Financial Advisor Sidmouth

Sidmouth Independent Financial Advice & Investment

Financial Advisor Sidmouth Devon (EX10): Locating a decent financial advisor advisor in Sidmouth can be an intimidating experience, in particular if you're needing financial advice for the first time. Whether you are looking for mortgage, investment, pensions or even insurance guidance, all professional financial advisors are bound by one common rule; they must all observe the regulations of the Financial Conduct Authority. This comes with certain guarantees, therefore after getting advice from a FCA registered financial advisor in Sidmouth, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if something should go wrong.

Free Sidmouth Financial Advisor Quotes

When picking a financial advisor in Sidmouth, a decent starting point could be friends and relations, but you must keep in mind that your circumstances may not be the same as theirs, and you might need a different sort of advice. Not every financial advisor is suitable for everybody, and their advice should be adapted to your specific circumstances. It pays to chat to at least 3 different firms when you are selecting a financial advisor, since this is a big decision, and you will be looking to find one that you can trust and feel at ease with, and also check out the various options they offer.

Financial Advisor Sidmouth Devon (EX10)

There are two main kinds of financial advisor in Sidmouth; independent financial advisors (IFA) and restricted advisors. Offering a more extensive range of options, an independent financial advisor will not be limited to the services and products of a single provider. Independent financial advice must cover the full spectrum of financial products and companies, and must be given in an unbiased way. This enables you to choose from the broadest range of services to suit your needs. A restricted advisor may be focused on an individual product, as with a mortgage advisor, or be restricted to products and services from a single firm.

The Financial Conduct Authority requires that any financial advisor in Sidmouth must discuss their charges with you, before accepting you as a client. Although it varies based on the type of product or service you're looking for, there could be a set fee, an hourly rate, or you could even be charged a percentage of what you're investing. You will sometimes be offered the possibility of a free preliminary consultation to allow you to discuss your objectives and determine whether the advisor is the correct fit for you and your circumstances. Your account may be handled by a team as opposed to a single advisor, if you decide to use one of the bigger companies in Sidmouth.

Financial Advisors Sidmouth UK (01395)

Before any financial advice is given you'll have to complete a confidential disclosure document, called a "Fact Find" form, which informs the advising company about your financial situation and ambitions. A Key Facts Document, or Initial Disclosure Document will also be handed to you, to provide information about the financial advisors themselves, outlining their scope of permissions in the financial sector and their status to offer restricted or independent advice. Your own rights will also be spelled out in this document, along with your options if you want to make a complaint because you're not satisfied with the service provided. It must be typed out in plain English and describe what you're signing up for, and any possible benefits and risks that exist if you decide to go along with the advice offered. You will find the amount of cooling-off period in the Key Facts Document. This allows you to change your mind within a certain time frame, and cancel your contract with the financial advisor.

The first time you are talking with the financial advisor ensure that you check what qualifications and experience they've got. After all you're about to entrust your financial wellbeing to their skill, so you must not be embarrassed about asking such questions. A Level 4 qualification in financial advice is the minimum required qualification for any Sidmouth financial advisor, and they also have to be able to present you with an annual Statement of Professional Standing. If the advisor's name does not show up on the Financial Services Register, you should not stress, the firm the advisor works for should be found on the register and their personnel will be covered by the regulations. If these cannot be presented the person can still offer financial guidance instead of financial advice. In terms of finance guidance is different to advice and is not regulated. Therefore there is no recourse for either party if mistakes occur.

Financial Advisor Quotes in Sidmouth Devon

You'll be asked the level of risk you are ready to take on, if you are seeking advice on investments. Higher risk investments could offer larger rewards, but some or all of your funds could be lost. Your savings goals should be considered if good quality financial and investment advice is to be given, i.e. short or long term investments, how much you wish to invest and how rapidly you need to access your money. One question you should ask of yourself, which is often ignored, is just how much money you can really afford to lose. This may affect the services and products that you're offered, and is sometimes referred to as your 'capacity for loss'.

Financial Advice Near Sidmouth Devon

From the outset, it's crucial that you let your financial advisor know about any existing savings, investments, mortgage loans or regular outgoing payments that you currently have. They will need to know this, so they can get a clear picture of your financial situation and give the appropriate advice for your needs. Spreading the risk load across a number of different products by diversifying your savings and investments, is something that reliable financial advice should allow for. With a knowledge of the best areas to consider, a certified financial advisor will favour products that match your goals and financial situation.

Your financial advisor will attempt to communicate in the clearest possible way, to unmask the multifaceted world of finance. This will permit you to compare services and products which meet your needs, and make an informed decision. If the environment is at the forefront of your mind, you could maybe ask that ethical investment and savings schemes take top priority. You can then stay away from businesses that businesses meet your requirements, but instead support those companies and businesses that match your concerns, for instance zero carbon or renewable energy.

Working together with a financial advisor in Sidmouth can be difficult to fit in around your work life and other obligations. Face-to-face appointments can be complemented with telephone calls and video conferencing to allow you to seek advice at times that suit you. Any experienced financial advice company in Sidmouth will have rigorous measures in place to keep your details secure and confidential, even if you hardly ever have a one-to-one meeting with your personal advisor, because remote and home working is now so common.


Investments can be an unpredictable area, and values can fall as well as rise. It can be very stressful and frustrating if your investment isn't making as much money as you were hoping for. Sadly, a downward spiral in your investment isn't a recognised grounds for complaint, unless it is due to wrong or misleading information from your financial advisor.

Independent Financial Advisor Near Sidmouth (EX10)

The firm's complaints procedure should be the best place to start with any grievances, and the Key Facts Document will explain this. You can tell the Financial Ombudsman about the problem if it remains unresolved within the time period laid down by the regulating body, and your financial advisor is a member of the FCA.

