Financial Advisor Fareham

Fareham Independent Financial Advice & Investment

Financial Advisor Fareham Hampshire (PO14): Finding a good financial advisor advisor in the Fareham area can be a challenging experience, particularly if you are seeking financial advice for the very first time. Nevertheless, all qualified financial advisors have one thing in common; they all have to conform to the regulations laid down by the Financial Conduct Authority, regardless of whether you are after pension, investments, mortgage or even insurance advice. This comes with various guarantees, therefore after getting advice from a FCA registered financial advisor in Fareham, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if if things go wrong.

Free Fareham Financial Advisor Quotes

When selecting a financial advisor in Fareham, a decent starting point could be friends and family, but you must bear in mind that your circumstances may not be the same as theirs, and you may need a different sort of advice. Any advice they offer should be tailored to your unique circumstances, and every financial advisor is not suitable for everybody. To explore the options that they're offering and find a financial advisor that you can trust and feel comfortable with, it is wise to talk to at least 3 different firms, because picking a financial advisor is a big decision.

Financial Advisor Fareham Hampshire (PO14)

When it comes to picking a financial advisor in Fareham, there are 2 main types; restricted advisors and independent financial advisors. An independent financial advisor won't be confined to a single company's products or services. Independent financial advice should be provided in an impartial and unbiased way and should cover the whole spectrum of financial companies and products. If you decide to use an IFA, you'll be able to select from the widest possible range of products, so as to find the perfect solution for you. If you go to a restricted advisor you'll find that they may be limited to products and services of a specific firm, or as with a mortgage advisor, might only be involved with one product.

Before any Fareham financial advisor accepts you as a client, they're required by the FCA to be transparent about their charges. You might be charged by the hour, a set fee or maybe even a specific percentage of your investment, subject to type of product you're looking for. You may be offered the chance of a free preliminary consultation to enable you to discuss your objectives and see if the advisor is suitable for you and your situation. In some of the bigger Fareham companies, you might find that your account is managed by a team as opposed to an individual advisor.

Financial Advisors Fareham UK (01329)

You'll be asked to complete a "Fact Find" form, which is a confidential disclosure document relating your financial situation and targets to the advising firm. An Initial Disclosure Document, or Key Facts Document will also be handed to you, providing information on the financial advisors themselves, detailing their range of permissions in the financial arena and their situation for offering restricted or independent advice. If you aren't happy with the service, and wish to submit a complaint, this document should also set down your rights and your options. It must be easy to understand, written in layman's terms, and describe exactly what you are committing yourself to, along with the benefits and risks of going along with the advice. The level of cooling-off period should also be explained in this document. This makes it possible for you to have a change of heart within a specific number of days, and cancel the agreement with your financial advisor.

When speaking with your financial advisor initially you should check their qualifications and experience. After all you're about to entrust your financial wellbeing to their expertise, so you must not be self-conscious about asking these questions. A Level 4 qualification in financial advice is the minimum required certification for any Fareham financial advisor, and they must also be in a position to present an annual Statement of Professional Standing. When you check the Financial Services Register, you don't need to panic if your financial advisor's name does not show up on there; you will probably locate the firm name, and this means that the legislation covers all of their personnel. If they are unable to provide these accreditations, the person cannot offer advice but only financial guidance. Guidance is not subject to regulations in the same way as financial advice, which means that if errors are made the client won't have any recourse.

Financial Advisor Quotes in Fareham Hampshire

If it's investing money that you are interested in, the advisor will want to know the amount of risk you are ready and able to accept with your hard-earned cash. Higher risk investments could potentially offer substantial rewards, however some or all of your capital could be lost. The best investment and financial advice will take into account your savings goals, i.e. long or short term investments, how quickly you need access to your money and how much you wish to invest. "How much can you afford to lose?" Is the one vital question that you really need to ask yourself. This may influence the products and services that you're offered, and is called your capacity for loss.

Financial Advice Near Fareham Hampshire

You must let your financial advisor know about any current regular outgoings, personal savings, investments or mortgage loans. They'll need to know this, so that they can get a picture of your finances and give the appropriate advice for you. The diversification of your investments and savings by spreading the risk load across various products, is an essential part of sound financial advice. So as to match your financial circumstances and goals, a seasoned financial advisor in Fareham will understand the best products to consider.

