Financial Advisor Southborough

Southborough Independent Financial Advice & Investment

Financial Advisor Southborough Kent (TN4): If you're seeking financial advice for the very first time, trying to locate a reliable financial advisor advisor in Southborough can be a challenging experience. Nevertheless, all qualified financial advisors have one thing in common; they must all adhere to the regulations laid down by the Financial Conduct Authority, regardless of whether you're searching for investment, mortgage, pensions or even insurance advice. Any advice given from a FCA authorised financial advisor in Southborough comes with guarantees that if anything should go wrong, you've got access to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Southborough Financial Advisor Quotes

A decent starting point in choosing a financial advisor in Southborough may be friends and neighbours, but keep in mind that the sort of advice you are searching for could be different to theirs. Not every financial advisor is suitable for everybody, and any advice they provide should be adapted to your unique circumstances. It pays to chat to at least 3 different firms when you are picking a financial advisor, since this is an important decision, and you'll be looking to find one that you feel comfortable with and can trust, and at the same time check out the various options they offer.

Financial Advisor Southborough Kent (TN4)

When it comes to picking a financial advisor in Southborough, there are basically two main types; independent financial advisors and restricted advisors. An IFA won't be restricted to a single company's products or services. Independent financial advice should cover the entire gamut of financial products and companies, and must be offered in an unbiased way. This will enable you to select from the widest possible range of services to match your needs. If you use a restricted advisor you will find that they could be restricted to products and services of one particular provider, or as in the case of a mortgage advisor, may only be focused on one product.

The FCA requires that any financial advisor in Southborough must be transparent about their charges, before accepting you as a client. You might be charged a set fee, by the hour or perhaps even a percentage of your investment value, according to services you are interested in. You might be offered the chance of a free preliminary consultation to allow you to discuss your aims and determine whether the advisor is the correct fit for you and your situation. In some bigger Southborough companies, you might find that your account is looked after by a team as opposed to an individual advisor.

Financial Advisors Southborough UK (01892)

To outline your financial situation and ambitions to the advising firm, you will have to fill in a "Fact Find" document, which is a confidential disclosure form. You'll also be given an Initial Disclosure, or Key Facts Document, which gives you information on the financial advisor, their status to offer independent or restricted advice and the scope of their permissions in the financial arena. If you are not satisfied with the service, and wish to complain, this document should also lay out your own rights and the options you can take. It should be written in plain language and describe what you're signing up for, and any potential risks and benefits that exist if you elect to accept the offered advice. The allowed cooling-off period should also be fully explained in this document. Within a certain time period, this allows you to cancel the contract.

When chatting with the financial advisor the very first time you'll want to check their qualifications and experience. Do not be embarrassed about asking these questions, after all you're just about to entrust your financial future to their skill. A Level 4 qualification in financial advice is the minimum certification for any Southborough financial advisor, and they also have to be able to provide you with an annual Statement of Professional Standing. If your advisor's name doesn't appear on the Financial Services Register, you don't need to panic, the company the person works for will almost certainly be on the register and their staff will be covered by the legislation. The individual can still offer financial guidance rather than advice, if these cannot be provided. Guidance isn't subject to regulations in the way that financial advice is, which means that if mistakes arise neither party will have any recourse.

Financial Advisor Quotes in Southborough Kent

If it is investments that you're interested in, your advisor will question you about the amount of risk you are willing to take on with your hard-earned money. Higher risk investments may offer larger rewards, but all or some of your money could be lost. Your savings aims will have to be taken into account if the best investment and financial advice is to be given, i.e. long or short term investments, how rapidly you need to access your funds and how much cash you want to invest. You should always ask yourself the one vital question, how much can you actually afford to lose. Generally referred to as your 'capacity for loss', this will very likely affect the services and products that you are offered.

Financial Advice Near Southborough Kent

From the outset, it's crucial that you tell your financial advisor about any existing investments, regular payments, personal savings or mortgage loans that you have. This will give a full and clear picture of your financial circumstances, and without this the advice given may not be the most suitable for you. Smart financial advice should allow for diversifying your investments and savings by spreading the risk load across various products. So as to match your goals and financial situation, a certified financial advisor in Southborough will be aware of the best products to consider.

