Financial Advisor Milton Keynes

Milton Keynes Independent Financial Advice & Investment

Financial Advisor Milton Keynes Buckinghamshire (MK1): Finding a good independent financial advisor in Milton Keynes can be an intimidating experience, in particular if you're seeking financial advice for the very first time. Whether you are looking for mortgage, pensions, investments or even insurance guidance, all professional financial advisors are bound by one common rule; they must all follow the regulations set by the Financial Conduct Authority. The advantage of this is that if a financial advisor who is FCA registered gives you bad advice, and things go wrong, you have guarantees, and are able to contact the Financial Services Compensation Scheme or the Financial Ombudsman to get things put right.

Free Milton Keynes Financial Advisor Quotes

When selecting a financial advisor in Milton Keynes, a decent starting point could be friends and family, however you must bear in mind that your circumstances might not be in line with theirs, and you might be in need of a different type of advice. Their advice needs to be adapted to your unique circumstances, and not every financial advisor is suitable for everybody. Picking a financial advisor is a big decision and it is a good idea to chat to at least 3 different firms so as to check out the various options they can provide, and to find one you can trust and feel at ease with.

Financial Advisor Milton Keynes Buckinghamshire (MK1)

When you are looking to pick a financial advisor in Milton Keynes, there are basically two principal types; restricted advisors and independent financial advisors (IFA). An IFA won't be confined to the products or services of a single provider. Independent financial advice should be given in a frank and impartial way and across the entire gamut of financial companies and products. If you choose to use an IFA, you will be able to choose from the widest possible range of services, in order to find the perfect solution for you. If you go to a restricted advisor you will discover that they could be restricted to products and services of a particular provider, or as with a mortgage advisor, might only be focused on one product.

The Financial Conduct Authority requires that any financial advisor must be transparent about their charges, before taking you on as a client. You could be charged by the hour, a set fee or even a percentage of your investment value, contingent on kind of services you require. To discuss your goals and see if the advisor is the proper choice for you and your situation, you may be offered the possibility of a free first consultation. Your account might be handled by a team as opposed to a single advisor, if you choose to use one of the bigger Milton Keynes firms.

Financial Advisors Milton Keynes UK (01908)

To summarise your financial situation and ambitions to the advising company, you will be required to complete a "Fact Find" document, which is a confidential disclosure form. To provide details about the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial arena, you'll also be given a Key Facts Document, or Initial Disclosure Document. Your legal rights will also be laid out in this document, together with the options you can take if you want to complain because you are not happy with the service provided. It must be easily understood, written in layman's terms, and describe exactly what you are signing up for, along with the risks and benefits of accepting the proffered advice. The cooling-off period should also be explained in this Key Facts Document. Within a certain number of days, this enables you to cancel your contract.

When talking with your financial advisor initially make sure you check their experience and qualifications. After all you are about to entrust your financial future to their expertise, so you must not be embarrassed about asking these questions. A Level 4 qualification is the minimum required qualification for any Milton Keynes financial advisor, and they must also be able to present you with an annual Statement of Professional Standing. When you check the Financial Services Register, don't stress if your specific financial advisor's name doesn't show up on there; you will probably find the company name, and that means the regulations covers all of their personnel. If these cannot be provided the person can still offer financial guidance rather than financial advice. Guidance isn't regulated in the same way as financial advice, which means that if errors arise the client won't have any recourse.

Financial Advisor Quotes in Milton Keynes Buckinghamshire

If you are seeking advice on investments you'll be asked the level of risk you're ready to take. High risk investments may potentially offer better rewards, however all or some of your money could be lost. Good quality financial and investment advice should take into account your savings objectives, i.e. long or short term investments, how much you wish to invest and how rapidly you need to access your funds. "How much can you afford to lose?" Is the one crucial question that you should really be asking yourself. This may well influence the products and services that could be offered for your consideration, and is referred to as your capacity for loss.

Financial Advice Near Milton Keynes Buckinghamshire

From the outset, it's imperative that you tell your financial advisor about any existing investments, personal savings, mortgage loans or regular outgoings that you currently have. To make certain that you receive the most suitable advice for you, they need to gather a clear and full picture of your financial circumstances. Diversifying your savings and investments by spreading the risk across a range of different products, is an important part of good quality financial advice. With an understanding of the best areas to consider, a professional financial advisor will favour products that match your goals and financial situation.

A financial advisor will reveal the multifaceted world of finance, and try to converse in as plain a speech as possible. This will enable you to compare products and services which match your needs, and make an informed decision. You can perhaps ask your advisor to only include ethical savings and investment schemes. This does not just give you investment opportunities, but also allows you to support green energy or zero carbon projects, and keep clear of businesses that do not share the same values.

Working closely with your financial advisor in Milton Keynes can be tricky to fit in around your work life and other responsibilities. Face-to-face meetings can be backed up with telephone and video conferencing to allow you to seek advice at a time to suit you. Working from home and remote working is now so common, and an established financial advice firm in Milton Keynes will have rigorous measures in place to ensure your details are kept secure and confidential, even if you hardly ever have an in-person meeting with your advisor.


