Financial Advisor Port Talbot

Port Talbot Independent Financial Advice & Investment

Financial Advisor Port Talbot Wales (SA12): Finding a reliable independent financial advisor in Port Talbot can be a daunting experience, especially if you are seeking financial advice for the first time. However, all qualified financial advisors are bound by one common rule; they all have to adhere to the regulations laid down by the Financial Conduct Authority (FCA), whether you are after mortgage, pensions, investment or even insurance guidance. Any advice given through a FCA authorised financial advisor in Port Talbot comes with guarantees that if things go wrong, you can get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Port Talbot Financial Advisor Quotes

Recommendations from friends and family can be a decent starting place in picking a financial advisor in Port Talbot, but bear in mind that their needs might be different to what you are looking for. Every financial advisor is not suitable for everybody, and any advice they provide needs to be adapted to your particular situation. It is a good idea to speak to at least 3 different firms when you're considering a financial advisor, as this is a big decision, and you'll be looking to find one that you can trust and feel comfortable with, and also check out the various options they offer.

Financial Advisor Port Talbot Wales (SA12)

When you're looking to pick a financial advisor in Port Talbot, there are basically two main types; independent financial advisors and restricted advisors. Offering a wider range of options, an IFA should not be limited to the products and services of a single company. Independent financial advice must be given in an honest and impartial way and across the whole spectrum of financial products and companies. Using an independent financial advisor should enable you to select from the broadest possible range of services. A restricted advisor may be involved with a single product, as with a mortgage advisor, or be restricted to services and products from a single company.

The Financial Conduct Authority requires that any Port Talbot financial advisor must be fully transparent with you about their charges, before accepting you as a client. Although it can vary depending on the type of service you're looking for, there may be a set fee, an hourly rate, or you could even be charged a slice of the money you're investing. You might be offered the chance of a free initial consultation to allow you to discuss your goals and determine whether the advisor is a good fit for your situation. Your account may be managed by a team as opposed to one individual advisor, if you elect to go with one of the bigger companies in Port Talbot.

Financial Advisors Port Talbot UK (01639)

You'll have to fill in a "Fact Find" document, which is a confidential disclosure form relating your desired goals and financial situation to the advising company. You will also be handed a Key Facts Document, or Initial Disclosure Document, which provides information on the financial advisor, their situation for offering independent or restricted advice and the extent of their permissions in the financial arena. Your own legal rights will also be set out in this document, along with the options you can take if you need to make a complaint because you aren't satisfied with the service you are given. It must be typed out in plain language and detail what you are committing yourself to, and any possible risks and benefits should you opt to accept the advice offered. The level of cooling-off period should also be explained in this Key Facts Document. This enables you to cancel your agreement within a certain time period, and if any penalty charges have to be paid.

Make sure you check what experience and qualifications the financial advisor has when you first talk to them. You should never be self-conscious about asking these questions, after all you're on the verge of entrusting your financial wellbeing to their expertise. Every financial advisor in Port Talbot must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. You should not worry if your financial advisor's name does not appear on the Financial Services Register, so long as the firm is on the register, their advisors are covered by the legislation. The individual may still offer financial guidance instead of advice, if these cannot be provided. Guidance differs to advice as it isn't regulated, and if mistakes are made there will probably be no recourse to either party.

Financial Advisor Quotes in Port Talbot Wales

You will be asked the amount of risk you're prepared to take, if you are seeking advice on investing money. Higher risk investments could offer higher rewards, however all or some of your funds could be lost. In order to get the most effective financial and investment advice, your savings aims will have to be carefully considered, i.e. short or long term investments, how quickly you need access to your money and how much cash you want to invest. "How much money can you afford to lose?" Is the one vital question that you should really be asking yourself. This is known as your 'capacity for loss' and may well influence the services and products that are offered for your consideration.

Financial Advice Near Port Talbot Wales

From the outset, it is vital that you tell your financial advisor about any savings, regular outgoings, investments or mortgage loans that you currently have. To make certain that you receive the most suitable advice for you, they need a full and clear picture of your financial circumstances. Diversifying your savings and investments by spreading the risk across various different products, is an essential part of good quality financial advice. In order to reflect your financial situation and your goals, a seasoned financial advisor in Port Talbot will be aware of the best areas to consider.

