Financial Advisor Parkeston

Parkeston Independent Financial Advice & Investment

Financial Advisor Parkeston Essex (CO12): It can be a daunting experience trying to find a good independent financial advisor in Parkeston, in particular if it's the first time that you're needing financial advice. Whether it is investments, pensions, mortgage or even insurance guidance that you're after, there is one common rule for all professional financial advisors; they must all stick to Financial Conduct Authority regulations. This comes with various guarantees, thus after taking advice from a FCA certified financial advisor in Parkeston, you can seek reparation from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if if things go awry.

Free Parkeston Financial Advisor Quotes

Recommendations from friends and relatives can be a good starting place in selecting a financial advisor in Parkeston, but remember that their situation might be different to what you are looking for. Their advice needs to be adapted to your unique circumstances, and every financial advisor is not suitable for everyone. To explore the options that they can provide and find a financial advisor you can trust and feel at ease with, it is a good idea to speak with at least three different firms, because picking a financial advisor is an important decision.

Financial Advisor Parkeston Essex (CO12)

When it comes to picking a financial advisor in Parkeston, there are 2 main types; restricted advisors and independent financial advisors. The benefit of using an independent financial advisor is that they should not be limited to a single company's products or services, and can offer a broader range of options. Covering the full spectrum of financial products and companies, independent financial advice should be offered in an impartial and unbiased way to clients. Using an IFA should allow you to choose from the broadest possible array of services. If you go to a restricted financial advisor you'll find that they may be restricted to services and products of a specific provider, or as in the case of a mortgage advisor, may only be concerned with one individual product.

The FCA demands that any Parkeston financial advisor must be transparent about their charges, before taking you on as a client. You may be charged a set fee, by the hour or perhaps even a proportion of your investment value, depending on services you require. A free preliminary consultation will sometimes be offered, so you can discuss your objectives and circumstances to see if the advisor is the right fit. In some larger Parkeston firms, you could find that your account is being handled by a team rather than an individual advisor.

Financial Advisors Parkeston UK (01255)

Before any actual financial advice is given you'll be required to complete a confidential disclosure document, known as a "Fact Find" form, which tells the advising firm about your financial situation and goals. To provide information on the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial sector, you will also be given a Key Facts Document, or Initial Disclosure Document. This document will also lay down your rights and the options you can take if you are not satisfied with the service provided, and want to complain. It should be written in plain language and outline what you are committing yourself to, and any potential benefits and risks that exist should you choose to accept the offered advice. You can find the amount of cooling-off period in this document. This allows you to change your mind within a certain period of time, and cancel the contract with your financial advisor.

The first time you are speaking with your financial advisor make sure you check what qualifications and experience they have. After all you are about to entrust your financial future to their expertise, so you must not be embarrassed about asking these questions. All Parkeston financial advisors must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. If the advisor's name doesn't show up on the Financial Services Register, don't freak out, the company the person works for will almost certainly be on the register and their employees are all covered by the legislation. If these cannot be provided the person may still offer financial guidance instead of financial advice. In terms of finance guidance differs to advice and is not regulated. Therefore there isn't any recourse for either party if mistakes are made.

Financial Advisor Quotes in Parkeston Essex

If you are looking for advice on investing money you will be asked the amount of risk you're comfortable with. Most investments carry some element of risk, but higher risk investments may offer bigger rewards, but also more likelihood of losing your capital. Your savings goals should be carefully considered if good investment and financial advice is to be given, i.e. how rapidly you need access to your money, how much you wish to invest and short or long term investments. You should always ask yourself the one important question, how much can you afford to lose. This may affect the products and services that could be offered for your consideration, and is generally referred to as your capacity for loss.

Financial Advice Near Parkeston Essex

If you already have any current investments, savings accounts, regular payments or mortgages, you have to let your financial advisor know about these. To ensure that you receive the most appropriate advice for you, they need to have a full and clear picture of your financial circumstances. The diversification of your investments and savings by spreading the risk load across different products, is a vital part of sound financial advice. An experienced financial advisor in Parkeston will be aware of the best areas to consider, which reflect your financial situation and your goals.

Communicating in the clearest possible way, your financial advisor will open up the complex world of finance and investment. After comparing the various services and products which meet your needs, you should be able to come to an informed and knowledgeable decision. If you're mind is firmly on the environment, you can maybe ask your advisor to stick to ethical savings and investments. This not only gives you investment possibilities, but also enables you to lend your support to zero carbon or renewable energy projects, and avoid businesses and companies that don't share the same values as you do.