Investments can just as easily go down as well as up, since the financial world can be unpredictable. It can be very stressful and frustrating if your investment is not making as much money as you were hoping for. Your investment having a downward trend isn't a recognised cause for complaint, unless your advisor has supplied you with misleading or wrong information.

Independent Financial Advisor Near Milton Keynes (MK1)

The firm's complaints procedure should be the starting point for any disputes, and the Key Facts Document will discuss this. If the matter is unsolved within the time-frame set by the regulating authority, and your financial advisor is registered with the FCA, you can get in touch with the Financial Ombudsman.

The Financial Ombudsman will independently review the cause of the complaint and make a ruling. A decision will be made on how to financially compensate the client, if the complaint is upheld. The advisor and their company must abide by any decision that's made by the Ombudsman, which becomes legally binding as soon as the customer has accepted it. Any annoyance, inconvenience, trouble and distress caused to the client during the situation, will be accounted for when the Financial Ombudsman sets the level of compensation.

Book a Financial Advisor in Milton Keynes UK

Financial advice can be provided in Milton Keynes and also in: Woburn Sands, Olney, Beachampton, Stoney Stratford, Wavendon, Bow Brickhill, Cosgrove, Buckingham, Wolverton, Newton Longville, Tongham, Stoke Hammond, Cranfield, Blakelands, Great Horwood, Old Stratford, Bradwell, Loughton, Willen, Old Farm Park, Caldecotte, and in these postcodes MK6 1AP, MK9 1AU, MK9 2AH, MK10 1SU, MK9 1NP, MK9 2FX, MK9 2AE, MK9 1NJ, MK6 1AZ, MK6. Locally based Milton Keynes financial advisers will probably have the postcode MK1 and the phone code 01908. Checking this will ensure that you access locally based financial advisers. Milton Keynes householders can utilise these and various other finance related services. Simply click the "enquiry" banner or form to get details about financial advisors in your location.

Fundamental Skills for a Financial Advisor

  • The ability to sell products and services.
  • Effective customer service skills for finding out client requirements.
  • To have the ability to network and establish relationships with clients.
  • A thorough understanding and knowledge of accounting and economics associated with financial markets and products.
  • To be able to competently use a computer and the principal software programs.
  • To have the ability to listen attentively
  • To have a flexible approach to work.
  • To pay attention to detail and be thorough.
  • Excellent management skills for negotiating product prices.
  • Outstanding skills in verbal communication.
  • A competent level of maths knowledge for building financial packages.

Milton Keynes Financial Advice Services

Financial Advice Tasks Milton Keynes

There is a range of services that are provided by your local Milton Keynes financial advisor including trusts, divorce financial planning, stakeholder pension advice, unit trusts, cashflow planning, pension reviews, investment consolidation, money planning Milton Keynes, investment bonds, long term care fee planning in Milton Keynes, trustee investment services, will writing services Milton Keynes, personal pensions, bereavement benefits, pension transfer advice, annuities, investment plans in Milton Keynes, mutual funds in Milton Keynes, general financial planning, tax planning, savings advice, portfolio management in Milton Keynes, critical illness cover Milton Keynes, independent financial advice, annuity purchases, personal protection in Milton Keynes, personal financial planning in Milton Keynes, income protection, investing an inheritance, life assurance, and lots more. These are just a few of the duties that can be carried out by a financial advisor. Milton Keynes professionals will tell you about their full range of services.


Financial Advisors Near Milton Keynes

Also find: Old Stratford financial advisors, Caldecotte financial advisors, Wavendon financial advisors, Beachampton financial advisors, Stoney Stratford financial advisors, Willen financial advisors, Stoke Hammond financial advisors, Bow Brickhill financial advisors, Great Horwood financial advisors, Tongham financial advisors, Old Farm Park financial advisors, Cosgrove financial advisors, Newton Longville financial advisors, Blakelands financial advisors, Wolverton financial advisors and more. Most of these places are catered for by financial advisors. Property owners in these places can make enquiries about financial advice by going here.

Milton Keynes Financial Advice Services

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Financial Advice Enquiries in Milton Keynes Buckinghamshire (01908)
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Milton Keynes Financial Advisor Jobs: Browse financial adviser jobs in Milton Keynes here: Financial Advisor Jobs Milton Keynes

Milton Keynes Bucks (Buckinghamshire): The large town of Milton Keynes is found in the South Eastern district of England in the traditional county of Buckinghamshire (Bucks). Milton Keynes is roughly 22 miles from Aylesbury and 13 miles from Buckingham, towns and villages nearby include Wavendon, Cranfield, Cosgrove, Wolverton, Great Horwood, Old Stratford and Stoke Hammond. Milton Keynes has the postcode MK1 - MK15, has a population of approximately 230,000 and has the telephone dial code 01908. In 1967 Milton Keynes became a formerly designated new town. (Tags: Milton Keynes Buckinghamshire, Milton Keynes UK, Milton Keynes Bucks, Milton Keynes England)

Independent financial advisor in MK1 area, 01908.

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(This financial advisor Milton Keynes information was reviewed and updated on 20-02-2024)