Financial Advisor Exmouth

Exmouth Independent Financial Advice & Investment

Financial Advisor Exmouth Devon (EX8): If you are in search of financial advice for the very first time, trying to find a reliable independent financial advisor in Exmouth can be a daunting experience. However, all professional financial advisors are bound by one common rule; they all have to conform to the regulations laid down by the Financial Conduct Authority (FCA), whether you are searching for mortgage, pensions, investment or even insurance guidance. Any advice given by a FCA certified financial advisor in Exmouth comes with guarantees that should anything go wrong, you can contact the Financial Ombudsman or the Financial Services Compensation Scheme.

Free Exmouth Financial Advisor Quotes

A good starting point in choosing a financial advisor in Exmouth may be relatives and friends, but keep in mind that the sort of advice you are searching for might be different to theirs. Every financial advisor isn't suitable for everybody, and their advice should be adapted to your unique circumstances. Selecting the right financial advisor is vital and it is wise to talk to at least 3 different companies in order to check out the options they can provide, and to find one that you feel comfortable with and can trust.

Financial Advisor Exmouth Devon (EX8)

When it comes to picking a financial advisor in Exmouth, there are essentially 2 principal types; restricted advisors and independent financial advisors. Offering a more extensive range of options, an IFA should not be confined to the products or services of just one provider. Independent financial advice must encompass the full gamut of financial products and companies, and should be given in an unbiased way. This will allow you to choose from the widest possible range of services to match your needs. A restricted financial advisor could be limited to products and services from a specific firm, or might even concentrate on a particular product, as can be the case with a mortgage advisor.

The FCA demands that any financial advisor must be fully transparent with you about their charges, before accepting you as a client. Depending on the type of service you require, you could be charged a set fee, by the hour or even a slice of your investment value. A free initial consultation will sometimes be offered, so that you can discuss your objectives and circumstances to determine whether the advisor is a good fit. In some of the larger Exmouth firms, you could find that your account is being looked after by a team as opposed to an individual advisor.

Financial Advisors Exmouth UK (01395)

Before any financial advice is given you'll be required to fill out a confidential disclosure document, called a "Fact Find" form, which tells the advising firm about your financial situation and ambitions. An Initial Disclosure Document, or Key Facts Document will also be handed to you, to provide information on the financial advisors themselves, outlining the extent of their permissions in the financial market and their status to offer restricted or independent advice. This document should also make clear your own legal rights and the options you can take if you aren't happy with the service provided, and would like to complain. It must be simple to understand, written in plain language, and outline precisely what you are signing up for, together with the benefits and risks of taking the proffered advice. You'll find the level of cooling-off period in the Key Facts Document. Within a certain time frame, this permits you to cancel your contract with the financial advisor.

When speaking with the financial advisor for the first time you need to check their qualifications and experience. After all you are on the verge of entrusting your financial wellbeing to their skill, so you shouldn't be self-conscious about asking these questions. Every Exmouth financial advisor must be able to present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. You shouldn't worry if your specific advisor's name doesn't appear on the Financial Services Register, providing the company is listed on the register, their advisors are covered by the legislation. The individual can still offer financial guidance rather than advice, if these cannot be presented. In financial terms guidance is different to advice and isn't regulated. Therefore there isn't any recourse for either party if errors occur.

Financial Advisor Quotes in Exmouth Devon

If it's investments that you are interested in, the advisor will need to know the level of risk you might be ready and able to accept with your hard-earned money. Higher rewards may be possible with higher risk investments, but you may also lose some or all of your funds. Your savings aims should be taken into account if decent investment advice is to be given, i.e. how rapidly you need to access your money, how much you wish to invest and long or short term investments. "How much money can you actually afford to lose?" Is the one important question that you really need to ask yourself. This may well influence the products and services that could be offered for your consideration, and is known as your 'capacity for loss'.

Financial Advice Near Exmouth Devon

From the outset, it's crucial that you tell your financial advisor about any mortgage loans, savings accounts, investments or regular outgoings that you currently have. This will provide a clear picture of your current financial circumstances, without which the advice you get will most likely not be the most suitable for you. Diversifying your investments and savings by spreading the risk load across various products, is a vital part of good quality financial advice. A certified financial advisor in Exmouth will be aware of the best areas to consider, which match your goals and your financial situation.

