Financial Advisor Great Torrington

Great Torrington Independent Financial Advice & Investment

Financial Advisor Great Torrington Devon (EX38): Finding a reliable financial advisor advisor in the Great Torrington area can be an intimidating experience, especially if you're seeking financial advice for the very first time. Nevertheless, all professional financial advisors have one thing in common; they must all stick to the regulations laid down by the FCA (Financial Conduct Authority), whether you are after investment, pensions, mortgage or even insurance guidance. This comes with various guarantees, thus after taking advice from a FCA authorised financial advisor in Great Torrington, you can seek reparation from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if anything goes wrong.

Free Great Torrington Financial Advisor Quotes

A good starting point in choosing a financial advisor in Great Torrington can be friends and neighbours, but remember that the type of advice you're looking for might be different to theirs. Any advice they provide needs to be tailored to your particular situation, and not every financial advisor is suitable for everybody. It is a good idea to speak to at least 3 different companies when you're choosing a financial advisor, because this is a big decision, and you need to find one that you feel comfortable with and can trust, and investigate the options they can provide.

Financial Advisor Great Torrington Devon (EX38)

When you're looking to pick a financial advisor in Great Torrington, there are 2 principal types; independent financial advisors and restricted advisors. The advantage of using an independent financial advisor is that they should not be confined to the services and products of a single provider, and can offer a wide range of options. Independent financial advice should encompass the full gamut of financial products and companies, and should be given in an impartial way. Consulting an IFA should allow you to pick from the broadest possible array of products. A restricted advisor might be focused on an individual product, as with a mortgage advisor, or be limited to services and products from one particular firm.

Before accepting you as a client, any financial advisor in Great Torrington must discuss their charges with you, as required by the Financial Conduct Authority. You might be charged by the hour, a set fee or perhaps even a proportion of your investment value, contingent on services you're looking for. To discuss your aims and determine whether the advisor is the proper choice for you and your circumstances, a free preliminary consultation could be offered. Your account may be handled by a team rather than a single advisor, if you opt to go with one of the larger companies in Great Torrington.

Financial Advisors Great Torrington UK (01805)

Before any actual financial advice is given you'll have to complete a confidential disclosure form, called a "Fact Find" document, which tells the advising firm about your ambitions and financial situation. You should also be given a Key Facts or Initial Disclosure Document, which gives you information regarding the financial advisor, their status to offer independent or restricted advice and their range of permissions in the financial arena. Your own legal rights should also be laid out in this document, in addition to the possible options you can take if you need to make a complaint because you are not satisfied with the service you're given. It should describe what you're signing up for, and any possible risks and benefits if you elect to take the offered advice, and it has to be laid out in plain English. This document should also tell you about the level of cooling-off period. This allows you to cancel your agreement within a specific time period, and if any penalty charges are incurred.

You'll want to check what experience and qualifications the financial advisor has the first time you talk to them. You should never be embarrassed about asking such questions, after all you're on the verge of entrusting your financial future to their skill. A Level 4 qualification is the minimum certification for any financial advisor in Great Torrington, and they must also be in a position to present an annual Statement of Professional Standing. If your advisor's name does not appear on the Financial Services Register, you shouldn't panic, the firm the individual works for should be found on the register and their advisors are all covered by the legislation. If they're not able to present this proof, the person can't offer advice but is permitted to offer financial guidance. Guidance is somewhat different to advice as it isn't regulated, and if mistakes are made there will probably be no recourse to the client.

Financial Advisor Quotes in Great Torrington Devon

You'll be asked about the level of risk you are willing and able to accept, if you are seeking advice on investments. High risk investments could offer larger rewards, but some or all of your funds could be lost. Your savings aims should be carefully considered if the best financial and investment advice is to be given, i.e. how much capital you want to invest, short or long term investments and how rapidly you need access to your money. The one question that you should ask of yourself, which is often ignored, is how much you can actually afford to lose. This might influence the services and products that you're offered, and is called your capacity for loss.

Financial Advice Near Great Torrington Devon

If you have already got any existing investments, mortgage loans, regular outgoings or savings accounts, you'll want to let your financial advisor know about these. To ensure that you receive the most suitable advice for you, they need to have a full and clear picture of your financial circumstances. Diversifying your investments and savings by spreading the risk across various different products, is a vital part of reliable financial advice. A competent financial advisor in Great Torrington will be aware of the best products to consider, which match your goals and your financial situation.

Communicating in in the simplest terms possible, your financial advisor will lay bare the complex world of finance and investment. You should be in a position to come to an informed and educated decision when you have compared the various services and products that match your needs. If environmental issues are at the forefront of your mind, you could maybe ask that ethical savings and investments take top priority. This allows you to give your support to firms and businesses which match your concerns, e.g. zero carbon or renewable energy, or perhaps staying away from investments that do not meet your standards.

Having constant interactions with a financial advisor in Great Torrington could create problems with your work life and other responsibilities. To allow you to get advice at times that suit you, face-to-face meetings can be backed up with video conferencing and telephone calls. Home and remote working is now commonplace, and a professional financial advice company in Great Torrington will have strict measures in force to keep your details confidential and secure, even if you rarely have a face-to-face meeting with your advisor.


Investments can go down as well as up, since the financial world can be a volatile one. If your investment isn't making as much money as you hoped for, it can be incredibly demoralising and stressful. Regrettably, a downward spiraling of your investment is not seen as a cause for complaint, unless it is down to misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Great Torrington (EX38)

Any complaints should begin with the company's official complaints procedure as indicated in the Key Facts Document. You can tell the Financial Ombudsman about the problem if it is unresolved within the time schedule laid down by the regulating authority, and your financial advisor is registered with the Financial Conduct Authority.

