Financial Advisor Fareham

Fareham Independent Financial Advice & Investment

Financial Advisor Fareham Hampshire (PO14): Finding a first-rate financial advisor advisor in the Fareham area can be a daunting experience, particularly if you are needing financial advice for the very first time. Whether it is mortgage, pensions, investment or even insurance guidance that you are searching for, there's one common rule for all professional financial advisors; they must all stick to Financial Conduct Authority regulations. This comes with various guarantees, so after getting advice from a FCA approved financial advisor in Fareham, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman, if anything goes awry.

Free Fareham Financial Advisor Quotes

When picking a financial advisor in Fareham, a decent place to begin could be friends and relatives, but you must remember that your circumstances may not be in line with theirs, and you might be in need of a different type of advice. Not every financial advisor is suitable for everybody, and any advice they provide should be personalised to your particular circumstances. It is wise to chat to at least three different firms when you are selecting a financial advisor, as this is a big decision, and you'll be looking to find one that you can trust and feel at ease with, and check out the various options they offer.

Financial Advisor Fareham Hampshire (PO14)

Independent financial advisors and restricted advisors, are the 2 principal kinds of financial advisor in Fareham. The advantage of using an independent financial advisor is that they won't be limited to just one company's services or products, and can offer a wider range of options. Independent financial advice should be given in an impartial and unbiased way and should cover the whole spectrum of financial companies and products. Consulting an IFA should permit you to select from the broadest possible range of services. A restricted financial advisor could be involved with an individual product, such as a mortgage advisor, or be restricted to services and products from a particular firm.

Before any Fareham financial advisor accepts you as a client, they're required by the Financial Conduct Authority to be transparent about their charges. Based upon the type of service you are interested in, you could be charged a set fee, by the hour or possibly even a proportion of your investment value. A free initial consultation may be offered, so that you can discuss your goals and situation to find out if the advisor is the best fit. Your account might be looked after by a team as opposed to a single advisor, if you decide to use one of the larger Fareham companies.

Financial Advisors Fareham UK (01329)

You will have to fill out a "Fact Find" document, which is a confidential disclosure form relating your financial situation and goals to the advising firm. To provide information regarding the financial advisor, their situation for offering independent or restricted advice and their range of permissions in the financial market, you will also be handed an Initial Disclosure, or Key Facts Document. Your legal rights will also be set out in this document, along with the options you can take if you wish to complain because you are not satisfied with the service you are given. It has to be written in plain English and describe what you are signing up for, and any potential risks and benefits that exist should you choose to take the offered advice. You will find the level of cooling-off period in this document. Within a specific time period, this allows you to cancel the contract.

The very first time you are talking with the financial advisor you should check what experience and qualifications they've got. Don't be embarrassed about asking these questions, after all you're on the verge of entrusting your financial wellbeing to their expertise. All financial advisors in Fareham must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. When you check the Financial Services Register, you don't need to freak out if your specific advisor's name doesn't appear on there; you will probably find the company name, and that means the regulations covers all of their staff. If they are not able to provide this proof, the individual can't offer advice but can offer financial guidance. Guidance isn't subject to regulations in the way that financial advice is, which means that if mistakes occur the client won't have any recourse.

Financial Advisor Quotes in Fareham Hampshire

You will be asked about the amount of risk you're willing to take on, if you are seeking advice on investing money. Better rewards may be possible with higher risk investments, but you stand a greater chance of losing some or all of your money. Good quality investment and financial advice should take into account your savings objectives, i.e. short or long term investments, how much you wish to invest and how quickly you need to access your money. "How much money can you afford to lose?" Is the one important question that you really need to ask yourself. This is generally known as your 'capacity for loss' and may affect the services and products that are offered for your consideration.

Financial Advice Near Fareham Hampshire

You'll want to let your financial advisor know about any current mortgages, personal savings, regular outgoings or investments. They'll need to know this, so that they can get a clear picture of your finances and give the best advice for you. Diversifying your savings and investments by spreading the risk load across a range of different products, is an essential part of good quality financial advice. An experienced financial advisor in Fareham will have the knowledge of the best areas to consider, which mirror your financial situation and your goals.