Your financial advisor will communicate in the clearest possible way, while unmasking the multifaceted world of finance. You should be able to make an informed decision once you have learned about the various products and services which match your needs. You could perhaps ask your advisor only to specify ethical investment and savings schemes. This will allow you to lend support to organisations and firms that address your concerns, i.e. zero carbon or renewable energy, or perhaps staying away from companies that do not meet your criteria.

It is not that easy to have a close working relationship with a financial advisor in Southborough without this impacting work and other obligations. To enable you to seek advice at times that suit you, one-on-one meetings can be backed up with telephone and video conferencing. Even if you hardly ever have a one-on-one meeting with your personal advisor, a professional financial advice provider in Southborough will have stringent measures in place to keep your details confidential and secure, because home and remote working is now so common.


Investments can be an unpredictable area, and values could fall as well as rise. It can be quite worrying and frustrating if your investment is not making as much money as you were hoping for. Your investment having a downward trend isn't seen as a grounds for complaint, unless your advisor has given you misleading or wrong information.

Independent Financial Advisor Near Southborough (TN4)

As outlined in the Key Facts Document, any grievances should commence with the firm's official complaints procedure. If the financial advisor is a member of the FCA, you can let the Financial Ombudsman know about the issue if it is unsolved within the period set out by the regulating body.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. If it's found that the complaint is justified, a decision is made on how the customer can be financially compensated. This will become a legally binding decision once it has been accepted by the customer, and the financial advisor and their company must comply with the decision. Any compensation as set out by the Financial Ombudsman will also account for any inconvenience, hassle, annoyance and distress caused to the customer during the situation.

Book a Financial Advisor in Southborough UK

Financial advice can be provided in Southborough and also in: Leigh, Pembury, High Brooms, Groombridge, Penshurst, Brenchley, Denny Bottom, Speldhurst, Tunbridge Wells, Fordcombe, Tonbridge, Blackham, Matfield, Langton Green, Bidborough, Rusthall, as well as in these postcodes TN4 0AE, TN4 0HR, TN4 9YB, TN4, TN4 0TD, TN4 0SB, TN4 0PW, TN4 0RE, TN4 0TY, TN4 0RX. Local Southborough financial advisors will probably have the postcode TN4 and the dialling code 01892. Checking this out should ensure that you're accessing locally based financial advisers. Southborough home and business owners will be able to benefit from these and various other similar services. Click on the "enquiry" banner or form to get specifics of financial advisors in your area.

Southborough Financial Advice Services

Financial Advice Tasks Southborough

There are a wide range of services which can be provided by your local Southborough financial advisor including corporate bonds Southborough, pension consolidation advice, critical illness cover, personal pensions, income protection, unit trusts, retirement advice, saving for children, family income benefit, familt controlled trusts, trustee investment services Southborough, bereavement benefits Southborough, ISA's Southborough, pension drawdowns, pension reviews in Southborough, cashflow analysis Southborough, general financial planning, ethical investments, pension advice, wealth management in Southborough, mortgage services in Southborough, cash flow modelling, offshore investments, investing an inheritance, investment plans in Southborough, business planning Southborough, financial advice services, personal protection, personal financial planning, pension transfers in Southborough, and lots more. Listed are just a selection of the duties that can be carried out by a financial advisor. Southborough professionals will be delighted to keep you abreast of their whole range of financial services.

Financial Advice Enquiries Kent

Financial Advice Enquiries Kent

Recent Kent financial advice enquiries: Finley Carpenter in Minster on Sea recently asked for information on family income benefit. Marcus Bourne in Bethersden, Kent recently asked for information on investment bonds. Harry and Anastasia O dell in Lower Halstow, Kent recently asked about equity release. Tony and Sylvie Burns from Ightham, Kent recently asked for information on investment bonds. Isha Vincent and Dara Vincent in Brasted recently enquired about equity release. Xanthe Dennis and Hubert Dennis in Coldred recently asked for information on financial planning. Lilianna and Peter Yates from Hythe recently enquired about mortgage advice. Lexie Cowley in Hextable, Kent recently enquired about investment advice. All these local people did a search for "financial advisor Kent" and found this web page on either Bing, Yahoo or Google.