The Financial Ombudsman will independently review the cause for complaint and come to a decision. A decision is made on how to financially compensate the customer, if the complaint is upheld. The advisor and their company must comply with any decision that's made by the Ombudsman, which becomes a legally binding decision once the client has accepted it. The Financial Ombudsman will also take into account any trouble, distress, upset and inconvenience caused to the client during the situation, and set the level of compensation proportionately.

Book a Financial Advisor in Great Torrington UK

Financial advice can be provided in Great Torrington and also in nearby places like: Torrington, Little Torrington, Stibb Cross, Monkleigh, Beaford, Roborough, Taddiport, Langtree, Yarnscombe, Buckland Brewer, Littleham, Weare Gifford, Frithelstock, Saltrens, and in these postcodes EX38 8AN, EX38 8EZ, EX38 7NR, EX38 8DB, EX38 7DG, EX38 8BU, EX38 7AH, EX38 8AT, EX38 8AY, EX38 7AR. Local Great Torrington financial advisors will probably have the telephone code 01805 and the postcode EX38. Checking this out can guarantee that you access local financial advisers. Great Torrington property owners will be able to utilise these and countless other related services. Simply click the "enquiry" banner to get specifics of financial advisors in your location.

Required Skills for Financial Advisors

  • An outstanding knowledge of accounting and economics relating to financial markets and products.
  • An outstanding level of maths knowledge for developing financial packages.
  • The ability to sell services and products.
  • Good skills in verbal communication.
  • Good skills in customer service for identifying client requirements.
  • To have good time management skills.
  • Attentive listening skills.
  • To be thorough and pay attention to detail.
  • Effective business management skills for the negotiation of product rates.
  • To be able to network and establish relationships with clients.
  • To be confident in using a computer and the primary software.

Great Torrington Financial Advice Services

Financial Advice Tasks Great Torrington

There is a variety of services that can be provided by your local Great Torrington financial advisor including death benefits in Great Torrington, trustee investment services, will writing services, inheritance tax planning, independent financial advice in Great Torrington, pension transfer advice, pension consolidation, corporate financial planning, familt controlled trusts, bridging finance, saving for children, savings advice in Great Torrington, life assurance advice, personal protection in Great Torrington, investment bonds, pension advice, business financial planning, annuity purchase in Great Torrington, investing an inheritance, offshore investment advice Great Torrington, cheap financial advice, equity release, retirement plans Great Torrington, unit trusts, critical illness cover, pensions in divorce Great Torrington, investment consolidation Great Torrington, life insurance in Great Torrington, corporate bonds Great Torrington, general financial planning, and lots more. Listed are just some of the duties that can be undertaken by a financial advisor. Great Torrington professionals will be happy to inform you of their full range of services.

A Financial Advisor's Daily Duties

  • A financial advisor meets targets for sales and performance.
  • A financial advisor chats with clients about their finances and plans.
  • A financial advisor keeps up to date with new financial products and regulation changes.
  • A financial advisor updates clients about their investments.
  • A financial advisor negotiates with providers of financial products.
  • A financial advisor provides consultation, education and counselling with regards to investments and finances.
  • A financial advisor works with colleagues to collect statistics, trends and market information.
  • A financial advisor researches financial products and explains them clearly and simply to clients.
  • A financial advisor maintains a record of customers and transactions.
  • A financial advisor produces financial reports.

Financial Advisors Near Great Torrington

Also find: Torrington financial advisers, Monkleigh financial advisers, Roborough financial advisers, Buckland Brewer financial advisers, Yarnscombe financial advisers, Taddiport financial advisers, Weare Gifford financial advisers, Saltrens financial advisers, Little Torrington financial advisers, Frithelstock financial advisers, Langtree financial advisers, Beaford financial advisers, Littleham financial advisers, Stibb Cross financial advisors and more. All of these villages and towns are catered for by local financial advisers. Great Torrington residents can get estimates by going here.

Great Torrington Financial Advice Services

Find a Financial Advisor in Great Torrington Here
Financial Advice Enquiries in Great Torrington Devon (01805)
  • Great Torrington Independent Financial Advice
  • Great Torrington Tax Advice
  • Great Torrington Estate Planning
  • Great Torrington Mortgage Advice
  • Great Torrington Financial Services
  • Great Torrington Trustee Investments
  • Great Torrington Retirement Planning
  • Great Torrington Financial Advice Quotations
  • Great Torrington Inheritance Advice
  • Great Torrington Cashflow Analysis
  • Great Torrington Life Insurance Advice
  • Great Torrington Investment Advice
  • Great Torrington Cheap Financial Advice
  • Great Torrington Pension Advice

Financial Advisors Around Great Torrington: Financial advisors were recently needed by folks living in South Street, East Street, Hunterswood, Hatchmoor Road, Crowbeare Meadow, Potacre Street, Dartington Fields, Dartington Close, Trafalgar Drive, Villa Road, Warren Close, Station Hill, Gas Lane, Martins Close, Roscoff Close, Kingsmead Drive, Eskil Place, Calf Street, Hopton Drive, Borough Road, Burwood Lane, Doe Court, Morton Drive, Halsdon Terrace, Bastard's Lane, Cromwell Close and these Great Torrington postcodes: EX38 8AN, EX38 8EZ, EX38 7NR, EX38 8DB, EX38 7DG, EX38 8BU, EX38 7AH, EX38 8AT, EX38 8AY, EX38 7AR. People living in these areas recently needed help from a financial advisor. Great Torrington residents were given professional and dependable financial services in every case.

Great Torrington Financial Advisor Jobs: Find financial advisor jobs in Great Torrington by going here: Financial Advisor Jobs Great Torrington

For local info on Great Torrington, Devon look here

Independent financial advisor in EX38 area, (dialling code 01805).

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(This financial advisor Great Torrington page was updated on 01-09-2022)