Financial Advisor Maidstone

Maidstone Independent Financial Advice & Investment

Financial Advisor Maidstone Kent (ME14): If you are seeking financial advice for the first time, trying to find a good independent financial advisor in Maidstone can be an intimidating experience. However, all professional financial advisors are bound by one common rule; they must all adhere to the regulations of the Financial Conduct Authority, whether you're after investments, pension, mortgage or even insurance guidance. This comes with some guarantees, thus after taking advice from a FCA authorised financial advisor in Maidstone, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if if things go wrong.

Free Maidstone Financial Advisor Quotes

When selecting a financial advisor in Maidstone, a good starting point could be neighbours and friends, however you must bear in mind that your circumstances might not be in line with theirs, and you may be in need of a different sort of advice. Financial advice needs to be specifically tailored to your unique circumstances, and you'll find that some financial advisors may not be appropriate for you. It is a good idea to talk with at least 3 different firms when you're selecting a financial advisor, since this is a big decision, and you need to find one that you can trust and feel at ease with, and explore the various options they can provide.

Financial Advisor Maidstone Kent (ME14)

There are 2 main types of financial advisor in Maidstone; restricted advisors and independent financial advisors (IFA). The benefit of using an IFA is that they won't be limited to the products and services of just one company, and can offer a wide range of options. Independent financial advice must be given in an honest and unbiased way and across the full spectrum of financial products and companies. If you elect to use an IFA, you will be able to pick from the broadest possible array of products, so as to find the perfect solution for you. A restricted advisor may be involved with an individual product, as with a mortgage advisor, or be limited to products and services from a particular company.

The FCA requires that any financial advisor in Maidstone must fully discuss their charges with you, before taking you on as a client. Based upon the kind of services you are looking for, you could be charged a set fee, by the hour or possibly even a specific percentage of your investment value. You could be offered the chance of a free preliminary consultation to allow you to discuss your aims and see if the advisor is the proper choice for your circumstances. In some of the bigger Maidstone companies, you could find that your account is being managed by a team as opposed to an individual advisor.

Financial Advisors Maidstone UK (01622)

To describe your financial situation and ambitions to the advising firm, you will have to fill in a "Fact Find" document, which is a confidential disclosure form. To provide information on the financial advisor, their status to offer restricted or independent advice and the extent of their permissions in the financial arena, you will also be given an Initial Disclosure Document, or Key Facts Document. Your own rights will also be laid out in this document, along with the possible options you can take if you want to complain because you are not happy with the service you're given. It has to be typed out in plain language and outline what you're signing up for, and any potential risks and benefits if you choose to accept the offered advice. This document must also inform you of the cooling-off period. Within a specific period of time, this permits you to cancel your agreement with the financial advisor.

When chatting with the financial advisor for the first time make sure you check their experience and qualifications. Asking these questions shouldn't be a cause for embarrassment, because after all you're about to entrust them with your long-term financial wellbeing. A Level 4 qualification is the minimum qualification for any financial advisor in Maidstone, and they must also be able to present you with an annual Statement of Professional Standing. You don't need to panic if your particular advisor's name doesn't show up on the Financial Services Register, so long as the company is listed on the register, their personnel will be covered by the regulations. The person can still offer financial guidance as opposed to advice, if these cannot be provided. In terms of finance guidance differs to advice and is not regulated. Therefore there is no recourse for either party if mistakes occur.

Financial Advisor Quotes in Maidstone Kent

You'll be asked about the level of risk you are ready and able to take on, if you are seeking advice on investments. High risk investments could potentially offer larger rewards, but all or some of your funds could be lost. In order to get the most effective financial and investment advice, your savings goals will need to be carefully considered, i.e. how much you wish to invest, how quickly you need to access your money and short or long term investments. "How much money can you truly afford to lose?" Is the one question that you really need to ask yourself. Generally known as your capacity for loss, this will very likely influence the products and services that you are offered.