Communicating in the clearest way possible, your financial advisor will unveil the complex world of investment and finance. This will enable you to compare products and services which meet your needs, and come to an informed decision. If the environment is important to you, you could maybe ask that ethical investment and savings schemes take top priority. This does not just give you investment possibilities, but also allows you to lend your support to zero carbon or green energy projects, and avoid businesses and companies that do not share the same values that you do.

It's not always easy to work closely with a financial advisor in Port Talbot without this affecting your work day and other responsibilities. This can be reduced by supplementing one-on-one appointments with video conferencing and telephone, hence allowing you to seek the guidance you need at a convenient time. Even if you rarely have a one-on-one meeting with your personal advisor, any competent financial advice company in Port Talbot will have rigorous measures in force to keep your details confidential and secure, because home and remote working is now a large part of our society.


Investments can go down as easily as they can go up, because the financial sector can be a volatile one. It can be quite worrying and frustrating if your investment fails to make as much money as you were hoping for. However, unless it's due to misleading or wrong information from your advisor a downward trend in your investment is not a recognised cause for complaint.

Independent Financial Advisor Near Port Talbot (SA12)

As outlined in the Key Facts Document, any complaints should commence with the company's complaints procedure. If your advisor is registered with the Financial Conduct Authority, you can let the Financial Ombudsman know about the issue if it is unresolved within the time set by the regulating body.

After looking into the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is justified, a decision is made on how to financially compensate the customer. This becomes a legally binding decision once it has been accepted by the customer, and the advisor and their firm must abide by the decision. Any hassle, distress, inconvenience and upset caused to the client during the situation, will be taken into account when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in Port Talbot UK

Financial advice can be provided in Port Talbot and also in: Llangynwyd, Llandarcy, Neath, Pontrhydyfen, Margam, Tonmawr, Cwmafan, Aberavon, Measteg, Kenfig, Baglan, Briton Ferry, Goytre, Porthcawl, Duffryn Rhondda, Cymmer, Jarsey Marina, Bryn, as well as in these postcodes SA12 6HA, SA12 6DJ, SA12 6EN, SA12 6RB, SA12 6JR, SA12 6LH, SA12 6EF, SA12 6PE, SA12 6BP, SA12 6DQ. Local Port Talbot financial advisers will probably have the telephone code 01639 and the postcode SA12. Checking this should confirm you access locally based financial advisers. Port Talbot homeowners can benefit from these and countless other similar services. Click on the "enquiry" form or banner to get information on financial advisors in your area.

Port Talbot Financial Advice Services

Financial Advice Tasks Port Talbot

There is a wide range of services which are provided by your local Port Talbot financial advisor including death benefits, general financial planning Port Talbot, familt controlled trusts Port Talbot, income protection advice, life assurance advice, pensions in divorce Port Talbot, personal financial planning in Port Talbot, trusts in Port Talbot, family income benefit Port Talbot, money planning Port Talbot, personal protection, personal pensions in Port Talbot, long term care fee planning, retirement planning Port Talbot, portfolio management in Port Talbot, pension reviews, will writing services, mutual funds, business protection, offshore investment advice, bridging finance, critical illness cover, multi-asset portfolios, cashflow planning, investing an inheritance Port Talbot, tax advice, wealth management & investments, life insurance, annuities Port Talbot, financial advice services in Port Talbot, and more. Listed are just a few of the duties that can be performed by a financial advisor. Port Talbot professionals will keep you informed about their entire range of services.

Fundamental Skills for a Financial Advisor

  • To have excellent IT skills.
  • Good skills in verbal communication.
  • To be organised and self-motivated.
  • Good skills in customer service for determining customer requirements and needs.
  • To have the ability to listen attentively
  • Excellent business management skills for negotiating product fees.
  • An excellent level of math knowledge for creating financial plans.
  • A solid knowledge and understanding of accounting and economics associated with financial markets and products.
  • To pay attention to detail and be thorough.
  • To be good at promoting financial services and products.
  • To have the ability to network and establish relationships with clients.

