Financial Advisor Shepshed

Shepshed Independent Financial Advice & Investment

Financial Advisor Shepshed Leicestershire (LE12): If you're seeking financial advice for the first time, trying to find a reliable independent financial advisor in the Shepshed area can be a daunting experience. Whether you're looking for investment, pensions, mortgage or even insurance guidance, all financial advisors are bound by one common rule; they all have to observe the regulations laid down by the FCA (Financial Conduct Authority). The benefit of this is that if a financial advisor who is FCA registered gives you poor advice, and things go wrong, you've got guarantees, and can contact the Financial Ombudsman or the Financial Services Compensation Scheme to have it put right.

Free Shepshed Financial Advisor Quotes

When selecting a financial advisor in Shepshed, a decent starting point could be friends and neighbours, however you must remember that your situation may not be the same as theirs, and you might be in need of a different sort of advice. Their advice needs to be adapted to your specific circumstances, and every financial advisor isn't suitable for everyone. Choosing a financial advisor is an important decision and it is wise to talk to at least 3 different firms in order to explore the options they can provide, and to find one you can trust and feel at ease with.

Financial Advisor Shepshed Leicestershire (LE12)

Restricted advisors and independent financial advisors (IFA), are the 2 main kinds of financial advisor in Shepshed. Offering a more diverse range of options, an IFA should not be restricted to the products and services of just one company. Independent financial advice should be offered in an impartial and unbiased way and should cover the entire gamut of financial products and companies. Consulting an IFA should permit you to choose between the widest possible range of products. A restricted advisor might be limited to services and products from a single company, or might even concentrate on one particular product, as may be the case with a mortgage advisor.

Before any Shepshed financial advisor takes you on as a client, they're required by the FCA to be transparent about their charges. You might be charged a set fee, by the hour or perhaps even a specific percentage of your investment, based on type of service you are interested in. To discuss your aims and find out if the advisor is the correct fit for your situation, you might be offered the possibility of a free first consultation. In some of the bigger Shepshed firms, you may find that your account is looked after by a team rather than an individual.

Financial Advisors Shepshed UK (01509)

You'll need to fill in a "Fact Find" form, which is a confidential disclosure document relating your financial situation and aims to the advising company. To provide information about the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial market, you'll also be given an Initial Disclosure Document, or Key Facts Document. If you are not happy with the service provided, and wish to complain, this document should also lay down your own rights and the possible options you can take. It has to be typed out in plain English and outline what you're committing yourself to, and any possible risks and benefits if you decide to accept the offered advice. This document should also inform you of the allowed cooling-off period. This allows you to cancel the contract within a certain time frame, and whenever any penalty charges have to be paid.

When talking with your financial advisor for the first time you should check their experience and qualifications. After all you are about to entrust your financial future to their expertise, so you should never be embarrassed about asking such questions. Every financial advisor in Shepshed must be able to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. You don't need to panic if your advisor's name does not show up on the Financial Services Register, providing the firm is listed on the register, their advisors are covered by the regulations. The person may still offer financial guidance instead of advice, if these cannot be presented. In financial terms guidance differs to advice and is not regulated. Therefore there's no recourse for either party if financial blunders occur.

Financial Advisor Quotes in Shepshed Leicestershire

If you are looking for advice on investing money you will be asked about the amount of risk you are ready and able to accept. Many investments carry some degree of risk, but higher risk investments could potentially offer bigger rewards, and also more likelihood of losing some or all of your capital. Your savings aims should be considered if the best investment and financial advice is to be given, i.e. long or short term investments, how much you wish to invest and how quickly you need to access your money. One question you should ask yourself, which is frequently neglected, is how much you can afford to lose. This may affect the products and services that you are offered, and is sometimes referred to as your 'capacity for loss'.

Financial Advice Near Shepshed Leicestershire

If you've already got any existing mortgages, regular payments, personal savings or investments, you must let your financial advisor know about these. To make certain that you receive the most suitable advice for you, they need a clear and full picture of your financial situation. Reliable financial advice should include diversifying your savings and investments by spreading the risk load across a range of different products. With an understanding of the best areas to consider, an experienced financial advisor will favour products that most closely match your goals and financial circumstances.

Your financial advisor will try to communicate in the clearest possible way, to lay bare the multifaceted world of finance. After comparing the various services and products which match your needs, you should be able to come to an informed and calculated decision. You can maybe ask your advisor to only specify ethical savings and investment schemes. This will allow you to give your support to businesses and companies which address your concerns, i.e. renewable energy or zero carbon, or perhaps staying away from investments that don't meet your standards.

It can prove hard to manage your work and other obligations around a close working relationship with your financial advisor in Shepshed. To allow you to seek advice at times that suit you, one-on-one appointments can be supplemented with video conferencing and phone calls. Home and remote working is now so common, and an established financial advice provider in Shepshed will have strict measures in force to keep your details secure and confidential, even if you rarely have a one-on-one meeting with your personal advisor.


