Financial Advisor Sidmouth

Sidmouth Independent Financial Advice & Investment

Financial Advisor Sidmouth Devon (EX10): Finding a first-rate financial advisor advisor in the Sidmouth area can be an intimidating experience, in particular if you are seeking financial advice for the first time. Whether it is pension, investments, mortgage or even insurance guidance that you're after, there's one common rule for all qualified financial advisors; they all have to follow Financial Conduct Authority regulations. Any advice given by a FCA registered financial advisor in Sidmouth comes with certain guarantees that if things go awry, you have access to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Sidmouth Financial Advisor Quotes

A decent starting place when picking a financial advisor in Sidmouth can be friends and family, but bear in mind that the sort of advice you're searching for might be significantly different to theirs. Any advice they provide needs to be tailored to your unique circumstances, and every financial advisor is not suitable for everyone. Selecting a financial advisor is a major decision and it is a good idea to speak with at least 3 different firms so as to check out the various options they can offer, and to find one that you feel comfortable with and can trust.

Financial Advisor Sidmouth Devon (EX10)

There are 2 main kinds of financial advisor in Sidmouth; restricted advisors and independent financial advisors. An independent financial advisor will not be confined to just one provider's products and services. Independent financial advice must cover the full gamut of financial companies and products, and must be given in an unbiased way. If you elect to use an independent financial advisor, you'll be able to choose from the widest possible array of services, so as to find the right solution for you. A restricted financial advisor may be tied to services and products from one particular provider, or might even concentrate on one particular product, as may be the case with a mortgage advisor.

The Financial Conduct Authority demands that any financial advisor in Sidmouth must fully discuss their charges with you, before accepting you as a client. You may be charged by the hour, a set fee or perhaps even a proportion of your investment, determined by product you're interested in. A free initial consultation will sometimes be offered, so that you can discuss your objectives and circumstances to see if the advisor is the best fit. Your account may be looked after by a team as opposed to a single advisor, if you opt to go with one of the larger Sidmouth companies.

Financial Advisors Sidmouth UK (01395)

You'll be required to complete a "Fact Find" document, which is a confidential disclosure form relating your financial situation and goals to the advising company. To provide details about the financial advisor, their status to offer restricted or independent advice and the extent of their permissions in the financial arena, you'll also be handed an Initial Disclosure, or Key Facts Document. This document should also lay down your legal rights and the possible options you can take if you are not satisfied with the service provided, and wish to complain. It should be easily understood, written in layman's terms, and outline exactly what you're committing yourself to, along with the benefits and risks of going along with the advice. This document should also inform you of the level of cooling-off period. This makes it possible for you to change your mind within a certain time frame, and cancel your agreement with the financial advisor.

You need to check the experience and qualifications of the financial advisor the first time you talk to them. After all you are about to entrust your financial future to their skill, so you should not be self-conscious about asking these questions. All financial advisors in Sidmouth must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. When checking the Financial Services Register, you don't need to panic if your particular financial advisor's name doesn't appear on there; you ought to be able to find the company name, and this means that the regulations covers all of their advisors. If they are unable to supply this proof, the individual cannot offer advice but only financial guidance. In terms of finance guidance is somewhat different to advice and isn't regulated in the same way. Therefore there is no recourse for the client if errors are made.

Financial Advisor Quotes in Sidmouth Devon

If you are needing advice on investing money you will be asked about the amount of risk you are ready to take on. High risk investments may offer bigger rewards, however all or some of your cash could be lost. Good investment and financial advice will take into account your savings aims, i.e. long or short term investments, how much money you want to invest and how quickly you need to access your money. You should always ask yourself the one crucial question, how much money can you actually afford to lose. This is called your 'capacity for loss' and may well affect the products and services that may be offered for your consideration.

Financial Advice Near Sidmouth Devon

If you have already got any current mortgages, savings, regular payments or investments, you need to let your financial advisor know about these. To make certain that you receive the most appropriate advice for you, they need to have a clear and full picture of your financial circumstances. Sound financial advice should include diversifying your savings and investments by spreading the risk across different products. In order to reflect your financial situation and your goals, a professional financial advisor in Sidmouth will understand the best products to consider.

