Financial Advisor Walmer

Walmer Independent Financial Advice & Investment

Financial Advisor Walmer Kent (CT14): It can be an intimidating experience trying to find a good financial advisor advisor in Walmer, in particular if it is the very first time that you're seeking financial advice. Whether it's pensions, investments, mortgage or even insurance advice that you're searching for, there's one common rule for all professional financial advisors; they all have to follow Financial Conduct Authority (FCA) regulations. The advantage of this is that should a financial advisor who is FCA authorised give you poor quality advice, and anything goes wrong, you've got guarantees, and are able to get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman to get it put right.

Free Walmer Financial Advisor Quotes

When picking a financial advisor in Walmer, a decent starting point could be friends and relations, however you must bear in mind that your circumstances may not be the same as theirs, and you may be in need of a different sort of advice. Not every financial advisor is suitable for everybody, and their advice needs to be tailored to your particular situation. It is wise to speak with at least 3 different companies when you are picking a financial advisor, as this is an important decision, and you need to find one that you can trust and feel at ease with, and check out the various options they offer.

Financial Advisor Walmer Kent (CT14)

Restricted advisors and independent financial advisors (IFA), are the two main kinds of financial advisor in Walmer. Offering a wider range of options, an independent financial advisor should not be confined to a single company's services or products. Independent financial advice should encompass the entire spectrum of financial products and companies, and must be offered in an unbiased way. If you opt to use an independent financial advisor, you will be able to select from the widest possible range of products, in order to find the right solution for you. A restricted advisor might be tied to products and services from a specific firm, or may even focus on one particular product, as can happen with a mortgage advisor.

Before taking you on as a client, any financial advisor in Walmer must fully discuss their charges with you, as required by the FCA. You could be charged a set fee, by the hour or maybe even a specific percentage of your investment, according to kind of services you require. A free preliminary consultation may be offered, so you can discuss your goals and situation to see if the advisor is the right choice. If you go to one of the bigger Walmer firms, your account may be managed by a team of advisors rather than one individual.

Financial Advisors Walmer UK (01304)

Before any advice is handed out you will be asked to complete a confidential disclosure form, called a "Fact Find" document, which informs the advising firm about your ambitions and financial situation. An Initial Disclosure, or Key Facts Document will also be handed to you, providing information regarding the financial advisors themselves, outlining their range of permissions in the financial sector and their status to offer restricted or independent advice. Your own legal rights will also be laid out in this document, in addition to your options if you need to submit a complaint because you aren't happy with the service provided. It has to be written in plain language and describe what you are signing up for, and any possible benefits and risks if you choose to accept the advice offered. The Key Facts Document should also tell you about the allowed cooling-off period. This permits you to cancel the contract with your financial advisor within a certain time period, and whenever any penalties have to be paid.

Make sure you check what qualifications and experience the financial advisor has the first time you talk to them. You should never be self-conscious about asking such questions, after all you're on the verge of entrusting your long-term financial wellbeing to their expertise. All financial advisors in Walmer must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. You should not freak out if your particular financial advisor's name doesn't show up on the Financial Services Register, so long as the company is listed on the register, their employees will be covered by the regulations. The individual may still offer financial guidance instead of advice, if these can't be presented. Guidance is somewhat different to advice as it isn't regulated, and if financial mistakes occur there will probably be no recourse to either party.

Financial Advisor Quotes in Walmer Kent

You will be asked about the amount of risk you're ready and able to take, if you are seeking advice on investing money. Many investments carry some degree of risk, but high risk investments may offer higher rewards, but also more chance of losing some or all of your money. Your savings objectives will need to be carefully considered if good investment advice is to be given, i.e. how much you wish to invest, long or short term investments and how rapidly you need access to your funds. One question you should ask of yourself, which is often overlooked, is how much money you can afford to lose. This could influence the services and products that you are offered, and is generally referred to as your 'capacity for loss'.

