Financial Advisor Worthing

Worthing Independent Financial Advice & Investment

Financial Advisor Worthing West Sussex (BN11): Finding a reliable independent financial advisor in the Worthing area can be an intimidating experience, especially if you're seeking financial advice for the first time. However, all professional financial advisors are bound by one common rule; they must all adhere to the regulations set by the Financial Conduct Authority (FCA), regardless of whether you're after mortgage, pensions, investments or even insurance guidance. Any advice given by a FCA authorised financial advisor in Worthing comes with certain guarantees that if anything should go wrong, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Worthing Financial Advisor Quotes

Recommendations from friends and relatives can be a decent starting point in selecting a financial advisor in Worthing, but bear in mind that their circumstances may be different to what you're looking for. Financial advice should be specifically tailored to your particular situation, and you'll discover that certain financial advisors might not be appropriate for you. It pays to talk to at least 3 different companies when you are considering a financial advisor, as this is an important decision, and you'll be looking to find one that you feel comfortable with and can trust, and check out the various options they offer.

Financial Advisor Worthing West Sussex (BN11)

When you're looking to pick a financial advisor in Worthing, there are basically 2 main types; restricted advisors and independent financial advisors. The advantage of using an independent financial advisor is that they won't be confined to the services or products of a single provider, and can offer a more extensive range of options. Independent financial advice should cover the full gamut of financial companies and products, and should be given in an unbiased way. If you opt to use an IFA, you'll be able to pick from the broadest possible array of services, in order to find the ideal solution for you. If you go to a restricted financial advisor you'll discover that they may be restricted to products and services of a specific provider, or as in the case of a mortgage advisor, might only be involved with one individual product.

The FCA requires that any financial advisor must discuss their charges with you, before accepting you as a client. You may be charged by the hour, a set fee or even a percentage of your investment value, contingent on services you're looking for. A free preliminary consultation will sometimes be offered, so that you can discuss your goals and situation to see if the advisor is the right fit. In some of the larger Worthing firms, you may find that your account is managed by a team rather than an individual advisor.

Financial Advisors Worthing UK (01903)

Before any actual financial advice is given you'll need to fill out a confidential disclosure form, called a "Fact Find" document, which tells the advising firm about your aims and financial situation. You'll also be handed an Initial Disclosure, or Key Facts Document, which gives you information about the financial advisor, their status to offer restricted or independent advice and their scope of permissions in the financial sector. This document will also make clear your own rights and your options if you aren't satisfied with the service, and would like to make a complaint. It should be typed out in plain English and describe what you are committing yourself to, and any possible risks and benefits if you decide to take the offered advice. This document must also tell you about the cooling-off period. This enables you to cancel the agreement with your financial advisor within a certain time frame, and whenever any penalties are incurred.

The very first time you're talking to the financial advisor you'll want to check what qualifications and experience they've got. Asking such questions shouldn't be a cause for embarrassment, because after all you are about to entrust them with your financial future. All financial advisors in Worthing must as a minimum hold a Level 4 qualification and be able to present an annual Statement of Professional Standing. If the advisor's name does not appear on the Financial Services Register, you shouldn't freak out, the company the advisor works for should be found on the register and their staff will be covered by the regulations. If they're unable to supply this evidence, the person cannot offer advice but is allowed to offer financial guidance. Guidance is not subject to regulations in the same way as financial advice, which means that if errors arise neither party will have any recourse.

Financial Advisor Quotes in Worthing West Sussex

If you're needing advice on investing money you'll be asked the level of risk you are prepared to take. Many investments carry some degree of risk, but high risk investments could offer bigger rewards, and also more likelihood of losing some or all of your cash. In order to get the most beneficial investment and financial advice, your savings goals will need to be considered, i.e. how much you have to invest, how quickly you need access to your funds and long or short term investments. "How much can you afford to lose?" Is the one vital question that you really need to ask yourself. This is referred to as your 'capacity for loss' and might affect the products and services that could be offered for your consideration.

Financial Advice Near Worthing West Sussex

If you've already got any existing regular outgoings, mortgage loans, investments or savings accounts, you'll want to tell your financial advisor about these. To ensure that you receive the best advice for you, they need a full and clear picture of your financial situation. Spreading the risk across various products by diversifying your savings and investments, is something that reliable financial advice should embrace. With an understanding of the best areas to consider, a seasoned financial advisor will focus attention on products that fit in with your financial circumstances and goals.

Your financial advisor will attempt to communicate in as much plain speech as possible, while throwing open the multifaceted world of finance. You should be in a position to make an informed decision once you have learned about the various services and products which meet your needs. You can ask your advisor to only specify ethical investment and savings schemes. This not only provides you with investment possibilities, but also enables you to support renewable energy or zero carbon projects, and avoid businesses and companies that don't share the same values as you.

It can prove tricky to manage your work life and other commitments around a close working relationship with a financial advisor in Worthing. To allow you to seek advice at a time to suit you, one-on-one meetings can be complemented with phone calls and video conferencing. Working from home and remote working is now so common, and an experienced financial advice provider in Worthing will have stringent measures in force to ensure your details are kept confidential and secure, even if you hardly ever have a face-to-face meeting with your personal advisor.