Financial Advice Near Maidstone Kent

If you have already got any current investments, savings, mortgage loans or regular outgoing payments, you'll want to let your financial advisor know about these. They'll need to know this, so they can get a picture of your finances and give the best advice for your needs. Spreading the risk across various products through the diversification of your investments and savings, is something that smart financial advice should embrace. A competent financial advisor in Maidstone will understand the best products to consider, which reflect your financial situation and your goals.

A financial advisor will unmask the complex world of finance, and try to communicate in the clearest possible way. You should be able to make an informed decision after you have learned about the various services and products which match your needs. If you are environmentally minded, you could maybe ask your financial advisor to stick to ethical investment and savings schemes. You will then be able to stay clear of businesses that investments meet your requirements, but instead support those businesses and companies that match your concerns, for example zero carbon or renewable energy.

It isn't that easy to work closely with a financial advisor in Maidstone without this affecting work and other obligations. Face-to-face appointments can be backed up with telephone and video conferencing to enable you to get advice at times that suit you. Home and remote working is now so common, and a competent financial advice provider in Maidstone will have stringent measures in place to ensure your details are kept secure and confidential, even if you hardly ever have a face-to-face meeting with your personal advisor.


You need to remember that the financial world is a volatile sector, and the value of your investments can just as easily fall as well as rise. If your investment isn't making the amount of money you hoped for, it can be quite disheartening and worrying. A downward trend in your investment isn't seen as a cause for complaint, unless your advisor has supplied you with wrong or misleading information.

Independent Financial Advisor Near Maidstone (ME14)

The firm's complaints procedure should be the best place to start with any disputes, and the Key Facts Document will explain this. If the matter remains unsolved within the period stipulated by the regulating authority, and the financial advisor is registered with the Financial Conduct Authority, you can advise the Financial Ombudsman.

The Financial Ombudsman will look into the cause of the complaint and make a ruling. If it is established that the complaint is legitimate, a decision is made on how the customer can be financially compensated. Once the decision is agreed on by the client it becomes a legally binding decision which the advisor and their company, must abide by. The Ombudsman will also account for any annoyance, distress, hassle and inconvenience caused to the customer during the process, and fix the level of compensation proportionately.

Book a Financial Advisor in Maidstone UK

Financial advice can be provided in Maidstone and also in nearby places like: Downswood, Boxley, East Farleigh, Hollingbourne, Tovil, Linton, Walderslade, Weavering, Detling, Sandling, Parkwood, Yalding, Barming, Allington, Aylesford, Mereworth, Thurnham, Penenden Heath, together with these postcodes ME14 1QX, ME14 1JY, ME14 1XJ, ME14 1BG, ME14 1LT, ME14 1HJ, ME14 1PA, ME14 1UX, ME14 1PF, ME14 1RR. Local Maidstone financial advisors will most likely have the postcode ME14 and the telephone dialling code 01622.

Kent Financial Advisors

Advisers Services Investment Advice Advisor ME14 Financial Advisor Financial Advice 01622 Financial Advisors Maidstone Kent

In the Kent area you can additionally find: Eccles financial advisors, St Margarets At Cliffe financial advisors, Sandhurst investment advisors, Saltwood investment advisors, Sissinghurst financial advice, Chestfield financial advisors, Downswood financial advisors, Shorne Ridgeway financial advisors, Istead Rise financial advice, Boughton Aluph investment advice, Culverstone Green investment advice, Kemsing investment advice, Dymchurch financial advisors, Hamstreet investment advice, Pluckley investment advice, Eynsford financial advisors, Hextable financial advice, Lenham investment advisors, Aylesford financial advisors, Biddenden financial advisors, Eastchurch investment advice, Stanhope investment advice, Eastry investment advisors, Minster financial advice, Cliffe Woods financial advice, Teynham investment advisors, Tenterden financial advisors, Sheerness financial advisors.