Financial Advice Near Walmer Kent

You will need to tell your financial advisor about any existing personal savings, regular outgoing payments, investments or mortgage loans. They'll need to know this, so they can get a picture of your financial situation and give the best advice for your needs. The diversification of your investments and savings by spreading the risk across a number of different products, is an essential part of sound financial advice. Having an understanding of the best areas to consider, an experienced financial advisor will favour products that fit in with your goals and financial situation.

Your financial advisor will try to communicate in the clearest possible way, while throwing open the complex world of finance. After comparing the products and services that match your needs, you should be in a position to come to an informed and considered decision. If environmental issues are important to you, you could perhaps ask that ethical savings and investment schemes take top priority. This doesn't just give you investment possibilities, but also enables you to lend your support to green energy or zero carbon projects, and stay clear of businesses and companies that don't share the same values as you do.

It could prove tricky to manage work and other commitments around a close working relationship with your financial advisor in Walmer. To allow you to seek advice at times that suit you, face-to-face appointments can be complemented with telephone calls and video conferencing. An experienced financial advice firm in Walmer will have stringent measures in place to keep your details confidential and secure, even if you rarely have a one-on-one meeting with your advisor, because remote and home working is now so common.


Investments can be a volatile area, and their values could go down as well as up. If your investment is not making the amount of money you were hoping for, it can be extremely worrying and frustrating. Unfortunately, a downward trend in your investment is not a recognised cause for complaint, unless it is down to wrong or misleading information from your financial advisor.

Independent Financial Advisor Near Walmer (CT14)

Any complaints should start with the company's official complaints procedure as indicated in the Key Facts Document. If the issue is unresolved within the time schedule set out by the regulating body, and your advisor is a member of the FCA, you can advise the Financial Ombudsman.

After looking into the cause of the complaint, the Financial Ombudsman will come to a decision on the issue. A decision is made on how to financially compensate the client, if the complaint is upheld. This will become legally binding once it has been agreed on by the client, and the advisor and their firm must abide by the ruling. Any upset, distress, trouble and inconvenience caused to the customer during the dispute, will be considered when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in Walmer UK

Financial advice can be provided in Walmer and also in: Tilmanstone, Eyethorne, Ringwould, Guston, Whitfield, Sandwich, Eastry, St Margarets at Cliffe, Lydden, Kingsdown, Deal, Betteshanger, Sholden, Dover, Worth, Elvington, Ripple, Great Mongeham, together with these postcodes CT14 7DR, CT14 7LN, CT14 7JY, CT14 7PX, CT14 7RD, CT14 7PA, CT14 7LS, CT14 7NH, CT14 7LT, CT14 7HD. Locally based Walmer financial advisors will probably have the dialling code 01304 and the postcode CT14. Verifying this should confirm that you access locally based financial advisers. Walmer property owners are able to utilise these and lots of other finance related services.

Financial Advisors Kent

Advisors Kent Advice Services Financial Financial Advice Advisers Financial Advisor Walmer CT14 01304 Advisor Investment

In the Kent area you will likewise discover: Thurnham financial advisors, Capel investment advice, Chiddingstone financial advisors, Coldred investment advisors, East Farleigh investment advisors, Dunton Green investment advice, Sutton Valence financial advice, Eastchurch financial advice, Lynsted financial advice, Ulcombe financial advisors, Burham financial advisors, Culverstone Green financial advice, Hartley investment advice, St Mary in the Marsh investment advisors, Tovil financial advice, Sundridge investment advisors, Cliffe financial advice, Wateringbury investment advisors, Tunstall financial advice, Littlebourne investment advice, Hartley financial advisors, St Mary in the Marsh financial advice, Sturry financial advisors, Lower Stoke financial advisors, Wateringbury financial advice, East Farleigh financial advice, Egerton financial advice, Broadstairs investment advisors, Lenham financial advice, Dymchurch financial advice.

