Financial Advisor High Wycombe

High Wycombe Independent Financial Advice & Investment

Financial Advisor High Wycombe Buckinghamshire (HP10): It can be an intimidating experience trying to find a first-rate independent financial advisor in High Wycombe, particularly if it is the very first time that you're needing financial advice. Whether you're looking for investment, pension, mortgage or even insurance guidance, all professional financial advisors are bound by one simple rule; they must all follow the regulations set by the Financial Conduct Authority (FCA). The advantage of this is that should a financial advisor who is FCA approved give you poor advice, and things go awry, you've got guarantees, and can contact the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

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Friends and relatives recommendations can be a good starting place in picking a financial advisor in High Wycombe, but keep in mind that their circumstances could be different to the type of advice you are looking for. Every financial advisor is not suitable for everyone, and any advice they provide should be tailored to your specific situation. It pays to speak to at least three different companies when you're selecting a financial advisor, since this is a major decision, and you will be looking to find one that you feel comfortable with and can trust, and also explore the options they can provide.

Financial Advisor High Wycombe Buckinghamshire (HP10)

When you are looking to pick a financial advisor in High Wycombe, there are basically 2 principal types; restricted advisors and independent financial advisors. An independent financial advisor will not be limited to the products or services of just one company. Independent financial advice should be given in a frank and impartial way and across the full spectrum of financial products and companies. This will permit you to pick from the broadest range of products to meet your needs. A restricted advisor might be concerned with a single product, such as a mortgage advisor, or be limited to services and products from a particular firm.

Before taking you on as a client, any High Wycombe financial advisor must be transparent about their charges, as set out by the Financial Conduct Authority. You might be charged by the hour, a set fee or even a percentage of your investment, subject to type of product you are interested in. A free initial consultation might be offered, so that you can discuss your aims and situation to see if the advisor is the right fit. Your account might be looked after by a team rather than one individual advisor, if you choose to go to one of the larger High Wycombe companies.

Financial Advisors High Wycombe UK (01494)

You'll be asked to fill out a "Fact Find" form, which is a confidential disclosure document relating your financial situation and objectives to the advising company. You should also be handed an Initial Disclosure Document, or Key Facts Document, which provides you with details about the financial advisor, their status to offer independent or restricted advice and their scope of permissions in the financial market. If you are not happy with the service, and wish to complain, this document will also lay down your rights and the possible options you can take. It must be written in plain English and describe what you are signing up for, and any possible risks and benefits should you opt to accept the offered advice. The allowed cooling-off period should also be spelled out in this document. Within a specific time frame, this allows you to cancel your contract.

When speaking to your financial advisor for the first time you'll want to check their qualifications and experience. You shouldn't be embarrassed about asking such questions, after all you are about to entrust your financial future to their expertise. A Level 4 qualification is the minimum required qualification for any financial advisor in High Wycombe, and they must also be in a position to present an annual Statement of Professional Standing. When you check the Financial Services Register, you should not freak out if your particular financial advisor's name does not appear on there; you should be able to locate the company name, and this means that the legislation covers all of their advisors. If they are not able to supply these accreditations, the person can't offer advice but is able to offer financial guidance. In financial terms guidance is different to advice and isn't regulated. Therefore there isn't any recourse for the client if mistakes arise.

Financial Advisor Quotes in High Wycombe Buckinghamshire

If you're seeking advice on investing money you'll be asked the level of risk you're comfortable with. High risk investments could offer bigger rewards, but some or all of your money could be lost. Your savings objectives should be considered if decent investment advice is to be given, i.e. how quickly you need access to your funds, how much you wish to invest and short or long term investments. One question you should ask yourself, which is often overlooked, is just how much you can really afford to lose. This may well influence the products and services that could be offered for your consideration, and is generally known as your 'capacity for loss'.

Financial Advice Near High Wycombe Buckinghamshire

You must let your financial advisor know about any existing mortgages, investments, regular payments or savings accounts. This should give a clear picture of your current financial situation, and without this the advice given may not be the most appropriate for you. Diversifying your investments and savings by spreading the risk load across a number of different products, is an important part of reliable financial advice. A professional financial advisor in High Wycombe will understand the best areas to consider, which match your goals and your financial situation.

A financial advisor will unveil the multifaceted world of finance, and speak in as plain a speech as possible. This will allow you to compare services and products that match your needs, and come to an informed decision. You could even ask your advisor only to include ethical investments and savings. This allows you to lend support to companies and enterprises which address your concerns, i.e. green energy or zero carbon, or perhaps keeping away from companies that don't meet your standards.

Working together with your financial advisor in High Wycombe can be tricky to manage around your work life and other commitments. One-on-one appointments can be augmented with phone calls and video conferencing to enable you to seek advice at times that suit you. Any professional financial advice firm in High Wycombe will have stringent measures in place to keep your details confidential and secure, even if you rarely have an in-person meeting with your personal advisor, because remote and home working is now so common.


