Financial Advisor Folkestone

Folkestone Independent Financial Advice & Investment

Financial Advisor Folkestone Kent (CT18): Locating a reliable financial advisor advisor in Folkestone can be a daunting experience, particularly if you are needing financial advice for the first time. Whether it's pensions, investments, mortgage or even insurance advice that you're searching for, there is one common rule for all qualified financial advisors; they must all comply with FCA (Financial Conduct Authority) regulations. This comes with various guarantees, thus after getting advice from a FCA approved financial advisor in Folkestone, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if if things go wrong.

Free Folkestone Financial Advisor Quotes

Relatives and friends recommendations can be a decent starting place in picking a financial advisor in Folkestone, but remember that their circumstances might be different to what you're looking for. Every financial advisor isn't suitable for everybody, and their advice should be adapted to your specific circumstances. It is a good idea to chat to at least 3 different firms when you are selecting a financial advisor, since this is a major decision, and you need to find one that you can trust and feel comfortable with, and explore the options they offer.

Financial Advisor Folkestone Kent (CT18)

When you're looking to pick a financial advisor in Folkestone, there are essentially 2 main types; restricted advisors and independent financial advisors (IFA). Offering a more diverse range of options, an independent financial advisor won't be confined to the services and products of a single company. Independent financial advice should encompass the entire gamut of financial companies and products, and should be given in an unbiased way. Consulting an IFA should allow you to select from the broadest possible range of services. A restricted financial advisor could be limited to services and products from a single provider, or might even focus on a particular product, as may be the case with a mortgage advisor.

Before any financial advisor takes you on as a client, they are required by the Financial Conduct Authority to be fully transparent with you about their charges. Subject to the type of product you require, you could be charged a set fee, by the hour or maybe even a slice of your investment. You could be offered the chance of a free preliminary consultation to enable you to discuss your aims and determine whether the advisor is a right fit for your situation. In some of the bigger Folkestone companies, you could find that your account is being managed by a team rather than an individual advisor.

Financial Advisors Folkestone UK (01303)

To describe your financial situation and desired goals to the advising firm, you'll be required to fill out a "Fact Find" form, which is a confidential disclosure document. You should also be given an Initial Disclosure Document, or Key Facts Document, which provides you with information on the financial advisor, their status to offer restricted or independent advice and their scope of permissions in the financial sector. Your legal rights should also be spelled out in this document, in addition to the options you can take if you want to submit a complaint because you are not satisfied with the service you are given. It should be typed out in plain English and detail what you are signing up for, and any possible risks and benefits if you elect to accept the offered advice. This document should also inform you of the level of cooling-off period. This allows you to cancel the contract within a certain number of days, and whenever any penalty charges have to be paid.

When speaking to the financial advisor initially you should check their qualifications and experience. You should not be self-conscious about asking these questions, after all you are just about to entrust your financial future to their expertise. Every Folkestone financial advisor must present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. You shouldn't panic if your specific financial advisor's name doesn't show up on the Financial Services Register, as long as the company is on the register, their employees will be covered by the regulations. The individual may still offer financial guidance as opposed to advice, if these cannot be provided. Guidance isn't subject to regulations in the same way as financial advice, which means that if mistakes are made neither party will have any recourse.

Financial Advisor Quotes in Folkestone Kent

If you are seeking advice on investing money you will be asked the level of risk you're comfortable with. Most investments carry some degree of risk, but high risk investments could offer higher rewards, and also more likelihood of losing your money. Good quality financial and investment advice will take into account your savings objectives, i.e. short or long term investments, how quickly you need to access your money and how much capital you want to invest. One question you should ask yourself, which is normally neglected, is how much money you can afford to lose. This may influence the services and products that you're offered, and is sometimes referred to as your 'capacity for loss'.

Financial Advice Near Folkestone Kent

You need to tell your financial advisor about your existing investments, mortgages, savings or regular outgoing payments. This will give a full and clear picture of your financial situation, and without this the advice given may not be the best for you. Spreading the risk load across a number of different products through the diversification of your savings and investments, is something that good quality financial advice should allow for. In order to match your goals and financial situation, a certified financial advisor in Folkestone will understand the best areas to consider.

Your financial advisor will communicate in the clearest possible way, to reveal the multifaceted world of finance. After learning about the services and products that meet your needs, you should be in a position to make an informed and deliberative decision. You could maybe ask your financial advisor to only include ethical savings and investments. This does not just give you investment opportunities, but also enables you to support green energy or zero carbon projects, and steer clear of companies that do not share the same values.

