Financial Advisor Dewsbury

Dewsbury Independent Financial Advice & Investment

Financial Advisor Dewsbury West Yorkshire (WF12): It can be an intimidating experience trying to find a reliable financial advisor advisor in the Dewsbury area, particularly if it's the first time that you're seeking financial advice. However, all professional financial advisors are bound by one common rule; they all have to observe the regulations laid down by the FCA (Financial Conduct Authority), regardless of whether you are searching for pensions, mortgage, investment or even insurance guidance. Any advice given from a FCA registered financial advisor in Dewsbury comes with guarantees that if anything should go awry, you've got access to the Financial Ombudsman or the Financial Services Compensation Scheme.

Free Dewsbury Financial Advisor Quotes

A good starting point when choosing a financial advisor in Dewsbury could be family and friends, but bear in mind that the type of advice you are searching for may be different to theirs. Financial advice must be specifically tailored to your particular circumstances, and you'll find that certain financial advisors may not be appropriate for you. Selecting a financial advisor is a major decision and it is a good idea to talk with at least 3 different firms so as to explore the various options they provide, and to find one that you can trust and feel comfortable with.

Financial Advisor Dewsbury West Yorkshire (WF12)

Restricted advisors and independent financial advisors (IFA), are the two main kinds of financial advisor in Dewsbury. An independent financial advisor should not be confined to the products or services of just one provider. Independent financial advice should be provided in an unbiased way and across the whole gamut of financial products and companies. Consulting an independent financial advisor should enable you to choose between the broadest possible array of products. A restricted financial advisor could be concerned with an individual product, such as a mortgage advisor, or be restricted to services and products from one particular firm.

The FCA demands that any financial advisor must discuss their charges with you, before accepting you as a client. Dependant upon the type of service you're interested in, you could be charged a set fee, by the hour or possibly even a percentage of your investment value. A free initial consultation could be offered, so you can discuss your goals and situation to see if the advisor is a good fit. In some larger Dewsbury firms, you may find that your account is being looked after by a team rather than an individual.

Financial Advisors Dewsbury UK (01924)

Before any actual advice is given you will have to fill out a confidential disclosure document, called a "Fact Find" form, which tells the advising firm about your financial situation and targets. To provide information on the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial arena, you'll also be given an Initial Disclosure Document, or Key Facts Document. Your rights will also be set out in this document, in addition to the possible options you can take if you wish to make a complaint because you're not happy with the service you're given. It should be typed out in plain language and outline what you're committing yourself to, and any possible risks and benefits that exist should you choose to take the offered advice. The allowed cooling-off period should also be fully explained in this document. This makes it possible for you to change your mind within a certain number of days, and cancel the agreement with your financial advisor.

The very first time you are talking with the financial advisor you'll want to check what qualifications and experience they have. Don't be self-conscious about asking such questions, after all you're about to entrust your long-term financial wellbeing to their expertise. Every financial advisor in Dewsbury must present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. Don't worry if your financial advisor's name doesn't appear on the Financial Services Register, providing the firm is listed on the register, their personnel are covered by the legislation. The person may still offer financial guidance rather than advice, if these can't be provided. In terms of finance guidance differs to advice and is not regulated in the same way. Therefore there is no recourse for either party if errors are made.

Financial Advisor Quotes in Dewsbury West Yorkshire

If you are looking for advice on investing money you'll be asked about the amount of risk you are comfortable with. High risk investments may potentially offer larger rewards, however all or some of your funds could be lost. Your savings goals should be taken into account if good financial and investment advice is to be given, i.e. how much you have to invest, how quickly you need access to your money and short or long term investments. The one question that you should ask yourself, which is frequently neglected, is just how much you can afford to lose. This is referred to as your 'capacity for loss' and could influence the products and services that are offered for your consideration.

Financial Advice Near Dewsbury West Yorkshire

From the outset, it is important to tell your financial advisor about any investments, mortgage loans, savings accounts or regular outgoings that you currently have. They'll need to know this, so that they can get a clear picture of your financial situation and give the appropriate advice for you. Spreading the risk load across various different products by diversifying your savings and investments, is something that good financial advice should encompass. With an understanding of the best areas to consider, a seasoned financial advisor will favour products that fit in with your goals and financial circumstances.

Your financial advisor will try to communicate in as much plain speech as possible, to throw open the multifaceted world of finance. This will permit you to compare products and services that meet your needs, and come to an informed decision. If the environment is important to you, you could even ask that ethical investment and savings schemes take top priority. This will allow you to support companies and businesses which match your concerns, e.g. zero carbon or green energy, or perhaps steering clear of firms that do not meet your requirements.

It's not always easy to work closely with a financial advisor in Dewsbury without this impacting on your work life and other obligations. To enable you to get advice at times that suit you, face-to-face appointments can be supplemented with video conferencing and telephone calls. Even if you rarely have a one-on-one meeting with your personal advisor, an established financial advice provider in Dewsbury will have stringent measures in force to keep your details confidential and secure, because working from home and remote working is now a large part of our society.


The value of your investments could fall as well as rise, and this is something that you must always remember. If it happens that your investment isn't making as much money as you were hoping for, it can be a disheartening and stressful time. However, unless it is owing to misleading or wrong information from your advisor a downward trend in your investment isn't seen as a grounds for complaint.

Independent Financial Advisor Near Dewsbury (WF12)

The company's complaints procedure should be the best place to start with any disputes, and the Key Facts Document should explain this. If your financial advisor is a member of the FCA, you can tell the Financial Ombudsman about the issue if it is unresolved within the period set by the regulating body.

