Financial Advisor Cranleigh

Cranleigh Independent Financial Advice & Investment

Financial Advisor Cranleigh Surrey (GU6): It can be an intimidating experience trying to find a decent independent financial advisor in the Cranleigh area, in particular if it's the very first time that you're needing financial advice. Whether it is investment, mortgage, pensions or even insurance advice that you're looking for, there is one common rule for all financial advisors; they must all stick to FCA (Financial Conduct Authority) regulations. The benefit of this is that if a financial advisor who is FCA certified gives you bad advice, and anything goes awry, you've got guarantees, and can get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to get it put right.

Free Cranleigh Financial Advisor Quotes

When picking a financial advisor in Cranleigh, a decent place to begin could be friends and relations, but you must remember that your circumstances may not be the same as theirs, and you might be in need of a different kind of advice. Financial advice should be individually tailored to your unique situation, and you will find that certain financial advisors may not be suitable for you. It is a good idea to talk to at least 3 different firms when you're picking a financial advisor, as this is a major decision, and you'll be looking to find one that you feel comfortable with and can trust, and also investigate the various options they can provide.

Financial Advisor Cranleigh Surrey (GU6)

Independent financial advisors and restricted advisors, are the two main types of financial advisor in Cranleigh. The good thing about using an IFA is that they will not be limited to a single company's services or products, and can offer a wide range of options. Independent financial advice must encompass the full gamut of financial products and companies, and must be given in an impartial way. This enables you to pick from the broadest range of products to meet your needs. A restricted advisor may be involved with a single product, such as a mortgage advisor, or be restricted to products and services from one particular provider.

Before any financial advisor in Cranleigh takes you on as a client, they are required by the Financial Conduct Authority to be fully transparent with you about their charges. You might be charged by the hour, a set fee or perhaps even a percentage of your investment value, according to kind of services you are looking for. A free preliminary consultation will sometimes be offered, so that you can discuss your goals and situation to see if the advisor is a good fit. If you go to one of the bigger Cranleigh firms, your account may be managed by a team of advisors rather than just one person.

Financial Advisors Cranleigh UK (01483)

Before any advice is handed out you will be asked to fill in a confidential disclosure form, known as a "Fact Find" document, which tells the advising firm about your targets and financial situation. You will also be handed an Initial Disclosure Document, or Key Facts Document, which provides you with information about the financial advisor, their situation for offering independent or restricted advice and the scope of their permissions in the financial sector. If you are not satisfied with the service, and wish to make a complaint, this document should also set down your own rights and the possible options you can take. It must be easy to understand, written in plain language, and explain precisely what you're signing up for, along with the benefits and risks of taking the proffered advice. The cooling-off period should also be spelled out in this document. Within a certain period of time, this allows you to cancel your agreement.

The very first time you're talking with your financial advisor you should check what qualifications and experience they've got. After all you are about to entrust your financial future to their expertise, so you should never be embarrassed about asking these questions. Every financial advisor in Cranleigh must be able to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. You shouldn't panic if your financial advisor's name doesn't show up on the Financial Services Register, providing the company is on the register, their employees are covered by the legislation. If they're not able to provide these accreditations, the person cannot offer advice but can offer financial guidance. In terms of finance guidance is somewhat different to advice and is not regulated in the same way. Therefore there isn't any recourse for the client if errors are made.

Financial Advisor Quotes in Cranleigh Surrey

You will be asked the level of risk you are prepared to take on, if you are seeking advice on investments. Bigger rewards might be possible with high risk investments, however you could also lose all or some of your capital. In order to get the best financial and investment advice, your savings objectives will have to be given careful consideration, i.e. short or long term investments, how rapidly you need to access your money and how much capital you want to invest. You must always ask yourself the one important question, how much money can you actually afford to lose. This is sometimes referred to as your capacity for loss and may well affect the services and products that may be offered for your consideration.

Financial Advice Near Cranleigh Surrey

You will need to tell your financial advisor about any existing regular payments, investments, savings or mortgage loans. This gives a clear and full picture of your financial circumstances, and without this the advice given might not be the most suitable for you. The diversification of your savings and investments by spreading the risk load across various different products, is an essential part of reliable financial advice. An experienced financial advisor in Cranleigh will understand the best areas to consider, which reflect your financial situation and your goals.

