Financial Advisor Castlereagh

Castlereagh Independent Financial Advice & Investment

Financial Advisor Castlereagh Northern Ireland (BT6): It can be a challenging experience trying to find a decent financial advisor advisor in Castlereagh, particularly if it's the first time that you are needing financial advice. Whether it's pension, mortgage, investments or even insurance guidance that you are searching for, there is one common rule for all qualified financial advisors; they must all comply with Financial Conduct Authority (FCA) regulations. Any advice given by a FCA registered financial advisor in Castlereagh comes with certain guarantees that if things go wrong, you can get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Castlereagh Financial Advisor Quotes

When selecting a financial advisor in Castlereagh, a decent place to begin could be friends and family, however you must keep in mind that your situation may not be the same as theirs, and you may need a different sort of advice. Financial advice needs to be specifically tailored to your unique circumstances, and you will find that some financial advisors might not be appropriate for your requirements. To explore the options that they are offering and find a financial advisor that you feel comfortable with and can trust, it is a good idea to talk with at least three different firms, because after all picking a financial advisor is a big decision.

Financial Advisor Castlereagh Northern Ireland (BT6)

There are 2 main types of financial advisor in Castlereagh; independent financial advisors and restricted advisors. An IFA should not be limited to a single company's products or services. Independent financial advice must be given in an impartial way and across the entire gamut of financial products and companies. This will allow you to choose from the widest range of products to meet your needs. If you go to a restricted advisor you'll find that they might be restricted to products and services of one particular company, or as in the case of a mortgage advisor, may only be involved with one product.

Before any financial advisor accepts you as a client, they're required by the Financial Conduct Authority to be fully transparent with you about their charges. Determined by the type of service you are interested in, you could be charged a set fee, by the hour or even a proportion of your investment. To enable you to discuss your aims and find out if the advisor is the correct fit for your circumstances, a free initial consultation may be offered. Your account may be managed by a team as opposed to a single advisor, if you elect to use one of the larger companies in Castlereagh.

Financial Advisors Castlereagh UK (028)

You will be asked to fill in a "Fact Find" document, which is a confidential disclosure form relating your objectives and financial situation to the advising firm. You should also be handed an Initial Disclosure, or Key Facts Document, which gives you details about the financial advisor, their situation for offering independent or restricted advice and their range of permissions in the financial arena. This document will also lay down your own rights and the possible options you can take if you're not satisfied with the service, and wish to complain. It has to be written in plain English and outline what you're signing up for, and any potential benefits and risks that exist if you decide to take the advice offered. You'll find the amount of cooling-off period in the Key Facts Document. This permits you to cancel the agreement with your financial advisor within a certain time frame, and if any penalties have to be paid.

The first time you are speaking with your financial advisor ensure that you check what experience and qualifications they have. Do not be embarrassed about asking these questions, after all you're on the verge of entrusting your long-term financial wellbeing to their expertise. All financial advisors in Castlereagh must hold at least a Level 4 qualification and be in a position to present an annual Statement of Professional Standing. You shouldn't stress if your particular financial advisor's name doesn't show up on the Financial Services Register, so long as the firm is listed on the register, their staff are covered by the regulations. If they are unable to provide these accreditations, the person can't offer advice but is able to offer financial guidance. Guidance is not subject to regulations in the way that financial advice is, meaning that if mistakes occur the client won't have any recourse.

Financial Advisor Quotes in Castlereagh Northern Ireland

If it's investments that you are interested in, the advisor will want to know the amount of risk you might be willing to accept with your hard-earned cash. Most investments carry some element of risk, but higher risk investments may offer better rewards, but also more likelihood of losing some or all of your funds. Your savings objectives will have to be taken into account if decent financial and investment advice is to be given, i.e. how much you have to invest, long or short term investments and how quickly you need access to your money. "How much can you afford to lose?" Is the one vital question that you really need to ask yourself. Sometimes referred to as your 'capacity for loss', this will most likely affect the services and products that you are offered.

Financial Advice Near Castlereagh Northern Ireland

Right from the start, it is important to let your financial advisor know about any mortgage loans, savings accounts, investments or regular outgoings that you have. This will provide a full and clear picture of your current financial situation, without which the advice you are given will most likely not be the most appropriate for you. Spreading the risk load across a number of different products through the diversification of your savings and investments, is something that smart financial advice should allow for. So as to reflect your goals and financial situation, a competent financial advisor in Castlereagh will understand the best areas to consider.

Your financial advisor will communicate in as plain a speech as possible, while opening up the multifaceted world of finance. You should be in a position to make an informed and educated decision after you have learned about the various services and products which match your needs. You could ask your advisor only to choose ethical investments and savings. This will allow you to support organisations and companies that match your concerns, i.e. green energy or zero carbon, or perhaps keeping away from businesses that don't meet your standards.

Working alongside a financial advisor in Castlereagh can be tricky to fit in around your work life and other responsibilities. One-on-one appointments can be supplemented with video conferencing and telephone calls to enable you to get advice at times that suit you. Even if you never have a one-on-one meeting with your personal advisor, any experienced financial advice provider in Castlereagh will have strict measures in place to keep your details secure and confidential, because remote and home working is now a large part of our society.


Investment values could fall as well as rise, and this is a factor that you have to bear in mind. If your investment isn't making as much money as you hoped for, it can be quite stressful and demoralising. A downward spiraling of your investment is not a recognised basis for complaint, unless your financial advisor has supplied you with incorrect or misleading information.

Independent Financial Advisor Near Castlereagh (BT6)

Any grievances should commence with the company's official complaints procedure as laid out in the Key Facts Document. If the matter is unresolved within the timeframe set out by the regulating body, and your financial advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman.