Investment values could go down as well as up, and this is a factor that you must bear in mind. If your investment fails to make the amount of money you hoped for, it can be very stressful and demoralising. Sadly, a downward spiral in your investment is not seen as a basis for complaint, unless of course it's down to misleading or wrong information from your financial advisor.

Independent Financial Advisor Near Shepshed (LE12)

Any grievances should start with the firm's official complaints procedure as outlined in the Key Facts Document. If the financial advisor is registered with the FCA, you can let the Financial Ombudsman know about the problem if it remains unsolved within the time schedule set out by the regulating body.

After reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. A decision is made on how to rectify or financially compensate the client, if the complaint is justified. Once agreed on by the customer, the ruling will become legally binding, and the advisor and their firm must comply with it. Any compensation set by the Ombudsman will also account for any inconvenience, hassle, upset and distress caused to the customer during the process.

Book a Financial Advisor in Shepshed UK

Financial advice can be provided in Shepshed and also in nearby places like: Whitwick, Woodhouse Eaves, Thrinstone, Blackbrook, Markfield, Finney Hill, Diseworth, Hathern, Dishley, Belton, Woodhouse, Charley, Nanpantan, Olng Whatton, Loughborough, together with these postcodes LE12 9JU, LE12 9FA, LE12 9JW, LE12 9AE, LE12 9AN, LE12 9BY, LE12 5PP, LE12 9JE, LE12 9AX, LE12 9FB. Local Shepshed financial advisers will likely have the phone code 01509 and the postcode LE12.

Shepshed Financial Advice Services

Financial Advice Tasks Shepshed

There are a wide range of services that can be provided by your local Shepshed financial advisor including pension drawdowns, mortgage services in Shepshed, financial services in Shepshed, personal financial planning, pension transfers, life insurances, retirement plans, investment planning, corporate financial planning, inheritance tax planning, pension consolidation, financial analyst services in Shepshed, cash flow modelling, will writing services in Shepshed, annuities Shepshed, life assurance, investment planning in Shepshed, trusts, annuity purchase, pension planning, unit trusts Shepshed, cashflow analysis, investment bonds, independent financial advice, income protection advice, and more.

Leicestershire Financial Advice Enquiries

Leicestershire Financial Advice Enquiries

Recent Leicestershire financial advice enquiries: Evan Reading and Carmen Reading from Croft recently enquired about life assurance. Judah Hayward and Martha Hayward from Cosby, Leicestershire recently asked for information on life assurance. Macey Hickman from Thurlaston recently asked for information on mortgages. Mr and Mrs Silva from Thurmaston, Leicestershire recently asked for information on life assurance. Krystal Adam from Rearsby, Leicestershire recently enquired about investment bonds. Everly North from Wymeswold, Leicestershire recently enquired about offshore investments. Mr and Mrs Dove from Husbands Bosworth, Leicestershire recently asked for information on financial planning. Khadijah Hinton from Castle Donington, Leicestershire recently asked for information on equity release.


Financial Advisors Near Shepshed

Also find: Blackbrook financial advisors, Olng Whatton financial advisors, Markfield financial advisors, Woodhouse financial advisors, Dishley financial advisors, Nanpantan financial advisors, Woodhouse Eaves financial advisors, Charley financial advisors, Diseworth financial advisors, Thrinstone financial advisors, Hathern financial advisors, Loughborough financial advisors, Finney Hill financial advisors, Belton financial advisors, Whitwick financial advisors and more.

Shepshed Financial Advice Services

Find a Financial Advisor in Shepshed Here
Financial Advice Enquiries in Shepshed Leicestershire (01509)
  • Shepshed Estate Planning
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  • Shepshed Financial Services
  • Shepshed Tax Advice
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  • Shepshed Wealth Management
  • Shepshed Investment Advice
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Financial Advisors Around Shepshed: Financial advisors were recently necessary for people living in The Grange, Leicester Road, Wileman's Close, Oxford Street, Earl Street, Nock Verges, Wilf Bown Close, Oaklands Drive, Equity Road, Candle Lane, Pingle Lane, Bosworth Green, Keats Close, Champlain Way, West Street, The Beeches, Park Road, Equity Road East, Oakdale Road, Land Society Lane, Edinburgh Road, Hurst Road, Coronation Road, Lucas Way, Ivydene Close, George Foster Close and these Shepshed postcodes: LE12 9JU, LE12 9FA, LE12 9JW, LE12 9AE, LE12 9AN, LE12 9BY, LE12 5PP, LE12 9JE, LE12 9AX, LE12 9FB.

To obtain local Shepshed information check here

Independent financial advisor in LE12 area, phone code 01509.

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(This financial advisor Shepshed page was updated on 06-05-2022)