Financial Advisor Fareham

Fareham Independent Financial Advice & Investment

Financial Advisor Fareham Hampshire (PO14): If you are in search of financial advice for the very first time, trying to locate a reliable independent financial advisor in the Fareham area can be a challenging experience. Whether it is pension, mortgage, investments or even insurance guidance that you're after, there's one common rule for all professional financial advisors; they all have to observe FCA (Financial Conduct Authority) regulations. The benefit of this is that should a financial advisor who is FCA registered give you poor advice, and things go awry, you've got guarantees, and can go to the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Fareham Financial Advisor Quotes

Relatives and friends recommendations can be a good starting place in choosing a financial advisor in Fareham, but bear in mind that their needs may be different to what you're looking for. Every financial advisor is not suitable for everyone, and their advice should be adapted to your particular circumstances. It is wise to speak with at least 3 different firms when you are choosing a financial advisor, because this is a major decision, and you'll be looking to find one that you can trust and feel comfortable with, and at the same time investigate the options they offer.

Financial Advisor Fareham Hampshire (PO14)

When you are looking to pick a financial advisor in Fareham, there are basically two principal types; independent financial advisors (IFA) and restricted advisors. An IFA won't be limited to the services and products of a single provider. Encompassing the full gamut of financial products and companies, independent financial advice should be offered in an unbiased and impartial way to customers. This enables you to pick from the widest possible range of products to match your needs. A restricted financial advisor may be involved with a single product, as with a mortgage advisor, or be limited to products and services from a specific provider.

The FCA demands that any financial advisor must tell you about their charges, before accepting you as a client. Dependant upon the kind of services you are interested in, you could be charged by the hour, a set fee or maybe even a slice of your investment. A free first consultation could be offered, so that you can discuss your goals and situation to find out if the advisor is a good fit. In some of the bigger Fareham companies, you may find that your account is looked after by a team rather than an individual advisor.

Financial Advisors Fareham UK (01329)

To outline your aims and financial situation to the advising company, you'll be asked to fill out a "Fact Find" document, which is a confidential disclosure form. You will also be handed an Initial Disclosure Document, or Key Facts Document, which provides you with information about the financial advisor, their situation for offering restricted or independent advice and their range of permissions in the financial market. Your rights should also be laid out in this document, along with the options you can take if you wish to submit a complaint because you are not satisfied with the service you're given. It has to be easy to understand, written in plain language, and outline precisely what you're signing up for, along with the benefits and risks of accepting the proffered advice. You can find the amount of cooling-off period in this document. This permits you to have a change of heart within a certain time frame, and cancel the contract with your financial advisor.

The very first time you are speaking to the financial advisor ensure that you check what experience and qualifications they've got. After all you're on the verge of entrusting your long-term financial wellbeing to their skill, so you should not be self-conscious about asking these questions. Every financial advisor in Fareham must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If the advisor's name does not show up on the Financial Services Register, don't panic, the company the person works for will almost certainly be on the register and their staff are all covered by the regulations. The person may still offer financial guidance rather than advice, if these cannot be presented. Guidance is not regulated in the same way as financial advice, meaning that if mistakes occur neither party will have any recourse.

Financial Advisor Quotes in Fareham Hampshire

You will be asked about the level of risk you are willing and able to take, if you are seeking advice on investments. Higher risk investments may offer larger rewards, however some or all of your capital could be lost. Good financial and investment advice should take into account your savings goals, i.e. short or long term investments, how quickly you need to access your money and how much you have to invest. You should invariably ask yourself the one vital question, how much money can you afford to lose. This is called your 'capacity for loss' and might affect the products and services that may be offered for your consideration.

Financial Advice Near Fareham Hampshire

From the outset, it is vital that you tell your financial advisor about any investments, mortgages, regular outgoing payments or personal savings that you have. To make certain that you receive the most suitable advice for you, they need a clear and full picture of your financial situation. Good financial advice should allow for diversifying your savings and investments by spreading the risk load across different products. Having an understanding of the best areas to consider, a competent financial advisor will focus attention on products that most closely match your goals and financial situation.

