Financial Advisor Wrexham

Wrexham Independent Financial Advice & Investment

Financial Advisor Wrexham Wales (LL1): It can be an intimidating experience trying to find a first-rate independent financial advisor in the Wrexham area, particularly if it's the first time that you are in search of financial advice. Whether you are searching for investment, pensions, mortgage or even insurance advice, all qualified financial advisors have one thing in common; they must all adhere to the regulations set by the FCA (Financial Conduct Authority). This comes with certain guarantees, thus after taking advice from a FCA certified financial advisor in Wrexham, you can seek reparation from the Financial Ombudsman or the Financial Services Compensation Scheme, if anything goes awry.

Free Wrexham Financial Advisor Quotes

Recommendations from friends and neighbours can be a good starting place in selecting a financial advisor in Wrexham, but keep in mind that their needs may be different to the kind of advice you are looking for. Their advice needs to be adapted to your particular circumstances, and every financial advisor is not suitable for everybody. To investigate the various options that they are offering and find a financial advisor that you feel comfortable with and can trust, it is a good idea to speak to at least 3 different companies, because after all selecting a financial advisor is an important decision.

Financial Advisor Wrexham Wales (LL1)

Restricted advisors and independent financial advisors, are the two main types of financial advisor in Wrexham. The good thing about using an IFA is that they will not be confined to the services or products of just one company, and can offer a wide range of options. Independent financial advice should be offered in an honest and unbiased way and should cover the full gamut of financial companies and products. Using an independent financial advisor should permit you to select from the widest possible range of services. A restricted advisor may be focused on a single product, such as a mortgage advisor, or be limited to services and products from a single provider.

Before any financial advisor accepts you as a client, they're required by the Financial Conduct Authority to be fully transparent with you about their charges. In accordance with the services you are looking for, you could be charged a set fee, by the hour or maybe even a proportion of your investment. A free preliminary consultation could be offered, so that you can discuss your objectives and circumstances to find out if the advisor is the right fit. Your account might be managed by a team rather than one individual advisor, if you elect to go to one of the larger Wrexham firms.

Financial Advisors Wrexham UK (01978)

Before any actual financial advice is handed out you will have to complete a confidential disclosure document, known as a "Fact Find" form, which tells the advising company about your objectives and financial situation. To provide information about the financial advisor, their situation for offering restricted or independent advice and the scope of their permissions in the financial sector, you will also be given a Key Facts or Initial Disclosure Document. If you're not satisfied with the service provided, and wish to complain, this document should also set down your own legal rights and the possible options you can take. It has to be typed out in plain English and detail what you're committing yourself to, and any possible benefits and risks that exist if you choose to accept the offered advice. You will find the amount of cooling-off period in this document. This makes it possible for you to cancel the agreement within a specific time period, and whenever any penalty charges have to be paid.

The very first time you are chatting with the financial advisor you need to check what experience and qualifications they have. Asking these questions should not cause you any embarrassment, because after all you are entrusting them with your financial wellbeing. A Level 4 qualification is the minimum required certification for any financial advisor in Wrexham, and they must also be able to present you with an annual Statement of Professional Standing. If your advisor's name doesn't appear on the Financial Services Register, you don't need to stress, the firm the advisor works for should be found on the register and their personnel are all covered by the legislation. The person may still offer financial guidance rather than advice, if these cannot be provided. In terms of finance guidance is somewhat different to advice and is not regulated in the same way. Therefore there's no recourse for either party if financial blunders are made.

Financial Advisor Quotes in Wrexham Wales

If it is investing money that you're interested in, the advisor will need to know the level of risk you might be willing to take with your hard-earned cash. Most investments carry some degree of risk, but high risk investments could potentially offer better rewards, and also more likelihood of losing some or all of your cash. Your savings goals must be carefully considered if the best financial and investment advice is to be given, i.e. how much you have to invest, short or long term investments and how quickly you need access to your money. The one question that you should ask yourself, which is frequently neglected, is how much you can really afford to lose. This is referred to as your capacity for loss and may well affect the services and products that could be offered to you.

Financial Advice Near Wrexham Wales

You should let your financial advisor know about any existing investments, savings, regular outgoings or mortgage loans. This will provide a clear and full picture of your financial situation, without which the advice given may not be the most suitable for you. Spreading the risk across a range of different products through the diversification of your savings and investments, is something that reliable financial advice should embrace. So as to reflect your goals and financial circumstances, a certified financial advisor in Wrexham will be aware of the best products to consider.

Your financial advisor will try to communicate in the clearest possible way, to lay bare the multifaceted world of finance. You should be able to come to an informed decision once you have learned about the various products and services which match your needs. If you are mind is firmly on the environment, you can ask your advisor to stick to ethical investments and savings. This does not just give you investment possibilities, but also enables you to support renewable energy or zero carbon projects, and keep away from companies and businesses that don't share the same values.