Maidstone Financial Advice Services

Financial Advice Tasks Maidstone

There is a wide range of services that are provided by your local Maidstone financial advisor including ISA's, unit trusts, wealth management & investments, offshore investment advice Maidstone, will writing services, cheap financial advice, stakeholder pensions, life insurances, investment advice Maidstone, long term care fee advice, ethical investments Maidstone, corporate financial planning, mutual funds Maidstone, personal financial planning in Maidstone, cashflow analysis, retirement planning, investment plans in Maidstone, financial planning, cash flow modelling Maidstone, mortgage advice, pension plans Maidstone, business planning, divorce planning, life assurance advice, corporate bonds, and lots more.

Skills Needed by Financial Advisors

  • A thorough understanding of economics and accounting relating to financial products and markets.
  • To have good time management skills.
  • To pay attention to detail and be thorough.
  • Good verbal communication skills.
  • To be able to network and establish relationships with customers.
  • Good business management skills for the negotiation of product prices.
  • To have excellent IT skills.
  • Excellent customer service skills for identifying client needs.
  • To have the ability to listen attentively
  • The ability to promote services and products.
  • A good level of numeracy for producing financial plans.

Financial Advisors Near Maidstone

Also find: Aylesford financial advisors, Barming financial advisors, Thurnham financial advisors, Walderslade financial advisors, Detling financial advisors, Hollingbourne financial advisors, Linton financial advisors, Weavering financial advisors, Penenden Heath financial advisors, Downswood financial advisors, Sandling financial advisors, Allington financial advisors, Boxley financial advisors, Tovil financial advisors, East Farleigh financial advisors, Parkwood financial advisors, Yalding financial advisors, Mereworth financial advisors and more.

Maidstone Financial Advice Services

Find a Financial Advisor in Maidstone Here
Financial Advice Enquiries in Maidstone Kent (01622)
  • Maidstone Inheritance Advice
  • Maidstone Cashflow Analysis
  • Maidstone Pension Advice
  • Maidstone Trustee Investments
  • Maidstone Independent Financial Advice
  • Maidstone Investment Advice
  • Maidstone Life Insurance Advice
  • Maidstone Corporate Financial Planning
  • Maidstone Tax Advice
  • Maidstone Estate Planning
  • Maidstone Wealth Management
  • Maidstone Mortgage Advice
  • Maidstone Financial Advice Quotes
  • Maidstone Cheap Financial Advice

Financial Advisors Around Maidstone: In County Road, Trevor Drive, Buckland Hill, South Park Road, Crispin Court, School Lane, Sandbourne Drive, Baron Close, Brockenhurst Avenue, Andover Walk, South Court, The Beacons, Selbourne Walk, Colegate Drive, Bell Lane, Broomfield Road, Streetfield, Caernarvon Drive, Bridge Mill Way, Chillington Street, Sandy Mount, Boughton Lane, Deringwood Parade, Bedford Place, Albert Street, Stockton Close, Ames Avenue, Stagshaw Close, Castle Road, Tovil Hill, as well as the following local Maidstone postcodes: ME14 1QX, ME14 1JY, ME14 1XJ, ME14 1BG, ME14 1LT, ME14 1HJ, ME14 1PA, ME14 1UX, ME14 1PF, ME14 1RR, people have just recently needed financial advice.

Learn more about Maidstone here and Maidstone weather here

Maidstone Financial Advisor Jobs: Find financial advisor jobs near Maidstone by clicking here: General Financial Advisor Jobs

Independent financial advisor in ME14 area, and dialling code 01622.

TOP - Financial Advisor Maidstone

Financial Planning Maidstone - Personal Financial Advice Maidstone - ME14 - Business Financial Advisors Maidstone - Cheap Financial Advice Maidstone - Financial Advisor Near Maidstone - Retirement Advisors Maidstone - Investment Advisors Maidstone - Mortgage Advice Maidstone