Working alongside a financial advisor in Folkestone can be challenging to fit in around your work life and other responsibilities. To allow you to get advice at a time to suit you, face-to-face appointments can be complemented with video conferencing and phone calls. Working from home and remote working is now a large part of our society, and a professional financial advice provider in Folkestone will have rigorous measures in force to ensure your details are kept secure and confidential, even if you rarely have a one-on-one meeting with your advisor.


Investments can be an unpredictable area, and values could fall as well as rise. If it just so happens that your investment is not making the amount of money you hoped for, it can be a very disheartening and worrying time. Unfortunately, your investment having a downward trend isn't a recognised grounds for complaint, unless it's because of incorrect or misleading information from your financial advisor.

Independent Financial Advisor Near Folkestone (CT18)

Any grievances should start out with the company's complaints procedure as detailed in the Key Facts Document. If the financial advisor is registered with the Financial Conduct Authority, you can tell the Financial Ombudsman about the matter if it remains unsolved within the time schedule stipulated by the regulating body.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If the complaint is justified, a decision will be made on how to financially compensate the customer. This becomes a legally binding decision once it has been accepted by the customer, and the advisor and their company must abide by the ruling. The Financial Ombudsman will also take into account any distress, annoyance, trouble and inconvenience caused to the customer during the process, and fix the level of compensation accordingly.

Book a Financial Advisor in Folkestone UK

Financial advice can be provided in Folkestone and also in: Sandgate, Etchinghill, Stanford, Elham, West Hougham, Lyminge, Densole, Lower Standen, Church Hougham, Seabrook, Alkham, Saltwood, Palmarsh, Hawkinge, Capel le Ferne, Cheriton, Hythe, as well as in these postcodes CT19 4BD, CT19 4FA, CT19 4ER, CT19 4EJ, CT19 4LT, CT19 4BZ, CT19 4HQ, CT18 7AA, CT19 4PA, CT19 4DP. Local Folkestone financial advisers will probably have the postcode CT18 and the dialling code 01303. Verifying this should confirm you access locally based financial advisers. Folkestone property owners are able to utilise these and lots of other finance related services. Click on the "enquiry" form or banner to get details about financial advisors in your area.

Folkestone Financial Advice Services

Financial Advice Tasks Folkestone

There are a whole host of services that are provided by your local Folkestone financial advisor including tax financial planning, offshore investment advice, bridging finance Folkestone, ISA's, investment consolidation, annuity purchases, divorce planning, money planning Folkestone, financial planning Folkestone, pension planning, financial analyst services, independent financial advice Folkestone, life assurance, investment advice in Folkestone, wealth management & investments, pension transfers in Folkestone, retirement planning, mutual funds, trustee investment services, bereavement benefit advice in Folkestone, general financial planning, family income benefit, life insurance advice, business planning, stakeholder pension advice, pension consolidation advice in Folkestone, inheritance tax planning, equity release advice Folkestone, saving for children, familt controlled trusts in Folkestone, and lots more. These are just a small portion of the duties that can be conducted by a financial advisor. Folkestone professionals will let you know their full range of services.

The Skills to be Financial Advisors

  • To have the ability to use a computer and the appropriate software.
  • To have the ability to network and build relationships with clients.
  • Good business management skills for the negotiation of product rates.
  • A competent level of maths knowledge for creating financial packages.
  • Excellent verbal communication skills.
  • A good knowledge of economics and accounting associated with financial markets and products.
  • To be self-motivated and organised.
  • The ability to sell products and services.
  • Active listening skills.
  • To be thorough and pay attention to detail.
  • Good customer service skills for determining customer needs and requirements.

Financial Advice Enquiries Kent

Financial Advice Enquiries Kent

The latest Kent financial advice enquiries: Daisy and Enoch Jewell from Kings Hill recently asked for information on financial planning. Tamara Gosling and Julian Gosling in Cobham, Kent recently asked about offshore investments. Mila Preece in Hildenborough recently asked about investment bonds. Izabela Millward and Shaun Millward in River, Kent recently asked for information on investment bonds. Ace London in Eythorne recently asked for information on equity release. Amina Pattison and Hubert Pattison from New Romney, Kent recently asked for information on offshore investments. Floyd Bean in Southfleet recently asked about mortgage advice. Edwin Hutchison from Strood recently asked for information on equity release. All of these local residents conducted a search for "Garden Fencing Kent" and found this web page on Bing, Google or Yahoo.

