Financial Advisor Richmond upon Thames

Richmond upon Thames Independent Financial Advice & Investment

Financial Advisor Richmond upon Thames Greater London (KT2): If you are seeking financial advice for the very first time, trying to locate a good independent financial advisor in the Richmond upon Thames area can be a challenging experience. However, all professional financial advisors have one thing in common; they all have to follow the regulations set by the Financial Conduct Authority, whether you're searching for investments, mortgage, pension or even insurance guidance. The benefit of this is that should a financial advisor who is FCA approved give you poor advice, and things go awry, you have guarantees, and are able to go to the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Richmond upon Thames Financial Advisor Quotes

Recommendations from friends and relatives can be a good starting point in choosing a financial advisor in Richmond upon Thames, but bear in mind that their circumstances might be different to what you're looking for. Financial advice must be specifically tailored to your unique situation, and you will discover that some financial advisors might not be appropriate for you. Picking the right financial advisor is vital and it is a good idea to speak to at least 3 different companies in order to explore the various options they offer, and to find one that you feel comfortable with and can trust.

Financial Advisor Richmond upon Thames Greater London (KT2)

When you are looking to pick a financial advisor in Richmond upon Thames, there are 2 main types; independent financial advisors and restricted advisors. The advantage of seeing an independent financial advisor is that they should not be limited to the products or services of a single company, and can offer a wide range of options. Independent financial advice must be provided in an unbiased way and should cover the entire gamut of financial products and companies. Consulting an independent financial advisor should enable you to choose from the widest possible array of products. If you go to a restricted financial advisor you'll discover that they might be limited to services and products of a specific firm, or as in the case of a mortgage advisor, will only be concerned with one individual product.

Before any Richmond upon Thames financial advisor takes you on as a client, they're required by the FCA to tell you about their charges. You might be charged a set fee, by the hour or perhaps even a percentage of your investment, in accordance with type of service you're looking for. A free first consultation might be offered, so that you can discuss your objectives and circumstances to determine whether the advisor is the best fit. Your account may be managed by a team rather than one individual advisor, if you choose to go with one of the bigger Richmond upon Thames companies.

Financial Advisors Richmond upon Thames UK (020)

You'll have to fill in a "Fact Find" document, which is a confidential disclosure form relating your objectives and financial situation to the advising firm. An Initial Disclosure, or Key Facts Document will also be given to you, providing information on the financial advisors themselves, detailing their scope of permissions in the financial sector and their status to offer independent or restricted advice. If you're not satisfied with the service provided, and wish to complain, this document will also set down your legal rights and the possible options you can take. It has to be simple to understand, written in plain language, and explain exactly what you're signing up for, along with the risks and benefits of taking the proffered advice. The Key Facts Document will also inform you of the level of cooling-off period. This enables you to cancel your contract within a specific period of time, and whenever any penalties are incurred.

When talking to the financial advisor for the first time ensure that you check their qualifications and experience. Do not be embarrassed about asking these questions, after all you are on the verge of entrusting your financial wellbeing to their expertise. Every Richmond upon Thames financial advisor must present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. When you check the Financial Services Register, don't freak out if your particular advisor's name doesn't show up on there; you ought to be able to find the company name, and this means that the regulations covers all of their advisors. The person can still offer financial guidance rather than advice, if these can't be provided. Guidance isn't regulated in the same way as financial advice, meaning that if mistakes occur the client won't have any recourse.

Financial Advisor Quotes in Richmond upon Thames Greater London

If you're seeking advice on investing money you'll be asked the level of risk you're ready and able to accept. High risk investments could offer larger rewards, however some or all of your funds could be lost. Your savings goals will need to be carefully considered if good financial and investment advice is to be given, i.e. how much cash you want to invest, short or long term investments and how rapidly you need access to your funds. You must always ask yourself the one vital question, how much money can you really afford to lose. This may well affect the products and services that you're offered, and is commonly called your 'capacity for loss'.

Financial Advice Near Richmond upon Thames Greater London

Right from the start, it is imperative that you tell your financial advisor about any mortgages, investments, personal savings or regular payments that you have. To make certain that you receive the best advice for you, they need a full and clear picture of your financial situation. Good financial advice should include diversifying your savings and investments by spreading the risk across a number of different products. With an understanding of the best areas to consider, a seasoned financial advisor will favour products that match your financial circumstances and goals.

Your financial advisor will communicate in as much plain speech as possible, while opening up the complex world of finance. This will permit you to compare products and services which meet your needs, and make an informed decision. If you are mind is firmly on the environment, you can perhaps ask your financial advisor to stick to ethical investment and savings schemes. This does not just give you investment opportunities, but also enables you to support zero carbon or green energy projects, and keep clear of those that do not share the same values.

It's not that easy to have a close working relationship with a financial advisor in Richmond upon Thames without this impacting your work and other commitments. To enable you to seek advice at times that suit you, one-on-one meetings can be augmented with video conferencing and telephone. Even if you rarely have an in-person meeting with your advisor, an established financial advice company in Richmond upon Thames will have strict measures in place to ensure your details are kept confidential and secure, because remote and home working is now so common.


Investments can be an unpredictable area, and values can go down as well as up. If your investment isn't making as much money as you hoped for, it can be very stressful and demoralising. However, except if it's because of wrong or misleading information from your advisor your investment having a downward trend is not a recognised basis for complaint.

