Financial Advisor Atherton

Atherton Independent Financial Advice & Investment

Financial Advisor Atherton Greater Manchester (M46): Finding a decent independent financial advisor in Atherton can be an intimidating experience, particularly if you are needing financial advice for the very first time. Whether you are searching for pension, mortgage, investments or even insurance advice, all financial advisors have one thing in common; they must all observe the regulations set by the FCA (Financial Conduct Authority). This comes with certain guarantees, thus after getting advice from a FCA authorised financial advisor in Atherton, you can seek reparation from the Financial Ombudsman or the Financial Services Compensation Scheme, if anything goes awry.

Free Atherton Financial Advisor Quotes

A decent starting place in choosing a financial advisor in Atherton can be friends and neighbours, but keep in mind that the kind of advice you are searching for might be different to theirs. Financial advice needs to be specifically tailored to your particular circumstances, and you'll discover that some financial advisors might not be suitable for your requirements. It is a good idea to speak with at least 3 different companies when you are considering a financial advisor, as this is a major decision, and you'll be looking to find one that you can trust and feel comfortable with, and at the same time investigate the various options they can provide.

Financial Advisor Atherton Greater Manchester (M46)

There are two principal types of financial advisor in Atherton; restricted advisors and independent financial advisors (IFA). An independent financial advisor won't be confined to a single provider's services or products. Independent financial advice must be offered in an impartial and unbiased way and should cover the whole spectrum of financial companies and products. This will permit you to select from the widest range of services to meet your needs. A restricted financial advisor could be limited to services and products from one particular provider, or might even concentrate on one particular product, as in the case of a mortgage advisor.

Before any financial advisor takes you on as a client, they're required by the FCA to be fully transparent with you about their charges. Although it varies according to the type of service or product you are looking for, there may be an hourly rate, a set fee, or you could even be charged a proportion of what you're investing. A free first consultation could be offered, so that you can discuss your objectives and situation to determine whether the advisor is the best fit. Your account may be managed by a team rather than a single advisor, if you opt to go with one of the larger companies in Atherton.

Financial Advisors Atherton UK (01942)

Before any actual advice is handed out you will be required to fill out a confidential disclosure document, called a "Fact Find" form, which tells the advising firm about your financial situation and objectives. You'll also be given an Initial Disclosure Document, or Key Facts Document, which gives you details of the financial advisor, their status to offer independent or restricted advice and their range of permissions in the financial arena. If you aren't satisfied with the service provided, and wish to complain, this document will also lay down your rights and your options. It should describe exactly what you're committing yourself to, and any possible risks and benefits should you opt to take the offered advice, and it should be written in clear language. The Key Facts Document will also tell you about the allowed cooling-off period. This enables you to cancel your agreement within a certain period of time, and whenever any penalties have to be paid.

The very first time you're talking with the financial advisor make sure you check what experience and qualifications they have. Asking such questions should not cause you any embarrassment, because after all you're about to entrust them with your financial wellbeing. Every financial advisor in Atherton must be in a position to present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. When you check the Financial Services Register, don't panic if your specific financial advisor's name doesn't show up on there; you ought to be able to find the company name, and this means that the legislation covers all of their advisors. If these cannot be presented the individual can still offer financial guidance instead of financial advice. Guidance is different to advice as it is not regulated, and if mistakes occur there may be no recourse to the client.

Financial Advisor Quotes in Atherton Greater Manchester

You'll be asked the amount of risk you're willing and able to take, if you are seeking advice on investments. Higher risk investments could offer higher rewards, however some or all of your cash could be lost. The best financial and investment advice should take into account your savings objectives, i.e. how much you have to invest, how rapidly you need access to your money and short or long term investments. You must always ask yourself the one vital question, how much can you really afford to lose. This is commonly called your 'capacity for loss' and could affect the services and products that are offered to you.

Financial Advice Near Atherton Greater Manchester

If you already have any existing regular outgoings, personal savings, investments or mortgage loans, you must tell your financial advisor about these. To ensure that you get the best advice for you, they need to have a full and clear picture of your financial circumstances. Smart financial advice should allow for diversifying your savings and investments by spreading the risk across a range of different products. With an understanding of the best areas to consider, a competent financial advisor will favour products that most closely fit in with your goals and financial circumstances.