Communicating in the plainest speech possible, your financial advisor will unveil the complex world of finance and investment. You should be in a position to make an informed decision after you have compared the various products and services which match your needs. You can maybe ask your financial advisor only to specify ethical investments and savings. This will allow you to support firms and businesses which match your concerns, i.e. zero carbon or green energy, or perhaps steering clear of investments that do not meet your requirements.

It is not that easy to have a close working relationship with a financial advisor in Fareham without this impacting your work life and other responsibilities. To enable you to seek advice at times that suit you, face-to-face meetings can be supplemented with video conferencing and telephone calls. Any experienced financial advice company in Fareham will have strict measures in force to ensure your details are kept confidential and secure, even if you hardly ever have a face-to-face meeting with your advisor, because home and remote working is no longer unusual.


Investments can go down as easily as they can go up, because the financial world can be unpredictable. If your investment isn't making as much money as you hoped for, it can be quite disheartening and stressful. Unfortunately, a downward spiral in your investment isn't seen as a grounds for complaint, unless of course it's because of incorrect or misleading information from your financial advisor.

Independent Financial Advisor Near Fareham (PO14)

As described in the Key Facts Document, any grievances should start out with the firm's official complaints procedure. You can inform the Financial Ombudsman of the situation if it is unresolved within the time-frame set by the regulating authority, and the financial advisor is a member of the Financial Conduct Authority.

After looking into the cause of the complaint, the Financial Ombudsman will come to a decision on the issue. A decision will be made on how to rectify the situation or financially compensate the customer, if the complaint is justified. This will become a legally binding decision as soon as it has been accepted by the customer, and the advisor and their company must abide by the decision. Any compensation laid down by the Financial Ombudsman will also account for any upset, distress, trouble and inconvenience caused to the customer during the situation.

Book a Financial Advisor in Fareham UK

Financial advice can be provided in Fareham and also in: Southwick, Fareham Common, Titchfield, Rowner, Porchester, North Boarhunt, Bridgemary, Locks Heath, Brockhurst, Catisfield, Swanwick, Knowle, Stubbington, Park Gate, Wallington, Wickham, Funtley, as well as in these postcodes PO14 1EL, PO13 9JZ, PO14 1PS, PO14 1ND, PO14 1FP, PO14 1FE, PO14 1AE, PO14 1LD, PO14 1AB, PO14 1AU. Locally based Fareham financial advisors will likely have the telephone code 01329 and the postcode PO14. Simply click the "enquiry" banner to get information on financial advisors in your area.

Fareham Financial Advice Services

Financial Advice Tasks Fareham

There is a wide range of services that are provided by your local Fareham financial advisor including pension transfers, financial planning Fareham, ISA's, will writing services, investment planning in Fareham, business financial planning, independent financial advice, financial analyst services, stakeholder pensions, investment planning, mutual funds, wealth management & investments, income protection advice, portfolio management in Fareham, pension drawdowns, pension reviews, trustee investment services in Fareham, general financial planning, trusts, corporate bonds, divorce planning, unit trusts in Fareham, inheritance tax planning, personal financial planning, life insurance advice, and lots more.

Financial Advisors Hampshire

Financial Advice 01329 Fareham Advisers Financial Advice Financial Advisor Services Advisors Investment PO14 Hampshire Advisor

In the Hampshire area you will additionally find: Over Wallop investment advisors, Hursley investment advice, Michelmersh financial advice, Nursling investment advice, Grayshott investment advisors, Overton investment advice, Stubbington investment advisors, Otterbourne investment advice, Olivers Battery financial advice, Over Wallop financial advice, Boldre investment advice, Rownhams financial advisors, Rowlands Castle investment advisors, Broughton financial advisors, Southwick investment advisors, Hound investment advice, West End investment advisors, Hursley investment advisors, Lymington investment advice, Curdridge investment advice, Widley investment advisors, Whitehill investment advice, Shedfield financial advice, Silchester financial advice, Lymington financial advisors, Ecchinswell investment advice, Whitchurch financial advisors, Pennington financial advisors, East Meon investment advisors.