Communicating in the clearest possible way, your financial advisor will reveal the multifaceted world of investment and finance. You should be in a position to come to an informed and considered decision after you have compared the various products and services that meet your needs. If the environment is important to you, you could perhaps ask that ethical savings and investments take top priority. This doesn't just give you investment possibilities, but also allows you to lend your support to green energy or zero carbon projects, and stay away from companies and businesses that don't share the same values that you do.

Working closely with a financial advisor in Exmouth can be tricky to fit in around your work day and other commitments. To enable you to seek advice at times that suit you, face-to-face meetings can be backed up with video conferencing and telephone calls. Even if you rarely have an in-person meeting with your personal advisor, an established financial advice company in Exmouth will have stringent measures in force to ensure your details are kept secure and confidential, because working from home and remote working is now commonplace.


You have to remember that the financial sector can be an unpredictable one, and investment values can just as easily go down as well as up. If your investment fails to make as much money as you hoped for, it can be extremely frustrating and stressful. Sadly, a downward spiral in your investment isn't seen as a basis for complaint, unless of course it's because of wrong or misleading information from your financial advisor.

Independent Financial Advisor Near Exmouth (EX8)

Any disputes should begin with the firm's official complaints procedure as indicated in the Key Facts Document. You can inform the Financial Ombudsman of the situation if it is unsolved within the time schedule set by the regulating body, and the advisor is a member of the Financial Conduct Authority.

The Financial Ombudsman will look into the cause for complaint and come to a decision. A decision is made on how to financially compensate the client, if the complaint is upheld. Once agreed on by the customer, the ruling will become legally binding, and the financial advisor and their firm must comply with it. Any distress, annoyance, trouble and inconvenience caused to the customer during the dispute, will be accounted for when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Exmouth UK

Financial advice can be provided in Exmouth and also in nearby places like: Lympstone, Budleigh Salterton, Hulham, Courtlands Cross, Woodmanton, Brixington, Knowle Village, Woodbury, Sandy Bay, Withycombe Raleigh, Littleham, Topsham, Exton, Bystock, Exeter, and in these postcodes EX8 1QW, EX8 1JF, EX8 1BZ, EX8 1JH, EX8 1AL, EX8 1AT, EX8 1DU, EX8 1BE, EX8 1AH, EX8 1JJ. Local Exmouth financial advisors will most likely have the dialling code 01395 and the postcode EX8. Verifying this should guarantee you access locally based financial advisers. Exmouth homeowners will be able to utilise these and lots of other comparable services. Click the "enquiry" banner to get info on financial advisors in your location.

Financial Advisors Devon

Exmouth Services Financial Advisors Investment EX8 Advice Financial Advice Advisor Financial Advisor Advisers Devon 01395

In the Devon area you'll additionally find: Holsworthy financial advisors, Barnstaple financial advisors, Combe Martin pension advice, Cornwood investment advice, Landkey financial advisors, Buckland Monachorum financial advice, Clyst St Mary pension advice, Kennford pension advice, Plymstock financial advisers, Lamerton investment advisors, Raymonds Hill investment advice, Dolton investment advice, Yelverton financial advice, Halberton pension advice, Newton Abbot financial advisors, Bere Alston independent financial advisors, Cullompton independent financial advisors, Fremington financial advisors, Topsham independent financial advisors, Starcross investment advisors, Kenn investment advisors, Tiverton financial advisors, Lympstone pension advice, Mortehoe financial advisor, Combe Martin financial advisors, Princetown pension advice, Ottery St Mary investment advice, Braunton investment advisors, Ermington independent financial advisors.

The Skills and Knowledge Needed to be a Financial Advisor

  • Excellent management skills for negotiating product fees.
  • The ability to sell financial products and services.
  • To have good IT skills.
  • To be thorough and pay attention to detail.
  • To be target driven.
  • A competent level of math knowledge for developing financial plans.
  • To be able to network and establish relationships with clients.
  • Good customer service skills for determining client needs and requirements.
  • A solid knowledge and understanding of economics and accounting associated with financial products and markets.
  • Attentive interpersonal and listening skills.
  • Good skills in verbal communication.

