Financial Advisor Frodsham

Frodsham Independent Financial Advice & Investment

Financial Advisor Frodsham Cheshire (WA6): Locating a good financial advisor advisor in the Frodsham area can be a challenging experience, in particular if you're needing financial advice for the first time. Whether you're searching for investments, mortgage, pension or even insurance advice, all professional financial advisors have one thing in common; they must all conform to the regulations laid down by the FCA (Financial Conduct Authority). The advantage of this is that should a financial advisor who is FCA authorised give you poor advice, and anything goes wrong, you've got guarantees, and are able to go to the Financial Ombudsman or the Financial Services Compensation Scheme to get things put right.

Free Frodsham Financial Advisor Quotes

When selecting a financial advisor in Frodsham, a decent place to begin could be friends and neighbours, however you must keep in mind that your circumstances may not be the same as theirs, and you may need a different sort of advice. Their advice needs to be adapted to your specific situation, and not every financial advisor is suitable for everyone. To investigate the options that they are offering and find a financial advisor you can trust and feel at ease with, it pays to speak with at least three different firms, because choosing a financial advisor is a major decision.

Financial Advisor Frodsham Cheshire (WA6)

There are two principal kinds of financial advisor in Frodsham; restricted advisors and independent financial advisors. Offering a broader range of options, an IFA won't be restricted to the products or services of just one provider. Independent financial advice should encompass the full gamut of financial companies and products, and must be offered in an impartial way. Consulting an independent financial advisor should enable you to pick from the widest possible range of services. A restricted advisor may be focused on a single product, such as a mortgage advisor, or be restricted to products and services from a particular company.

Before any financial advisor in Frodsham takes you on as a client, they're required by the Financial Conduct Authority to be transparent about their charges. You may be charged by the hour, a set fee or maybe even a proportion of your investment value, based on type of service you require. You might be offered a free preliminary consultation to enable you to discuss your goals and determine whether the advisor is a good fit for your circumstances. Your account may be handled by a team as opposed to a single advisor, if you decide to go with one of the bigger firms in Frodsham.

Financial Advisors Frodsham UK (01928)

To describe your desired goals and financial situation to the advising company, you'll be required to fill out a "Fact Find" form, which is a confidential disclosure document. You'll also be given an Initial Disclosure, or Key Facts Document, which gives you details about the financial advisor, their status to offer restricted or independent advice and the extent of their permissions in the financial market. This document should also lay out your rights and the options you can take if you're not satisfied with the service, and wish to complain. It should be written in plain language and describe what you're signing up for, and any potential benefits and risks that exist should you opt to accept the advice offered. This document should also inform you about the cooling-off period. This allows you to cancel the contract within a certain period of time, and whenever any penalty charges have to be paid.

The first time you are talking with your financial advisor ensure that you check what qualifications and experience they have. After all you are just about to entrust your long-term financial wellbeing to their skill, so you shouldn't be embarrassed about asking these questions. Every Frodsham financial advisor must present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When checking the Financial Services Register, you don't need to freak out if your financial advisor's name does not appear on there; you will probably locate the company name, and that means the regulations covers all of their advisors. If they're unable to supply this proof, the person cannot offer advice but can offer financial guidance. In financial terms guidance is different to advice and is not regulated. Therefore there is no recourse for either party if errors occur.

Financial Advisor Quotes in Frodsham Cheshire

You will be asked the amount of risk you're prepared to take on, if you are seeking advice on investing money. High risk investments may offer better rewards, but all or some of your cash could be lost. In order to get the most beneficial investment and financial advice, your savings aims will need to be carefully considered, i.e. short or long term investments, how rapidly you need access to your funds and how much you wish to invest. You should always ask yourself the one vital question, how much money can you truly afford to lose. This is called your capacity for loss and might influence the products and services that could be offered to you.

Financial Advice Near Frodsham Cheshire

If you already have any current mortgage loans, regular payments, investments or savings accounts, you have to tell your financial advisor about these. This will give a clear picture of your financial situation, without which the advice given may not be the most suitable for you. Spreading the risk across a number of different products through the diversification of your savings and investments, is something that sound financial advice should encompass. So as to match your goals and financial circumstances, a competent financial advisor in Frodsham will understand the best products to consider.

Your financial advisor will attempt to communicate in the clearest possible way, while revealing the complex world of finance. This will allow you to compare products and services which meet your needs, and make an informed decision. You could ask your advisor to only specify ethical investment and savings schemes. This will allow you to lend support to businesses and companies which match your concerns, e.g. zero carbon or green energy, or perhaps steering clear of investments that do not meet your criteria.

It may prove difficult to manage your work and other obligations around a close working relationship with a financial advisor in Frodsham. Face-to-face meetings can be complemented with telephone calls and video conferencing to allow you to seek advice at times that suit you. Even if you hardly ever have an in-person meeting with your personal advisor, an established financial advice firm in Frodsham will have strict measures in force to ensure your details are kept secure and confidential, because working from home and remote working is now a large part of our society.


