Financial Advisor Lancing

Lancing Independent Financial Advice & Investment

Financial Advisor Lancing West Sussex (BN15): It can be a daunting experience trying to locate a decent independent financial advisor in Lancing, particularly if it's the first time that you are needing financial advice. Whether you are searching for mortgage, investments, pension or even insurance advice, all professional financial advisors have one thing in common; they all have to conform to the regulations set by the FCA (Financial Conduct Authority). This comes with some guarantees, thus after getting advice from a FCA registered financial advisor in Lancing, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman, if if things go wrong.

Free Lancing Financial Advisor Quotes

Recommendations from family and friends can be a good starting place in choosing a financial advisor in Lancing, but keep in mind that their circumstances may be different to what you are looking for. Not every financial advisor is suitable for everyone, and their advice should be tailored to your particular circumstances. It is wise to talk with at least three different firms when you are selecting a financial advisor, as this is a big decision, and you'll be looking to find one that you can trust and feel comfortable with, and investigate the options they offer.

Financial Advisor Lancing West Sussex (BN15)

There are 2 main types of financial advisor in Lancing; independent financial advisors and restricted advisors. Offering a broader range of options, an independent financial advisor won't be confined to the services or products of just one company. Independent financial advice must encompass the full gamut of financial companies and products, and should be given in an unbiased way. If you choose to use an IFA, you will be able to pick from the broadest possible range of services, so as to find the perfect solution for your needs. If you use a restricted advisor you'll find that they might be limited to services and products of a single provider, or as in the case of a mortgage advisor, may only be focused on one product.

Before any financial advisor in Lancing accepts you as a client, they are required by the Financial Conduct Authority to be transparent about their charges. Although it can vary in accordance with the type of product or service you require, there could be an hourly rate, a set fee, or you may even be charged a specific percentage of what you are investing. To enable you to discuss your goals and see if the advisor is the correct fit for you and your situation, a free initial consultation might be offered. If you go to one of the bigger Lancing firms, your account might be looked after by a team of advisors rather than a single individual.

Financial Advisors Lancing UK (01903)

To summarise your aims and financial situation to the advising firm, you'll need to fill out a "Fact Find" form, which is a confidential disclosure document. To provide details about the financial advisor, their situation for offering restricted or independent advice and the extent of their permissions in the financial sector, you'll also be given a Key Facts or Initial Disclosure Document. This document will also lay down your own rights and the possible options you can take if you aren't satisfied with the service provided, and would like to complain. It should detail what you're signing up for, and any possible benefits and risks should you choose to accept the offered advice, and it must be written in plain language. This document should also inform you about the level of cooling-off period. This enables you to cancel your agreement within a certain period of time, and whenever any penalties are incurred.

The very first time you're speaking with your financial advisor make sure you check what qualifications and experience they have. After all you are just about to entrust your financial wellbeing to their expertise, so you must not be embarrassed about asking these questions. A Level 4 qualification is the minimum required qualification for any financial advisor in Lancing, and they must also be able to show an annual Statement of Professional Standing. When you check the Financial Services Register, you should not freak out if your specific financial advisor's name does not appear on there; you will probably find the company name, and this means that the legislation covers all of their employees. If these cannot be provided the individual may still offer financial guidance instead of advice. Guidance differs to advice as it isn't regulated in the same way, and if errors occur there will probably be no recourse to either party.

Financial Advisor Quotes in Lancing West Sussex

If you are looking for advice on investing money you'll be asked about the amount of risk you are willing and able to accept. Substantial rewards could be possible with higher risk investments, however you could also lose some or all of your money. In order to get the most effective investment and financial advice, your savings goals will need to be taken into account, i.e. short or long term investments, how much capital you want to invest and how rapidly you need access to your money. "How much money can you truly afford to lose?" Is the one important question that you really need to ask yourself. Commonly called your capacity for loss, this will most likely have an effect on products and services that you're offered.

Financial Advice Near Lancing West Sussex

You'll want to let your financial advisor know about any current regular outgoings, mortgages, investments or savings accounts. To make certain that you receive the best advice for you, they need a clear and full picture of your financial situation. Spreading the risk across a number of different products through the diversification of your investments and savings, is something that smart financial advice should embrace. So as to mirror your goals and financial circumstances, a professional financial advisor in Lancing will have the knowledge of the best products to consider.

Your financial advisor will try to communicate in as much plain speech as possible, to reveal the multifaceted world of finance. You should be able to come to an informed and educated decision after you have learned about the various products and services which meet your needs. You can maybe ask your advisor only to choose ethical investment and savings schemes. You will then be able to steer clear of corporations that investments meet your criteria, and instead support those companies and enterprises that match your concerns, for example green energy or zero carbon.

Working alongside a financial advisor in Lancing can be tricky to manage around work and other responsibilities. This can be alleviated by augmenting one-on-one meetings with telephone calls and video conferencing, hence allowing you to seek the guidance you need at times that are convenient. Even if you rarely have a one-on-one meeting with your personal advisor, a competent financial advice firm in Lancing will have rigorous measures in place to keep your details secure and confidential, because working from home and remote working is now so common.

