Financial Advisor Marlow Buckinghamshire (SL7): If you are in search of financial advice for the first time, trying to find a reliable independent financial advisor in the Marlow area can be a daunting experience. Whether it's pensions, investment, mortgage or even insurance advice that you are after, there is one common rule for all financial advisors; they all have to stick to Financial Conduct Authority (FCA) regulations. Any advice given by a FCA authorised financial advisor in Marlow comes with certain guarantees that should things go wrong, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman.
Relatives and friends recommendations can be a decent starting point in picking a financial advisor in Marlow, but bear in mind that their needs may be different to the type of advice you are looking for. Not every financial advisor is suitable for everybody, and their advice needs to be tailored to your particular circumstances. It is wise to chat to at least 3 different firms when you are choosing a financial advisor, since this is a big decision, and you need to find one that you feel comfortable with and can trust, and check out the options they can provide.
Independent financial advisors and restricted advisors, are the 2 principal types of financial advisor in Marlow. Offering a more diverse range of options, an IFA will not be limited to just one provider's services and products. Independent financial advice should encompass the whole spectrum of financial companies and products, and must be given in an impartial way. Using an independent financial advisor should allow you to select from the broadest possible array of products. A restricted advisor might be limited to services and products from a single provider, or might even focus on an individual product, as can be the case with a mortgage advisor.
The FCA requires that any Marlow financial advisor must be fully transparent with you about their charges, before taking you on as a client. Although it varies dependant upon the type of product you require, there may be an hourly rate, a set fee, or you could even be charged a slice of the money you're investing. To discuss your aims and see if the advisor is a right fit for your circumstances, a free initial consultation might be offered. If you go with one of the bigger Marlow firms, your account could be managed by a team of advisors rather than a single person.
Before any actual advice is handed out you will need to fill out a confidential disclosure document, known as a "Fact Find" form, which tells the advising company about your financial situation and aims. You should also be given a Key Facts Document, or Initial Disclosure Document, which provides information about the financial advisor, their situation for offering independent or restricted advice and their scope of permissions in the financial market. If you are not satisfied with the service provided, and wish to complain, this document should also set down your legal rights and the options you can take. It should be easily understood, written in plain English, and outline exactly what you're signing up for, along with the benefits and risks of taking the proffered advice. The cooling-off period should also be spelled out in this Key Facts Document. This enables you to have a change of heart within a specific number of days, and cancel your contract with the financial advisor.
The very first time you're speaking to your financial advisor make sure you check what qualifications and experience they've got. After all you're just about to entrust your long-term financial wellbeing to their expertise, so you should not be self-conscious about asking these questions. A Level 4 qualification in financial advice is the minimum required certification for any financial advisor in Marlow, and they also have to be able to present you with an annual Statement of Professional Standing. Don't panic if your advisor's name doesn't appear on the Financial Services Register, so long as the company is listed on the register, their employees are covered by the legislation. If these can't be presented the person may still offer financial guidance instead of advice. Guidance is not subject to regulations in the way that financial advice is, which means that if errors occur neither party will have any recourse.
If it is investments that you are interested in, the advisor will want to know the amount of risk you are willing and able to accept with your hard-earned cash. Higher rewards may be possible with higher risk investments, but you stand a greater chance of losing all or some of your cash. The best financial and investment advice will take you savings objectives into consideration, i.e. long or short term investments, how rapidly you need to access your funds and how much you wish to invest. One question you should ask yourself, which is usually overlooked, is how much money you can actually afford to lose. This is known as your 'capacity for loss' and may well affect the services and products that may be offered to you.
You must tell your financial advisor about your current savings accounts, regular outgoing payments, mortgages or investments. This will provide a clear and full picture of your current financial situation, without which the advice you get will most likely not be the most suitable for you. Diversifying your investments and savings by spreading the risk load across a range of different products, is a crucial part of reliable financial advice. Having a knowledge of the best areas to consider, a qualified financial advisor will favour products that most closely fit in with your goals and financial circumstances.