Communicating in the plainest speech possible, your financial advisor will lay bare the multifaceted world of finance and investment. This will enable you to compare services and products which meet your needs, and come to an informed decision. If you are mind is firmly on the environment, you could maybe ask your advisor to stick to ethical savings and investments. This not only gives you investment possibilities, but also allows you to support renewable energy or zero carbon projects, and steer clear of businesses and companies that don't share the same values as you do.

It isn't that easy to have a close working relationship with a financial advisor in Fareham without this impacting your work day and other commitments. Face-to-face meetings can be complemented with phone calls and video conferencing to allow you to seek advice at a time to suit you. Even if you rarely have a one-to-one meeting with your personal advisor, an experienced financial advice company in Fareham will have rigorous measures in force to ensure your details are kept confidential and secure, because working from home and remote working is now a large part of our society.


Investments can be an unpredictable area, and values can fall as well as rise. If it happens that your investment is not making the amount of money you hoped for, it can be a very disheartening and worrying time. A downward spiraling of your investment isn't a recognised cause for complaint, unless your financial advisor has supplied you with misleading or incorrect information.

Independent Financial Advisor Near Fareham (PO14)

The company's complaints procedure should be the best place to start with any grievances, and the Key Facts Document should clarify this. If the advisor is registered with the Financial Conduct Authority, you can let the Financial Ombudsman know about the issue if it remains unsolved within the time set by the regulating authority.

After reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is found to be justified, a decision is made on how to rectify or financially compensate the customer. Once the ruling is agreed on by the client it becomes a legally binding decision that the financial advisor and their firm, must abide by. The Financial Ombudsman will also take into consideration any inconvenience, trouble, distress and annoyance caused to the customer during the dispute, and fix the level of compensation accordingly.

Book a Financial Advisor in Fareham UK

Financial advice can be provided in Fareham and also nearby in: Titchfield, Swanwick, Wickham, Stubbington, Catisfield, Brockhurst, Porchester, Rowner, Fareham Common, Wallington, Locks Heath, Southwick, Funtley, Park Gate, Knowle, Bridgemary, North Boarhunt, and in these postcodes PO14 1NY, PO14 1NS, PO13 9DE, PO14 1QD, PO14 1DZ, PO14 1DR, PO14 1LR, PO14 1PE, PO14 1EA, PO14 1HU. Local Fareham financial advisors will most likely have the dialling code 01329 and the postcode PO14. Checking this will make certain that you access local financial advisers. Fareham householders are able to benefit from these and numerous other comparable services. Click on the "enquiry" banner or form to get information on financial advisors in your location.

Necessary Skills for a Financial Advisor

  • To be thorough and pay attention to detail.
  • To be good at promoting financial services and products.
  • Good skills in customer service for identifying client needs and requirements.
  • To have a flexible work ethic.
  • A good level of maths knowledge for producing financial packages.
  • Good skills in verbal communication.
  • Attentive listening and interpersonal skills.
  • To be able to network and establish solid relationships with customers.
  • A solid knowledge and understanding of economics and accounting relating to financial markets and products.
  • Effective management skills for the negotiation of product fees.
  • To have the ability to use a computer and the primary software.

A Financial Advisor's Regular Tasks

  • Meeting sales and performance targets.
  • Collaborating with financial product providers.
  • Maintaining detailed records of potential clients and transactions.
  • Working in collaboration with associates to obtain trends, statistics and market information.
  • Speaking with customers regarding their finances and plans.
  • Updating customers concerning their investments.
  • Providing counselling, consultation and education with regards to investments and finances.
  • Producing financial reports.
  • Keeping abreast of new products and law changes.
  • Researching financial products and explaining them simply and clearly to customers.

Financial Advisors Hampshire

Fareham Advisor 01329 Financial Advisor Financial Advice Investment Services Advice Advisers Hampshire Financial Advisors PO14

In the Hampshire area you will likewise discover: Dibden financial advisors, Otterbourne investment advice, Nether Wallop investment advisors, Over Wallop investment advisors, Silchester financial advisors, Whitehill independent financial advisors, Twyford investment advice, Ropley pension advice, Hursley financial advice, Headley financial advisers, Chandlers Ford investment advisors, Clanfield financial advice, Harestock financial advice, Michelmersh investment advice, Waltham Chase pension advice, Ringwood investment advice, Pennington financial advisors, Gosport pension advice, Shipton Bellinger financial advisors, Sutton Scotney independent financial advisors, Fair Oak pension advice, Barton Stacey independent financial advisors, Lyndhurst investment advisors, Curdridge pension advice, Pamber financial advisor, Highclere investment advice, Bramshott investment advice, Southsea independent financial advisors, Bransgore investment advisors, Purbrook investment advice.