Regular Duties for a Financial Advisor

  • Maintaining a record of potential transactions and clients.
  • Producing detailed financial reports.
  • Working in conjuction with colleagues to obtain market information, statistics and trends.
  • Meeting targets for performance and sales.
  • Speaking with clients about their plans and finances.
  • Recommending the financial products that are best-suited to customers.
  • Providing counselling, consultation and education with regards to investments and finances.
  • Updating clients about their investments.
  • Keeping up to date with law changes and new financial products.
  • Negotiating with financial product providers.

The Skills and Knowledge Needed to be Financial Advisors

  • The ability to sell products and services.
  • To be thorough and pay attention to detail.
  • To have the ability to listen attentively
  • To be able to network and establish relationships with clients.
  • A good knowledge of economics and accounting associated with financial products and markets.
  • Excellent customer service skills for determining customer requirements and needs.
  • To be organised and self-motivated.
  • A competent level of numeracy for building financial plans.
  • Excellent verbal communication skills.
  • Good business management skills for the negotiation of product fees.
  • To have the ability to use a computer and the appropriate software.

Financial Advisors Near Southborough

Also find: High Brooms financial advisers, Brenchley financial advisers, Penshurst financial advisers, Groombridge financial advisers, Tonbridge financial advisers, Tunbridge Wells financial advisers, Blackham financial advisers, Speldhurst financial advisers, Fordcombe financial advisers, Bidborough financial advisers, Leigh financial advisers, Matfield financial advisers, Langton Green financial advisers, Rusthall financial advisers, Denny Bottom financial advisers, Pembury financial advisors and more. All of these towns and villages are served by local financial advisers. Southborough residents can get financial advice quotations by going here.

Southborough Financial Advice Services

Find a Financial Advisor in Southborough Here
Financial Advice Enquiries in Southborough Kent (01892)
  • Southborough Trustee Investments
  • Southborough Investment Advice
  • Southborough Wealth Management
  • Southborough Financial Advice Quotes
  • Southborough Cheap Financial Advice
  • Southborough Cashflow Analysis
  • Southborough Estate Planning
  • Southborough Tax Advice
  • Southborough Financial Advice
  • Southborough Mortgage Advice
  • Southborough Life Insurance Advice
  • Southborough Inheritance Advice
  • Southborough Corporate Financial Advice
  • Southborough Retirement Planning

More Southborough Services: Obviously, whenever you are looking at your finances in Southborough, Kent, you are likely to be in need of all sorts of different services and apart from a financial advisor in Southborough, Kent, you might also need tax preparation in Southborough, mortgage brokers in Southborough, bookkeeping in Southborough, property law & conveyancing in Southborough, contracts lawyers in Southborough, business consulting in Southborough, debt recovery & collection in Southborough, wills in Southborough, mortgage advice in Southborough, solicitors in Southborough, accountants in Southborough, business financial planning in Southborough, investment advisors in Southborough, banruptcy lawyers in Southborough, estate planning in Southborough, payroll services in Southborough, family lawyers in Southborough, and other different Southborough experts.

Financial Advisors Around Southborough: Financial advisors were recently necessary for people living in Hill Crest, Vicarage Road, The Ridgewaye, Crendon Park, Barnetts Close, Doon Brae, Holden Park Road, Hardinge Avenue, Blackthorn Avenue, Gordon Road, Bidborough Ridge, Little Boundes Close, Kibbles Lane, North Farm Road, Edward Street, Darnley Drive, Vale Road, Laurel Bank, Etherington Hill, Bentham Hill, Pennington Place, Western Road, Keel Gardens, Yew Tree Road, West Park Avenue, Manor Road, Brian Crescent, Oak End Close and these Southborough postcodes: TN4 0AE, TN4 0HR, TN4 9YB, TN4, TN4 0TD, TN4 0SB, TN4 0PW, TN4 0RE, TN4 0TY, TN4 0RX. Folks living in these local areas recently needed help from a financial advisor. Southborough residents received professional and competent financial services.

Financial Adviser Jobs Southborough: View financial advisor jobs in Southborough by clicking here: Financial Advisor Jobs Southborough

For local info about Southborough, Kent check here

Independent financial advisor in TN4 area, telephone code 01892.

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(This financial advisor Southborough article was successfully updated on 01-09-2022)