Your financial advisor will attempt to communicate in as much plain speech as possible, while unmasking the multifaceted world of finance. After learning about the various products and services that meet your needs, you should be able to come to an informed and calculated decision. If the environment is at the forefront of your mind, you could maybe ask that ethical savings and investment schemes take precedence. You can then stay clear of companies that businesses meet your criteria, but instead support those firms and enterprises that address your concerns, for example renewable energy or zero carbon.

It could prove tricky to manage your work day and other responsibilities around working closely with your financial advisor in Fareham. To allow you to get advice at a time to suit you, one-on-one appointments can be augmented with video conferencing and phone calls. Even if you hardly ever have a face-to-face meeting with your advisor, a competent financial advice company in Fareham will have stringent measures in place to keep your details secure and confidential, because working from home and remote working is now so common.


Investments can just as easily go down as well as up, because the financial world can be a volatile one. It can be quite demoralising and worrying if your investment is not making the amount of money you were hoping for. However, unless it's owing to wrong or misleading information from your financial advisor, a downward spiraling of your investment isn't seen as a cause for complaint.

Independent Financial Advisor Near Fareham (PO14)

The firm's official complaints procedure should be the best place to start with any disputes, and the Key Facts Document should discuss this. You can let the Financial Ombudsman know about the problem if it remains unsolved within the period set by the regulating authority, and the advisor is a member of the FCA.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. A decision is made on how to rectify or financially compensate the customer, if the complaint is upheld. Once the ruling has been agreed on by the customer it becomes a legally binding decision which the financial advisor and their firm, must abide by. The Financial Ombudsman will also account for any inconvenience, hassle, distress and upset caused to the client during the dispute, and fix the level of compensation accordingly.

Book a Financial Advisor in Fareham UK

Financial advice can be provided in Fareham and also in: Park Gate, Funtley, Fareham Common, Brockhurst, Wickham, Rowner, Catisfield, Southwick, Locks Heath, Stubbington, Bridgemary, Knowle, Porchester, North Boarhunt, Titchfield, Swanwick, Wallington, as well as in these postcodes PO13 9DE, PO14 1BU, PO14 1FJ, PO14 1BQ, PO14 1HD, PO14 1FH, PO14 1LG, PO14 1EG, PO13 9DS, PO14 1LJ. Locally based Fareham financial advisors will likely have the postcode PO14 and the dialling code 01329. Checking this should guarantee that you are accessing local financial advisers. Fareham property owners can benefit from these and many other comparable services.

Fareham Financial Advice Services

Financial Advice Tasks Fareham

There are a whole host of services that can be provided by your local Fareham financial advisor including money planning, savings advice Fareham, unit trusts in Fareham, portfolio management in Fareham, financial analyst services, offshore investment advice Fareham, pension planning in Fareham, financial planning, inheritance tax planning, annuity purchases, bridging finance in Fareham, pension transfers, personal pensions advice, mortgage financial planning, equity release advice, investment bonds Fareham, long term care fee advice, ethical investment advice in Fareham, corporate financial planning, pensions in divorce in Fareham, general financial planning Fareham, ISA's in Fareham, will writing services, business protection, business financial planning, cashflow analysis in Fareham, death benefits, life assurance, pension reviews, investment consolidation advice Fareham, and more. Listed are just a small portion of the duties that can be carried out by a financial advisor. Fareham professionals will be delighted to keep you abreast of their entire range of financial services.

Hampshire Financial Advisors

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Around Hampshire you will also discover: Barton on Sea investment advisors, Wellow investment advisors, Steep financial advice, Steep financial advisors, Bentley financial advice, North Warnborough investment advisors, Lockerley investment advice, Totton investment advice, Ampfield investment advice, Bursledon financial advisors, North Waltham investment advice, Kingsclere investment advisors, Sway financial advice, Hursley financial advisors, Hyde financial advice, Greatham investment advice, Bishops Waltham investment advisors, Upper Clatford financial advice, North Waltham investment advisors, Pamber investment advisors, Waltham Chase investment advisors, Horton Heath financial advisors, Fawley financial advisors, East Boldre financial advice, Nursling financial advice, Odiham financial advisors, Nursling financial advisors, Purbrook financial advice.

