your account might be looked after by a team rather than one individual advisor, if you choose to go to one of the larger companies in Exmouth.

Financial Advisors Exmouth UK (01395)

You will be asked to fill in a "Fact Find" document, which is a confidential disclosure form relating your financial situation and objectives to the advising firm. A Key Facts or Initial Disclosure Document will also be given to you, to provide information regarding the financial advisors themselves, detailing their range of permissions in the financial sector and their status to offer restricted or independent advice. If you're not satisfied with the service provided, and wish to complain, this document will also lay down your rights and the options you can take. It should be simple to understand, written in plain English, and explain exactly what you are signing up for, along with the risks and benefits of accepting the proffered advice. This document should also inform you of the allowed cooling-off period. This permits you to change your mind within a certain time period, and cancel the agreement with your financial advisor.

You need to check what qualifications and experience the financial advisor has when you first speak with them. Asking these questions shouldn't cause you any embarrassment, because after all you're about to entrust them with your financial wellbeing. All Exmouth financial advisors must as a minimum hold a Level 4 qualification and be in a position to present an annual Statement of Professional Standing. When you check the Financial Services Register, you shouldn't panic if your particular advisor's name doesn't appear on there; you will probably find the company name, and this means that the regulations covers all of their staff. If they're not able to present these accreditations, the individual cannot offer advice but can offer financial guidance. In terms of finance guidance is somewhat different to advice and isn't regulated. Therefore there is no recourse for the client if errors are made.

Financial Advisor Quotes in Exmouth Devon

You'll be asked about the level of risk you're ready to accept, if you are seeking advice on investments. Many investments carry some element of risk, but higher risk investments may offer substantial rewards, and also more chance of losing some or all of your funds. In order to get the most effective financial and investment advice, your savings objectives will have to be considered, i.e. how much you wish to invest, how rapidly you need to access your funds and short or long term investments. You must invariably ask yourself the one vital question, how much money can you afford to lose. This might influence the products and services that could be offered for your consideration, and is referred to as your 'capacity for loss'.

Financial Advice Near Exmouth Devon

If you have already got any current regular outgoings, mortgage loans, investments or savings, you should let your financial advisor know about these. They will need to know this, so that they can get a clear picture of your finances and give the appropriate advice for you. Spreading the risk load across a range of different products by diversifying your savings and investments, is something that sound financial advice should encompass. A competent financial advisor in Exmouth will understand the best products to consider, which match your financial situation and your goals.

A financial advisor will throw open the complex world of finance, and communicate in as plain a speech as possible. You should be able to make an informed and considered decision when you have learned about the various products and services that meet your needs. If you're environmentally minded, you can perhaps ask your advisor to stick to ethical savings and investments. This allows you to lend support to organisations and companies which address your concerns, i.e. zero carbon or green energy, or perhaps avoiding investments that do not meet your standards.

Working alongside your financial advisor in Exmouth can be tricky to fit in around your work life and other commitments. Face-to-face appointments can be supplemented with phone calls and video conferencing to enable you to seek advice at times that suit you. Even if you rarely have a one-to-one meeting with your advisor, an experienced financial advice company in Exmouth will have strict measures in place to ensure your details are kept secure and confidential, because home and remote working is now so common.


Investments can just as easily go down as well as up, since the financial sector can be unpredictable. If it happens that your investment is not making the amount of money you were hoping for, it can be a very demoralising and stressful time. Unfortunately, a downward spiral in your investment isn't a recognised grounds for complaint, except if it is down to incorrect or misleading information from your financial advisor.

Independent Financial Advisor Near Exmouth (EX8)

The company's complaints procedure should be the best place to start with any disputes, and the Key Facts Document should clarify this. You can let the Financial Ombudsman know about the situation if it is unresolved within the time schedule set by the regulating body, and the advisor is registered with the Financial Conduct Authority.