Communicating in the clearest way possible, your financial advisor will unmask the multifaceted world of investment and finance. After comparing the products and services which match your needs, you should be able to make an informed and knowledgeable decision. If you are mind is firmly on the environment, you could even ask your advisor to stick to ethical savings and investment schemes. This does not just give you investment opportunities, but also enables you to lend your support to green energy or zero carbon projects, and keep away from those that do not share the same values as you.

It is not that easy to work closely with a financial advisor in Sidmouth without this impacting your work and other obligations. This can be reduced by supplementing face-to-face appointments with video conferencing and telephone calls, thus enabling you to seek the advice you need at times that are convenient. A professional financial advice firm in Sidmouth will have strict measures in place to keep your details secure and confidential, even if you hardly ever have a one-to-one meeting with your personal advisor, because remote and home working is no longer unusual.


Investments can go down as well as up, as the financial world can be volatile. It can be quite worrying and disheartening if your investment fails to make the amount of money you hoped for. However, except if it's because of misleading or incorrect information from your financial advisor, a downward spiraling of your investment is not seen as a cause for complaint.

Independent Financial Advisor Near Sidmouth (EX10)

The firm's complaints procedure should be the starting place for any grievances, and the Key Facts Document will explain this. If the matter remains unresolved within the period laid down by the regulating body, and the advisor is registered with the Financial Conduct Authority, you can contact the Financial Ombudsman.

The Financial Ombudsman will make a ruling after reviewing the cause for complaint independently. If it's found that the complaint is justifiable, a decision will be made on how the customer can be financially compensated. The advisor and their firm must abide by any ruling that's made by the Ombudsman, which becomes a legally binding decision once the customer has accepted it. The Financial Ombudsman will also consider any annoyance, distress, inconvenience and hassle caused to the customer during the situation, and set the level of compensation accordingly.

Book a Financial Advisor in Sidmouth UK

Financial advice can be provided in Sidmouth and also in nearby places like: Bowd, Pinn, Weston, Ottery St Mary, Otterton, Branscombe, Salcombe Regis, Colaton Raleigh, Sidford, Seaton, Newton Poppleford, Aylesbeare, Farway, Woolbrook, Whimple, Stowford, Bicton, as well as in these postcodes EX10 8LN, EX10 1SU, EX10 8EZ, EX10 8EY, EX10 8FD, EX10 8EX, EX10 8NZ, EX10 8DE, EX10 8PD, EX10 1TE. Locally based Sidmouth financial advisers will most likely have the phone code 01395 and the postcode EX10. Checking this out will ensure you access locally based financial advisers. Sidmouth homeowners are able to benefit from these and many other finance related services.

Sidmouth Financial Advice Services

Financial Advice Tasks Sidmouth

There are a wide range of services which can be provided by your local Sidmouth financial advisor including pension planning, cheap financial advice, equity release, financial advice services, business protection Sidmouth, life assurance, personal pensions advice, death benefits, stakeholder pensions, pension reviews, business planning, money planning, annuities, general financial planning Sidmouth, wealth management & investments, will writing services, mortgage advice, critical illness cover, ISA's Sidmouth, cashflow analysis, familt controlled trusts Sidmouth, investing an inheritance Sidmouth, cash flow modelling in Sidmouth, long term care fee advice Sidmouth, independent financial advice Sidmouth, unit trusts, pension drawdowns Sidmouth, pension transfers, retirement planning Sidmouth, corporate financial planning Sidmouth, and lots more. Listed are just some of the duties that can be carried out by a financial advisor. Sidmouth professionals will be happy to tell you about their full range of services.

Skills and Knowledge Needed to be a Financial Advisor

  • The ability to promote services and products.
  • To be thorough and pay attention to detail.
  • To be organised and self-motivated.
  • Excellent verbal communication skills.
  • To have excellent IT skills.
  • Effective skills in customer service for determining customer requirements and needs.
  • Good business management skills for negotiating product rates.
  • To be able to network and build relationships with clients.
  • An excellent understanding of economics and accounting associated with financial products and markets.
  • Active listening and interpersonal skills.
  • A competent level of mathematical knowledge for producing financial packages.