Fareham Financial Advice Services

Financial Advice Tasks Fareham

There is a range of services which are provided by your local Fareham financial advisor including financial planning, annuity purchases, wealth management in Fareham, unit trusts, tax financial planning Fareham, life insurance advice, will writing services, business protection, pension transfer advice, investing an inheritance, investment reviews Fareham, divorce planning Fareham, mortgage financial planning, pensions in divorce, stakeholder pensions in Fareham, multi-asset portfolios, cash flow modelling, portfolio management, family income benefit, trustee investment services, offshore investment advice, corporate financial planning Fareham, independent financial advice, trusts in Fareham, critical illness cover, equity release advice, personal financial planning in Fareham, pension plans in Fareham, money planning in Fareham, financial services, and lots more. These are just a handful of the duties that can be carried out by a financial advisor. Fareham professionals will be happy to inform you of their full range of services.


Financial Advisors Near Fareham

Also find: Locks Heath financial advisors, Fareham Common financial advisors, Wickham financial advisors, Stubbington financial advisors, Knowle financial advisors, Wallington financial advisors, Brockhurst financial advisors, Swanwick financial advisors, Funtley financial advisors, Titchfield financial advisors, Rowner financial advisors, Bridgemary financial advisors, North Boarhunt financial advisors, Southwick financial advisors, Porchester financial advisors, Catisfield financial advisors, Park Gate financial advisors and more. All these towns and villages are serviced by local financial advisers. Fareham residents can get quotes by going here.

Fareham Financial Advice Services

Find a Financial Advisor in Fareham Here
Financial Advice Enquiries in Fareham Hampshire (01329)
  • Fareham Life Insurance Advice
  • Fareham Financial Services
  • Fareham Trustee Investments
  • Fareham Corporate Financial Planning
  • Fareham Tax Advice
  • Fareham Inheritance Advice
  • Fareham Independent Financial Advice
  • Fareham Investment Advice
  • Fareham Financial Advice Quotes
  • Fareham Cheap Financial Advice
  • Fareham Pension Advice
  • Fareham Cashflow Analysis
  • Fareham Estate Planning
  • Fareham Mortgage Advice

More Fareham Services: Naturally, whenever you happen to be looking at your finances in Fareham, Hampshire, you will probably be in need of all kinds of different services and aside from a financial advisor in Fareham, Hampshire, you could also need solicitors in Fareham, contracts lawyers in Fareham, mortgage advice in Fareham, bookkeeping in Fareham, investment advisors in Fareham, mortgage brokers in Fareham, family lawyers in Fareham, property law & conveyancing in Fareham, business consulting in Fareham, estate planning in Fareham, will writing in Fareham, debt recovery & collection in Fareham, payroll services in Fareham, tax preparation in Fareham, accountants in Fareham, business financial planning in Fareham, banruptcy lawyers in Fareham, and other different Fareham experts.

Financial Advisors Around Fareham: In Belvoir Close, Skylark Meadows, The Florins, Stag Way, Angelus Close, The Pastures, Common Lane, Buddens Lane, Trafalgar Court, Barlow Close, Tangle Wood, Sumar Close, Coach Hill, Bishops Wood Road, Church Road, Butser Walk, Chatsworth Close, The Paddock, Drift Road, Sandport Grove, Connemara Crescent, Streamleaze, St Thomas Close, Anjou Crescent, Bentley Crescent, Cyprus Road, The Cloisters, Denville Avenue, as well as these local Fareham postcodes: PO14 1NY, PO14 1NS, PO13 9DE, PO14 1QD, PO14 1DZ, PO14 1DR, PO14 1LR, PO14 1PE, PO14 1EA, PO14 1HU, folks have recently needed financial and investment advice. People residing in these areas recently needed help from a financial advisor. Fareham residents were given reliable and top notch financial services on each occasion.

Financial Advisor Jobs Fareham: View financial advisor jobs in Fareham by clicking here: General Financial Advisor Jobs

For the best local information on Fareham, Hampshire take a look here

Independent financial advisor in PO14 area, telephone code 01329.

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(This financial advisor Fareham article was edited and updated on 01-09-2022)