Financial Advisor Crowthorne

Crowthorne Independent Financial Advice & Investment

Financial Advisor Crowthorne Berkshire (RG45): Finding a first-rate financial advisor advisor in Crowthorne can be a challenging experience, particularly if you are seeking financial advice for the very first time. Whether you are looking for pensions, investments, mortgage or even insurance advice, all qualified financial advisors are bound by one simple rule; they must all adhere to the regulations of the Financial Conduct Authority. Any advice given by a FCA certified financial advisor in Crowthorne comes with the guarantee that should things go wrong, you can contact the Financial Ombudsman or the Financial Services Compensation Scheme.

Free Crowthorne Financial Advisor Quotes

When choosing a financial advisor in Crowthorne, a decent place to begin could be friends and relatives, however you must bear in mind that your situation may not be in line with theirs, and you might need a different sort of advice. Their advice needs to be adapted to your unique situation, and not every financial advisor is suitable for everyone. Choosing a financial advisor is a major decision and it is wise to talk with at least 3 different firms so as to investigate the options they offer, and to find one that you can trust and feel at ease with.

Financial Advisor Crowthorne Berkshire (RG45)

Independent financial advisors (IFA) and restricted advisors, are the two main types of financial advisor in Crowthorne. The advantage of seeing an IFA is that they won't be confined to the products or services of a single company, and can offer a wider range of options. Covering the whole spectrum of financial companies and products, independent financial advice should be given in an honest and unbiased way to customers. This enables you to choose from the widest range of products to match your needs. A restricted advisor may be tied to products and services from one particular firm, or may even concentrate on one particular product, as you might find with a mortgage advisor.

The FCA demands that any Crowthorne financial advisor must be transparent about their charges, before accepting you as a client. Although it varies based on the type of service or product you are interested in, there could be an hourly rate, a set fee, or you could even be charged a percentage of what you're investing. A free initial consultation will sometimes be offered, so you can discuss your aims and situation to determine whether the advisor is the right choice. In some of the bigger Crowthorne companies, you might find that your account is being managed by a team as opposed to an individual advisor.

Financial Advisors Crowthorne UK (01344)

Before any advice is handed out you will be required to complete a confidential disclosure form, known as a "Fact Find" document, which informs the advising firm about your financial situation and ambitions. To provide details of the financial advisor, their situation for offering restricted or independent advice and their range of permissions in the financial sector, you'll also be handed a Key Facts or Initial Disclosure Document. Your own legal rights will also be set out in this document, together with the possible options you can take if you need to make a complaint because you're not satisfied with the service you are given. It should outline exactly what you're committing yourself to, and any potential benefits and risks that exist should you elect to take the offered advice, and it must be written in clear language. The Key Facts Document will also tell you about the cooling-off period. Within a specific time frame, this makes it possible for you to cancel your agreement with the financial advisor.

The very first time you are chatting with the financial advisor you should check what experience and qualifications they've got. Asking these questions shouldn't be a cause for embarrassment, because after all you are entrusting them with your long-term financial wellbeing. Every financial advisor in Crowthorne must present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. You should not freak out if your particular financial advisor's name does not appear on the Financial Services Register, as long as the company is on the register, their personnel are covered by the legislation. If these can't be presented the person may still offer financial guidance instead of financial advice. Guidance isn't subject to regulations in the same way as financial advice, which means that if mistakes are made the client won't have any recourse.

Financial Advisor Quotes in Crowthorne Berkshire

You will be asked the amount of risk you're willing to take on, if you are seeking advice on investments. Higher rewards might be possible with higher risk investments, however you stand a greater chance of losing all or some of your cash. Your savings goals will need to be taken into account if decent financial and investment advice is to be given, i.e. long or short term investments, how rapidly you need access to your money and how much money you want to invest. The one question that you should ask of yourself, which is normally neglected, is how much you can afford to lose. This is generally known as your 'capacity for loss' and could affect the services and products that could be offered for your consideration.

Financial Advice Near Crowthorne Berkshire

If you have already got any existing savings, investments, mortgage loans or regular outgoings, you have to tell your financial advisor about these. They'll need to know this, so that they can get a clear picture of your financial situation and give the correct advice for you. Spreading the risk load across a range of different products through the diversification of your savings and investments, is something that good financial advice should allow for. A competent financial advisor in Crowthorne will have the knowledge of the best areas to consider, which mirror your financial situation and your goals.

Communicating in in the simplest terms possible, your financial advisor will lay bare the multifaceted world of finance and investment. You should be in a position to come to an informed and educated decision after you have learned about the various services and products which meet your needs. If environmental issues are at the forefront of your mind, you could perhaps ask that ethical savings and investments take precedence. You will then be able to keep away from investments that companies meet your requirements, and instead lend your support to those organisations and companies that match your concerns, for instance green energy or zero carbon.

It can prove hard to manage your work life and other commitments around working closely with your financial advisor in Crowthorne. To enable you to seek advice at times that suit you, one-on-one meetings can be backed up with telephone and video conferencing. Even if you hardly ever have a one-on-one meeting with your personal advisor, any experienced financial advice firm in Crowthorne will have stringent measures in force to ensure your details are kept secure and confidential, because remote and home working is now a large part of our society.


Investment values can drop as well as rise, and this is a factor that you have to keep in mind. It can be very frustrating and worrying if your investment isn't making the amount of money you hoped for. However, unless it is owing to misleading or incorrect information from your advisor your investment having a downward trend is not a recognised cause for complaint.