The Financial Ombudsman will look into the cause of the complaint and make a ruling. A decision is made on how to rectify or financially compensate the customer, if the complaint is upheld. This will become legally binding once it has been agreed on by the customer, and the advisor and their company must comply with the ruling. Any hassle, distress, annoyance and inconvenience caused to the client during the situation, will be taken into account when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Dewsbury UK

Financial advice can be provided in Dewsbury and also nearby in: Earlsheaton, Hanging Heaton, Thornhill, Batley, Moorend, Dewsbury Moor, Savile Town, Shaw Cross, Heckmondwike, Chickenley, Westtown, Ossett, Mirfield, Staincliffe, Ravensthorpe, and in these postcodes WF12 0HN, WF12 0JH, WF12 0LE, WF12 0PN, WF12 0HB, WF12 0AL, WF12 0PQ, WF12 0DL, WF12 0JR, WF12 0JZ. Local Dewsbury financial advisors will most likely have the postcode WF12 and the dialling code 01924. Simply click the "enquiry" banner to get info on financial advisors in your location.

Dewsbury Financial Advice Services

Financial Advice Tasks Dewsbury

There is a variety of services which are provided by your local Dewsbury financial advisor including life insurance, investment bonds in Dewsbury, pension planning, business planning Dewsbury, will writing services Dewsbury, pension reviews, wealth management & investments, annuity purchases in Dewsbury, financial analyst services in Dewsbury, investment planning in Dewsbury, income protection advice, long term care fee planning, general financial planning Dewsbury, inheritance tax planning, trustee investment services, ISA's, independent financial advice, equity release in Dewsbury, corporate financial planning Dewsbury, mutual funds Dewsbury, bridging finance, offshore investment advice in Dewsbury, portfolio management, cash flow modelling, tax advice in Dewsbury, and more.

Skills and Knowledge Required by Financial Advisors

  • A solid understanding and knowledge of economics and accounting associated with financial products and markets.
  • To have excellent IT skills.
  • Effective customer service skills for finding out client needs.
  • To have a flexible work ethic.
  • The ability to sell services and products.
  • An excellent level of mathematical knowledge for creating financial strategies.
  • To have the ability to listen attentively
  • To be thorough and pay attention to detail.
  • Outstanding verbal communication skills.
  • To be able to network and build relationships with clients.
  • Good management skills for the negotiation of product fees.

West Yorkshire Financial Advice Enquiries

West Yorkshire Financial Advice Enquiries

Current West Yorkshire financial advice enquiries: Mr and Mrs Strong from Kinsley, West Yorkshire recently enquired about equity release. Rebekah Hall and Arian Hall from Wilsden, West Yorkshire recently enquired about offshore investments. Mr and Mrs Withers from Swillington recently asked for information on pensions. Romy Boyle from East Ardsley, West Yorkshire recently asked for information on mortgages. Nola Fallows and Osian Fallows from Hipperholme, West Yorkshire recently asked for information on family income benefit. Bella-Rose Pipe from Harden, West Yorkshire recently enquired about getting financial advice. Carson and Lily Bryan from Luddenden Foot, West Yorkshire recently asked for information on family income benefit. Cole Karim from Kirkburton recently asked for information on investment bonds.


Financial Advisors Near Dewsbury

Also find: Thornhill financial advisors, Heckmondwike financial advisors, Staincliffe financial advisors, Ravensthorpe financial advisors, Savile Town financial advisors, Chickenley financial advisors, Moorend financial advisors, Shaw Cross financial advisors, Dewsbury Moor financial advisors, Batley financial advisors, Westtown financial advisors, Hanging Heaton financial advisors, Earlsheaton financial advisors, Mirfield financial advisors, Ossett financial advisors and more.

Dewsbury Financial Advice Services

Find a Financial Advisor in Dewsbury Here
Financial Advice Enquiries in Dewsbury West Yorkshire (01924)
  • Dewsbury Life Insurance Advice
  • Dewsbury Mortgage Advice
  • Dewsbury Retirement Planning
  • Dewsbury Wealth Management
  • Dewsbury Corporate Financial Advice
  • Dewsbury Trustee Investments
  • Dewsbury Financial Advice
  • Dewsbury Investment Advice
  • Dewsbury Pension Advice
  • Dewsbury Cashflow Analysis
  • Dewsbury Financial Services
  • Dewsbury Estate Planning
  • Dewsbury Cheap Financial Advice
  • Dewsbury Tax Advice

Financial Advisors Around Dewsbury: Some Dewsbury streets and roads where financial advice has recently been given - Sycamore Close, Bee Boo, Smithy Brook Lane, Daisy Hill, Back Lane, Castle Mount, Coney Walk, Battye Street, Bywell Close, Syke Ing Villas, Sands Road, Claremont Road, Stoney Bank Street, Scafell Court, Beverley Drive, Broad Oaks Close, Scout Hill Terrace, Co Operative Street, Smithy Walk, St John Walk, Syke Lane, Short Street, Bank Street, Thorn Road, Clarke Street, Smallwood Gardens, as well as the following local Dewsbury postcodes: WF12 0HN, WF12 0JH, WF12 0LE, WF12 0PN, WF12 0HB, WF12 0AL, WF12 0PQ, WF12 0DL, WF12 0JR, WF12 0JZ.

To find local information relating to Dewsbury, West Yorkshire take a look here

Independent financial advisor in WF12 area, telephone code 01924.

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