The Daily Duties for a Financial Advisor

  • Financial advisors meet targets for sales and performance.
  • Financial advisors keep abreast of new financial products and law changes.
  • Financial advisors research financial products and explain them simply and clearly to their clients.
  • Financial advisors produce comprehensive financial reports.
  • Financial advisors make deals with with financial product providers.
  • Financial advisors talk to clients about their finances and plans.
  • Financial advisors maintain detailed records of potential customers and transactions.
  • Financial advisors work in conjuction with their peers to collect trends, market information and statistics.
  • Financial advisors provide counselling, consultation and education with regards to finances and investments.
  • Financial advisors regularly update clients regarding their investments.

Financial Advisors Near Fareham

Also find: Knowle financial advisers, Stubbington financial advisers, Brockhurst financial advisers, North Boarhunt financial advisers, Locks Heath financial advisers, Catisfield financial advisers, Funtley financial advisers, Bridgemary financial advisers, Park Gate financial advisers, Swanwick financial advisers, Porchester financial advisers, Wallington financial advisers, Fareham Common financial advisers, Titchfield financial advisers, Wickham financial advisers, Southwick financial advisers, Rowner financial advisors and more. All these towns and villages are catered for by local financial advisers. Fareham residents can get estimates by clicking here.

Fareham Financial Advice Services

Find a Financial Advisor in Fareham Here
Financial Advice Enquiries in Fareham Hampshire (01329)
  • Fareham Financial Services
  • Fareham Life Insurance Advice
  • Fareham Mortgage Advice
  • Fareham Trustee Investments
  • Fareham Tax Advice
  • Fareham Estate Planning
  • Fareham Corporate Financial Planning
  • Fareham Independent Financial Advice
  • Fareham Wealth Management
  • Fareham Pension Advice
  • Fareham Cheap Financial Advice
  • Fareham Inheritance Advice
  • Fareham Cashflow Analysis
  • Fareham Investment Advice

More Fareham Services: Not surprisingly, whenever you're looking at your finances in Fareham, Hampshire, you will likely be in need of all kinds of different services and apart from a financial advisor in Fareham, Hampshire, you could additionally need estate planning in Fareham, bookkeepers in Fareham, debt recovery & collection in Fareham, business financial planning in Fareham, mortgage advice in Fareham, family lawyers in Fareham, investment advisors in Fareham, business consulting in Fareham, accountants in Fareham, wills & probate in Fareham, contracts lawyers in Fareham, payroll services in Fareham, tax preparation in Fareham, mortgage brokers in Fareham, solicitors in Fareham, property law & conveyancing in Fareham, banruptcy lawyers in Fareham, and other different Fareham experts.

Financial Advisors Around Fareham: Households in Sixpenny Close, Beachway, Springfield Way, Talbot Road, Conifer Mews, Cobham Grove, Burnt House Lane, Deal Close, Thorney Close, Stroud Green Lane, The Causeway, Benham Grove, Segensworth Road, Bell Davies Road, Shoot Hill, Bulbarrow Walk, Bishopsfield Road, Tewkesbury Avenue, Tanfield Lane, St Thomas Close, The Oakes, Clare Close, The Meadows, Bishops Gate, Dore Avenue, Brunel Way, Brownwich Lane, The Dell, Standard Way, Titchfield Hill, have needed financial advice recently. Financial advisors have also been active in the following local Fareham postcodes: PO13 9DE, PO14 1BU, PO14 1FJ, PO14 1BQ, PO14 1HD, PO14 1FH, PO14 1LG, PO14 1EG, PO13 9DS, PO14 1LJ. Folks living in these areas recently required help from a financial advisor. Fareham residents were given competent and professional financial services in all cases.

For the best local information regarding Fareham, Hampshire check here

Independent financial advisor in PO14 area, (dialling code 01329).

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(This financial advisor Fareham content was checked and updated on 06-05-2022)