A financial advisor will reveal the complex world of finance, and speak in as much plain speech as possible. This will enable you to compare services and products which match your needs, and come to an informed decision. If you're environmentally minded, you can maybe ask your advisor to stick to ethical investments and savings. You will then be able to keep clear of corporations that investments meet your standards, but instead lend your support to those organisations and firms that match your concerns, for example zero carbon or green energy.

Working closely with your financial advisor in Cranleigh can be challenging to manage around work and other responsibilities. This can be reduced by augmenting one-on-one appointments with video conferencing and telephone, thus allowing you to get the advice you need at times that are convenient. Even if you never have an in-person meeting with your personal advisor, an established financial advice firm in Cranleigh will have stringent measures in place to ensure your details are kept confidential and secure, because working from home and remote working is now so common.


You must always remember that the financial sector can be volatile, and investment values can just as easily go down as well as up. It can be very stressful and frustrating if your investment fails to make the amount of money you hoped for. Unfortunately, a downward trend in your investment isn't a recognised grounds for complaint, unless it's owing to misleading or wrong information from your financial advisor.

Independent Financial Advisor Near Cranleigh (GU6)

As detailed in the Key Facts Document, any complaints should begin with the firm's complaints procedure. If the issue remains unresolved within the time period set by the regulating body, and the advisor is a member of the Financial Conduct Authority, you can advise the Financial Ombudsman.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If the complaint is justified, a decision is made on how to rectify or financially compensate the customer. The financial advisor and their company must abide by any ruling that's made, which becomes a legally binding decision as soon as the client has agreed to it. Any compensation laid down by the Ombudsman will also account for any distress, trouble, inconvenience and upset caused to the client during the situation.

Book a Financial Advisor in Cranleigh UK

Financial advice can be provided in Cranleigh and also in nearby places like: Bramley, The Common, Dunsfold, Godalming, Shamley Green, Forest Green, Rudgwick, Itchingfield, Slinfold, Wonersh, Chilworth, Alfold, Ewhurst, Ewhurst Green, Walliswood, Ockley, Hascombe, and in these postcodes GU6 7JP, GU6 7HY, GU6 7LQ, GU6 7GF, GU6 7AY, GU6 7AH, GU6 7ND, GU6 7EY, GU6 7DZ, GU6 7BU. Locally based Cranleigh financial advisors will probably have the dialling code 01483 and the postcode GU6. Verifying this should guarantee that you are accessing locally based financial advisers. Cranleigh householders will be able to utilise these and many other similar services. Simply click the "enquiry" banner or form to get specifics of financial advisors in your area.

A Financial Advisor's Regular Duties

  • Financial advisors produce financial reports.
  • Financial advisors keep a record of customers and transactions.
  • Financial advisors provide counselling, consultation and education with regards to investments and finances.
  • Financial advisors make deals with with providers of financial products.
  • Financial advisors keep abreast of legislation changes and new financial products.
  • Financial advisors meet sales and performance targets.
  • Financial advisors update clients concerning their investments.
  • Financial advisors speak with clients about their plans and finances.
  • Financial advisors work in conjuction with their peers to obtain trends, market information and statistics.
  • Financial advisors research financial products and explain them clearly and simply to their clients.

Cranleigh Financial Advice Services

Financial Advice Tasks Cranleigh

There are a whole host of services that are provided by your local Cranleigh financial advisor including mutual funds in Cranleigh, investment bonds, personal pensions advice in Cranleigh, personal protection in Cranleigh, equity release advice Cranleigh, financial services, income protection advice Cranleigh, will writing services, life assurance, annuities, inheritance tax planning Cranleigh, savings advice Cranleigh, mortgage financial planning in Cranleigh, family income benefit, retirement advice, pension reviews in Cranleigh, familt controlled trusts, tax planning, annuity purchase, pension advice, critical illness cover Cranleigh, business planning, stakeholder pensions, pension drawdowns, unit trusts, long term care fee advice, saving for children Cranleigh, personal financial planning in Cranleigh, general financial planning, portfolio management Cranleigh, and lots more. These are just a few of the duties that can be undertaken by a financial advisor. Cranleigh professionals will let you know their whole range of financial services.

