Financial Advisor Worthing

Worthing Independent Financial Advice & Investment

Financial Advisor Worthing West Sussex (BN11): Finding a decent independent financial advisor in the Worthing area can be a challenging experience, in particular if you're seeking financial advice for the very first time. Whether you're looking for investments, pensions, mortgage or even insurance advice, all financial advisors are bound by one simple rule; they must all follow the regulations of the Financial Conduct Authority (FCA). This comes with various guarantees, thus after getting advice from a FCA authorised financial advisor in Worthing, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if something should go awry.

Free Worthing Financial Advisor Quotes

Recommendations from friends and family can be a decent starting place in selecting a financial advisor in Worthing, but remember that their circumstances could be different to the sort of advice you're looking for. Not every financial advisor is suitable for everyone, and any advice they provide needs to be tailored to your unique situation. Choosing a financial advisor is an important decision and it is wise to speak with at least three different firms in order to explore the options they provide, and to find one that you feel comfortable with and can trust.

Financial Advisor Worthing West Sussex (BN11)

When you are looking to pick a financial advisor in Worthing, there are 2 main types; independent financial advisors and restricted advisors. An independent financial advisor should not be restricted to a single company's products or services. Covering the whole gamut of financial products and companies, independent financial advice should be given in an unbiased and impartial way to clientele. This will permit you to choose from the widest range of services to meet your needs. A restricted advisor might be focused on an individual product, as with a mortgage advisor, or be restricted to services and products from a specific provider.

Before any financial advisor accepts you as a client, they are required by the Financial Conduct Authority to be fully transparent with you about their charges. Dependant upon the kind of services you're looking for, you could be charged a set fee, by the hour or perhaps even a specific percentage of your investment. You will sometimes be offered a free preliminary consultation to allow you to discuss your goals and find out if the advisor is a right fit for your situation. Your account may be looked after by a team as opposed to one individual advisor, if you elect to go with one of the bigger companies in Worthing.

Financial Advisors Worthing UK (01903)

Before any actual advice is given you will need to complete a confidential disclosure document, known as a "Fact Find" form, which tells the advising company about your financial situation and ambitions. You should also be handed an Initial Disclosure, or Key Facts Document, which provides information about the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial sector. This document should also lay down your rights and your options if you're not happy with the service, and want to make a complaint. It must be simple to understand, written in layman's terms, and describe exactly what you are signing up for, along with the benefits and risks of going along with the advice. This document must also inform you of the allowed cooling-off period. This enables you to have a change of heart within a certain period of time, and cancel your agreement with the financial advisor.

The very first time you are speaking to the financial advisor you need to check what experience and qualifications they have. Don't be embarrassed about asking such questions, after all you're on the verge of entrusting your long-term financial wellbeing to their expertise. All financial advisors in Worthing must as a minimum hold a Level 4 qualification and be able to present an annual Statement of Professional Standing. You shouldn't stress if your specific advisor's name does not show up on the Financial Services Register, as long as the company is on the register, their staff will be covered by the regulations. If these cannot be presented the individual may still offer financial guidance instead of advice. Guidance is not regulated in the same way as financial advice, meaning that if mistakes are made neither party will have any recourse.

Financial Advisor Quotes in Worthing West Sussex

If it's investments that you are interested in, your advisor will ask you about the level of risk you are ready to take with your hard-earned cash. High risk investments may offer bigger rewards, but all or some of your capital could be lost. Decent investment and financial advice will take you savings goals into consideration, i.e. how much you wish to invest, how quickly you need to access your money and short or long term investments. One question you should ask of yourself, which is normally overlooked, is just how much money you can actually afford to lose. This may well affect the services and products that you are offered, and is commonly called your capacity for loss.

Financial Advice Near Worthing West Sussex

If you already have any current regular payments, personal savings, mortgage loans or investments, you must tell your financial advisor about these. To ensure that you get the best advice for you, they need to have a full and clear picture of your finances. Diversifying your savings and investments by spreading the risk across different products, is a crucial part of good quality financial advice. An experienced financial advisor in Worthing will understand the best areas to consider, which reflect your financial situation and your goals.

Your financial advisor will communicate in the clearest possible way, to unveil the complex world of finance. After learning about the various services and products which match your needs, you should be able to come to an informed and intelligent decision. If you're environmentally minded, you can even ask your advisor to stick to ethical savings and investment schemes. This will allow you to support enterprises and firms which match your concerns, i.e. green energy or zero carbon, or perhaps avoiding investments that do not meet your requirements.

Working closely with a financial advisor in Worthing can be tricky to manage around work and other obligations. Face-to-face meetings can be backed up with telephone calls and video conferencing to enable you to get advice at a time to suit you. An established financial advice company in Worthing will have strict measures in place to ensure your details are kept confidential and secure, even if you hardly ever have a one-on-one meeting with your personal advisor, because home and remote working is now so common.


Investments can be an unpredictable area, and their values can go down as easily as they go up. If it happens that your investment fails to make as much money as you were hoping for, it can be an extremely frustrating and worrying time. However, except if it is owing to misleading or wrong information from your advisor a downward spiral in your investment isn't seen as a basis for complaint.

Independent Financial Advisor Near Worthing (BN11)

As detailed in the Key Facts Document, any complaints should start out with the firm's official complaints procedure. If the advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman of the problem if it is unsolved within the period laid down by the regulating body.