Establishing a close working relationship with a financial advisor in Parkeston could cause complications with your work life and other obligations. This can be reduced by augmenting one-on-one appointments with telephone calls and video conferencing, thus allowing you to seek the guidance you need at times that are convenient. Any competent financial advice company in Parkeston will have strict measures in force to ensure your details are kept confidential and secure, even if you never have a face-to-face meeting with your advisor, because remote and home working is no longer unusual.


Investments can be an unpredictable area, and their values could go down as easily as they go up. If your investment is not making as much money as you were hoping for, it can be very stressful and frustrating. Your investment having a downward trend is not seen as a cause for complaint, unless your financial advisor has supplied you with misleading or wrong information.

Independent Financial Advisor Near Parkeston (CO12)

The company's official complaints procedure should be the kick off point for any grievances, and the Key Facts Document should explain this. If the matter is unresolved within the timeframe set out by the regulating authority, and your financial advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman.

The Financial Ombudsman will look into the cause of the complaint and make a ruling. If it is found that the complaint is legitimate, a decision is made on how the client can be financially compensated. Once the decision has been accepted by the customer it becomes a legally binding decision that the advisor and their company, must comply with. Any compensation fixed by the Ombudsman will also account for any inconvenience, annoyance, distress and hassle caused to the client during the dispute.

Book a Financial Advisor in Parkeston UK

Financial advice can be provided in Parkeston and also in nearby places like: Wrabness, Shop Corner, Tendring, Parkeston Quay, Harkstead, Ramsey, Erwarton, Upper Dovercourt, Little Oakley, Harwich, Dovercourt, Stones Green, Great Oakley, Bradfield Heath, Shotley, Wix, as well as in these postcodes CO12 4PZ, CO12 4SX, CO12 4BJ, CO12 4TA, CO12 4BW, CO12 4HD, CO12 4AP, CO12 4PW, CO12 4PP, CO12 4PQ. Locally based Parkeston financial advisors will probably have the telephone code 01255 and the postcode CO12. Verifying this should confirm you access locally based financial advisers. Parkeston property owners can benefit from these and countless other comparable services.

Pension Planning

Pension planning is a key step towards a secure retirement. This process can be considerably improved by seeking the services of a financial advisor. Assessing your current financial situation, a knowledgeable advisor will understand your retirement goals and design a customised pension solution. Among the intricacies they navigate are the UK's pension alternatives, such as workplace pensions, the state pension, and SIPPs (self-invested personal pensions). By taking advantage of their expertise, informed decisions about tax implications, investment choices and contributions can be made. Ensuring that you create an effective pension plan, providing financial stability and peace of mind for your future, is achieved by working with a financial advisor in Parkeston. (61324)

Parkeston Financial Advice Services

Financial Advice Tasks Parkeston

There are a wide range of services that are provided by your local Parkeston financial advisor including inheritance tax planning, mutual funds, divorce financial planning, cash flow modelling, business protection, pension transfer advice, personal pensions Parkeston, retirement plans, investment consolidation, bridging finance, financial analyst services in Parkeston, life insurance advice Parkeston, family income benefit in Parkeston, pension drawdowns, long term care fee planning in Parkeston, ISA's, pension advice, trustee investment services, death benefit advice in Parkeston, multi-asset portfolios, personal protection, pension reviews, corporate bonds, corporate financial planning Parkeston, portfolio management, financial services in Parkeston, financial planning, trusts Parkeston, will writing services in Parkeston, annuities Parkeston, and lots more. Listed are just a small portion of the tasks that can be accomplished by a financial advisor. Parkeston professionals will be happy to tell you about their full range of services.


Financial Advisors Near Parkeston

Also find: Stones Green financial advisors, Tendring financial advisors, Shotley financial advisors, Wix financial advisors, Dovercourt financial advisors, Bradfield Heath financial advisors, Upper Dovercourt financial advisors, Parkeston Quay financial advisors, Shop Corner financial advisors, Harkstead financial advisors, Wrabness financial advisors, Erwarton financial advisors and more. Financial advisors are available for consultations in the majority of these areas. People in these places can make enquiries about financial advice by clicking here.

Parkeston Financial Advice Services

Find a Financial Advisor in Parkeston Here
Financial Advice Enquiries in Parkeston Essex (01255)
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  • Parkeston Retirement Planning
  • Parkeston Wealth Management
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To obtain local Parkeston info take a look here

Independent financial advisor in CO12 area, telephone code 01255.

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(This financial advisor Parkeston article was updated on 20-02-2024)