Kent Financial Advice Enquiries

Financial Advice Enquiries Kent

The latest Kent financial advice enquiries: Anderson Banks from Hothfield, Kent recently asked for information on investment bonds. Kian and Elsa Ransom from Brenchley recently asked for information on pensions. Aron Tucker and Skyla Tucker from Kingsnorth recently asked for information on financial planning. Mr and Mrs Gibbons from Shepherdswell recently asked for information on financial planning. Liam Dunkley from Upchurch, Kent recently enquired about life assurance. Courtney Mcgrady and Guy Mcgrady from Barham recently asked for information on equity release. Oliwia and Shaun Hadfield from Sundridge, Kent recently enquired about pension advice. Mr and Mrs Maloney from Hersden, Kent recently enquired about life assurance. Most of these local residents searched for "Garden Fencing Kent" and noticed this web page on either Google, Bing or Yahoo.

Walmer Financial Advice Services

Financial Advice Tasks Walmer

There is a wide range of services which are provided by your local Walmer financial advisor including pensions in divorce, mortgage services, cashflow planning, investment bonds Walmer, wealth management & investments Walmer, unit trusts Walmer, trustee investment services in Walmer, life assurance, multi-asset portfolios, bereavement benefit advice, bridging finance, inheritance tax planning, offshore investments Walmer, money planning, pension transfers in Walmer, pension consolidation, life insurances in Walmer, cheap financial advice, personal protection Walmer, business planning Walmer, family income benefit Walmer, cash flow modelling in Walmer, pension planning, annuities, investment consolidation Walmer, portfolio management Walmer, tax financial planning, annuity purchases, pension reviews, familt controlled trusts, and lots more. Listed are just a handful of the activities that can be accomplished by a financial advisor. Walmer professionals will tell you about their whole range of services.


Financial Advisors Near Walmer

Also find: Worth financial advisers, Kingsdown financial advisers, Dover financial advisers, Lydden financial advisers, Ringwould financial advisers, Sandwich financial advisers, Elvington financial advisers, Betteshanger financial advisers, Great Mongeham financial advisers, Tilmanstone financial advisers, St Margarets at Cliffe financial advisers, Sholden financial advisers, Deal financial advisers, Eastry financial advisers, Whitfield financial advisers, Guston financial advisers, Eyethorne financial advisers, Ripple financial advisors and more. All of these places are served by local financial advisers. Walmer residents can get financial advice price quotes by clicking here.

Walmer Financial Advice Services

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Financial Advice Enquiries in Walmer Kent (01304)
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Financial Advisors Around Walmer: Over the past twelve months financial advice was provided in these Walmer streets: York Road, Boundary Road, Kelvedon Road, Willingdon Place, Badgers Rise, James Hall Gardens, Liverpool Road, The Strand, Victoria Road, Jubilee Drive, Halliday Drive, Bamford Way, Somerset Road, Ravenscourt Road, Glen Road, Granville Road, Warwick Road, White Acre Drive, Dowell Mews, Lord Warden Avenue, Lawn Road, Admiralty Mews, Herschell Square, Chater Close, Kingsland Gardens, Poets Walk, Finch Mews, and in these Kent postcodes: CT14 7DR, CT14 7LN, CT14 7JY, CT14 7PX, CT14 7RD, CT14 7PA, CT14 7LS, CT14 7NH, CT14 7LT, CT14 7HD. Folks residing in these areas recently needed the help of a financial advisor. Walmer residents were given dependable and professional financial services in every case.

More Walmer Services: Needless to say, whenever you happen to be looking at your finances in Walmer, Kent, you'll probably be in need of all types of different services and along with a financial advisor in Walmer, Kent, you could additionally need family lawyers in Walmer, mortgage advice in Walmer, property law & conveyancing in Walmer, investment advisors in Walmer, accounting in Walmer, mortgage brokers in Walmer, tax preparation in Walmer, bookkeepers in Walmer, solicitors in Walmer, debt recovery & collection in Walmer, business consulting in Walmer, banruptcy lawyers in Walmer, payroll services in Walmer, wills & probate in Walmer, estate planning in Walmer, contracts lawyers in Walmer, business financial planning in Walmer, and other different Walmer experts.

If you're interested in local Walmer information look here

Independent financial advisor in CT14 area, phone code 01304.

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(This financial advisor Walmer page was revised and updated on 01-09-2022)