A financial advisor will reveal the complex world of finance, and speak in as much plain speech as possible. This will enable you to compare services and products that match your needs, and come to an informed decision. You can ask your financial advisor only to include ethical savings and investments. This not only gives you investment possibilities, but also allows you to support zero carbon or renewable energy projects, and avoid companies and businesses that do not share the same values as you.

It could prove hard to manage your work day and other obligations around working closely with a financial advisor in Atherton. One-on-one appointments can be complemented with phone calls and video conferencing to enable you to seek advice at a time to suit you. Any competent financial advice company in Atherton will have stringent measures in force to keep your details confidential and secure, even if you never have a face-to-face meeting with your advisor, because remote and home working is now so common.


Investment values could go down as well as up, and this is a factor that you have to keep in mind. If your investment isn't making as much money as you were hoping for, it can be incredibly frustrating and stressful. Regrettably, your investment having a downward trend is not seen as a basis for complaint, except if it's because of incorrect or misleading information from your advisor.

Independent Financial Advisor Near Atherton (M46)

As laid out in the Key Facts Document, any grievances should start out with the firm's complaints procedure. If the problem is unsolved within the timeframe stipulated by the regulating body, and the advisor is a member of the FCA, you can inform the Financial Ombudsman.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. A decision is made on how to rectify the situation or financially compensate the client, if the complaint is justified. The financial advisor and their company must comply with any ruling that's made by the Ombudsman, which becomes legally binding as soon as the client has accepted it. Any compensation as set out by the Ombudsman will also take into consideration any trouble, inconvenience, distress and upset caused to the customer during the situation.

Book a Financial Advisor in Atherton UK

Financial advice can be provided in Atherton and also nearby in: Chew Moor, Daisy Hill, Chequerbent, Over Hulton, Gin Pit, Westleigh, Little Hulton, Lostock, Tyldesley, Dobb Brow, Higher Folds, Platt Bridge, Bickershaw, Westhoughton, Hindley Green, as well as in these postcodes M46 0BS, M46 0AS, M46 0FX, BL5 2JJ, M46 0NA, M46 0JG, M46 0NT, M46 0AT, M46 0HH, M46 0DW. Local Atherton financial advisors will most likely have the telephone dialling code 01942 and the postcode M46. Verifying this can ensure that you access local financial advisers. Atherton householders are able to utilise these and lots of other similar services. Simply click on the "enquiry" banner or form to get information on financial advisors in your location.

Greater Manchester Financial Advisors

Investment Advice Financial 01942 Advisor Services Advisers Advisors Greater Manchester Atherton Financial Advice M46 Financial Advisor

Around Greater Manchester you'll also discover: Timperley investment advice, Lowton financial advice, Chew Moor investment advisors, Newton financial advisors, Aspull financial advisors, Hollingworth investment advisors, Shaw and Crompton independent financial advisors, Wardle independent financial advisors, Astley investment advisors, Prestwich financial advisers, Kearsley pension advice, Bickershaw independent financial advisors, Prestwich financial advisors, Hollingworth financial advisors, Astley pension advice, Mottram in Longdendale investment advisors, Bramhall financial advice, Shevington investment advice, Winton independent financial advisors, Blackrod financial advice, Milnrow investment advice, Cheadle Hulme investment advisors, Tyldesley financial advisor, Elton financial advisors, Flowery Field independent financial advisors, Offerton Park financial advice, Prestwich pension advice.

Skills Required by Financial Advisors

  • To be able to competently use a computer and the primary software packages.
  • Good verbal communication skills.
  • Good skills in customer service for identifying customer requirements and needs.
  • To have the ability to network and build relationships with clients.
  • To have active interpersonal and listening skills.
  • Excellent business management skills for negotiating product fees.
  • A thorough knowledge of accounting and economics associated with financial products and markets.
  • To be good at promoting services and products.
  • To be thorough and pay attention to detail.
  • An excellent level of maths knowledge for developing financial packages.
  • To be target driven.

