Financial Advisor Craigavon

Craigavon Independent Financial Advice & Investment

Financial Advisor Craigavon Northern Ireland (BT63): It can be a challenging experience trying to locate a reliable financial advisor advisor in the Craigavon area, particularly if it's the first time that you're needing financial advice. Nevertheless, all qualified financial advisors are bound by one common rule; they must all conform to the regulations laid down by the Financial Conduct Authority (FCA), regardless of whether you are looking for mortgage, pensions, investment or even insurance advice. The good thing about this is that if a financial advisor who is FCA certified gives you poor advice, and things go awry, you've got guarantees, and are able to go to the Financial Services Compensation Scheme or the Financial Ombudsman to get it put right.

Free Craigavon Financial Advisor Quotes

A decent starting place when choosing a financial advisor in Craigavon can be friends and family, but bear in mind that the sort of advice you are searching for might be different to theirs. Every financial advisor isn't suitable for everybody, and their advice should be adapted to your unique circumstances. Selecting a financial advisor is a big decision and it is wise to speak to at least three different companies so as to check out the various options they provide, and to find one you feel comfortable with and can trust.

Financial Advisor Craigavon Northern Ireland (BT63)

There are two main types of financial advisor in Craigavon; independent financial advisors (IFA) and restricted advisors. The good thing about using an IFA is that they should not be limited to the services or products of just one company, and can offer a wider range of options. Independent financial advice should encompass the full spectrum of financial products and companies, and should be given in an unbiased way. If you opt to use an independent financial advisor, you will be able to choose from the broadest possible array of products, so as to find the ideal solution for you. If you go to a restricted advisor you'll soon realise that they may be restricted to services and products of one particular company, or as in the case of a mortgage advisor, will only be focused on one individual product.

The Financial Conduct Authority demands that any Craigavon financial advisor must tell you about their charges, before taking you on as a client. Although it varies based on the type of service or product you're interested in, there may be a set fee, an hourly rate, or you may even be charged a percentage of what you're investing. A free preliminary consultation might be offered, so you can discuss your objectives and circumstances to find out if the advisor is the best fit. In some larger Craigavon companies, you may find that your account is being looked after by a team as opposed to an individual advisor.

Financial Advisors Craigavon UK (028 38)

To outline your financial situation and aims to the advising company, you'll have to fill out a "Fact Find" form, which is a confidential disclosure document. You'll also be given an Initial Disclosure Document, or Key Facts Document, which provides you with details about the financial advisor, their situation for offering independent or restricted advice and their scope of permissions in the financial arena. This document should also lay down your legal rights and the possible options you can take if you are not satisfied with the service provided, and want to make a complaint. It has to be written in plain language and describe what you're signing up for, and any potential benefits and risks that exist if you elect to go along with the advice offered. This document will also tell you about the allowed cooling-off period. This permits you to cancel the agreement within a specific time frame, and whenever any penalty charges have to be paid.

When speaking with your financial advisor the very first time make sure you check their experience and qualifications. Asking these questions should never be a cause for embarrassment, because you're about to entrust them with your financial future. Every Craigavon financial advisor must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. You shouldn't freak out if your advisor's name doesn't appear on the Financial Services Register, as long as the firm is on the register, their advisors will be covered by the regulations. If they're unable to provide this proof, the individual cannot offer advice but is allowed to offer financial guidance. Guidance is not subject to regulations in the same way as financial advice, which means that if errors are made the client won't have any recourse.

Financial Advisor Quotes in Craigavon Northern Ireland

If you are seeking advice on investments you will be asked about the amount of risk you are willing and able to take on. Substantial rewards could be possible with high risk investments, however you stand a greater chance of losing all or some of your cash. The best financial and investment advice should take into account your savings objectives, i.e. how much cash you want to invest, short or long term investments and how rapidly you need access to your money. "How much can you afford to lose?" Is the one vital question that you should really be asking yourself. Generally known as your capacity for loss, this will most likely have an effect on services and products that you are offered.

Financial Advice Near Craigavon Northern Ireland

From the outset, it is imperative that you let your financial advisor know about any existing investments, mortgages, regular outgoing payments or savings that you have. To ensure that you receive the most appropriate advice for you, they need to have a full and clear picture of your finances. The diversification of your savings and investments by spreading the risk across a number of different products, is a crucial part of sound financial advice. In order to match your financial circumstances and goals, a qualified financial advisor in Craigavon will be aware of the best areas to consider.

Your financial advisor will communicate in the clearest possible way, while opening up the multifaceted world of finance. This will permit you to compare products and services that match your needs, and make an informed decision. If environmental issues are important to you, you could maybe ask that ethical investment and savings schemes take top priority. You can then stay away from corporations that investments meet your standards, and instead lend your support to those firms and enterprises that match your concerns, for instance zero carbon or green energy.

It's not that easy to work closely with a financial advisor in Craigavon without this impacting your work and other responsibilities. This can be alleviated by supplementing one-on-one appointments with video conferencing and phone calls, thus enabling you to seek the guidance you need at times that are convenient. Even if you never have a one-to-one meeting with your personal advisor, an experienced financial advice company in Craigavon will have stringent measures in place to ensure your details are kept secure and confidential, because home and remote working is now a large part of our society.


Investments can go down as well as up, as the financial world can be a volatile one. It can be extremely demoralising and worrying if your investment is not making as much money as you hoped for. However, unless it is because of wrong or misleading information from your financial advisor, your investment having a downward trend isn't a recognised cause for complaint.