After independently reviewing the cause for complaint, the Financial Ombudsman will come to a decision on the issue. A decision is made on how to rectify the situation or financially compensate the customer, if the complaint is justified. This will become legally binding once it has been accepted by the customer, and the financial advisor and their company must abide by the decision. The Ombudsman will also take into account any hassle, inconvenience, annoyance and distress caused to the client during the process, and fix the level of compensation proportionately.

Book a Financial Advisor in Exmouth UK

Financial advice can be provided in Exmouth and also in: Courtlands Cross, Woodbury, Lympstone, Woodmanton, Sandy Bay, Brixington, Exton, Littleham, Exeter, Hulham, Knowle Village, Bystock, Topsham, Withycombe Raleigh, Budleigh Salterton, and in these postcodes EX8 1LR, EX8 1BG, EX8 1AW, EX8 1EX, EX8 1EU, EX8 1RJ, EX8 1BZ, EX8 1PJ, EX8 1SU, EX8 1PZ. Locally based Exmouth financial advisors will likely have the dialling code 01395 and the postcode EX8. Checking this out should make sure that you access local financial advisers. Exmouth home and business owners are able to benefit from these and many other similar services. Click the "enquiry" banner to get info on financial advisors in your location.

Exmouth Financial Advice Services

Financial Advice Tasks Exmouth

There is a variety of services that can be provided by your local Exmouth financial advisor including multi-asset portfolios in Exmouth, ISA's, life assurance advice, savings advice, wealth management & investments, pension plans, cashflow planning Exmouth, pension drawdowns, business financial planning in Exmouth, divorce financial planning, trusts, pension reviews, portfolio management, personal pensions advice, annuities, mortgage financial planning in Exmouth, investment bonds in Exmouth, general financial planning, personal protection, business protection in Exmouth, pension advice, cheap financial advice, trustee investment services, investment plans, independent financial advice, bridging finance Exmouth, pension transfer advice, will writing services, family income benefit, financial planning Exmouth, and lots more. These are just an example of the activities that can be carried out by a financial advisor. Exmouth professionals will be happy to tell you about their entire range of financial services.

Skills Necessary for Financial Advisors

  • To have the ability to listen attentively
  • Good verbal communication skills.
  • To have good IT skills.
  • The ability to promote services and products.
  • To have a flexible work ethic.
  • Excellent customer service skills for establishing client requirements and needs.
  • An outstanding understanding of accounting and economics with regard to financial products and markets.
  • To be able to network and establish solid relationships with customers.
  • Excellent management skills for negotiating product fees.
  • To pay attention to detail and be thorough.
  • An excellent level of mathematical knowledge for creating financial packages.

Financial Advice Enquiries Devon

Devon Financial Advice Enquiries

Recent Devon financial advice enquiries: Nicole Kearns from Whimple, Devon recently asked for information on financial planning. Hope and Marshall Kipling from Broadclyst, Devon recently enquired about life assurance. Mr and Mrs Clark from Buckfastleigh, Devon recently enquired about investment advice. Georgiana and Eliot Blakey from Berrynarbor, Devon recently asked for information on equity release. Chaya Clarkson from South Tawton, Devon recently asked for information on investment bonds. Mr and Mrs Davison from Lynton recently enquired about equity release. Tomasz Mcguinness and Aizah Mcguinness from Sidmouth recently asked for information on family income benefit. Roman Daniels and Mahnoor Daniels from Cullompton, Devon recently enquired about mortgage advice. Most of these local residents did a search for "financial advisor Devon" and located this page on either Google or some similar search engine.

Financial Advisors Devon

Advice Advisor Devon Services Advisors 01395 Exmouth Financial Advice EX8 Financial Investment Financial Advisor Advisers

In the Devon area you can additionally get: Northam investment advice, Axminster financial advisors, Feniton financial advice, Yealmpton financial advisors, Chittlehampton financial advice, Hemyock investment advisors, Witheridge investment advice, West Hill investment advice, Georgeham investment advisors, South Brent financial advisors, Bradworthy investment advisors, Berrynarbor investment advice, Lympstone financial advice, Tavistock financial advisors, Mortehoe investment advisors, Bishops Nympton investment advice, Great Torrington investment advisors, Stoke Gabriel investment advisors, Ugborough financial advice, Newton Abbot investment advice, Exminster financial advice, Heanton Punchardon investment advice, Ottery St Mary financial advisors, Bampton investment advisors, Stoke Fleming investment advisors, Rockbeare investment advice, Sidmouth financial advice, Stoke Fleming financial advice, Moretonhampstead financial advice, Woolacombe financial advisors.