Independent Financial Advisor Near Richmond upon Thames (KT2)

Any grievances should commence with the company's complaints procedure as laid out in the Key Facts Document. If the problem is unsolved within the time set out by the regulating body, and the advisor is registered with the Financial Conduct Authority, you can contact the Financial Ombudsman.

After looking into the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is justified, a decision is made on how to financially compensate the customer. Once the ruling has been agreed on by the customer it becomes a legally binding decision which the advisor and their firm, must comply with. The Ombudsman will also account for any inconvenience, distress, trouble and annoyance caused to the customer during the situation, and fix the level of compensation proportionately.

Book a Financial Advisor in Richmond upon Thames UK

Financial advice can be provided in Richmond upon Thames and also in: North Sheen, St Margarets, East Sheen, Shepherds Bush, Gunnersbury, Kingston-upon-Thames, Mortlake, Hampton Hill, Ham, Brentford, Hounslow, Grove Park, Twickenham, Isleworth, Wimbledon, as well as in these postcodes TW10 6BF, TW10 6DJ, TW10 5EB, TW10 5HX, TW10 6DA, TW10 5NX, TW10 6DD, KT2 5RQ, TW1 2TW, TW10 6AJ. Local Richmond upon Thames financial advisers will probably have the postcode KT2 and the telephone dialling code 020. Click on the "enquiry" banner to get details about financial advisors in your location.

Richmond upon Thames Financial Advice Services

Financial Advice Tasks Richmond upon Thames

There is a variety of services that can be provided by your local Richmond upon Thames financial advisor including investment advice, pension planning, corporate financial planning Richmond upon Thames, ISA's, unit trusts, wealth management & investments, annuities in Richmond upon Thames, pension consolidation advice, bridging finance in Richmond upon Thames, pension reviews in Richmond upon Thames, general financial planning, family income benefit, equity release, cheap financial advice Richmond upon Thames, offshore investments Richmond upon Thames, divorce planning Richmond upon Thames, trustee investment services Richmond upon Thames, inheritance tax planning, mutual funds Richmond upon Thames, retirement advice, investment planning in Richmond upon Thames, cashflow analysis, stakeholder pensions, financial services Richmond upon Thames, life insurance Richmond upon Thames, and lots more.

Financial Advisors Greater London

Financial Services Advisor Investment KT2 Financial Advisor Richmond upon Thames Advisors Advisers Financial Advice Greater London Advice 020

In the Greater London area you can likewise get: Petersham investment advisors, Widmore investment advisors, Kew financial advisors, South Harrow financial advice, Norwood Green investment advice, Holland Park investment advice, Selsdon investment advisors, Ardleigh Green financial advisors, Kew financial advice, Edmonton investment advice, New Cross investment advice, Westcombe Park investment advisors, Mill Hill investment advice, Twickenham investment advice, Norwood Green financial advisors, Thamesmead financial advice, Chingford investment advice, Coulsdon investment advice, Feltham financial advisors, Homerton investment advisors, Barnsbury financial advisors, Stoke Newington investment advisors, Dagenham financial advice, Wallington investment advice, Croydon financial advisors, Stamford Hill financial advice, Brunswick Park investment advice, Haringey financial advisors, Richmond Upon Thames financial advisors, Clapham financial advice.

A Financial Advisor's Everyday Duties

  • Speaking with clients regarding their finances and plans.
  • Providing consultation, counselling and education regarding investments and finances.
  • Collaborating with financial product providers.
  • Updating customers concerning their investments.
  • Meeting targets for sales and performance.
  • Researching financial products and explaining them simply and clearly to clients.
  • Keeping fully abreast of legislation changes and new products.
  • Producing financial reports.
  • Keeping a record of potential clients and transactions.
  • Working together with colleagues to collect trends, statistics and market information.

Financial Advisors Near Richmond upon Thames

Also find: Kingston-upon-Thames financial advisors, Wimbledon financial advisors, Gunnersbury financial advisors, Twickenham financial advisors, Hampton Hill financial advisors, Isleworth financial advisors, North Sheen financial advisors, Hounslow financial advisors, Brentford financial advisors, East Sheen financial advisors, Mortlake financial advisors, Grove Park financial advisors, St Margarets financial advisors, Shepherds Bush financial advisors, Ham financial advisors and more.

Richmond upon Thames Financial Advice Services

Find a Financial Advisor in Richmond upon Thames Here
Financial Advice Enquiries in Richmond upon Thames Greater London (020)
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  • Richmond upon Thames Wealth Management
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Financial Advisors Around Richmond upon Thames: Folks living in the following streets have just recently enquired about financial advice - The Green, Audley Road, Wakefield Road, The Hermitage, Old Palace Yard, Abercorn Mews, Park Hill, Chislehurst Road, Petersham Road, Marchmont Road, Richmond Road, Quadrant Road, Denbigh Gardens, Pyrland Road, Greville Road, Old Palace Lane, King Street, Queen's Road, Christchurch Road, Princes Road, The Square, Eton Street, Retreat Road, as well as the following local Richmond upon Thames postcodes: TW10 6BF, TW10 6DJ, TW10 5EB, TW10 5HX, TW10 6DA, TW10 5NX, TW10 6DD, KT2 5RQ, TW1 2TW, TW10 6AJ.

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To find out local information about Richmond upon Thames, Greater London go here

Independent financial advisor in KT2 area, and dialling code 020.

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