Independent Financial Advisor Near Crowthorne (RG45)

Any disputes should start with the company's official complaints procedure as laid out in the Key Facts Document. If your advisor is registered with the FCA, you can tell the Financial Ombudsman about the matter if it remains unresolved within the period stipulated by the regulating body.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. If it's established that the complaint is justified, a decision will be made on how the client can be compensated or the situation rectified. This becomes a legally binding decision once it has been accepted by the customer, and the advisor and their firm must comply with the decision. Any distress, inconvenience, annoyance and hassle caused to the client during the dispute, will be considered when the Financial Ombudsman sets the level of compensation.

Book a Financial Advisor in Crowthorne UK

Financial advice can be provided in Crowthorne and also in nearby places like: Little Sandhurst, College Town, The Ridges, Barkham, Bagshot, Finchampstead, Sandhurst, Yateley, Eversley Cross, Gardeners Green, Wokingham, Blackwater, Camberley, Owlsmoor, Wick Hill, Holme Green, Bracknell, as well as in these postcodes RG45 6JE, RG40 3DP, RG45 6JG, RG45 6LA, RG45 6PP, GU47 8JF, RG45 6JN, RG40 3GZ, RG45 6AL, RG40. Local Crowthorne financial advisors will likely have the postcode RG45 and the dialling code 01344. Click the "enquiry" form or banner to get details about financial advisors in your location.

Crowthorne Financial Advice Services

Financial Advice Tasks Crowthorne

There is a range of services that can be provided by your local Crowthorne financial advisor including financial services, tax planning, wealth management & investments, mutual funds Crowthorne, cashflow analysis, pension consolidation, investment advice, investment advice Crowthorne, annuities, family income benefit, pension reviews, pension advice, stakeholder pensions Crowthorne, investment bonds, inheritance tax planning, trusts, corporate financial planning Crowthorne, equity release advice, bridging finance in Crowthorne, life insurance advice, portfolio management in Crowthorne, mortgage financial planning Crowthorne, cash flow modelling Crowthorne, annuity purchases Crowthorne, divorce financial planning in Crowthorne, and lots more.

Berkshire Financial Advice Enquiries

Financial Advice Enquiries Berkshire

Current Berkshire financial advice enquiries: Fabian and Nora Oleary from Pangbourne, Berkshire recently asked for information on family income benefit. Sebastian and Eliana Whiteley from Burghfield Common, Berkshire recently asked for information on equity release. Charles Hickman and Ellie Hickman from Wexham, Berkshire recently enquired about financial planning. Harriett and Sebastian Turner from Ruscombe recently asked for information on financial planning. Reuben Barnard and Victoria Barnard from Charvil, Berkshire recently enquired about pension advice. Bobby Ewing from Winkfield, Berkshire recently asked for information on mortgages. Orlaith Parkinson from Ashmore Green, Berkshire recently asked for information on offshore investments. Callum Mooney from Streatley recently enquired about equity release.

Necessary Skills to be a Financial Advisor

  • To be able to competently use a computer and the key software packages.
  • To have a flexible work ethic.
  • To have the ability to listen attentively
  • Good skills in verbal communication.
  • An outstanding understanding and knowledge of accounting and economics with regard to financial products and markets.
  • To have the ability to network and establish solid relationships with customers.
  • The ability to sell services and products.
  • Effective customer service skills for determining client requirements.
  • To be thorough and pay attention to detail.
  • Effective business management skills for negotiating product fees.
  • A competent level of maths knowledge for developing financial packages.

Financial Advisors Near Crowthorne

Also find: Holme Green financial advisors, Eversley Cross financial advisors, Camberley financial advisors, Barkham financial advisors, Finchampstead financial advisors, Wokingham financial advisors, Owlsmoor financial advisors, Wick Hill financial advisors, College Town financial advisors, Blackwater financial advisors, Little Sandhurst financial advisors, The Ridges financial advisors, Sandhurst financial advisors, Bagshot financial advisors, Gardeners Green financial advisors, Yateley financial advisors, Bracknell financial advisors and more.

Crowthorne Financial Advice Services

Find a Financial Advisor in Crowthorne Here
Financial Advice Enquiries in Crowthorne Berkshire (01344)
  • Crowthorne Financial Advice Quotations
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  • Crowthorne Mortgage Advice
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  • Crowthorne Corporate Financial Planning
  • Crowthorne Estate Planning
  • Crowthorne Trustee Investments
  • Crowthorne Retirement Advice
  • Crowthorne Financial Services
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Financial Advisors Around Crowthorne: Some Crowthorne areas and streets where financial advice has recently been given - White City, Bracknell Road, Ambleside, Arenal Drive, Wood End, Mulberry Close, Coleridge Close, Alcot Close, Nine Mile Ride, Old Sawmill Lane, The Rise, Bembridge Court, Upper Broadmoor Road, Llangar Grove, Ruskin Court, Celandine Close, Linkway, Towers Drive, Church Road West, Heatherdene Avenue, South Road, Gordon Road, Hatch Ride, Wellington Road, Connaught Close, as well as the following Crowthorne area postcodes: RG45 6JE, RG40 3DP, RG45 6JG, RG45 6LA, RG45 6PP, GU47 8JF, RG45 6JN, RG40 3GZ, RG45 6AL, RG40.

Crowthorne Financial Advisor Jobs: See financial advisor jobs near Crowthorne here: Financial Advisor Jobs Crowthorne

To find local information relating to Crowthorne, Berkshire click here

Independent financial advisor in RG45 area, phone code 01344.

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(This financial advisor Crowthorne information was checked and updated on 01-09-2022)