Investments can easily go down as well as up, because the financial sector can be volatile. If your investment isn't making as much money as you were hoping for, it can be incredibly worrying and frustrating. A downward trend in your investment is not seen as a cause for complaint, unless your advisor has given you wrong or misleading information.

Independent Financial Advisor Near Frodsham (WA6)

Any complaints should begin with the company's complaints procedure as laid out in the Key Facts Document. If the matter is unresolved within the time-frame set by the regulating body, and the advisor is a member of the FCA, you can notify the Financial Ombudsman.

The Financial Ombudsman will independently review the cause of the complaint and make a ruling. If the complaint is found to be justified, a decision is made on how to rectify or financially compensate the customer. Once agreed on by the customer, the ruling becomes a legally binding one, and the advisor and their company must abide by it. The Financial Ombudsman will also account for any inconvenience, annoyance, distress and trouble caused to the customer during the situation, and establish the level of compensation accordingly.

Book a Financial Advisor in Frodsham UK

Financial advice can be provided in Frodsham and also in: Netherton, Sutton Weaver, Runcorn, Manley, Palacefields, Avanley, Elton, Halton, Overton, Warrington, Helsby, Bradley, Kingswood, Weston Point, Brookvale, Beechwood, Weston, Kingsley, as well as in these postcodes WA6 6AQ, WA6 6BY, WA6 6EN, WA6 6EG, WA6 6HQ, WA6 6SP, WA6 6RH, WA6 6PZ, WA6 6AU, WA6 6EQ. Locally based Frodsham financial advisers will probably have the postcode WA6 and the phone code 01928. Click the "enquiry" banner to get info on financial advisors in your location.

Skills and Knowledge Needed to be Financial Advisors

  • To have the ability to listen attentively
  • To be self-motivated and organised.
  • Good customer service skills for finding out customer requirements.
  • To have excellent IT skills.
  • A thorough knowledge and understanding of accounting and economics with regard to financial markets and products.
  • The ability to promote financial products and services.
  • Excellent management skills for negotiating product rates.
  • A good level of mathematical knowledge for creating financial strategies.
  • To be thorough and pay attention to detail.
  • To be able to network and build relationships with clients.
  • Good verbal communication skills.

Frodsham Financial Advice Services

Financial Advice Tasks Frodsham

There is a variety of services which can be provided by your local Frodsham financial advisor including pension transfer advice Frodsham, life assurance Frodsham, corporate bonds, business planning Frodsham, general financial planning in Frodsham, unit trusts, investment bonds, long term care fee planning in Frodsham, mortgage financial planning in Frodsham, independent financial advice, portfolio management, corporate financial planning, pension consolidation in Frodsham, wealth management & investments Frodsham, tax planning, inheritance tax planning in Frodsham, life insurances Frodsham, divorce financial planning in Frodsham, annuity purchase in Frodsham, pension reviews, cashflow analysis, trustee investment services, ethical investments in Frodsham, personal financial planning, will writing services, and more.


Financial Advisors Near Frodsham

Also find: Palacefields financial advisors, Kingsley financial advisors, Runcorn financial advisors, Manley financial advisors, Halton financial advisors, Beechwood financial advisors, Sutton Weaver financial advisors, Warrington financial advisors, Elton financial advisors, Bradley financial advisors, Brookvale financial advisors, Overton financial advisors, Weston financial advisors, Avanley financial advisors, Weston Point financial advisors, Helsby financial advisors, Netherton financial advisors, Kingswood financial advisors and more.

Frodsham Financial Advice Services

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Financial Advice Enquiries in Frodsham Cheshire (01928)
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  • Frodsham Life Insurance Advice
  • Frodsham Trustee Investments
  • Frodsham Cashflow Analysis
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  • Frodsham Corporate Financial Advice
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  • Frodsham Inheritance Advice
  • Frodsham Tax Advice
  • Frodsham Wealth Management
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  • Frodsham Financial Advice

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Financial Advisors Around Frodsham: In the previous year financial advice was provided in the following Frodsham streets: Ellis Lane, School Lane, Netherton Drive, Manley Road, Langdale Way, Volunteer Street, Blue Hatch, Moorditch Lane, Simons Lane, Quay Side, Moor Lane, Bridgewater Close, Newlands Close, Hawthorne Road, Greenacres, Pinmill Brow, Grasmere Road, Sandfield Court, Ashton Drive, Top Road, Belvedere Close, Williams Way, Plumpstons Lane, Rake Lane, Meadowside, Middle Walk, Woolley Close, and in these Cheshire postcodes: WA6 6AQ, WA6 6BY, WA6 6EN, WA6 6EG, WA6 6HQ, WA6 6SP, WA6 6RH, WA6 6PZ, WA6 6AU, WA6 6EQ.

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Frodsham Financial Advisor Jobs: Get financial advisor jobs near Frodsham by going here: Financial Advisor Jobs Frodsham

Independent financial advisor in WA6 area, phone code 01928.

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