Exmouth Financial Advice Services

Financial Advice Tasks Exmouth

There is a variety of services that are provided by your local Exmouth financial advisor including bridging finance, financial advice services, pension consolidation advice, personal pensions advice in Exmouth, offshore investment advice, multi-asset portfolios, investment bonds, inheritance tax planning Exmouth, pensions in divorce, stakeholder pension advice, tax planning, savings advice, business planning in Exmouth, life assurance advice, ethical investment advice, investment consolidation advice, money planning in Exmouth, personal protection, pension drawdowns, death benefit advice in Exmouth, financial planning, divorce planning Exmouth, pension advice in Exmouth, business protection, investing an inheritance, income protection advice Exmouth, trustee investment services, general financial planning in Exmouth, life insurances, retirement planning Exmouth, and lots more. These are just a selection of the tasks that can be undertaken by a financial advisor. Exmouth professionals will let you know their full range of financial services.

Financial Advice Enquiries Devon

Financial Advice Enquiries Devon

The latest Devon financial advice enquiries: Audrey and Kayson Mooney from Tiverton recently enquired about life assurance. Cadi Bradshaw and Kallum Bradshaw in Starcross recently asked for information on offshore investments. Kyron Ashton and Orla Ashton in Barnstaple recently asked for information on offshore investments. Jaylen Steere and Millie-Rose Steere in Ivybridge, Devon recently asked for information on equity release. Sebastien Batty and Shannon Batty from Bampton recently asked about family income benefit. Camilla and Nikolas Ashton in Brixton recently asked for information on family income benefit. Eduard and Madeleine Wall in Winkleigh, Devon recently asked for information on family income benefit. Jasleen Harding in Clyst St Mary asked the question "are there any good financial advisors near me?". All these local people did a search for "financial advisor Devon" and noticed this page on either Google, Bing or Yahoo.


Financial Advisors Near Exmouth

Also find: Budleigh Salterton financial advisors, Knowle Village financial advisors, Bystock financial advisors, Topsham financial advisors, Exeter financial advisors, Woodmanton financial advisors, Sandy Bay financial advisors, Littleham financial advisors, Lympstone financial advisors, Woodbury financial advisors, Courtlands Cross financial advisors, Exton financial advisors, Withycombe Raleigh financial advisors, Hulham financial advisors, Brixington financial advisors and more. Most of these villages and towns are serviced by local financial advisers. Exmouth residents can get quotes by clicking here.

Exmouth Financial Advice Services

Find a Financial Advisor in Exmouth Here
Financial Advice Enquiries in Exmouth Devon (01395)
  • Exmouth Wealth Management
  • Exmouth Cashflow Analysis
  • Exmouth Investment Advice
  • Exmouth Trustee Investments
  • Exmouth Inheritance Advice
  • Exmouth Corporate Financial Advice
  • Exmouth Life Insurance Advice
  • Exmouth Tax Advice
  • Exmouth Independent Financial Advice
  • Exmouth Pension Advice
  • Exmouth Financial Advice Quotes
  • Exmouth Financial Services
  • Exmouth Cheap Financial Advice
  • Exmouth Mortgage Advice

Financial Advisors Around Exmouth: Households in Clarence Road, Southern Wood, Sunwine Place, Sturges Road, Seymour Road, Delderfield Gardens, Cyprus Road, Colleton Way, Brixington Drive, School Lane, Denmark Road, Bapton Lane, Spiders Lane, Tower Street, Bradford Close, Beechway, Seafield Avenue, Broadpark Road, Stewart Close, Belvedere Road, Claremont Lane, Sycamore Close, Albany Close, Dene Close, Dray Court, Swiss Close, Sheppards Row, Boarden Barn, have needed financial advice recently. Financial advisors have also been active in the following Exmouth area postcodes: EX8 1QW, EX8 1JF, EX8 1BZ, EX8 1JH, EX8 1AL, EX8 1AT, EX8 1DU, EX8 1BE, EX8 1AH, EX8 1JJ. People in these local areas recently required the help of a financial advisor. Exmouth residents were given reliable and high quality financial services.

To read local information regarding Exmouth, Devon click here

Independent financial advisor in EX8 area, telephone code 01395.

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(This financial advisor Exmouth article was updated on 01-09-2022)