Atherton Financial Advice Services

Financial Advice Tasks Atherton

There is a range of services that are provided by your local Atherton financial advisor including trusts in Atherton, business protection, pension transfers in Atherton, income protection, general financial planning, pension consolidation, trustee investment services in Atherton, investment advice, unit trusts in Atherton, pension drawdowns Atherton, will writing services, personal pensions advice, familt controlled trusts in Atherton, investment consolidation, financial services, stakeholder pensions, money planning in Atherton, retirement advice in Atherton, annuities, offshore investment advice, personal financial planning in Atherton, cash flow modelling Atherton, ethical investment advice, personal protection, saving for children Atherton, independent financial advice, life insurances Atherton, tax advice in Atherton, life assurance, equity release advice in Atherton, and more. These are just some of the duties that can be performed by a financial advisor. Atherton professionals will be delighted to keep you abreast of their entire range of services.


Financial Advisors Near Atherton

Also find: Westhoughton financial advisors, Westleigh financial advisors, Chew Moor financial advisors, Bickershaw financial advisors, Hindley Green financial advisors, Dobb Brow financial advisors, Chequerbent financial advisors, Little Hulton financial advisors, Platt Bridge financial advisors, Tyldesley financial advisors, Over Hulton financial advisors, Lostock financial advisors, Daisy Hill financial advisors, Higher Folds financial advisors, Gin Pit financial advisors and more. Most of these locations are serviced by local financial advisers. Atherton residents can get financial advice quotations by clicking here.

Atherton Financial Advice Services

Find a Financial Advisor in Atherton Here
Financial Advice Enquiries in Atherton Greater Manchester (01942)
  • Atherton Financial Advice Quotations
  • Atherton Life Insurance Advice
  • Atherton Trustee Investments
  • Atherton Investment Advice
  • Atherton Independent Financial Advice
  • Atherton Wealth Management
  • Atherton Cheap Financial Advice
  • Atherton Tax Advice
  • Atherton Pension Advice
  • Atherton Inheritance Advice
  • Atherton Estate Planning
  • Atherton Cashflow Analysis
  • Atherton Corporate Financial Advice
  • Atherton Financial Services

Financial Advisors Around Atherton: Financial advice has recently been given in the following Atherton roads and streets - Colliers Grove, Windermere Avenue, Leigh Road, Brook Street, Milldale Close, Howe Bridge Close, Richmond Street, Riley Street, Prosser Avenue, Stanley Street, Yewtree Avenue, Norfolk Road, Walkdens Avenue, Lee Street, Bridge's Street, Spa Road, Murray Street, Gadbury Fold, Caton Drive, Smallbrook Lane, Lombard Street, Pike Avenue, Mealhouse Lane, Lovers' Lane, Crown Street, Valentines Road, Oak Street, Oliver Street, Worthing Grove, as well as the following local Atherton postcodes: M46 0BS, M46 0AS, M46 0FX, BL5 2JJ, M46 0NA, M46 0JG, M46 0NT, M46 0AT, M46 0HH, M46 0DW. Folks residing in these areas recently needed the help of a financial advisor. Atherton residents were given professional and dependable financial services on every occasion.

More Atherton Services: Of course, whenever you are looking at your finances in Atherton, Greater Manchester, you'll probably be in need of all kinds of different services and together with a financial advisor in Atherton, Greater Manchester, you may additionally need bookkeeping in Atherton, wills & probate in Atherton, property law & conveyancing in Atherton, debt recovery & collection in Atherton, family lawyers in Atherton, mortgage advice in Atherton, payroll services in Atherton, mortgage brokers in Atherton, business consulting in Atherton, accounting in Atherton, tax preparation in Atherton, business financial planning in Atherton, investment advisors in Atherton, estate planning in Atherton, solicitors in Atherton, contracts lawyers in Atherton, banruptcy lawyers in Atherton, and other different Atherton experts.

For the best local Atherton information go here

Financial Advisor Jobs Atherton: Browse financial adviser jobs near Atherton by clicking here: General Financial Advisor Jobs

Independent financial advisor in M46 area, (dialling code 01942).

TOP - Financial Advisor Atherton

Financial Advisor Near Atherton - Personal Financial Advisors Atherton - Independent Financial Advisors Atherton - Independent Financial Advice Atherton - Retirement Advice Atherton - Financial Advice Quotes Atherton - Investment Advice Atherton - Life Insurance Atherton - Cheap Financial Advice Atherton


(This financial advisor Atherton page was reviewed and updated on 01-09-2022)