Surrey Financial Advice Enquiries

Financial Advice Enquiries Surrey

Latest Surrey financial advice enquiries: Minahil and Byron Jordan from Salfords, Surrey recently asked for information on investment bonds. Mr and Mrs Pearce from Banstead recently asked for information on financial planning. Arnie Mcdermott and Aisha Mcdermott in Capel recently enquired about getting financial advice. Kendrick Lawther and Amber-Rose Lawther from Tongham recently asked for information on equity release. Aaryan and Amanda Hamnett from Ewhurst, Surrey recently asked for information on mortgages. Lacey and Aadam Barton from Merrow recently enquired about investment advice. Jaiden Tait and Georgie Tait in Newdigate, Surrey recently asked for information on investment bonds. Zarah and Cain Ball in Frensham recently enquired about mortgage advice. All of these local people did a search for "Garden Fencing Surrey" and found this page on either Google, Yahoo or Bing.


Financial Advisors Near Cranleigh

Also find: Hascombe financial advisors, Alfold financial advisors, Shamley Green financial advisors, The Common financial advisors, Godalming financial advisors, Forest Green financial advisors, Ockley financial advisors, Walliswood financial advisors, Chilworth financial advisors, Ewhurst financial advisors, Bramley financial advisors, Dunsfold financial advisors, Ewhurst Green financial advisors, Rudgwick financial advisors, Itchingfield financial advisors, Slinfold financial advisors, Wonersh financial advisors and more. Most of these locations are catered for by local financial advisers. Cranleigh residents can get financial advice quotes by clicking here.

Cranleigh Financial Advice Services

Find a Financial Advisor in Cranleigh Here
Financial Advice Enquiries in Cranleigh Surrey (01483)
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Financial Advisors Around Cranleigh: In Church Lane, Taylors Crescent, Heron Shaw, Westdene Meadows, Guildford Road, Durnsford Way, Cameron Close, Alderbrook Road, The Ridgeway, Victoria Road, Horseshoe Lane, Mower Place, Upfold Lane, Edgefield Close, Littlewood, Restwell Avenue, Elmbridge Road, Essex Drive, Collingdon, Hitherwood, Wanborough Lane, Mead Road, Greenbush Lane, Ryde Lands, Pepperbox Lane, Dewlands Close, Vachery Lane, Little Manor Gardens, as well as these Cranleigh area postcodes: GU6 7JP, GU6 7HY, GU6 7LQ, GU6 7GF, GU6 7AY, GU6 7AH, GU6 7ND, GU6 7EY, GU6 7DZ, GU6 7BU, people have just recently needed financial advice. Folks living in these areas recently required help from a financial advisor. Cranleigh residents enjoyed dependable and top notch financial services on each occasion.

More Cranleigh Services: Not surprisingly, when you're looking at your finances in Cranleigh, Surrey, you'll probably need all types of different services and along with a financial advisor in Cranleigh, Surrey, you may also need debt recovery & collection in Cranleigh, solicitors in Cranleigh, property law & conveyancing in Cranleigh, tax preparation in Cranleigh, will writing in Cranleigh, mortgage brokers in Cranleigh, banruptcy lawyers in Cranleigh, mortgage advice in Cranleigh, estate planning in Cranleigh, accountants in Cranleigh, business consulting in Cranleigh, investment advisors in Cranleigh, family lawyers in Cranleigh, business financial planning in Cranleigh, payroll services in Cranleigh, contracts lawyers in Cranleigh, bookkeepers in Cranleigh, and other different Cranleigh experts.

Cranleigh Financial Advisor Jobs: View financial adviser jobs in Cranleigh by clicking here: General Financial Advisor Jobs

To find local Cranleigh info go here

Independent financial advisor in GU6 area, (dialling code 01483).

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(This financial advisor Cranleigh page was revised and updated on 01-09-2022)