Financial Advisors Kent

CT18 Investment Financial Advisor Kent 01303 Advisers Advisors Folkestone Services Advice Financial Advice Financial Advisor

In the Kent area you can additionally get: Dymchurch investment advisors, Paddock Wood investment advisors, Barming financial advisors, Lympne financial advice, New Barn investment advice, Temple Ewell financial advisors, St Marys Bay investment advice, Hythe investment advice, Broadstairs financial advisors, Crockenhill investment advisors, Sellindge investment advisors, Kingswood financial advisors, Cobham financial advice, Knockholt financial advisors, Broomfield investment advisors, Bridge investment advice, South Darenth financial advisors, Bapchild financial advice, Lamberhurst investment advisors, Sundridge investment advice, East Peckham investment advice, Smarden investment advice, Longfield financial advisors, Warden financial advisors, Leybourne investment advice, Singleton investment advisors, Boxley financial advisors, Hartley investment advice, High Halden investment advice, Culverstone Green financial advisors.


Financial Advisors Near Folkestone

Also find: Densole financial advisers, Lyminge financial advisers, Etchinghill financial advisers, Cheriton financial advisers, West Hougham financial advisers, Alkham financial advisers, Palmarsh financial advisers, Hawkinge financial advisers, Saltwood financial advisers, Capel le Ferne financial advisers, Seabrook financial advisers, Church Hougham financial advisers, Lower Standen financial advisers, Elham financial advisers, Stanford financial advisers, Sandgate financial advisers, Hythe financial advisors and more. Most of these towns and villages are serviced by local financial advisers. Folkestone residents can get quotations by going here.

Folkestone Financial Advice Services

Find a Financial Advisor in Folkestone Here
Financial Advice Enquiries in Folkestone Kent (01303)
  • Folkestone Retirement Planning
  • Folkestone Estate Planning
  • Folkestone Pension Advice
  • Folkestone Inheritance Advice
  • Folkestone Financial Services
  • Folkestone Investment Advice
  • Folkestone Life Insurance Advice
  • Folkestone Corporate Financial Planning
  • Folkestone Financial Advice Quotes
  • Folkestone Trustee Investments
  • Folkestone Mortgage Advice
  • Folkestone Tax Advice
  • Folkestone Wealth Management
  • Folkestone Independent Financial Advice

Financial Advisors Around Folkestone: In the past 12 months financial advice was provided in the following Folkestone streets: St Hugh Terrace, Stoddart Road, Darby Place, Albert Road, Belinda Court, Densole Way, Bournemouth Road, Bouverie Road West, Broadmead Road, Castle Bay, Barton Field, St Michaels Walk, Blenheim Drive, Bellevue Street, Canterbury Close, Coach Road, Augusta Gardens, Beckwith Green, Stempe Close, Sea View Terrace, Crete Road East, Coombe Way, Craufurd Green, The Sidings, Cheriton Place, Court Place, Beatty Close, Bybrook Way, Clifton Road, and in these Kent postcodes: CT19 4BD, CT19 4FA, CT19 4ER, CT19 4EJ, CT19 4LT, CT19 4BZ, CT19 4HQ, CT18 7AA, CT19 4PA, CT19 4DP. People living in these areas recently needed help from a financial advisor. Folkestone residents benefited from competent and high quality financial services in every case.

More Folkestone Services: Naturally, when you are looking at your finances in Folkestone, Kent, you'll likely be in need of all kinds of different services and aside from a financial advisor in Folkestone, Kent, you might additionally need estate planning in Folkestone, family lawyers in Folkestone, accountants in Folkestone, business financial planning in Folkestone, debt recovery & collection in Folkestone, wills & probate in Folkestone, payroll services in Folkestone, bookkeepers in Folkestone, property law & conveyancing in Folkestone, investment advisors in Folkestone, business consulting in Folkestone, tax preparation in Folkestone, mortgage advice in Folkestone, solicitors in Folkestone, contracts lawyers in Folkestone, mortgage brokers in Folkestone, banruptcy lawyers in Folkestone, and other different Folkestone experts.

Folkestone Kent: For details on Folkestone, Kent click here

Independent financial advisor in CT18 area, phone code 01303.

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(This financial advisor Folkestone content was edited and updated on 01-09-2022)