Hampshire Financial Advice Enquiries

Financial Advice Enquiries Hampshire

Recently posted Hampshire financial advice enquiries: Cassandra Cole and Thomas Cole from Shipton Bellinger recently asked for information on equity release. Tristan Mackenzie from Lockerley, Hampshire recently enquired about getting financial advice. Steffan Woodhead from Botley recently asked for information on life assurance. Jana Ohara and Jamie Ohara from Waltham Chase recently enquired about getting financial advice. Skylah Howes and Jude Howes from Lee on the Solent recently enquired about financial planning. Cristian Simmonds from Hyde recently enquired about family income benefit. Mr and Mrs Dobson from Crondall, Hampshire recently asked for information on pensions. Gruffydd Forde and Tallulah Forde from East Meon, Hampshire recently asked for information on financial planning.


Financial Advisors Near Fareham

Also find: Bridgemary financial advisors, Fareham Common financial advisors, Titchfield financial advisors, Wallington financial advisors, Porchester financial advisors, Funtley financial advisors, Brockhurst financial advisors, Southwick financial advisors, Swanwick financial advisors, Knowle financial advisors, Wickham financial advisors, Rowner financial advisors, Locks Heath financial advisors, Park Gate financial advisors, North Boarhunt financial advisors, Stubbington financial advisors, Catisfield financial advisors and more.

Fareham Financial Advice Services

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Financial Advice Enquiries in Fareham Hampshire (01329)
  • Fareham Tax Advice
  • Fareham Cashflow Analysis
  • Fareham Wealth Management
  • Fareham Retirement Advice
  • Fareham Mortgage Advice
  • Fareham Trustee Investments
  • Fareham Estate Planning
  • Fareham Financial Services
  • Fareham Inheritance Advice
  • Fareham Life Insurance Advice
  • Fareham Corporate Financial Planning
  • Fareham Financial Advice Quotations
  • Fareham Investment Advice
  • Fareham Pension Advice

Financial Advisors Around Fareham: Financial advisors were recently required by people living in Cheshire Close, Bramham Moor, The Dell, Colenso Road, Alveston Avenue, Ash Close, Sovereign Crescent, Titchfield Hill, The Gallops, Brabant Close, St Sebastian Crescent, Carberry Drive, Brecon Close, Cromarty Close, Sanross Close, The Chantry, Courtenay Close, The Oakes, School Road, Suffolk Drive, Avenue Road, Cormorant Close, Cador Drive, Titchfield Lane, Turtle Close, Bridge Industries, Argyle Crescent, Caspar John Close, Conifer Mews, Barnes Wallis Road and these Fareham postcodes: PO14 1EL, PO13 9JZ, PO14 1PS, PO14 1ND, PO14 1FP, PO14 1FE, PO14 1AE, PO14 1LD, PO14 1AB, PO14 1AU.

More Fareham Services: Naturally, whenever you happen to be looking at your finances in Fareham, Hampshire, you'll probably need all kinds of different services and apart from a financial advisor in Fareham, Hampshire, you might additionally need property law & conveyancing in Fareham, tax preparation in Fareham, family lawyers in Fareham, solicitors in Fareham, bookkeeping in Fareham, contracts lawyers in Fareham, debt recovery & collection in Fareham, payroll services in Fareham, accountants in Fareham, business consulting in Fareham, mortgage advice in Fareham, wills & probate in Fareham, mortgage brokers in Fareham, banruptcy lawyers in Fareham, investment advisors in Fareham, estate planning in Fareham, business financial planning in Fareham, and other different Fareham experts.

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Fareham Financial Advisor Jobs: View financial adviser jobs near Fareham by going here: Financial Advisor Jobs Fareham

Independent financial advisor in PO14 area, phone code 01329.

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