Communicating in in the simplest terms possible, your financial advisor will reveal the complex world of finance and investment. You should be able to make an informed and educated decision once you have learned about the various services and products which match your needs. You can ask your advisor only to include ethical savings and investments. This not only provides you with investment possibilities, but also allows you to lend your support to green energy or zero carbon projects, and avoid businesses that do not share the same values as you do.
Establishing a close working relationship with your financial advisor in Marlow could cause issues with your work day and other obligations. To allow you to seek advice at a time to suit you, face-to-face appointments can be augmented with phone calls and video conferencing. Any experienced financial advice provider in Marlow will have rigorous measures in place to ensure your details are kept confidential and secure, even if you rarely have a one-on-one meeting with your personal advisor, because remote and home working is no longer unusual.
Investments can go down as well as up, since the financial sector can be volatile. If it happens that your investment is not making the amount of money you were hoping for, it can be a demoralising and stressful time. A downward trend in your investment is not seen as a basis for complaint, unless your advisor has supplied you with misleading or incorrect information.
Any complaints should begin with the firm's official complaints procedure as indicated in the Key Facts Document. You can inform the Financial Ombudsman of the issue if it is unsolved within the timeframe set by the regulating authority, and your financial advisor is registered with the FCA.
The Financial Ombudsman will look into the cause for complaint and come to a decision. If it is established that the complaint is justifiable, a decision will be made on how the client can be financially compensated. This will become a legally binding decision once it has been agreed on by the client, and the advisor and their company must abide by the ruling. Any distress, inconvenience, trouble and annoyance caused to the customer during the situation, will be accounted for when the Ombudsman fixes the level of compensation.
Financial advice can be provided in Marlow and also nearby in: Medmenham, High Wycombe, Cookham Dean, Rosehill, Taplow, Booker, Hurley Bottom, Bisham, Cookham, Lower Woodend, Wooburn Green, Hurley, Burnham, Maidenhead, Little Marlow, Lane End, Rotten Row, together with these postcodes SL7 1DX, SL7 1LN, SL7 1PZ, SL7 1QN, SL7 1LH, SL7 1EA, SL7 1QG, SL7 1NR, SL7 1LW, SL7 1LD. Locally based Marlow financial advisers will likely have the postcode SL7 and the phone code 01628.
Buckinghamshire Financial Advisors
Around Buckinghamshire you will also find: Denham investment advisors, Oakley investment advisors, Long Crendon investment advice, Hedgerley investment advisors, Quainton financial advice, Loughton financial advisors, Taplow financial advisors, Great Kingshill financial advisors, New Bradwell financial advisors, West Wycombe investment advice, Wendover investment advisors, Maids Moreton financial advice, Great Brickhill investment advice, Iver financial advisors, Denham financial advisors, Marlow Bottom financial advisors, Stony Stratford financial advice, Bledlow financial advisors, Marlow Bottom investment advisors, Tingewick financial advice, Marsworth investment advice, Waddesdon investment advice, Shenley Brook End investment advice, Hughenden Valley investment advisors, Stoke Poges financial advice, Shenley Church End financial advisors, Whitchurch investment advice.
Financial Advice Enquiries Buckinghamshire
Recently posted Buckinghamshire financial advice enquiries: Mr and Mrs Reeve from Chesham Bois, Buckinghamshire recently asked for information on offshore investments. Beau Love and Emanuel Love from Great Linford, Buckinghamshire recently enquired about life assurance. Everly and Adyan Cassidy from Steeple Claydon recently asked for information on pensions. Tallulah and Frazer Bryant from Shenley Brook End, Buckinghamshire recently asked for information on life assurance. Olaf Callaghan from Whitchurch, Buckinghamshire recently enquired about life assurance. Zahraa Franklin from West Wycombe recently asked for information on mortgages. Mr and Mrs Sumner from Seer Green recently enquired about investment bonds. Abby and Jayson Woodcock from New Bradwell recently enquired about pension advice.
Marlow Financial Advice Services
There is a range of services which are provided by your local Marlow financial advisor including pension consolidation in Marlow, wealth management & investments, family income benefit, trustee investment services, ethical investment advice in Marlow, corporate bonds, investment planning, unit trusts, long term care fee advice in Marlow, divorce financial planning Marlow, will writing services Marlow, retirement advice in Marlow, financial services, inheritance tax planning, financial analyst services in Marlow, trusts, pension planning, mortgage advice Marlow, pension drawdowns, personal financial planning, life assurance advice in Marlow, cashflow analysis, portfolio management Marlow, offshore investments in Marlow, mutual funds, and lots more.