Independent Financial Advisor Near Craigavon (BT63)

The firm's complaints procedure should be the best place to start with any disputes, and the Key Facts Document should discuss this. If your advisor is registered with the FCA, you can tell the Financial Ombudsman about the problem if it is unresolved within the timeframe stipulated by the regulating authority.

The Financial Ombudsman will independently review the cause of the complaint and make a ruling. A decision is made on how to rectify the situation or financially compensate the customer, if the complaint is upheld. Once agreed on by the client, the ruling will become a legally binding one, and the financial advisor and their firm must comply with it. Any annoyance, trouble, inconvenience and distress caused to the customer during the process, will be considered when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in Craigavon UK

Financial advice can be provided in Craigavon and also nearby in: Dollingstown, Banbridge, Lurgan, Upper Ballinderry, Moira, Dungannon, Dromara, Gilford, Dromore, Portadown, Coalisland, Tandragee, Magheralin, Aghalee, Waringstown, Derrymacash, and in these postcodes BT63 5HF, BT63 5EE, BT63 5FB, BT63 5JP, BT62 3NW, BT63 5JB, BT62 3UP, BT63 5FZ, BT63 5RX, BT62 1EL. Local Craigavon financial advisers will likely have the phone code 028 38 and the postcode BT63. Checking this out can guarantee you are accessing local financial advisers. Craigavon householders will be able to utilise these and many other similar services. Simply click on the "enquiry" banner or form to get info on financial advisors in your location.

Craigavon Financial Advice Services

Financial Advice Tasks Craigavon

There is a wide range of services which can be provided by your local Craigavon financial advisor including investment consolidation, personal pensions, cheap financial advice, trustee investment services in Craigavon, mortgage advice in Craigavon, pension consolidation advice in Craigavon, money planning, savings advice, bridging finance in Craigavon, corporate bonds, pension drawdowns, investment plans, income protection advice, will writing services Craigavon, personal financial planning, annuity purchases, familt controlled trusts Craigavon, financial services in Craigavon, wealth management & investments Craigavon, personal protection, pension transfers Craigavon, stakeholder pension advice, multi-asset portfolios, pension planning, independent financial advice Craigavon, family income benefit, equity release advice, financial analyst services Craigavon, financial planning, pension reviews in Craigavon, and lots more. Listed are just an example of the duties that can be carried out by a financial advisor. Craigavon professionals will inform you of their full range of services.

Fundamental Skills for a Financial Advisor

  • To be goal driven.
  • A thorough knowledge of accounting and economics with regard to financial markets and products.
  • To have the ability to network and build relationships with clients.
  • The ability to sell products and services.
  • To have the ability to listen attentively
  • Excellent customer service skills for determining customer needs and requirements.
  • To pay attention to detail and be thorough.
  • Outstanding verbal communication skills.
  • A competent level of numeracy for producing financial strategies.
  • To have excellent IT skills.
  • Excellent business management skills for the negotiation of product rates.

Financial Advisors Near Craigavon

Also find: Dollingstown financial advisers, Portadown financial advisers, Upper Ballinderry financial advisers, Tandragee financial advisers, Dungannon financial advisers, Dromore financial advisers, Waringstown financial advisers, Coalisland financial advisers, Dromara financial advisers, Lurgan financial advisers, Magheralin financial advisers, Moira financial advisers, Aghalee financial advisers, Banbridge financial advisers, Gilford financial advisers, Derrymacash financial advisors and more. The majority of these villages and towns are served by local financial advisers. Craigavon residents can get financial advice price quotes by going here.

Craigavon Financial Advice Services

Find a Financial Advisor in Craigavon Here
Financial Advice Enquiries in Craigavon Northern Ireland (028 38)
  • Craigavon Mortgage Advice
  • Craigavon Tax Advice
  • Craigavon Financial Advice Quotes
  • Craigavon Inheritance Advice
  • Craigavon Financial Services
  • Craigavon Estate Planning
  • Craigavon Independent Financial Advice
  • Craigavon Investment Advice
  • Craigavon Cashflow Analysis
  • Craigavon Cheap Financial Advice
  • Craigavon Corporate Financial Planning
  • Craigavon Wealth Management
  • Craigavon Trustee Investments
  • Craigavon Life Insurance Advice

Financial Advisors Around Craigavon: Financial advice has recently been given in these Craigavon streets and roads - Lurgan Tarry, Plantation Road, Lawrence Square, Union Street Mews, Cambridge Avenue, Arthur Street, Victoria Street Place, Woodville Heights, Glenbrook Cottages, Bowens Mews, Bluestone Road, Drumgask Lane, Cooldreena, Ashgrove Park, Kings Park Mews, Brookehill, Annaloiste Road, Rutherford Park, Glenwood Park, Princes Street, Cherrytree Walk, Summerhill, Thornleigh, Bowens Meadow, River Glade Manor, Leansmount Road, Shaerf Drive, Jason's Court, Glenshane, as well as these local Craigavon postcodes: BT63 5HF, BT63 5EE, BT63 5FB, BT63 5JP, BT62 3NW, BT63 5JB, BT62 3UP, BT63 5FZ, BT63 5RX, BT62 1EL. People in these areas recently required help from a financial advisor. Craigavon residents were given dependable and top notch financial services in all cases.

For the latest local info relating to Craigavon, Northern Ireland check here

Independent financial advisor in BT63 area, and dialling code 028 38.

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(This financial advisor Craigavon page was edited and updated on 01-09-2022)