The Financial Ombudsman will independently review the cause for complaint and come to a decision. If it's established that the complaint is justifiable, a decision will be made on how the client can be compensated. This will become a legally binding decision as soon as it has been accepted by the client, and the financial advisor and their firm must abide by the decision. Any trouble, distress, inconvenience and annoyance caused to the client during the process, will be considered when the Financial Ombudsman fixes the level of compensation.

Book a Financial Advisor in Sidmouth UK

Financial advice can be provided in Sidmouth and also in nearby places like: Whimple, Weston, Seaton, Salcombe Regis, Farway, Ottery St Mary, Otterton, Sidford, Bowd, Newton Poppleford, Pinn, Stowford, Aylesbeare, Colaton Raleigh, Bicton, Branscombe, Woolbrook, together with these postcodes EX10 8HD, EX10 8NN, EX10 8PE, EX10 8AB, EX10 8BW, EX10 8BB, EX10 8LX, EX10 1BZ, EX10 8AJ, EX10 1SS. Local Sidmouth financial advisers will likely have the telephone dialling code 01395 and the postcode EX10. Checking this can ensure that you access local financial advisers. Sidmouth home and business owners can utilise these and many other related services. Simply click on the "enquiry" banner or form to get information on financial advisors in your area.

Sidmouth Financial Advice Services

Financial Advice Tasks Sidmouth

There is a range of services which are provided by your local Sidmouth financial advisor including long term care fee planning, savings advice Sidmouth, ethical investments, stakeholder pensions Sidmouth, pension transfer advice, annuities, cashflow analysis, business planning, bridging finance, pensions in divorce, pension planning Sidmouth, general financial planning, inheritance tax planning, investment consolidation, personal protection, pension advice in Sidmouth, critical illness cover, multi-asset portfolios Sidmouth, unit trusts, offshore investment advice, mutual funds, financial advice services in Sidmouth, divorce planning Sidmouth, trustee investment services, pension reviews, annuity purchase, death benefits, cash flow modelling, pension consolidation advice, independent financial advice, and more. These are just a handful of the activities that can be conducted by a financial advisor. Sidmouth professionals will be delighted to keep you abreast of their entire range of financial services.

A Financial Advisor's Everyday Tasks

  • Financial advisors produce in-depth financial reports.
  • Financial advisors keep detailed records of potential transactions and clients.
  • Financial advisors provide counselling, education and consultation regarding investments and finances.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors keep abreast of regulation changes and new financial products.
  • Financial advisors speak to customers regarding their finances and plans.
  • Financial advisors work together with associates to obtain market information, statistics and trends.
  • Financial advisors recommend the financial products that are best-suited to their customers.
  • Financial advisors update clients regarding their investments.
  • Financial advisors negotiate with providers of financial products.

Financial Advisors Near Sidmouth

Also find: Aylesbeare financial advisors, Weston financial advisors, Otterton financial advisors, Pinn financial advisors, Sidford financial advisors, Colaton Raleigh financial advisors, Bowd financial advisors, Ottery St Mary financial advisors, Bicton financial advisors, Salcombe Regis financial advisors, Seaton financial advisors, Whimple financial advisors, Woolbrook financial advisors, Stowford financial advisors, Farway financial advisors, Branscombe financial advisors, Newton Poppleford financial advisors and more. The majority of these areas are served by local financial advisers. Sidmouth residents can get financial advice quotes by clicking here.

Sidmouth Financial Advice Services

Find a Financial Advisor in Sidmouth Here
Financial Advice Enquiries in Sidmouth Devon (01395)
  • Sidmouth Financial Advice
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  • Sidmouth Trustee Investments
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  • Sidmouth Wealth Management
  • Sidmouth Cashflow Analysis
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More Sidmouth Services: Obviously, when you are looking at your finances in Sidmouth, Devon, you will likely be in need of all kinds of different services and aside from a financial advisor in Sidmouth, Devon, you might additionally need investment advisors in Sidmouth, mortgage advice in Sidmouth, property law & conveyancing in Sidmouth, accountants in Sidmouth, mortgage brokers in Sidmouth, business financial planning in Sidmouth, contracts lawyers in Sidmouth, business consulting in Sidmouth, wills in Sidmouth, tax preparation in Sidmouth, debt recovery & collection in Sidmouth, banruptcy lawyers in Sidmouth, family lawyers in Sidmouth, estate planning in Sidmouth, solicitors in Sidmouth, payroll services in Sidmouth, bookkeeping in Sidmouth, and other different Sidmouth experts.

Financial Advisors Around Sidmouth: People living in the following roads and areas have just recently inquired about financial advice - Bickwell House Lane, Ottery Lane, Newtown, Malden Road, Tully Gardens, Gilchrist Way, Orchardside, Coburg Road, Coulsdon Road, Sid Road, Greenway Lane, Coreway Close, Manstone Close, Steven's Cross Close, Vicarage Road, Boughmore Lane, Howarth Close, Orchard Side, David's Close, Heritage Way, Ridgeway, Chapel Street, Holmdale, Ridgeway Mead, Hillside Road, Convent Road, Cottington Mead, Woolbrook Park, Cotlands, as well as these Sidmouth area postcodes: EX10 8HD, EX10 8NN, EX10 8PE, EX10 8AB, EX10 8BW, EX10 8BB, EX10 8LX, EX10 1BZ, EX10 8AJ, EX10 1SS. Folks living in these areas recently required the help of a financial advisor. Sidmouth residents received competent and top notch financial services on every occasion.

If you would like to get local info regarding Sidmouth, Devon go here

Independent financial advisor in EX10 area, phone code 01395.

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(This financial advisor Sidmouth page was last updated on 01-09-2022)