Financial Advisor Whittlesey

Whittlesey Independent Financial Advice & Investment

Financial Advisor Whittlesey Cambridgeshire (PE7): If you are in search of financial advice for the very first time, trying to find a decent financial advisor advisor in Whittlesey can be a daunting experience. Whether it's mortgage, investments, pension or even insurance advice that you are searching for, there is one common rule for all qualified financial advisors; they must all abide by FCA (Financial Conduct Authority) regulations. The advantage of this is that should a financial advisor who is FCA certified give you poor advice, and anything goes wrong, you have guarantees, and can go to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to have it put right.

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When selecting a financial advisor in Whittlesey, a good starting point could be friends and relations, but you must remember that your circumstances might not be the same as theirs, and you may need a different kind of advice. Their advice needs to be personalised to your specific situation, and not every financial advisor is suitable for everyone. It is a good idea to speak to at least 3 different companies when you're considering a financial advisor, since this is a big decision, and you need to find one that you feel comfortable with and can trust, and investigate the various options they can provide.

Financial Advisor Whittlesey Cambridgeshire (PE7)

Independent financial advisors and restricted advisors, are the 2 principal types of financial advisor in Whittlesey. Offering a more diverse range of options, an independent financial advisor will not be limited to a single company's services or products. Covering the entire spectrum of financial companies and products, independent financial advice must be offered in an unbiased and impartial way to customers. Consulting an IFA should allow you to select from the widest possible array of services. If you use a restricted financial advisor you'll discover that they may be limited to services and products of a particular provider, or as with a mortgage advisor, might only be involved with one individual product.

Before any Whittlesey financial advisor accepts you as a client, they're required by the FCA to be transparent about their charges. You may be charged a set fee, by the hour or even a proportion of your investment, dependant upon kind of services you require. You could be offered a free first consultation to allow you to discuss your objectives and see if the advisor is a right fit for your circumstances. Your account may be handled by a team as opposed to a single advisor, if you opt to use one of the bigger Whittlesey companies.

Financial Advisors Whittlesey UK (01733)

Before any advice is given you will be asked to fill out a confidential disclosure form, known as a "Fact Find" document, which tells the advising firm about your targets and financial situation. You'll also be handed a Key Facts Document, or Initial Disclosure Document, which provides you with details of the financial advisor, their status to offer restricted or independent advice and the scope of their permissions in the financial sector. Your own legal rights should also be laid out in this document, along with the options you can take if you need to complain because you are not satisfied with the service you are given. It should be written in plain English and describe what you're committing yourself to, and any potential benefits and risks that exist should you opt to take the offered advice. The Key Facts Document should also tell you about the cooling-off period. Within a specific number of days, this makes it possible for you to cancel the agreement.

Ensure that you check the experience and qualifications of the financial advisor when you first speak with them. You needn't be embarrassed about asking such questions, after all you're on the verge of entrusting your financial future to their skill. A Level 4 qualification is the minimum required certification for any financial advisor in Whittlesey, and they must also be able to present you with an annual Statement of Professional Standing. If the advisor's name does not appear on the Financial Services Register, you don't need to freak out, the company the person works for will almost certainly be on the register and their staff are all covered by the regulations. If they are not able to supply these accreditations, the individual cannot offer advice but can offer financial guidance. Guidance is somewhat different to advice as it is not regulated, and if mistakes occur there may be no recourse to either party.

Financial Advisor Quotes in Whittlesey Cambridgeshire

You'll be asked about the level of risk you're prepared to accept, if you are seeking advice on investing money. Many investments carry some element of risk, but higher risk investments could offer substantial rewards, and also more likelihood of losing your cash. In order to get the very best investment and financial advice, your savings objectives will need to be considered, i.e. long or short term investments, how rapidly you need access to your funds and how much you have to invest. One question you should ask of yourself, which is normally overlooked, is just how much you can actually afford to lose. This is generally known as your capacity for loss and could affect the services and products that could be offered for your consideration.

Financial Advice Near Whittlesey Cambridgeshire

You must let your financial advisor know about your existing mortgages, savings accounts, investments or regular outgoing payments. To make certain that you get the most suitable advice for you, they need to gather a full and clear picture of your finances. Good financial advice should allow for diversifying your savings and investments by spreading the risk across various products. With a knowledge of the best areas to consider, an experienced financial advisor will favour products that fit in with your financial circumstances and goals.

Communicating in the clearest possible way, your financial advisor will unveil the complex world of finance and investment. This will enable you to compare products and services that meet your needs, and come to an informed decision. You could even ask your financial advisor only to include ethical savings and investment schemes. You can then avoid companies that companies meet your requirements, but instead lend your support to those companies and enterprises that address your concerns, for example zero carbon or green energy.

Having a close working relationship with your financial advisor in Whittlesey could cause complications with your work day and other commitments. To enable you to seek advice at a time to suit you, one-on-one meetings can be supplemented with video conferencing and telephone calls. Even if you hardly ever have an in-person meeting with your personal advisor, any competent financial advice firm in Whittlesey will have strict measures in force to ensure your details are kept confidential and secure, because remote and home working is now a large part of our society.


The value of your investments can go down as well as up, and this is a factor that you need to keep in mind. If your investment is not making as much money as you hoped for, it can be incredibly worrying and frustrating. However, unless it is down to misleading or incorrect information from your financial advisor, a downward trend in your investment isn't seen as a basis for complaint.