After looking into the cause for complaint, the Financial Ombudsman will make a ruling on the issue. If it's established that the complaint is justifiable, a decision is made on how the customer can be compensated. Once the ruling is accepted by the customer it becomes a legally binding decision that the advisor and their firm, must comply with. The Ombudsman will also consider any distress, inconvenience, upset and hassle caused to the customer during the process, and establish the level of compensation accordingly.

Book a Financial Advisor in Worthing UK

Financial advice can be provided in Worthing and also in nearby places like: Washington, Sompting, Littlehampton, Coombes, Wiston, Broadwater, Findon, Goring by Sea, Lancing, Upper Beeding, Botolphs, Steyning, Bramber, Shoreham-by-Sea, South Lancing, North Lancing, and in these postcodes BN11 1XQ, BN11 1RB, BN11 1DT, BN11 1JJ, BN11 1TL, BN11 1PP, BN11 1SY, BN11 1HW, BN11 1RF, BN11 1RG. Local Worthing financial advisers will likely have the dialling code 01903 and the postcode BN11. Simply click the "enquiry" banner to get info on financial advisors in your location.

Worthing Financial Advice Services

Financial Advice Tasks Worthing

There are a number of different services which are provided by your local Worthing financial advisor including bridging finance in Worthing, retirement planning Worthing, will writing services, equity release Worthing, pension plans Worthing, stakeholder pension advice in Worthing, personal financial planning, independent financial advice Worthing, investment bonds, cheap financial advice, financial analyst services, general financial planning, pension transfers, pension drawdowns, pension advice, ethical investment advice, mortgage advice, annuities, business financial planning in Worthing, investment planning, offshore investment advice, portfolio management, family income benefit, corporate financial planning Worthing, trustee investment services Worthing, and lots more.

West Sussex Financial Advisors

Financial Advisor Worthing Services 01903 Advisers BN11 Advisors Investment Advisor West Sussex Financial Advice Financial Advice

In the West Sussex area you can likewise find: Funtington investment advice, Chichester investment advisors, Petworth investment advisors, Westbourne financial advice, Partridge Green investment advice, Bersted investment advice, Middleton on Sea financial advisors, East Grinstead investment advice, Ashurst Wood investment advice, Kirdford financial advice, Barnham financial advisors, Stedham financial advisors, Storrington investment advice, Donnington financial advice, Small Dole financial advice, Scaynes Hill financial advice, Copthorne financial advisors, Yapton investment advice, Stedham investment advice, Linchmere financial advisors, Handcross investment advisors, Steyning investment advisors, Thakeham financial advice, Cowfold financial advisors, Sidlesham financial advice, Crawley Down financial advisors, Crawley Down financial advice, West Hoathly investment advice.

West Sussex Financial Advice Enquiries

Financial Advice Enquiries West Sussex

Current West Sussex financial advice enquiries: Miyah Conroy from Sompting recently asked for information on life assurance. Kiaan Wharton and Sophie Wharton from Fishbourne recently asked for information on equity release. Kurtis Bernard and Karina Bernard from Milland recently enquired about life assurance. Elijah and Zahra Llewellyn from Southbourne recently enquired about investment advice. Ralphie and Robyn Ali from Upper Beeding, West Sussex recently enquired about investment bonds. Romeo and Jemima Underwood from Sidlesham, West Sussex recently asked for information on life assurance. Halima Blackmore and Rudi Blackmore from Nuthurst recently asked for information on financial planning. Samuel Myatt from Ashurst Wood, West Sussex recently asked for information on investment bonds.


Financial Advisors Near Worthing

Also find: Washington financial advisors, Broadwater financial advisors, Shoreham-by-Sea financial advisors, Steyning financial advisors, Coombes financial advisors, North Lancing financial advisors, Findon financial advisors, Sompting financial advisors, South Lancing financial advisors, Botolphs financial advisors, Upper Beeding financial advisors, Goring by Sea financial advisors, Littlehampton financial advisors, Bramber financial advisors, Wiston financial advisors, Lancing financial advisors and more.

Worthing Financial Advice Services

Find a Financial Advisor in Worthing Here
Financial Advice Enquiries in Worthing West Sussex (01903)
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  • Worthing Investment Advice

Financial Advisors Around Worthing: Households in Ansisters Road, Downe Walk, Southdownview Way, Church Road, Ancren Close, Adur Avenue, Stuart Close, Chaucer Road, Alinora Avenue, College Gardens, Silverdale, Ashacre Lane, Cowdray Close, Bramble Crescent, Brookside Close, Selsey Close, Truro Court, Belmont Walk, Speedwell Close, Cortis Avenue, Allington Road, Dominion Close, Becket Road, Anscombe Close, Cherry Tree Close, St Dunstans Road, Bramley Close, Bedford Row, Ash Grove, have needed financial advice recently. Financial advisors have also been active in the following local Worthing postcodes: BN11 1XQ, BN11 1RB, BN11 1DT, BN11 1JJ, BN11 1TL, BN11 1PP, BN11 1SY, BN11 1HW, BN11 1RF, BN11 1RG.

If you want local info regarding Worthing, West Sussex take a look here

Independent financial advisor in BN11 area, telephone code 01903.

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