Financial Advisor Bognor Regis

Bognor Regis Independent Financial Advice & Investment

Financial Advisor Bognor Regis West Sussex (PO21): Finding a decent independent financial advisor in Bognor Regis can be a challenging experience, in particular if you're seeking financial advice for the very first time. Whether you're searching for pension, investments, mortgage or even insurance advice, all professional financial advisors have one thing in common; they must all observe the regulations laid down by the Financial Conduct Authority (FCA). Any advice given through a FCA registered financial advisor in Bognor Regis comes with certain guarantees that should things go awry, you can contact the Financial Ombudsman or the Financial Services Compensation Scheme.

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Recommendations from friends and relatives can be a decent starting point in selecting a financial advisor in Bognor Regis, but bear in mind that their situation may be different to the sort of advice you're looking for. Financial advice needs to be individually tailored to your particular situation, and you will discover that certain financial advisors might not be suitable for you. To investigate the options that they can provide and find a financial advisor that you feel comfortable with and can trust, it is a good idea to chat to at least 3 different firms, because picking a financial advisor is a big decision.

Financial Advisor Bognor Regis West Sussex (PO21)

When it comes to picking a financial advisor in Bognor Regis, there are essentially 2 main types; restricted advisors and independent financial advisors. Offering a broader range of options, an independent financial advisor won't be restricted to just one company's products or services. Encompassing the full spectrum of financial companies and products, independent financial advice must be given in an impartial and unbiased way to customers. If you choose to use an independent financial advisor, you will be able to choose from the broadest possible range of products, so as to find the perfect solution for you. A restricted advisor may be involved with an individual product, as with a mortgage advisor, or be limited to services and products from a single provider.

Before any Bognor Regis financial advisor takes you on as a client, they are required by the Financial Conduct Authority to be fully transparent with you about their charges. Contingent on the services you're interested in, you could be charged by the hour, a set fee or perhaps even a slice of your investment. You could be offered the chance of a free initial consultation to allow you to discuss your objectives and see if the advisor is a right fit for your situation. In some larger Bognor Regis companies, you might find that your account is being managed by a team as opposed to an individual advisor.

Financial Advisors Bognor Regis UK (01243)

Before any actual financial advice is handed out you will need to fill in a confidential disclosure document, called a "Fact Find" form, which informs the advising firm about your financial situation and desired goals. To provide information on the financial advisor, their situation for offering restricted or independent advice and the extent of their permissions in the financial sector, you'll also be given an Initial Disclosure Document, or Key Facts Document. This document will also lay out your own rights and the options you can take if you are not happy with the service, and wish to complain. It must be typed out in plain language and outline what you're committing yourself to, and any potential benefits and risks if you decide to accept the advice offered. The Key Facts Document should also inform you about the cooling-off period. Within a certain number of days, this allows you to cancel your contract.

When talking to your financial advisor initially make sure you check their qualifications and experience. Asking these questions shouldn't be a cause for embarrassment, because after all you're about to entrust them with your financial future. Every financial advisor in Bognor Regis must be in a position to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When you check the Financial Services Register, you should not freak out if your advisor's name does not show up on there; you ought to be able to locate the company name, and that means the legislation covers all of their staff. If they are not able to provide these accreditations, the person can't offer advice but can offer financial guidance. Guidance isn't regulated in the same way as financial advice, which means that if errors arise neither party will have any recourse.

Financial Advisor Quotes in Bognor Regis West Sussex

If it is investments that you're interested in, the advisor will need to know the amount of risk you might be willing and able to take on with your hard-earned money. High risk investments may offer substantial rewards, but some or all of your money could be lost. The best financial and investment advice should take you savings goals into consideration, i.e. how much you wish to invest, how rapidly you need to access your money and long or short term investments. "How much money can you actually afford to lose?" Is the one crucial question that you really need to ask yourself. Known as your 'capacity for loss', this will quite likely have an effect on services and products that you're offered.

Financial Advice Near Bognor Regis West Sussex

From the outset, it's crucial that you let your financial advisor know about any existing investments, personal savings, mortgage loans or regular outgoings that you have. They'll need to know this, so they can get a clear picture of your financial situation and give the best advice for you. Spreading the risk load across a number of different products by diversifying your investments and savings, is something that smart financial advice should encompass. In order to reflect your financial situation and your goals, a certified financial advisor in Bognor Regis will have the knowledge of the best products to consider.

