Financial Advisor Craigavon

Craigavon Independent Financial Advice & Investment

Financial Advisor Craigavon Northern Ireland (BT63): It can be an intimidating experience trying to locate a decent financial advisor advisor in the Craigavon area, particularly if it's the first time that you are seeking financial advice. Whether it is mortgage, investments, pension or even insurance guidance that you are after, there is one common rule for all professional financial advisors; they must all follow Financial Conduct Authority regulations. The good thing about this is that should a financial advisor who is FCA authorised give you poor advice, and things go awry, you have guarantees, and can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to have it put right.

Free Craigavon Financial Advisor Quotes

When selecting a financial advisor in Craigavon, a good place to start could be friends and family, however you must bear in mind that your circumstances might not be in line with theirs, and you might need a different sort of advice. Financial advice must be specifically tailored to your unique circumstances, and you will discover that certain financial advisors might not be appropriate for you. To explore the options that they are offering and find a financial advisor that you can trust and feel at ease with, it is wise to speak with at least three different companies, because after all picking a financial advisor is a big decision.

Financial Advisor Craigavon Northern Ireland (BT63)

Independent financial advisors and restricted advisors, are the 2 principal kinds of financial advisor in Craigavon. Offering a more extensive range of options, an IFA will not be limited to the products and services of a single company. Independent financial advice must be provided in an impartial way and across the entire gamut of financial companies and products. This enables you to choose from the widest possible range of services to suit your needs. A restricted financial advisor may be involved with an individual product, as with a mortgage advisor, or be limited to services and products from a single provider.

The FCA requires that any Craigavon financial advisor must tell you about their charges, before taking you on as a client. You might be charged by the hour, a set fee or even a proportion of your investment, based on kind of services you're looking for. To discuss your goals and see if the advisor is a good fit for your circumstances, a free initial consultation could be offered. In some larger Craigavon firms, you might find that your account is managed by a team rather than an individual advisor.

Financial Advisors Craigavon UK (028 38)

You will be required to fill out a "Fact Find" document, which is a confidential disclosure form relating your objectives and financial situation to the advising company. You'll also be given an Initial Disclosure Document, or Key Facts Document, which provides you with details about the financial advisor, their status to offer restricted or independent advice and the extent of their permissions in the financial arena. Your legal rights should also be spelled out in this document, together with the options you can take if you wish to submit a complaint because you're not satisfied with the service you are given. It should be typed out in plain language and describe what you're signing up for, and any potential benefits and risks that exist if you choose to go along with the advice offered. The level of cooling-off period should also be fully explained in this Key Facts Document. This enables you to cancel the agreement with your financial advisor within a certain time period, and whenever any penalties are incurred.

When speaking to the financial advisor the very first time ensure that you check their experience and qualifications. After all you are just about to entrust your financial wellbeing to their expertise, so you shouldn't be embarrassed about asking these questions. Every financial advisor in Craigavon must be in a position to present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. When checking the Financial Services Register, you should not panic if your particular advisor's name doesn't show up on there; you will probably locate the firm name, and that means the regulations covers all of their staff. If these cannot be presented the person may still offer financial guidance rather than financial advice. In terms of finance guidance differs to advice and isn't regulated in the same way. Therefore there isn't any recourse for the client if financial errors occur.

Financial Advisor Quotes in Craigavon Northern Ireland

You'll be asked about the level of risk you are willing and able to take, if you are seeking advice on investments. Substantial rewards may be possible with high risk investments, but you could also lose all or some of your cash. Your savings objectives will have to be taken into account if decent investment and financial advice is to be given, i.e. how much money you want to invest, short or long term investments and how quickly you need access to your funds. You should always ask yourself the one crucial question, how much can you afford to lose. Generally known as your 'capacity for loss', this will quite likely have an effect on products and services that you are offered.

Financial Advice Near Craigavon Northern Ireland

If you already have any current regular outgoing payments, investments, savings accounts or mortgage loans, you'll want to let your financial advisor know about these. To make certain that you get the best advice for you, they need to gather a full and clear picture of your financial situation. Diversifying your savings and investments by spreading the risk across various different products, is a vital part of reliable financial advice. With a knowledge of the best areas to consider, an experienced financial advisor will concentrate on products that most closely fit in with your financial circumstances and goals.

Communicating in in the simplest terms possible, your financial advisor will reveal the complex world of finance and investment. This will enable you to compare products and services which match your needs, and come to an informed decision. If the environment is at the forefront of your mind, you could perhaps ask that ethical investment and savings schemes take top priority. You will then be able to steer clear of firms that corporations meet your requirements, and instead lend your support to those organisations and companies that address your concerns, for example zero carbon or green energy.