You need to keep in mind that the financial sector can be unpredictable, and the value of your investments can just as easily go down as well as up. If it happens that your investment isn't making as much money as you hoped for, it can be a frustrating and worrying time. Sadly, a downward trend in your investment isn't seen as a basis for complaint, except if it's owing to misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Worthing (BN11)

Any complaints should start with the company's official complaints procedure as indicated in the Key Facts Document. If your financial advisor is a member of the FCA, you can tell the Financial Ombudsman about the problem if it is unresolved within the time schedule set by the regulating body.

The Financial Ombudsman will look into the cause of the complaint and come to a decision. If the complaint is upheld, a decision is made on how to financially compensate the customer. Once agreed on by the client, the ruling becomes legally binding, and the financial advisor and their firm must abide by it. Any annoyance, distress, trouble and inconvenience caused to the customer during the situation, will be considered when the Ombudsman sets the level of compensation.

Book a Financial Advisor in Worthing UK

Financial advice can be provided in Worthing and also nearby in: Washington, Broadwater, Findon, Wiston, Goring by Sea, Coombes, Steyning, Bramber, Upper Beeding, Botolphs, Sompting, as well as in these postcodes BN11 1BY, BN11 1DY, BN11 1UF, BN11 1XH, BN11 1HF, BN11 1XN, BN11 1BU, BN11 1HW, BN11 1EW, BN11 1AF. Local Worthing financial advisers will most likely have the postcode BN11 and the telephone dialling code 01903. Checking this can ensure that you're accessing locally based financial advisers. Worthing householders can utilise these and many other comparable services.

Everyday Duties for a Financial Advisor

  • Maintaining a record of clients and transactions.
  • Meeting performance and sales targets.
  • Recommending the best-suited financial products to customers.
  • Providing education, consultation and counselling regarding investments and finances.
  • Speaking to clients regarding their plans and finances.
  • Keeping abreast of new products and law changes.
  • Working with colleagues to gather trends, statistics and market information.
  • Producing comprehensive financial reports.
  • Continually updating clients about their investments.
  • Making deals with with providers of financial products.

Required Skills for a Financial Advisor

  • To be thorough and pay attention to detail.
  • Effective customer service skills for determining client needs.
  • To be able to network and establish solid relationships with clients.
  • To be self-motivated and organised.
  • An outstanding understanding of accounting and economics with regard to financial markets and products.
  • Effective business management skills for the negotiation of product prices.
  • A good level of numeracy for producing financial plans.
  • The ability to sell products and services.
  • Good verbal communication skills.
  • To have good IT skills.
  • To have attentive listening skills.

Worthing Financial Advice Services

Financial Advice Tasks Worthing

There are a wide array of services which are provided by your local Worthing financial advisor including business financial planning in Worthing, familt controlled trusts Worthing, trustee investment services, will writing services in Worthing, pension consolidation advice in Worthing, bridging finance, pensions in divorce, multi-asset portfolios, annuity purchase, death benefit advice Worthing, wealth management, independent financial advice, financial services, saving for children in Worthing, business protection, mutual funds, money planning in Worthing, annuities, personal pensions, personal protection, investment consolidation in Worthing, portfolio management, mortgage services, unit trusts, investment bonds, financial analyst services, life insurance advice, long term care fee advice Worthing, financial planning, investment planning in Worthing, and more. These are just some of the activities that can be handled by a financial advisor. Worthing professionals will keep you informed about their full range of services.


Financial Advisors Near Worthing

Also find: Wepham financial advisors, Offham financial advisors, North End financial advisors, Broadwater financial advisors, Upper Beeding financial advisors, Poling Corner financial advisors, Bramber financial advisors, Warningcamp financial advisors, Findon financial advisors, Botolphs financial advisors, Goring by Sea financial advisors, Sullington financial advisors, Wiston financial advisors, Burpham financial advisors, Coombes financial advisors and more. Anyone who is looking for financial advice, will discover that these services are available in practically all of these areas. Home and property owners in these localities can make enquiries about financial advice by clicking here.

Worthing Financial Advice Services

Find a Financial Advisor in Worthing Here
Financial Advice Enquiries in Worthing West Sussex (01903)
  • Worthing Estate Planning
  • Worthing Investment Advice
  • Worthing Cashflow Analysis
  • Worthing Retirement Advice
  • Worthing Corporate Financial Advice
  • Worthing Life Insurance Advice
  • Worthing Wealth Management
  • Worthing Pension Advice
  • Worthing Inheritance Advice
  • Worthing Financial Services
  • Worthing Trustee Investments
  • Worthing Tax Advice
  • Worthing Cheap Financial Advice
  • Worthing Mortgage Advice

More Worthing Services: Of course, whenever you're looking at your finances in Worthing, West Sussex, you will likely be in need of all sorts of different services and as well as a financial advisor in Worthing, West Sussex, you could additionally need family lawyers in Worthing, payroll services in Worthing, mortgage brokers in Worthing, contracts lawyers in Worthing, will writing in Worthing, accounting in Worthing, estate planning in Worthing, mortgage advice in Worthing, debt recovery & collection in Worthing, bookkeepers in Worthing, investment advisors in Worthing, tax preparation in Worthing, solicitors in Worthing, property law & conveyancing in Worthing, business consulting in Worthing, business financial planning in Worthing, banruptcy lawyers in Worthing, and other different Worthing experts.

If you would like to get local information regarding Worthing, West Sussex go here

Worthing Financial Advisor Jobs: View financial adviser jobs near Worthing by clicking here: Financial Advisor Jobs Worthing

Independent financial advisor in BN11 area, telephone code 01903.

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(This financial advisor Worthing information was edited and updated on 20-02-2024)