Financial Advisors Near Exmouth

Also find: Sandy Bay financial advisers, Exeter financial advisers, Exton financial advisers, Courtlands Cross financial advisers, Bystock financial advisers, Brixington financial advisers, Woodmanton financial advisers, Lympstone financial advisers, Knowle Village financial advisers, Littleham financial advisers, Withycombe Raleigh financial advisers, Budleigh Salterton financial advisers, Topsham financial advisers, Woodbury financial advisers, Hulham financial advisors and more. The majority of these areas are served by local financial advisers. Exmouth residents can get quotes by going here.

Exmouth Financial Advice Services

Find a Financial Advisor in Exmouth Here
Financial Advice Enquiries in Exmouth Devon (01395)
  • Exmouth Cheap Financial Advice
  • Exmouth Retirement Planning
  • Exmouth Cashflow Analysis
  • Exmouth Estate Planning
  • Exmouth Tax Advice
  • Exmouth Life Insurance Advice
  • Exmouth Mortgage Advice
  • Exmouth Financial Advice Quotes
  • Exmouth Investment Advice
  • Exmouth Independent Financial Advice
  • Exmouth Financial Services
  • Exmouth Pension Advice
  • Exmouth Corporate Financial Advice
  • Exmouth Inheritance Advice

Financial Advisors Around Exmouth: Financial advice has recently been provided in these Exmouth roads - Brimpenny Road, Buckingham Close, Beacon Place, The Beacon, Canterbury Way, Alexandra Terrace, Thomas Close, Chapel Hill, Drakes Avenue, Durham Close, Clerk Close, Chapel Street, Sturges Road, Dray Court, Sharps Court, Senate Way, Douglas Avenue, Cheriswood Close, Birchwood Road, Caroline Close, Albany Close, Schooners Court, Claremont Grove, Churchill Court, Bradham Lane, Cranford View, as well as these local Exmouth postcodes: EX8 1LR, EX8 1BG, EX8 1AW, EX8 1EX, EX8 1EU, EX8 1RJ, EX8 1BZ, EX8 1PJ, EX8 1SU, EX8 1PZ. Folks residing in these areas recently needed help from a financial advisor. Exmouth residents received competent and top quality financial services on every occasion.

More Exmouth Services: Not surprisingly, when you're looking at your finances in Exmouth, Devon, you will likely need all sorts of different services and apart from a financial advisor in Exmouth, Devon, you may also need mortgage advice in Exmouth, investment advisors in Exmouth, solicitors in Exmouth, estate planning in Exmouth, debt recovery & collection in Exmouth, family lawyers in Exmouth, tax preparation in Exmouth, mortgage brokers in Exmouth, property law & conveyancing in Exmouth, business consulting in Exmouth, accounting in Exmouth, bookkeeping in Exmouth, banruptcy lawyers in Exmouth, contracts lawyers in Exmouth, business financial planning in Exmouth, wills in Exmouth, payroll services in Exmouth, and other different Exmouth experts.

Financial Advisor Jobs Exmouth: See financial adviser jobs in Exmouth by clicking here: Financial Advisor Jobs Exmouth

To get local Exmouth information check here

Independent financial advisor in EX8 area, phone code 01395.

TOP - Financial Advisor Exmouth

Independent Financial Advisors Exmouth - Mortgage Advice Exmouth - Financial Advice Quotes Exmouth - Financial Planning Exmouth - 01395 - Financial Advisor Exmouth - Investment Advisors Exmouth - Pension Advisors Exmouth - Life Insurance Exmouth


(This financial advisor Exmouth content was edited and updated on 06-05-2022)