Financial Advisor Paddock Wood

Paddock Wood Independent Financial Advice & Investment

Financial Advisor Paddock Wood Kent (TN12): Locating a good financial advisor advisor in Paddock Wood can be an intimidating experience, especially if you're needing financial advice for the very first time. Whether it's investments, pensions, mortgage or even insurance advice that you're searching for, there's one common rule for all professional financial advisors; they must all follow FCA (Financial Conduct Authority) regulations. This comes with various guarantees, so after taking advice from a FCA registered financial advisor in Paddock Wood, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman, if anything goes wrong.

Free Paddock Wood Financial Advisor Quotes

When picking a financial advisor in Paddock Wood, a good place to begin could be friends and relations, but you must remember that your circumstances may not be in line with theirs, and you may be in need of a different type of advice. Every financial advisor is not suitable for everyone, and their advice should be personalised to your particular situation. It is a good idea to speak to at least three different firms when you're selecting a financial advisor, since this is a major decision, and you need to find one that you feel comfortable with and can trust, and also explore the options they can provide.

Financial Advisor Paddock Wood Kent (TN12)

Restricted advisors and independent financial advisors, are the 2 principal types of financial advisor in Paddock Wood. The advantage of seeing an IFA is that they should not be confined to just one company's products or services, and can offer a more extensive range of options. Independent financial advice must be provided in a frank and unbiased way and should cover the whole gamut of financial products and companies. This will allow you to pick from the widest possible range of products to suit your needs. A restricted advisor might be tied to services and products from a single provider, or might even concentrate on one particular product, as in the case of a mortgage advisor.

The Financial Conduct Authority requires that any Paddock Wood financial advisor must be fully transparent with you about their charges, before accepting you as a client. In accordance with the type of product you're interested in, you could be charged by the hour, a set fee or perhaps even a specific percentage of your investment. To discuss your aims and determine whether the advisor is the proper choice for you and your circumstances, a free initial consultation might be offered. If you go with one of the bigger Paddock Wood companies, your account may be handled by a team of advisors rather than just one person.

Financial Advisors Paddock Wood UK (01892)

You'll have to fill in a "Fact Find" form, which is a confidential disclosure document relating your financial situation and targets to the advising firm. You will also be given an Initial Disclosure Document, or Key Facts Document, which provides information on the financial advisor, their situation for offering independent or restricted advice and their range of permissions in the financial market. This document should also set down your legal rights and your options if you are not satisfied with the service, and wish to make a complaint. It has to be typed out in plain English and detail what you are signing up for, and any potential benefits and risks that exist should you choose to accept the advice offered. The allowed cooling-off period should also be spelled out in this Key Facts Document. This permits you to have a change of heart within a certain time frame, and cancel the agreement with your financial advisor.

When talking with the financial advisor initially make sure you check their experience and qualifications. After all you are on the verge of entrusting your financial wellbeing to their skill, so you must not be self-conscious about asking such questions. Every financial advisor in Paddock Wood must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If your advisor's name doesn't appear on the Financial Services Register, you don't need to panic, the firm the person works for will almost certainly be on the register and their staff are all covered by the legislation. The individual can still offer financial guidance instead of advice, if these can't be presented. In terms of finance guidance differs to advice and is not regulated. Therefore there's no recourse for the client if financial blunders arise.

Financial Advisor Quotes in Paddock Wood Kent

You'll be asked about the amount of risk you are willing to take, if you are seeking advice on investments. Substantial rewards might be possible with high risk investments, but you stand a greater chance of losing some or all of your funds. Your savings aims should be carefully considered if good investment advice is to be given, i.e. how much you have to invest, long or short term investments and how rapidly you need to access your money. You should always ask yourself the one vital question, how much can you actually afford to lose. This is generally referred to as your capacity for loss and might influence the services and products that could be offered for your consideration.

Financial Advice Near Paddock Wood Kent

Right from the start, it is crucial that you tell your financial advisor about any existing investments, savings accounts, mortgage loans or regular outgoings that you have. This gives a clear picture of your financial situation, and without this the advice given will most likely not be the best for you. Smart financial advice should allow for diversifying your savings and investments by spreading the risk across a range of different products. With an understanding of the best areas to consider, a seasoned financial advisor will focus attention on products that fit in with your goals and financial situation.

Communicating in the clearest possible way, your financial advisor will reveal the complex world of finance and investment. After comparing the services and products that meet your needs, you should be in a position to come to an informed and calculated decision. If you are mind is firmly on the environment, you can maybe ask your advisor to stick to ethical savings and investments. You can then stay away from investments that businesses meet your requirements, and instead support those companies and organisations that address your concerns, for instance renewable energy or zero carbon.

It isn't that easy to work closely with a financial advisor in Paddock Wood without this affecting work and other responsibilities. To enable you to seek advice at times that suit you, face-to-face appointments can be complemented with telephone and video conferencing. Even if you never have a one-to-one meeting with your personal advisor, an experienced financial advice firm in Paddock Wood will have strict measures in place to ensure your details are kept confidential and secure, because remote and home working is now commonplace.


Investment values could go down as well as up, and this is something that you need to bear in mind. If your investment fails to make as much money as you hoped for, it can be quite worrying and frustrating. A downward spiraling of your investment is not seen as a basis for complaint, unless your advisor has supplied you with wrong or misleading information.