COMPLAINTS

You have to keep in mind that the financial sector can be volatile, and the value of your investments could just as easily go down as well as up. If it just so happens that your investment is not making the amount of money you were hoping for, it can be a very demoralising and worrying time. A downward spiral in your investment isn't a recognised grounds for complaint, unless your advisor has given you wrong or misleading information.

Independent Financial Advisor Near Lancing (BN15)

The company's official complaints procedure should be the starting point for any grievances, and the Key Facts Document will clarify this. If the issue is unresolved within the timeframe set out by the regulating authority, and the financial advisor is registered with the FCA, you can contact the Financial Ombudsman.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. If the complaint is upheld, a decision will be made on how to rectify the situation or financially compensate the client. Once the decision is accepted by the customer it becomes a legally binding decision which the advisor and their company, must comply with. Any compensation set by the Financial Ombudsman will also take into consideration any distress, inconvenience, annoyance and hassle caused to the customer during the situation.

Book a Financial Advisor in Lancing UK

Financial advice can be provided in Lancing and also in: Findon, Broadwater, Worthing, Upper Beeding, Goring by Sea, Washington, South Lancing, Shoreham-by-Sea, North Lancing, Bramber, Steyning, Wiston, Botolphs, Sompting, Coombes, and in these postcodes BN15 0NL, BN15 0JA, BN15 8DF, BN15 0QJ, BN15 8EE, BN15 0NP, BN15 0HQ, BN15 0NZ, BN15 8JP, BN15 8HP. Locally based Lancing financial advisors will probably have the dialling code 01903 and the postcode BN15. Checking this should confirm that you are accessing locally based financial advisers. Lancing property owners can benefit from these and various other finance related services. Simply click the "enquiry" banner or form to get details about financial advisors in your area.

Lancing Financial Advice Services

Financial Advice Tasks Lancing

There are a wide range of services which can be provided by your local Lancing financial advisor including personal pensions advice in Lancing, pensions in divorce, cheap financial advice, personal financial planning Lancing, life insurance advice in Lancing, business planning, stakeholder pension advice Lancing, investment bonds in Lancing, trusts, income protection, retirement plans, long term care fee advice, family income benefit, divorce financial planning, savings advice, ethical investments in Lancing, cashflow planning, mutual funds, money planning, annuities, equity release advice, pension consolidation advice, pension planning, ISA's, personal protection, bereavement benefits Lancing, business protection, mortgage advice, tax planning Lancing, corporate financial planning, and more. These are just some of the duties that can be handled by a financial advisor. Lancing professionals will tell you about their whole range of services.

LANCING FINANCIAL ADVISOR QUOTES

Financial Advisors Near Lancing

Also find: Bramber financial advisers, Broadwater financial advisers, Wiston financial advisers, Goring by Sea financial advisers, Steyning financial advisers, Washington financial advisers, Botolphs financial advisers, Findon financial advisers, Upper Beeding financial advisers, Sompting financial advisers, Coombes financial advisers, Worthing financial advisers, South Lancing financial advisers, Shoreham-by-Sea financial advisers, North Lancing financial advisors and more. Most of these towns and villages are served by local financial advisers. Lancing residents can get price quotes by clicking here.

Lancing Financial Advice Services

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Financial Advice Enquiries in Lancing West Sussex (01903)
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Financial Advisors Around Lancing: Folks who live in the following roads and streets have recently requested financial advice - Glebe Way, First Avenue, Upper West Lane, Norton Road, Pratton Avenue, Chartwell Road, Myrtle Road, Peter Road, Old Shoreham Road, Hamilton Road, Penleigh Close, Derek Road, Cecil Road, Elmstone Close, Adur Close, North Farm Road, Caron Close, Greenoaks, Queens Road, Shadwells Road, Mill Road, Brierley Gardens, Burrell Avenue, Eighth Avenue, The Saltings, Larkfield Close, Mulberry Close, Grafton Drive, as well as these Lancing area postcodes: BN15 0NL, BN15 0JA, BN15 8DF, BN15 0QJ, BN15 8EE, BN15 0NP, BN15 0HQ, BN15 0NZ, BN15 8JP, BN15 8HP. People residing in these local areas recently requested help from a financial advisor. Lancing residents received high quality and reliable financial services in every case.

More Lancing Services: Not surprisingly, when you are looking at your finances in Lancing, West Sussex, you will likely need all kinds of different services and as well as a financial advisor in Lancing, West Sussex, you may also need payroll services in Lancing, tax preparation in Lancing, family lawyers in Lancing, investment advisors in Lancing, mortgage advice in Lancing, estate planning in Lancing, mortgage brokers in Lancing, wills & probate in Lancing, accountants in Lancing, contracts lawyers in Lancing, debt recovery & collection in Lancing, business financial planning in Lancing, property law & conveyancing in Lancing, solicitors in Lancing, bookkeeping in Lancing, banruptcy lawyers in Lancing, business consulting in Lancing, and other different Lancing experts.

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Lancing Financial Advisor Jobs: See financial adviser jobs in Lancing by clicking here: General Financial Advisor Jobs

Independent financial advisor in BN15 area, phone code 01903.

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(This financial advisor Lancing information was successfully updated on 06-05-2022)