Financial Advisor Leatherhead

Leatherhead Independent Financial Advice & Investment

Financial Advisor Leatherhead Surrey (KT22): If you're in search of financial advice for the very first time, trying to locate a decent financial advisor advisor in the Leatherhead area can be a challenging experience. Whether it's pension, investment, mortgage or even insurance guidance that you are searching for, there is one common rule for all financial advisors; they must all follow Financial Conduct Authority (FCA) regulations. Any advice given by a FCA registered financial advisor in Leatherhead comes with certain guarantees that should anything go wrong, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Leatherhead Financial Advisor Quotes

Neighbours and friends recommendations can be a decent starting point in picking a financial advisor in Leatherhead, but bear in mind that their situation might be different to what you're looking for. Financial advice needs to be individually tailored to your unique circumstances, and you'll discover that certain financial advisors might not be appropriate for your requirements. It pays to speak with at least three different firms when you're choosing a financial advisor, since this is an important decision, and you'll be looking to find one that you feel comfortable with and can trust, and at the same time check out the options they offer.

Financial Advisor Leatherhead Surrey (KT22)

There are 2 main types of financial advisor in Leatherhead; restricted advisors and independent financial advisors (IFA). Offering a more diverse range of options, an independent financial advisor will not be confined to just one provider's products or services. Independent financial advice must be provided in a frank and unbiased way and should cover the entire spectrum of financial companies and products. Using an IFA should allow you to pick from the broadest possible range of products. A restricted advisor could be concerned with a single product, such as a mortgage advisor, or be limited to services and products from a particular company.

The FCA requires that any financial advisor must be fully transparent with you about their charges, before taking you on as a client. Although it can vary depending on the kind of product you require, there could be an hourly rate, a set fee, or you might even be charged a slice of what you are investing. To allow you to discuss your aims and see if the advisor is the correct fit for your situation, you might be offered the chance of a free initial consultation. If you go to one of the larger Leatherhead firms, your account may be managed by a team of advisors rather than one person.

Financial Advisors Leatherhead UK (01372)

You'll be required to complete a "Fact Find" document, which is a confidential disclosure form relating your goals and financial situation to the advising firm. To provide information regarding the financial advisor, their situation for offering restricted or independent advice and their range of permissions in the financial arena, you'll also be handed a Key Facts or Initial Disclosure Document. Your own rights will also be spelled out in this document, together with your options if you want to make a complaint because you're not satisfied with the service you are given. It must be simple to understand, written in layman's terms, and explain exactly what you're committing yourself to, along with the risks and benefits of taking the proffered advice. You can find the level of cooling-off period in this document. This makes it possible for you to have a change of heart within a specific period of time, and cancel your contract with the financial advisor.

Make sure you check what qualifications and experience the financial advisor has when you first speak to them. You should never be embarrassed about asking these questions, after all you are on the verge of entrusting your financial wellbeing to their expertise. Every Leatherhead financial advisor must present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. You shouldn't freak out if your particular financial advisor's name does not appear on the Financial Services Register, so long as the firm is listed on the register, their employees will be covered by the regulations. If they are not able to provide these accreditations, the person cannot offer advice but is permitted to offer financial guidance. Guidance isn't subject to regulations in the same way as financial advice, which means that if mistakes occur neither party will have any recourse.

Financial Advisor Quotes in Leatherhead Surrey

If you're needing advice on investments you will be asked the amount of risk you are comfortable with. High risk investments could potentially offer better rewards, but some or all of your capital could be lost. Your savings aims will need to be carefully considered if the best financial and investment advice is to be given, i.e. short or long term investments, how rapidly you need access to your funds and how much you wish to invest. One question you should ask of yourself, which is often neglected, is how much money you can actually afford to lose. This is generally known as your capacity for loss and may influence the products and services that could be offered for your consideration.

Financial Advice Near Leatherhead Surrey

If you already have any current mortgages, savings, investments or regular outgoing payments, you must let your financial advisor know about these. To ensure that you receive the most appropriate advice for you, they need to have a clear and full picture of your financial situation. Sound financial advice should allow for diversifying your savings and investments by spreading the risk across different products. A professional financial advisor in Leatherhead will have the knowledge of the best areas to consider, which mirror your financial situation and your goals.

Communicating in the plainest speech possible, your financial advisor will open up the complex world of finance and investment. After learning about the various products and services that meet your needs, you should be in a position to make an informed and considered decision. You can even ask your advisor to only include ethical investments and savings. You can then avoid firms that companies meet your criteria, but instead support those companies and organisations that match your concerns, for example zero carbon or green energy.