It's not always easy to have a close working relationship with a financial advisor in Craigavon without this impacting on your work life and other obligations. This can be reduced by augmenting one-on-one appointments with telephone calls and video conferencing, thus allowing you to get the advice you need at convenient times. Even if you hardly ever have a one-on-one meeting with your personal advisor, an experienced financial advice firm in Craigavon will have rigorous measures in force to keep your details secure and confidential, because home and remote working is now a large part of our society.


The value of your investments can fall as well as rise, and this is something that you must bear in mind. It can be very frustrating and worrying if your investment fails to make as much money as you were hoping for. However, unless it is due to incorrect or misleading information from your advisor a downward spiral in your investment is not a recognised grounds for complaint.

Independent Financial Advisor Near Craigavon (BT63)

As indicated in the Key Facts Document, any disputes should commence with the firm's complaints procedure. You can inform the Financial Ombudsman of the situation if it is unresolved within the timeframe set out by the regulating body, and your financial advisor is registered with the Financial Conduct Authority.

The Financial Ombudsman will look into the cause for complaint and come to a decision. A decision will be made on how to rectify or financially compensate the customer, if the complaint is upheld. Once the ruling has been accepted by the client it becomes a legally binding decision that the advisor and their company, must comply with. Any compensation as set out by the Financial Ombudsman will also take into account any distress, upset, inconvenience and trouble caused to the customer during the process.

Book a Financial Advisor in Craigavon UK

Financial advice can be provided in Craigavon and also nearby in: Aghalee, Banbridge, Magheralin, Moira, Lurgan, Derrymacash, Dollingstown, Portadown, Gilford, Dungannon, Dromara, Coalisland, Upper Ballinderry, Tandragee, Dromore, Waringstown, together with these postcodes BT63 5TN, BT63 5AS, BT63 5BL, BT63 5TW, BT63 5TD, BT63 5HE, BT63 5RY, BT63 5DS, BT63 5BS, BT62 1PB. Local Craigavon financial advisers will likely have the phone code 028 38 and the postcode BT63. Click on the "enquiry" banner to get details about financial advisors in your location.

A Financial Advisor's Daily Tasks

  • A financial advisor produces in-depth financial reports.
  • A financial advisor works with associates to gather statistics, trends and market information.
  • A financial advisor provides education, counselling and consultation regarding investments and finances.
  • A financial advisor researches financial products and explains them clearly and simply to customers.
  • A financial advisor keeps abreast of law changes and new financial products.
  • A financial advisor keeps a record of clients and transactions.
  • A financial advisor meets sales and performance targets.
  • A financial advisor negotiates with providers of financial products.
  • A financial advisor updates customers regarding their investments.
  • A financial advisor chats with clients about their finances and plans.

Necessary Skills to be a Financial Advisor

  • Effective skills in customer service for establishing customer needs.
  • A competent level of math knowledge for creating financial strategies.
  • To pay attention to detail and be thorough.
  • To be able to network and establish solid relationships with clients.
  • To be self-motivated and organised.
  • A thorough understanding and knowledge of economics and accounting with regard to financial products and markets.
  • To be capable of using a computer and the appropriate software.
  • Excellent verbal communication skills.
  • Excellent management skills for the negotiation of product rates.
  • The ability to promote products and services.
  • Active listening and interpersonal skills.

Financial Advice Enquiries Northern Ireland

Financial Advice Enquiries Northern Ireland

The latest Northern Ireland financial advice enquiries: Mr and Mrs Hadfield from Ballyclare, Northern Ireland recently enquired about offshore investments. Mr and Mrs Rooney from Castlederg recently asked for information on pensions. Brandon and Leyla Forsyth from Portrush recently enquired about life assurance. Adriana and Grayson Pryor from Ahoghill recently asked for information on pensions. Cadi Clifford and Louis Clifford from Coalisland, Northern Ireland recently asked for information on offshore investments. Ziggy York and Lillie-Rose York from Ballykelly recently enquired about family income benefit. Maxwell and Maya Kenny from Richhill recently enquired about family income benefit. Lennox Bourne from Coalisland recently asked for information on family income benefit.