Independent Financial Advisor Near Paddock Wood (TN12)

Any complaints should commence with the company's official complaints procedure as laid out in the Key Facts Document. If the issue is unsolved within the time period set out by the regulating authority, and your financial advisor is registered with the Financial Conduct Authority, you can notify the Financial Ombudsman.

After reviewing the cause for complaint, the Financial Ombudsman will make a ruling on the issue. A decision will be made on how to rectify the situation or financially compensate the customer, if the complaint is upheld. Once agreed on by the client, the ruling will become legally binding, and the advisor and their firm must comply with it. Any distress, hassle, inconvenience and annoyance caused to the client during the situation, will be considered when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Paddock Wood UK

Financial advice can be provided in Paddock Wood and also in nearby places like: Queen Street, Hunton, Laddingford, Horsmonden, Mile Oak, East Peckham, Five Oak Green, Tudeley, Marden, Beltring, West Farleigh, Nettlestead, Golden Green, Brenchley, Hadlow, as well as in these postcodes TN12 6AX, TN12 6XD, TN12 6JZ, TN12 6DD, TN12 6NH, TN12 6JU, TN12 6YB, TN12 6LF, TN12 6DH, TN12 6BT. Local Paddock Wood financial advisers will probably have the postcode TN12 and the phone code 01892. Checking this will guarantee that you access locally based financial advisers. Paddock Wood home and business owners are able to benefit from these and countless other finance related services.

Paddock Wood Financial Advice Services

Financial Advice Tasks Paddock Wood

There are a wide range of services which are provided by your local Paddock Wood financial advisor including business protection Paddock Wood, business financial planning, income protection advice, mutual funds Paddock Wood, savings advice, long term care fee advice Paddock Wood, corporate bonds, mortgage services in Paddock Wood, investment consolidation advice, cashflow analysis, pension drawdowns, divorce financial planning, financial analyst services Paddock Wood, portfolio management, trustee investment services, life insurances in Paddock Wood, inheritance tax planning in Paddock Wood, cash flow modelling, equity release advice, financial services, personal financial planning Paddock Wood, unit trusts, pension planning, personal pensions, cheap financial advice, ethical investments, investment bonds, pension reviews, offshore investments in Paddock Wood, general financial planning, and lots more. These are just a selection of the tasks that can be performed by a financial advisor. Paddock Wood professionals will let you know their full range of services.


Financial Advisors Near Paddock Wood

Also find: Nettlestead financial advisers, Horsmonden financial advisers, Queen Street financial advisers, Mile Oak financial advisers, Laddingford financial advisers, Brenchley financial advisers, Hadlow financial advisers, Five Oak Green financial advisers, Hunton financial advisers, East Peckham financial advisers, West Farleigh financial advisers, Golden Green financial advisers, Tudeley financial advisers, Beltring financial advisers, Marden financial advisors and more. Most of these areas are catered for by local financial advisers. Paddock Wood residents can get financial advice estimates by clicking here.

Paddock Wood Financial Advice Services

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Financial Advice Enquiries in Paddock Wood Kent (01892)
  • Paddock Wood Wealth Management
  • Paddock Wood Life Insurance Advice
  • Paddock Wood Cashflow Analysis
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  • Paddock Wood Financial Advice Quotes
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Financial Advisors Around Paddock Wood: In Mascalls Park, Ballard Way, New Road, Le Temple Road, Bramley Gardens, St Andrews Close, Laxton Gardens, Bowls Place, The Cedars, Sycamore Gardens, Warrington Road, Maidstone Road, Mile Oak Road, Bullion Close, Cogate Road, Eldon Way, Ribston Gardens, The Greenways, Keyworth Close, Yeoman Gardens, Clover Way, as well as these local Paddock Wood postcodes: TN12 6AX, TN12 6XD, TN12 6JZ, TN12 6DD, TN12 6NH, TN12 6JU, TN12 6YB, TN12 6LF, TN12 6DH, TN12 6BT, folks have just recently needed financial and investment advice. Folks in these areas recently required the help of a financial advisor. Paddock Wood residents benefited from high quality and dependable financial services on every occasion.

More Paddock Wood Services: Needless to say, whenever you are looking at your finances in Paddock Wood, Kent, you'll likely need all sorts of different services and as well as a financial advisor in Paddock Wood, Kent, you may also need contracts lawyers in Paddock Wood, mortgage brokers in Paddock Wood, property law & conveyancing in Paddock Wood, bookkeeping in Paddock Wood, estate planning in Paddock Wood, solicitors in Paddock Wood, business consulting in Paddock Wood, investment advisors in Paddock Wood, business financial planning in Paddock Wood, payroll services in Paddock Wood, debt recovery & collection in Paddock Wood, tax preparation in Paddock Wood, mortgage advice in Paddock Wood, wills & probate in Paddock Wood, family lawyers in Paddock Wood, banruptcy lawyers in Paddock Wood, accountants in Paddock Wood, and other different Paddock Wood experts.

Financial Advisor Jobs Paddock Wood: View financial advisor jobs near Paddock Wood by clicking here: Paddock Wood Financial Advisor Jobs

To find out local info regarding Paddock Wood, Kent take a look here

Independent financial advisor in TN12 area, 01892.

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(This financial advisor Paddock Wood page was updated on 06-05-2022)