Financial Advisor Longridge

Longridge Independent Financial Advice & Investment

Financial Advisor Longridge Lancashire (PR3): If you're seeking financial advice for the first time, trying to find a first-rate independent financial advisor in the Longridge area can be a quite daunting experience. However, all qualified financial advisors are bound by one simple rule; they all have to stick to the regulations laid down by the Financial Conduct Authority (FCA), whether you're after investment, mortgage, pensions or even insurance advice. The advantage of this is that should a financial advisor who is FCA certified give you poor advice, and anything goes wrong, you have guarantees, and can go to the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Longridge Financial Advisor Quotes

A decent starting place when picking a financial advisor in Longridge can be friends and relatives, but bear in mind that the type of advice you're looking for may be different to theirs. Any advice they offer needs to be personalised to your specific situation, and not every financial advisor is suitable for everybody. It is a good idea to talk to at least 3 different companies when you are picking a financial advisor, as this is an important decision, and you'll be looking to find one that you can trust and feel comfortable with, and also check out the options they can provide.

Financial Advisor Longridge Lancashire (PR3)

There are two principal types of financial advisor in Longridge; restricted advisors and independent financial advisors. Offering a more diverse range of options, an IFA will not be limited to just one company's products or services. Independent financial advice must be given in an unbiased way and across the whole spectrum of financial companies and products. This enables you to choose from the widest range of services to suit your needs. A restricted advisor might be limited to services and products from one particular provider, or may even concentrate on just one product, as can be the case with a mortgage advisor.

Before any financial advisor takes you on as a client, they are required by the Financial Conduct Authority to fully discuss their charges with you. Contingent on the type of product you require, you could be charged by the hour, a set fee or possibly even a specific percentage of your investment. You will sometimes be offered the possibility of a free first consultation to enable you to discuss your aims and find out if the advisor is suitable for your circumstances. If you go to one of the bigger Longridge companies, your account may be managed by a team of advisors rather than one individual.

Financial Advisors Longridge UK (01772)

You'll need to complete a "Fact Find" document, which is a confidential disclosure form relating your ambitions and financial situation to the advising company. A Key Facts Document, or Initial Disclosure Document will also be handed to you, providing information regarding the financial advisors themselves, explaining their scope of permissions in the financial market and their status to offer restricted or independent advice. This document should also lay down your own rights and the options you can take if you aren't happy with the service, and wish to complain. It must be simple to understand, written in plain English, and outline precisely what you are signing up for, along with the benefits and risks of taking the proffered advice. The level of cooling-off period should also be spelled out in this Key Facts Document. This makes it possible for you to have a change of heart within a certain period of time, and cancel your agreement with the financial advisor.

When talking to your financial advisor the very first time you should check their experience and qualifications. After all you are about to entrust your long-term financial wellbeing to their skill, so you must not be self-conscious about asking these questions. A Level 4 qualification in financial advice is the minimum required certification for any financial advisor in Longridge, and they must also be in a position to provide you with an annual Statement of Professional Standing. If the advisor's name doesn't appear on the Financial Services Register, you should not panic, the company the advisor works for should be found on the register and their employees are all covered by the legislation. The person can still offer financial guidance as opposed to advice, if these can't be presented. Guidance differs to advice as it's not regulated in the same way, and if mistakes occur there will probably be no recourse to either party.

Financial Advisor Quotes in Longridge Lancashire

If you're seeking advice on investments you'll be asked about the amount of risk you're comfortable with. Larger rewards might be possible with higher risk investments, however you stand a greater chance of losing some or all of your cash. Good investment and financial advice should take you savings goals into consideration, i.e. how quickly you need access to your money, how much you wish to invest and long or short term investments. You must always ask yourself the one important question, how much money can you truly afford to lose. This might influence the services and products that you are offered, and is referred to as your capacity for loss.

Financial Advice Near Longridge Lancashire

You will need to tell your financial advisor about your current mortgages, savings, investments or regular outgoings. They will need this information, so that they can get a clear picture of your finances and give the correct advice for your needs. Good financial advice should include diversifying your investments and savings by spreading the risk across different products. With an understanding of the best areas to consider, a seasoned financial advisor will concentrate on products that most closely match your financial circumstances and goals.

Communicating in the clearest way possible, your financial advisor will unmask the complex world of finance and investment. You should be in a position to make an informed decision once you have compared the various products and services that match your needs. You could maybe ask your financial advisor only to include ethical savings and investment schemes. This allows you to support businesses and firms that address your concerns, e.g. renewable energy or zero carbon, or perhaps keeping away from corporations that do not meet your criteria.

It could prove hard to manage your work day and other responsibilities around working closely with your financial advisor in Longridge. This can be reduced by augmenting one-on-one appointments with telephone and video conferencing, thus allowing you to get the guidance you need at times that are convenient. Even if you hardly ever have a one-to-one meeting with your personal advisor, an experienced financial advice provider in Longridge will have stringent measures in force to ensure your details are kept confidential and secure, because remote and home working is now so common.


Investments can be a volatile area, and values can fall as well as rise. It can be quite stressful and frustrating if your investment is not making as much money as you were hoping for. Your investment having a downward trend isn't a recognised grounds for complaint, unless your financial advisor has given you misleading or wrong information.

Independent Financial Advisor Near Longridge (PR3)

The company's official complaints procedure should be the best place to start with any disputes, and the Key Facts Document should clarify this. If your financial advisor is registered with the FCA, you can tell the Financial Ombudsman about the matter if it is unsolved within the period set by the regulating body.