Craigavon Financial Advice Services

Financial Advice Tasks Craigavon

There are a number of different services that are provided by your local Craigavon financial advisor including tax planning in Craigavon, mutual funds, portfolio management in Craigavon, pension advice Craigavon, financial services Craigavon, retirement planning, ISA's, life assurance in Craigavon, family income benefit, income protection advice in Craigavon, annuity purchases in Craigavon, divorce financial planning, bridging finance, financial planning, pension consolidation, investment plans, annuities in Craigavon, pension drawdowns, stakeholder pension advice, pension planning in Craigavon, will writing services, financial analyst services in Craigavon, investment planning, trustee investment services in Craigavon, equity release advice, and more.

Financial Advisors Northern Ireland

Advisors Financial Advisers BT63 Services Investment Craigavon Financial Advisor 028 38 Financial Advice Advice Advisor Northern Ireland

In Northern Ireland you will likewise find: Lisnaskea financial advice, Warrenpoint financial advice, Greenisland financial advice, Maghaberry financial advice, Eglinton investment advisors, Hilltown financial advisors, Keady financial advisors, Crumlin investment advisors, Keady investment advisors, Draperstown financial advisors, Waringstown financial advisors, Strabane financial advisors, Kilkeel investment advisors, Downpatrick financial advice, Culmore financial advice, Moneymore investment advice, Saintfield investment advice, Rathfriland financial advisors, Maghaberry investment advisors, Limavady investment advisors, Lisnaskea investment advisors, Millisle financial advisors, Culmore investment advisors, Ballygowan financial advice, Keady investment advice, Larne financial advice, Bessbrook financial advisors, Cookstown investment advice, Springvale investment advice.


Financial Advisors Near Craigavon

Also find: Lurgan financial advisors, Derrymacash financial advisors, Portadown financial advisors, Dromore financial advisors, Coalisland financial advisors, Tandragee financial advisors, Magheralin financial advisors, Dollingstown financial advisors, Gilford financial advisors, Waringstown financial advisors, Dromara financial advisors, Aghalee financial advisors, Upper Ballinderry financial advisors, Moira financial advisors, Banbridge financial advisors, Dungannon financial advisors and more.

Craigavon Financial Advice Services

Find a Financial Advisor in Craigavon Here
Financial Advice Enquiries in Craigavon Northern Ireland (028 38)
  • Craigavon Pension Advice
  • Craigavon Retirement Planning
  • Craigavon Mortgage Advice
  • Craigavon Corporate Financial Planning
  • Craigavon Financial Advice Quotes
  • Craigavon Financial Services
  • Craigavon Cheap Financial Advice
  • Craigavon Investment Advice
  • Craigavon Inheritance Advice
  • Craigavon Trustee Investments
  • Craigavon Cashflow Analysis
  • Craigavon Wealth Management
  • Craigavon Tax Advice
  • Craigavon Life Insurance Advice

Financial Advisors Around Craigavon: In Collingdale, Knockshee, Bleary Road, Ardboe Drive, Waring Street, McGreavy Drive, Shankill Street, Ashdene Park, New Line, Ennis Tarry, Burren Close, Clougher Court, Windsor Avenue Place, Connaught Park, Cottage Road, Foxgrove, Woodville Avenue, Antrim Close, Gilpinstown, Sperrin Drive, Kilwilke Road, Turmoyra Court, Annesborough Mews, Derrytrasna Road, Old Portadown Road, Oakleigh Grove, Viewfield, Monroe Avenue, Lime Grove, as well as these Craigavon area postcodes: BT63 5TN, BT63 5AS, BT63 5BL, BT63 5TW, BT63 5TD, BT63 5HE, BT63 5RY, BT63 5DS, BT63 5BS, BT62 1PB, folks have just recently needed financial and investment advice.

More Craigavon Services: Needless to say, whenever you're looking at your finances in Craigavon, Northern Ireland, you will probably be in need of all kinds of different services and apart from a financial advisor in Craigavon, Northern Ireland, you could also need investment advisors in Craigavon, mortgage brokers in Craigavon, property law & conveyancing in Craigavon, estate planning in Craigavon, mortgage advice in Craigavon, accountants in Craigavon, wills in Craigavon, business consulting in Craigavon, business financial planning in Craigavon, solicitors in Craigavon, contracts lawyers in Craigavon, payroll services in Craigavon, debt recovery & collection in Craigavon, family lawyers in Craigavon, banruptcy lawyers in Craigavon, bookkeepers in Craigavon, tax preparation in Craigavon, and other different Craigavon experts.

For local info on Craigavon, Northern Ireland take a look here

Independent financial advisor in BT63 area, and dialling code 028 38.

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