Independent Financial Advisor Near Whittlesey (PE7)

Any grievances should begin with the firm's complaints procedure as detailed in the Key Facts Document. If your advisor is a member of the FCA, you can let the Financial Ombudsman know about the issue if it is unsolved within the period stipulated by the regulating body.

After independently reviewing the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If it's established that the complaint is legitimate, a decision is made on how the client can be compensated or the situation rectified. On acceptance by the customer, the decision will become a legally binding one, and the advisor and their company must abide by it. The Financial Ombudsman will also take into consideration any trouble, upset, distress and inconvenience caused to the client during the situation, and set the level of compensation accordingly.

Book a Financial Advisor in Whittlesey UK

Financial advice can be provided in Whittlesey and also nearby in: Ramsey Saint Marys, Newark, North Side, Peterborough, Guyhirn, Wimblington, Turves, Thorney, Yaxley, Holme, March, Farcet, Conington, Benwick, Coates, Eastrea, Doddington, Dogsthorpe, and in these postcodes PE7 1HH, PE7 1JE, PE7 1NB, PE7 1FY, PE7 1QZ, PE7 1DW, PE7 1DS, PE7 1PS, PE7 1GD, PE7 1DX. Locally based Whittlesey financial advisors will probably have the postcode PE7 and the phone code 01733.

Whittlesey Financial Advice Services

Financial Advice Tasks Whittlesey

There is a wide range of services which can be provided by your local Whittlesey financial advisor including general financial planning Whittlesey, annuity purchases, investment plans, cashflow analysis, investment bonds Whittlesey, inheritance tax planning, financial analyst services, pension transfers Whittlesey, tax advice, trustee investment services, retirement plans, mortgage financial planning, income protection Whittlesey, financial planning, stakeholder pension advice in Whittlesey, pension consolidation advice, unit trusts, ethical investment advice, pension reviews, will writing services, investment advice, mutual funds, independent financial advice in Whittlesey, cheap financial advice, cash flow modelling, and more.

Financial Advice Enquiries Cambridgeshire

Cambridgeshire Financial Advice Enquiries

Recently posted Cambridgeshire financial advice enquiries: Amos Dawkins and Antonia Dawkins from Wilburton, Cambridgeshire recently asked for information on life assurance. Dillon and Isha Aitken from Needingworth recently enquired about investment advice. Penny Harrington from Harston, Cambridgeshire recently enquired about equity release. Matei and Katie Ali from Alconbury Weston, Cambridgeshire recently asked for information on mortgages. Adelina and Cassius Green from Sawston, Cambridgeshire recently asked for information on life assurance. Cayden Easton from Great Abington, Cambridgeshire recently asked for information on offshore investments. Eddie Jackson and Amalia Jackson from Kimbolton, Cambridgeshire recently enquired about pension advice. Mr and Mrs Rowlinson from Eaton Socon recently enquired about mortgage advice.

Financial Advisors Cambridgeshire

Investment Advisers PE7 Advisor Advice Services Financial Cambridgeshire 01733 Financial Advisor Financial Advice Advisors Whittlesey

In the Cambridgeshire area you will additionally find: Hilton investment advisors, Isleham investment advice, Fordham financial advisors, Farcet investment advisors, Waresley financial advice, Cambourne investment advisors, Alconbury investment advice, Bourn investment advice, Thorney investment advisors, Swaffham Prior investment advisors, Fordham investment advice, Stilton financial advisors, Over investment advice, Folksworth financial advisors, Doddington financial advice, Bourn financial advisors, Littleport investment advisors, Haddenham investment advice, Tydd St Giles investment advice, Steeple Morden financial advice, Duxford financial advisors, Sawtry financial advice, Swaffham Prior financial advisors, Meldreth investment advisors, Balsham investment advice, Oakington financial advisors, Stapleford financial advisors, Yaxley financial advisors, Fowlmere investment advisors.


Financial Advisors Near Whittlesey

Also find: Coates financial advisors, Thorney financial advisors, Benwick financial advisors, Dogsthorpe financial advisors, Ramsey Saint Marys financial advisors, Wimblington financial advisors, Newark financial advisors, Conington financial advisors, Doddington financial advisors, Guyhirn financial advisors, Eastrea financial advisors, Turves financial advisors, Holme financial advisors, North Side financial advisors, Yaxley financial advisors, Farcet financial advisors, March financial advisors, Peterborough financial advisors and more.

Whittlesey Financial Advice Services

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Financial Advice Enquiries in Whittlesey Cambridgeshire (01733)
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Financial Advisors Around Whittlesey: Households in Old Crown Lane, Stafford Road, Ashline Grove, Bassenhally Road, Barnes Way, Holland Close, Munday Gardens, Buckles Gardens, Redshank Close, Millers Court, Moorhen Road, Manor View, Windsor Place, Portland Place, Edgars Row, The Old School Mews, Crescent Road, The Stables, Odin Close, Crossway Hand, Briggate East, Plough Crescent, Kings Delph Drove, Jones Drove, Anthony Close, New Road, Commons Road, have needed financial advice recently. Financial advisors have also been active in these local Whittlesey postcodes: PE7 1HH, PE7 1JE, PE7 1NB, PE7 1FY, PE7 1QZ, PE7 1DW, PE7 1DS, PE7 1PS, PE7 1GD, PE7 1DX.

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Whittlesey Financial Advisor Jobs: Browse financial advisor jobs in Whittlesey here: Financial Advisor Jobs Whittlesey

Independent financial advisor in PE7 area, (dialling code 01733).

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