The Financial Ombudsman will look into the cause of the complaint and come to a decision. If the complaint is found to be justified, a decision will be made on how to financially compensate the customer. This will become legally binding once it has been agreed on by the client, and the advisor and their firm must abide by the ruling. The Ombudsman will also take into account any inconvenience, hassle, annoyance and distress caused to the client during the dispute, and establish the level of compensation accordingly.

Book a Financial Advisor in Longridge UK

Financial advice can be provided in Longridge and also nearby in: Ribchester, Little Town, Haighton, Alston, Preston, Newsham, Broughton, Hurst Green, Hothersall, Salesbury, Grimsargh, Dutton, Fulwood, Wittingham, Woodplumpton, Chipping, Goosnargh, together with these postcodes PR3 3NP, PR3 3LQ, PR3 3EX, PR3 2XP, PR3 2AG, PR3 3HR, PR3 3JY, PR3 3RA, PR3 3LB, PR3 2WW. Locally based Longridge financial advisors will probably have the telephone code 01772 and the postcode PR3. Verifying this will confirm that you access local financial advisers. Longridge property owners are able to utilise these and numerous other comparable services. Simply click on the "enquiry" banner to get details about financial advisors in your area.

Longridge Financial Advice Services

Financial Advice Tasks Longridge

There is a variety of services that can be provided by your local Longridge financial advisor including familt controlled trusts, tax planning in Longridge, equity release advice Longridge, portfolio management in Longridge, business planning, pension advice, multi-asset portfolios, mortgage services, retirement planning, critical illness cover Longridge, pensions in divorce, independent financial advice, money planning, divorce financial planning Longridge, inheritance tax planning, annuity purchase, financial planning, investment planning, savings advice Longridge, corporate financial planning, life assurance advice, personal financial planning Longridge, pension transfer advice, stakeholder pensions, general financial planning Longridge, pension reviews, death benefits, cashflow planning, mutual funds, ISA's, and more. These are just some of the duties that can be undertaken by a financial advisor. Longridge professionals will let you know their full range of services.

Lancashire Financial Advice Enquiries

Financial Advice Enquiries Lancashire

Recent Lancashire financial advice enquiries: Gregory Bennett from Euxton recently asked about financial planning. Kobie Wills and Dolly Wills in Penwortham recently asked for information on pensions. Henri Watts and Olivia Watts in Grimsargh, Lancashire recently asked for information on mortgages. Edmund Walton and Kara Walton from Chipping recently asked about family income benefit. Skylah Abbott in Forton recently asked for information on mortgages. Caiden Wilcox from Charnock Richard, Lancashire recently enquired about equity release. Jonah and Rhea Street from Garstang, Lancashire recently asked for information on investment bonds. Beth and Heath Oleary from Grimsargh, Lancashire recently asked for information on mortgages. Most of these local people searched for "Garden Fencing Lancashire" and located this website on Yahoo, Google or Bing.


Financial Advisors Near Longridge

Also find: Hothersall financial advisers, Chipping financial advisers, Broughton financial advisers, Wittingham financial advisers, Dutton financial advisers, Little Town financial advisers, Haighton financial advisers, Salesbury financial advisers, Grimsargh financial advisers, Hurst Green financial advisers, Goosnargh financial advisers, Ribchester financial advisers, Newsham financial advisers, Preston financial advisers, Woodplumpton financial advisers, Fulwood financial advisers, Alston financial advisors and more. The majority of these towns and villages are catered for by local financial advisers. Longridge residents can get estimates by clicking here.

Longridge Financial Advice Services

Find a Financial Advisor in Longridge Here
Financial Advice Enquiries in Longridge Lancashire (01772)
  • Longridge Pension Advice
  • Longridge Financial Services
  • Longridge Wealth Management
  • Longridge Mortgage Advice
  • Longridge Corporate Financial Advice
  • Longridge Cashflow Analysis
  • Longridge Inheritance Advice
  • Longridge Trustee Investments
  • Longridge Independent Financial Advice
  • Longridge Tax Advice
  • Longridge Cheap Financial Advice
  • Longridge Estate Planning
  • Longridge Life Insurance Advice
  • Longridge Financial Advice Quotations

Financial Advisors Around Longridge: In the past twelve months financial advice was provided in the following Longridge streets: Eden Gardens, Oakway, King Street, Pendle Court, Lodge View, Berry Lane, Ash Lane, Hodder Street, Tootle Road, Clayton Court, Victoria Street, Firwood Close, Cherry Orchard, Mill House Lane, Halton Place, Fell Brow, Shay Lane, Valley Road, Lower Lane, Dixon Road, Trent Street, Astley Street, Thornfield Avenue, Grasmere Grove, Windsor Avenue, Risedale Drive, Thirlmere Drive, and in these Lancashire postcodes: PR3 3NP, PR3 3LQ, PR3 3EX, PR3 2XP, PR3 2AG, PR3 3HR, PR3 3JY, PR3 3RA, PR3 3LB, PR3 2WW. Folks living in these local areas recently required help from a financial advisor. Longridge residents received high quality and competent financial services on each occasion.

To get local Longridge info check here

Independent financial advisor in PR3 area, phone code 01772.

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(This financial advisor Longridge information was reviewed and updated on 28-06-2022)