It's not that easy to have a close working relationship with a financial advisor in Leatherhead without this impacting your work life and other commitments. This can be alleviated by supplementing one-on-one meetings with phone calls and video conferencing, hence allowing you to seek the guidance you need at times that are convenient. Working from home and remote working is now a large part of our society, and a professional financial advice provider in Leatherhead will have strict measures in place to keep your details confidential and secure, even if you never have a face-to-face meeting with your personal advisor.


Investments can be a volatile area, and their values could go down as well as up. If your investment is not making as much money as you were hoping for, it can be very disheartening and worrying. A downward trend in your investment is not a recognised cause for complaint, unless your advisor has supplied you with misleading or wrong information.

Independent Financial Advisor Near Leatherhead (KT22)

As outlined in the Key Facts Document, any disputes should start with the company's complaints procedure. If the problem remains unresolved within the time-frame set out by the regulating authority, and the advisor is a member of the Financial Conduct Authority, you can notify the Financial Ombudsman.

The Financial Ombudsman will make a ruling after reviewing the cause of the complaint independently. A decision is made on how to financially compensate the customer, if the complaint is upheld. The advisor and their firm must abide by any ruling that is made by the Ombudsman, which becomes a legally binding decision once the customer has agreed to it. Any compensation fixed by the Financial Ombudsman will also take into account any inconvenience, annoyance, hassle and distress caused to the customer during the dispute.

Book a Financial Advisor in Leatherhead UK

Financial advice can be provided in Leatherhead and also in nearby places like: Tadworth, Brockham, Epsom, Langley Vale, Ranmore, Lower Ashtead, Downside, Burgh Heath, Mickleham, Betchworth, Headley, Fetcham, East Horsley, Dorking, Oxshott, as well as in these postcodes KT22 2FQ, KT22 0BQ, KT22 2EY, KT22 7BA, KT22, KT22 7DP, KT22 7GN, KT22 0DQ, KT22 7BX, KT22 7FZ. Local Leatherhead financial advisors will likely have the telephone code 01372 and the postcode KT22. Checking this out can confirm that you are accessing local financial advisers. Leatherhead home and business owners are able to benefit from these and numerous other similar services.

Leatherhead Financial Advice Services

Financial Advice Tasks Leatherhead

There are a number of different services that are provided by your local Leatherhead financial advisor including family income benefit, portfolio management, life insurances, wealth management & investments, trustee investment services, pension plans, financial planning, bridging finance, pension advice in Leatherhead, corporate financial planning, independent financial advice in Leatherhead, personal protection, income protection, investment bonds, familt controlled trusts, pension consolidation in Leatherhead, annuities Leatherhead, money planning, ethical investment advice Leatherhead, ISA's Leatherhead, general financial planning, cheap financial advice, personal financial planning in Leatherhead, business financial planning, pension drawdowns, cashflow planning, death benefits Leatherhead, mortgage financial planning, business protection, cash flow modelling, and more. Listed are just some of the activities that can be performed by a financial advisor. Leatherhead professionals will tell you about their entire range of services.


Financial Advisors Near Leatherhead

Also find: Downside financial advisors, Fetcham financial advisors, Ranmore Common financial advisors, Ranmore financial advisors, Martyr's Green financial advisors, Headley financial advisors, Givens Grove financial advisors, Westhumble financial advisors, Langley Vale financial advisors, Betchworth financial advisors, Mickleham financial advisors, Burgh Heath financial advisors, Brockham financial advisors and more. Those who are hunting for financial advice, will find that these types of services are available in just about all of these areas. People in these localities can make enquiries about financial advice by going here.

Leatherhead Financial Advice Services

Find a Financial Advisor in Leatherhead Here
Financial Advice Enquiries in Leatherhead Surrey (01372)
  • Leatherhead Wealth Management
  • Leatherhead Independent Financial Advice
  • Leatherhead Tax Advice
  • Leatherhead Financial Services
  • Leatherhead Cashflow Analysis
  • Leatherhead Pension Advice
  • Leatherhead Retirement Advice
  • Leatherhead Mortgage Advice
  • Leatherhead Investment Advice
  • Leatherhead Trustee Investments
  • Leatherhead Financial Advice Quotations
  • Leatherhead Inheritance Advice
  • Leatherhead Estate Planning
  • Leatherhead Corporate Financial Advice

Financial Advisor Jobs Leatherhead: View financial adviser jobs in Leatherhead here: Leatherhead Financial Advisor Jobs

If you need local Leatherhead info take a look here

Independent financial advisor in KT22 area, (dialling code 01372).

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(This financial advisor Leatherhead content was reviewed and updated on 20-02-2024)