Financial Advice Enquiries Devon

Devon Financial Advice Enquiries

Current Devon financial advice enquiries: Kobe Blythe from Plymstock recently asked about life assurance. Mr and Mrs Gould in Kenton recently asked about mortgage advice. Christopher Hawkins and Kornelia Hawkins in Princetown recently asked about equity release. Eshaal and Kenneth Walton from Rockbeare, Devon recently enquired about mortgage advice. Mr and Mrs Emmerson in Woodbury recently asked for information on pensions. Harlow and Lottie Welsh from Sidmouth recently asked for information on equity release. Iona and Jensen Crawford in Feniton, Devon recently asked for information on offshore investments. Tudor Wilcox from Salcombe recently asked for information on life assurance. All of these local residents conducted a search for "Garden Fencing Devon" and located this web page on Bing, Yahoo or Google.


Financial Advisors Near Sidmouth

Also find: Bowd financial advisers, Ottery St Mary financial advisers, Stowford financial advisers, Salcombe Regis financial advisers, Otterton financial advisers, Whimple financial advisers, Pinn financial advisers, Newton Poppleford financial advisers, Farway financial advisers, Bicton financial advisers, Aylesbeare financial advisers, Weston financial advisers, Colaton Raleigh financial advisers, Woolbrook financial advisers, Seaton financial advisers, Sidford financial advisers, Branscombe financial advisors and more. Most of these locations are serviced by local financial advisers. Sidmouth residents can get quotations by clicking here.

Sidmouth Financial Advice Services

Find a Financial Advisor in Sidmouth Here
Financial Advice Enquiries in Sidmouth Devon (01395)
  • Sidmouth Trustee Investments
  • Sidmouth Cheap Financial Advice
  • Sidmouth Financial Advice
  • Sidmouth Pension Advice
  • Sidmouth Retirement Advice
  • Sidmouth Financial Services
  • Sidmouth Cashflow Analysis
  • Sidmouth Life Insurance Advice
  • Sidmouth Mortgage Advice
  • Sidmouth Financial Advice Quotations
  • Sidmouth Corporate Financial Planning
  • Sidmouth Inheritance Advice
  • Sidmouth Tax Advice
  • Sidmouth Investment Advice

Financial Advisors Around Sidmouth: Households in Laskeys Lane, Moorcourt Close, Victoria Road, Tully Gardens, Arcot Gardens, Denbiegh Terrace, Regency Gate, Meadway, Malden Lane, Buckton Lane, Primley Paddock, Old Fore Street, Amyatt's Terrace, Sid Vale Close, Spitup Lane, The Old Vicarage, Byeside Road, Peak Hill Road, Balfours, Fore Street, Dunscombe Lane, Cotford Close, Le Locle Close, Chandlers' Lane, Fry's Lane, Livonia Road, Fleming Avenue, have needed financial advice recently. Financial advisors have also been active in the following Sidmouth area postcodes: EX10 8LN, EX10 1SU, EX10 8EZ, EX10 8EY, EX10 8FD, EX10 8EX, EX10 8NZ, EX10 8DE, EX10 8PD, EX10 1TE. People residing in these local areas recently required help from a financial advisor. Sidmouth residents enjoyed the benefits of trusted and dependable financial services on each occasion.

More Sidmouth Services: Naturally, whenever you happen to be looking at your finances in Sidmouth, Devon, you'll probably need all kinds of different services and apart from a financial advisor in Sidmouth, Devon, you may additionally need family lawyers in Sidmouth, payroll services in Sidmouth, mortgage advice in Sidmouth, mortgage brokers in Sidmouth, banruptcy lawyers in Sidmouth, business consulting in Sidmouth, accounting in Sidmouth, property law & conveyancing in Sidmouth, bookkeeping in Sidmouth, wills in Sidmouth, contracts lawyers in Sidmouth, estate planning in Sidmouth, debt recovery & collection in Sidmouth, tax preparation in Sidmouth, solicitors in Sidmouth, business financial planning in Sidmouth, investment advisors in Sidmouth, and other different Sidmouth experts.

Financial Advisor Jobs Sidmouth: Browse financial adviser jobs in Sidmouth by going here: Sidmouth Financial Advisor Jobs

For the best local info regarding Sidmouth, Devon look here

Independent financial advisor in EX10 area, (dialling code 01395).

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(This financial advisor Sidmouth content was successfully updated on 28-06-2022)