Skills and Knowledge Required by a Financial Advisor
- An excellent level of numeracy for developing financial strategies.
- To have active listening and interpersonal skills.
- To be self-motivated and organised.
- To be thorough and pay attention to detail.
- Good business management skills for negotiating product fees.
- An excellent knowledge of accounting and economics relating to financial products and markets.
- To be able to competently use a computer and the key software applications.
- Good verbal communication skills.
- Good skills in customer service for establishing customer needs and requirements.
- To be good at promoting services and products.
- To be able to network and build relationships with customers.
A Financial Advisor's Regular Tasks
- Financial advisors chat with clients about their plans and finances.
- Financial advisors constantly update clients about their investments.
- Financial advisors provide counselling, consultation and education regarding investments and finances.
- Financial advisors meet performance and sales targets.
- Financial advisors research financial products and explain them simply and clearly to their customers.
- Financial advisors produce in-depth financial reports.
- Financial advisors keep abreast of regulation changes and new products.
- Financial advisors thrash out advantageous deals with with financial product providers.
- Financial advisors maintain detailed records of clients and transactions.
- Financial advisors work in collaboration with associates to gather statistics, market information and trends.
Financial Advisors Near Marlow
Also: Wooburn Green financial advisors, Cookham financial advisors, Cookham Dean financial advisors, Medmenham financial advisors, Bisham financial advisors, Maidenhead financial advisors, Lower Woodend financial advisors, Lane End financial advisors, Little Marlow financial advisors, Hurley financial advisors, Rosehill financial advisors, Taplow financial advisors, High Wycombe financial advisors, Rotten Row financial advisors, Booker financial advisors, Hurley Bottom financial advisors, Burnham and more.
- Marlow Retirement Advice
- Marlow Cashflow Analysis
- Marlow Pension Advice
- Marlow Mortgage Advice
- Marlow Tax Advice
- Marlow Financial Services
- Marlow Investment Advice
- Marlow Wealth Management
- Marlow Cheap Financial Advice
- Marlow Corporate Financial Advice
- Marlow Estate Planning
- Marlow Life Insurance Advice
- Marlow Trustee Investments
- Marlow Financial Advice Quotations
Financial Advisors Around Marlow: Financial advisors were recently required by folks living in Dean Street, Badgebury Rise, Beeching Stoke, Spinfield Park, Stapleton Close, Barnards Hill, Dedmere Rise, Charlotte Way, Clay Lane, Spittal Street, Bream Close, Terrington Hill, The Orchard, Claremont Road, Balfour Place, Sycamore Drive, The Croft, Barnhill Road, Stewarts Way, Claymoor Park, Church Road, Coach Ride, The Causeway, Savill Way, Spinners Walk, The Rushes and these Marlow postcodes: SL7 1DX, SL7 1LN, SL7 1PZ, SL7 1QN, SL7 1LH, SL7 1EA, SL7 1QG, SL7 1NR, SL7 1LW, SL7 1LD.
Marlow Buckinghamshire (Bucks): The charming town of Marlow can be found in the county of Buckinghamshire (Bucks) in the South Eastern area of England. Marlow is roughly 6 miles from High Wycombe and 9 miles from Maidenhead, nearby villages and towns include Lower Woodend, High Wycombe, Taplow, Rotten Row, Rosehill, Hurley, Cookham and Little Marlow. Marlow has the dialling code 01628, has a population of approximately 14,000 and has the postcode SL7. Marlow lies on the banks of the River Thames. (Tags: Marlow England, Marlow Buckinghamshire, Marlow UK, Marlow Bucks)
More Buckinghamshire Financial Advisors: More Chesham, Princes Risborough, Bletchley, Marlow, Aylesbury, Beaconsfield, High Wycombe, Amersham, Newport Pagnell, Buckingham, Chalfont St Peter and Milton Keynes.:
Independent financial advisor in SL7 area, and dialling code 01628.
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