Working together with your financial advisor in Wrexham can be challenging to manage around work and other commitments. This can be reduced by supplementing face-to-face appointments with video conferencing and telephone, therefore enabling you to get the guidance you need at a convenient time. Even if you rarely have a one-to-one meeting with your personal advisor, an established financial advice company in Wrexham will have strict measures in place to ensure your details are kept secure and confidential, because remote and home working is now commonplace.


You need to understand that the financial sector can be volatile, and investment values could just as easily go down as well as up. If it just so happens that your investment isn't making as much money as you hoped for, it can be a demoralising and worrying time. A downward trend in your investment is not a recognised cause for complaint, unless your advisor has supplied you with wrong or misleading information.

Independent Financial Advisor Near Wrexham (LL1)

As laid out in the Key Facts Document, any grievances should commence with the company's complaints procedure. If the financial advisor is a member of the FCA, you can let the Financial Ombudsman know about the issue if it is unresolved within the time schedule set by the regulating body.

The Financial Ombudsman will independently review the cause of the complaint and make a ruling. A decision will be made on how to rectify the situation or financially compensate the customer, if the complaint is upheld. Once agreed on by the client, the decision becomes a legally binding one, and the advisor and their company must abide by it. Any inconvenience, trouble, distress and upset caused to the client during the process, will be accounted for when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Wrexham UK

Financial advice can be provided in Wrexham and also in nearby places like: Gresford, New Broughton, Marford, Bersham, Rhosnesni, Brymbo, Cross Lanes, Tanyfron, Coed-Y-Glyn, Sontley, Hightown, Minera, Rhostyllen, Rhos-Ddu, Marchwiel, Acton, Coedpoeth, and in these postcodes LL11 1XG, LL11 2BU, LL11 0FN, LL11 2BF, LL11 1DH, LL11 0LL, LL11 0FT, LL11 0JP, LL11 1TA, LL11 2DE. Local Wrexham financial advisers will most likely have the telephone dialling code 01978 and the postcode LL1. Checking this out will make certain that you access local financial advisers. Wrexham property owners will be able to benefit from these and countless other similar services.

Wrexham Financial Advice Services

Financial Advice Tasks Wrexham

There is a wide range of services which can be provided by your local Wrexham financial advisor including pension planning, retirement plans, portfolio management, pension transfers, divorce planning Wrexham, bereavement benefits in Wrexham, financial analyst services, cash flow modelling Wrexham, ISA's, income protection, critical illness cover in Wrexham, investment planning, general financial planning, saving for children, pensions in divorce, bridging finance Wrexham, mutual funds, pension advice in Wrexham, money planning, equity release, investing an inheritance, inheritance tax planning in Wrexham, pension reviews, wealth management & investments, multi-asset portfolios in Wrexham, offshore investments, will writing services, personal financial planning in Wrexham, cashflow analysis, unit trusts, and lots more. These are just a selection of the duties that can be conducted by a financial advisor. Wrexham professionals will be happy to tell you about their whole range of financial services.


Financial Advisors Near Wrexham

Also find: Marchwiel financial advisors, Marford financial advisors, Cross Lanes financial advisors, Tanyfron financial advisors, Coedpoeth financial advisors, Rhos-Ddu financial advisors, Hightown financial advisors, Bersham financial advisors, Rhosnesni financial advisors, Minera financial advisors, Coed-Y-Glyn financial advisors, Rhostyllen financial advisors, Brymbo financial advisors, Sontley financial advisors, Gresford financial advisors and more. Practically all of these towns and villages are catered for by local financial advisors. Home and business owners in the region can make enquiries about financial advice by clicking here.

Wrexham Financial Advice Services

Find a Financial Advisor in Wrexham Here
Financial Advice Enquiries in Wrexham Wales (01978)
  • Wrexham Pension Advice
  • Wrexham Cashflow Analysis
  • Wrexham Tax Advice
  • Wrexham Inheritance Advice
  • Wrexham Wealth Management
  • Wrexham Trustee Investments
  • Wrexham Cheap Financial Advice
  • Wrexham Life Insurance Advice
  • Wrexham Mortgage Advice
  • Wrexham Investment Advice
  • Wrexham Financial Services
  • Wrexham Financial Advice
  • Wrexham Corporate Financial Advice
  • Wrexham Retirement Advice

More Wrexham Services: Not surprisingly, whenever you happen to be looking at your finances in Wrexham, Wales, you'll likely be in need of all sorts of different services and as well as a financial advisor in Wrexham, Wales, you might additionally need property law & conveyancing in Wrexham, investment advisors in Wrexham, bookkeepers in Wrexham, family lawyers in Wrexham, wills & probate in Wrexham, debt recovery & collection in Wrexham, contracts lawyers in Wrexham, tax preparation in Wrexham, business financial planning in Wrexham, payroll services in Wrexham, solicitors in Wrexham, accounting in Wrexham, business consulting in Wrexham, banruptcy lawyers in Wrexham, estate planning in Wrexham, mortgage advice in Wrexham, mortgage brokers in Wrexham, and other different Wrexham experts.

For local info on Wrexham, Wales click here

Independent financial advisor in LL1 area, phone code 01978.

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(This financial advisor Wrexham content was reviewed and updated on 20-02-2024)