The Financial Ombudsman will make a ruling after independently reviewing the cause of the complaint. If it's found that the complaint is legitimate, a decision will be made on how the client can be financially compensated. Once the decision has been accepted by the client it becomes a legally binding decision that the financial advisor and their firm, must comply with. The Financial Ombudsman will also account for any hassle, annoyance, inconvenience and distress caused to the client during the dispute, and fix the level of compensation accordingly.

Book a Financial Advisor in Castlereagh UK

Financial advice can be provided in Castlereagh and also in: Lisburn, Dunmurry, Moneyreagh, Comber, Newtownards, Ballgowan, Belfast, Finaghy, Carryduff, Andersontown, Hannahstown, Ormeau, Drumbo, Dundonald, Crossnacreevy, Saintfield, together with these postcodes BT16 0LL, BT16 0NN, BT16 0AU, BT16 0JE, BT16 0PR, BT16 0NR, BT16 0HQ, BT16 0HX, BT16 0PZ, BT16 0EL. Locally based Castlereagh financial advisors will probably have the telephone dialling code 028 and the postcode BT6. Checking this out will guarantee you are accessing local financial advisers. Castlereagh householders will be able to utilise these and many other similar services. Click the "enquiry" banner to get information on financial advisors in your area.

Castlereagh Financial Advice Services

Financial Advice Tasks Castlereagh

There are a wide range of services that are provided by your local Castlereagh financial advisor including financial advice services in Castlereagh, personal financial planning, financial planning, retirement plans Castlereagh, stakeholder pension advice, bridging finance, pension drawdowns, family income benefit in Castlereagh, financial analyst services, cash flow modelling, inheritance tax planning, pension plans in Castlereagh, mortgage advice Castlereagh, investment bonds, offshore investments Castlereagh, general financial planning in Castlereagh, personal pensions in Castlereagh, long term care fee planning, annuity purchase, money planning, investment consolidation, savings advice Castlereagh, business planning in Castlereagh, corporate financial planning, ISA's, portfolio management, corporate bonds, personal protection, tax financial planning, pension transfers, and more. Listed are just an example of the duties that can be carried out by a financial advisor. Castlereagh professionals will inform you of their full range of financial services.

The Day to Day Duties for a Financial Advisor

  • Providing consultation, counselling and education regarding investments and finances.
  • Recommending the financial products that are best-suited to clients.
  • Meeting performance and sales targets.
  • Chatting with customers about their finances and plans.
  • Keeping up to date with new financial products and law changes.
  • Producing financial reports.
  • Working with colleagues to collect statistics, market information and trends.
  • Making deals with with providers of financial products.
  • Regularly updating clients about their investments.
  • Maintaining detailed records of potential customers and transactions.

Financial Advisors Near Castlereagh

Also find: Drumbo financial advisers, Crossnacreevy financial advisers, Newtownards financial advisers, Finaghy financial advisers, Belfast financial advisers, Lisburn financial advisers, Saintfield financial advisers, Dundonald financial advisers, Carryduff financial advisers, Ballgowan financial advisers, Hannahstown financial advisers, Andersontown financial advisers, Comber financial advisers, Moneyreagh financial advisers, Dunmurry financial advisers, Ormeau financial advisors and more. Most of these locations are served by local financial advisers. Castlereagh residents can get quotations by clicking here.

Castlereagh Financial Advice Services

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Financial Advice Enquiries in Castlereagh Northern Ireland (028)
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More Castlereagh Services: Of course, whenever you're looking at your finances in Castlereagh, Northern Ireland, you'll probably need all types of different services and as well as a financial advisor in Castlereagh, Northern Ireland, you might additionally need business consulting in Castlereagh, tax preparation in Castlereagh, mortgage brokers in Castlereagh, family lawyers in Castlereagh, accounting in Castlereagh, debt recovery & collection in Castlereagh, estate planning in Castlereagh, investment advisors in Castlereagh, bookkeeping in Castlereagh, payroll services in Castlereagh, wills in Castlereagh, contracts lawyers in Castlereagh, mortgage advice in Castlereagh, solicitors in Castlereagh, banruptcy lawyers in Castlereagh, business financial planning in Castlereagh, property law & conveyancing in Castlereagh, and other different Castlereagh experts.

Financial Advisors Around Castlereagh: Over the past twelve months financial advice was provided in these Castlereagh streets: Ballynahinch Road, Sycamore Mews, Sir Richard Wallace Drive, Wood Vale, Mornington Court, Thornhill Avenue, Lady Wallace Forge, Ashcroft Park, Ambleside Mews, Orchard Close, Greenmount Gardens, Wallace Court, Cathedral View, Abercorn Mews, Ayrshire Drive, Woodland Park, Fountain Crescent, Moorland Park, Templar Avenue, Meadow Lane, Barley Hill, Laganville Park, Comber Road, Hillsborough Road, Titterington Gardens, Drumard Drive, Carsons Lane, The Grove, Causeway Mews, Redpoll Avenue, and in these Northern Ireland postcodes: BT16 0LL, BT16 0NN, BT16 0AU, BT16 0JE, BT16 0PR, BT16 0NR, BT16 0HQ, BT16 0HX, BT16 0PZ, BT16 0EL. People living in these areas recently required help from a financial advisor. Castlereagh residents received reliable and top quality financial services on every occasion.

To find local Castlereagh info take a look here

Independent financial advisor in BT6 area, (dialling code 028).

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(This financial advisor Castlereagh page was checked and updated on 01-09-2022)