Financial Advisors Near Port Talbot

Also find: Measteg financial advisors, Goytre financial advisors, Porthcawl financial advisors, Duffryn Rhondda financial advisors, Bryn financial advisors, Aberavon financial advisors, Llangynwyd financial advisors, Margam financial advisors, Llandarcy financial advisors, Cwmafan financial advisors, Jarsey Marina financial advisors, Briton Ferry financial advisors, Tonmawr financial advisors, Cymmer financial advisors, Baglan financial advisors, Pontrhydyfen financial advisors, Kenfig financial advisors, Neath financial advisors and more. Most of these places are serviced by local financial advisers. Port Talbot residents can get financial advice estimates by clicking here.

Port Talbot Financial Advice Services

Find a Financial Advisor in Port Talbot Here
Financial Advice Enquiries in Port Talbot Wales (01639)
  • Port Talbot Wealth Management
  • Port Talbot Investment Advice
  • Port Talbot Financial Advice Quotes
  • Port Talbot Tax Advice
  • Port Talbot Pension Advice
  • Port Talbot Corporate Financial Planning
  • Port Talbot Cheap Financial Advice
  • Port Talbot Inheritance Advice
  • Port Talbot Life Insurance Advice
  • Port Talbot Estate Planning
  • Port Talbot Mortgage Advice
  • Port Talbot Independent Financial Advice
  • Port Talbot Financial Services
  • Port Talbot Cashflow Analysis

More Port Talbot Services: Of course, when you happen to be looking at your finances in Port Talbot, Wales, you will likely be in need of all kinds of different services and aside from a financial advisor in Port Talbot, Wales, you could also need mortgage advice in Port Talbot, family lawyers in Port Talbot, property law & conveyancing in Port Talbot, investment advisors in Port Talbot, wills in Port Talbot, mortgage brokers in Port Talbot, business consulting in Port Talbot, contracts lawyers in Port Talbot, business financial planning in Port Talbot, accountants in Port Talbot, tax preparation in Port Talbot, estate planning in Port Talbot, banruptcy lawyers in Port Talbot, payroll services in Port Talbot, debt recovery & collection in Port Talbot, solicitors in Port Talbot, bookkeeping in Port Talbot, and other different Port Talbot experts.

Financial Advisors Around Port Talbot: Financial advice has recently been given in the following Port Talbot roads - Theodore Road, Clarice Street, Tarren Terrace, Brynbryddan, Ty Ceiriog, Dunraven Place, Church Square, The Poplars, Tor-y-mynydd, Saltoun Street, South Avenue, Bertha Road, Dickens Avenue, Cefn Ffynnon, Trefelin Crescent, Cwm Farteg, Chapel Street, Ty R Owen Terrace, Adare Street, Tyr-groes Drive, Baglan Heights, Channel View, Brytwn Road, Crimson Avenue, Constant Road, Afan Street, Citrine Close, Alban Terrace, Cross Hill, Baldwin Street, as well as these Port Talbot area postcodes: SA12 6HA, SA12 6DJ, SA12 6EN, SA12 6RB, SA12 6JR, SA12 6LH, SA12 6EF, SA12 6PE, SA12 6BP, SA12 6DQ. Folks in these areas recently required the help of a financial advisor. Port Talbot residents enjoyed the benefits of high quality and dependable financial services in all cases.

If you're interested in local Port Talbot info look here

Port Talbot Financial Advisor Jobs: View financial advisor jobs near Port Talbot by clicking here: General Financial Advisor Jobs

Independent financial advisor in SA12 area, phone code 01639.

TOP - Financial Advisor Port Talbot

Financial Services Port Talbot - Financial Advisor Port Talbot - Financial Advisor Near Port Talbot - Retirement Advisors Port Talbot - Financial Advice Port Talbot - Investment Advisors Port Talbot - Financial Advisers Port Talbot - Financial Advisers Port Talbot - Cheap Financial Advice Port Talbot


(This financial advisor Port Talbot page was edited and updated on 01-09-2022)