A financial advisor will open up the multifaceted world of finance, and converse in the clearest possible way. This will permit you to compare products and services that match your needs, and come to an informed decision. If you're mind is firmly on the environment, you can ask your financial advisor to stick to ethical investment and savings schemes. You can then steer clear of businesses that companies meet your requirements, but instead lend your support to those firms and businesses that match your concerns, for instance green energy or zero carbon.

It's not always easy to have a close working relationship with a financial advisor in Bognor Regis without this impacting on your work life and other commitments. One-on-one appointments can be complemented with phone calls and video conferencing to enable you to seek advice at a time to suit you. Any professional financial advice provider in Bognor Regis will have stringent measures in force to ensure your details are kept secure and confidential, even if you hardly ever have a one-on-one meeting with your advisor, because home and remote working is now so common.


Investments can be a volatile area, and their values could go down as well as up. If your investment is not making the amount of money you hoped for, it can be extremely worrying and disheartening. However, except if it's owing to incorrect or misleading information from your financial advisor, a downward trend in your investment is not a recognised grounds for complaint.

Independent Financial Advisor Near Bognor Regis (PO21)

The firm's complaints procedure should be the place to start with any disputes, and the Key Facts Document will discuss this. If your advisor is registered with the FCA, you can inform the Financial Ombudsman of the problem if it is unresolved within the time stipulated by the regulating authority.

After independently reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is justified, a decision is made on how to financially compensate the customer. This becomes a legally binding decision as soon as it has been accepted by the customer, and the advisor and their firm must abide by the ruling. Any distress, upset, hassle and inconvenience caused to the client during the process, will be considered when the Ombudsman sets the level of compensation.

Book a Financial Advisor in Bognor Regis UK

Financial advice can be provided in Bognor Regis and also nearby in: Yapton, Woodgate, Flansham, Barnham, Bilsham, Pagham, Felpham, Eastergate, Ancton, Whyke, Shripney, North Bersted, North Mundham, Chichester, Middleton on Sea, Aldingbourne, and in these postcodes PO21 1HX, PO21 1LF, PO21 1EH, PO21 1AR, PO21 1BE, PO21 1DR, PO21 1AE, PO21 1AD, PO21 1DW, PO21 1LU. Locally based Bognor Regis financial advisers will most likely have the phone code 01243 and the postcode PO21. Verifying this will confirm you're accessing locally based financial advisers. Bognor Regis homeowners can benefit from these and various other finance related services. Simply click the "enquiry" banner to get specifics of financial advisors in your location.

Bognor Regis Financial Advice Services

Financial Advice Tasks Bognor Regis

There are a number of different services which can be provided by your local Bognor Regis financial advisor including long term care fee advice Bognor Regis, offshore investments in Bognor Regis, life assurance, ethical investment advice Bognor Regis, cash flow modelling, independent financial advice in Bognor Regis, retirement planning, life insurance advice Bognor Regis, mutual funds, mortgage services, savings advice, trustee investment services, portfolio management, critical illness cover, business financial planning Bognor Regis, trusts, personal pensions, money planning Bognor Regis, investment plans, annuity purchase in Bognor Regis, income protection advice in Bognor Regis, divorce planning, pension advice, ISA's, financial analyst services in Bognor Regis, general financial planning, inheritance tax planning, wealth management, bridging finance, corporate financial planning, and more. These are just a selection of the activities that can be accomplished by a financial advisor. Bognor Regis professionals will be happy to tell you about their entire range of financial services.


Financial Advisors Near Bognor Regis

Also find: Whyke financial advisors, Flansham financial advisors, North Bersted financial advisors, Bilsham financial advisors, Eastergate financial advisors, North Mundham financial advisors, Woodgate financial advisors, Ancton financial advisors, Aldingbourne financial advisors, Shripney financial advisors, Barnham financial advisors and more. Financial advisers are available for discussions in most of these towns and areas. Householders in these places can make enquiries about financial advice by going here.

Bognor Regis Financial Advice Services

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Financial Advice Enquiries in Bognor Regis West Sussex (01243)
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Independent financial advisor in PO21 area, (dialling code 01243).

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(This financial advisor Bognor Regis content was checked and updated on 20-02-2024)