The value of your investments can go down as well as up, and this is a factor that you have to remember. If it just so happens that your investment is not making the amount of money you hoped for, it can be a very worrying and frustrating time. Unfortunately, a downward trend in your investment isn't seen as a cause for complaint, unless of course it is due to wrong or misleading information from your advisor.

Independent Financial Advisor Near High Wycombe (HP10)

Any disputes should start with the company's complaints procedure as outlined in the Key Facts Document. If the financial advisor is registered with the FCA, you can tell the Financial Ombudsman about the issue if it is unsolved within the time schedule laid down by the regulating authority.

The Financial Ombudsman will make a ruling after independently reviewing the cause for complaint. If it's established that the complaint is justifiable, a decision will be made on how the client can be compensated. The financial advisor and their firm must comply with any decision that's made by the Ombudsman, which becomes a legally binding decision as soon as the customer has agreed to it. Any hassle, distress, inconvenience and upset caused to the client during the dispute, will be accounted for when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in High Wycombe UK

Financial advice can be provided in High Wycombe and also nearby in: Bradenham, Holmer Green, Hazlemere, Stokenchurch, Totteridge, Kingswood Park, Lane End, West Wycombe, Wooburn Green, Hughenden, Bolter End, Flackwell Heath, Micklefield, Plomers Hill, Handy Cross, Sands, Terriers, Downley, Loudwater, Piddington, Walters Ash, Booker, Beacon Hill, Wycombe Marsh, Four Ashes, as well as in these postcodes HP10 8WR, HP11 1GX, HP11 1BJ, HP11 1DN, HP11 1GJ, HP11 1FN, HP11 1JT, HP11 1FW, HP10 8WN, HP10 8WX. Locally based High Wycombe financial advisers will likely have the postcode HP10 and the telephone dialling code 01494. Verifying this should ensure that you access locally based financial advisers. High Wycombe homeowners will be able to benefit from these and many other similar services. Simply click on the "enquiry" banner or form to get information on financial advisors in your area.

High Wycombe Financial Advice Services

Financial Advice Tasks High Wycombe

There are a wide array of services which can be provided by your local High Wycombe financial advisor including multi-asset portfolios, investment reviews, personal protection, tax planning in High Wycombe, personal pensions, bereavement benefit advice, cheap financial advice, life assurance advice, personal financial planning High Wycombe, pension planning High Wycombe, annuity purchase, corporate bonds, financial advice services, mutual funds, corporate financial planning, divorce planning in High Wycombe, investing an inheritance, equity release, investment bonds, long term care fee planning, retirement plans, money planning, bridging finance, saving for children, cash flow modelling in High Wycombe, offshore investments, investment consolidation High Wycombe, pension transfers High Wycombe, familt controlled trusts in High Wycombe, trusts, and more. Listed are just a few of the duties that can be accomplished by a financial advisor. High Wycombe professionals will be happy to inform you of their full range of financial services.


Financial Advisors Near High Wycombe

Also find: Bolter End financial advisors, Loudwater financial advisors, Handy Cross financial advisors, West Wycombe financial advisors, Terriers financial advisors, Hughenden financial advisors, Flackwell Heath financial advisors, Micklefield financial advisors, Beacon Hill financial advisors, Sands financial advisors, Bradenham financial advisors, Piddington financial advisors, Totteridge financial advisors, Wycombe Marsh financial advisors, Downley financial advisors, Wooburn Green financial advisors, Booker financial advisors, Plomers Hill financial advisors and more. All of these villages and towns are covered by financial advisors. Residents in the area can make enquiries about financial advice by clicking here.

High Wycombe Financial Advice Services

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Financial Advisor Jobs High Wycombe: See financial advisor jobs near High Wycombe here: Financial Advisor Jobs High Wycombe

High Wycombe Buckinghamshire (Bucks): The large town of High Wycombe can be found in the South Eastern district of England in the traditional county of Buckinghamshire (Bucks). High Wycombe is about 5 miles from Marlow and 15 miles from Aylesbury, towns and villages nearby include Beacon Hill, Booker, Handy Cross, Wooburn Green, Hughenden, Bolter End, Loudwater and Holmer Green. High Wycombe has the dial code 01494, has a population of about 125,000 and is in the postcode district HP10 to HP15. High Wycombe is the second largest settlement by population in Buckinghamshire. (Tags: High Wycombe England, High Wycombe Buckinghamshire, High Wycombe Bucks, High Wycombe UK)

Independent financial advisor in HP10 area, (dialling code 01494).

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(This financial advisor High Wycombe page was updated on 20-02-2024)